Farnoosh Torabi

So Money with Farnoosh Torabi - Stories of Personal Finance, Entrepreneurship, Financial Success, and Money Strategy

Farnoosh Torabi
So Money with Farnoosh Torabi - Stories of Personal Finance, Entrepreneurship, Financial Success, and Money Strategy

Description

Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. So Money brings inspiring money strategies and stories straight from today's top business minds, authors and influencers. What was their financial journey and how do they master their money today? Hear from Tony Robbins, Arianna Huffington, Tim Ferriss and many other inspiring individuals. Learn about their financial philosophies, wins, failures and habits. Plus, their secret guilty pleasures. On Fridays, tune in as Farnoosh answers your biggest questions about money, career, guests, you name it. Submit your question for Farnoosh at www.SoMoneyPodcast.com.

Categories

Business

Episodes

820: Jenny Shih: Business & Productivity Coach

Dec 12, 2018 2399

Description:

Jenny Shih is a top business coach who helps women optimize their business, time and productivity. Jenny, herself, works a 30 hour week and earns $650,000 a year. On top of it, she’s recovering from Lyme Disease.  How she managed to build her career amidst that diagnosis. She’s takes us behind the scenes, and offers advice for all of us on how to budget our time like we do our dollars...and for entrepreneurs, how to charge for your products and services and find your best clients.
To learn more about Jenny, please visit www.JennyShih.com or follow her on Twitter @JennyShih.


819: Susie Carder: From Bootstrap to Big Time

Dec 10, 2018 1990

Description:

Our guest today knows a thing or two about how to defy the odds, triumph in life despite economic challenges and grow a multimillion-dollar business. Susie Carder began her career as a hairdresser. Before that, she was raised in a very small home as one of nine children. She recalls the days of paying her mortgage with her credit card. As you just heard, raising her daughters as a single mom when a life-threatening accident takes place.
She also admits to losing 90% of her wealth in the Great Recession, just 10 years ago and she has risen from the ashes. Today, she teaches others how to build wealth. Her new book is called From Bootstrap to Big Time, how to take your company from $250,000 to 10 million, and emphasizes that profit and planning are essential parts of a business's overall success.

Susie also talks about in her life at least, how her faith has played a role in her success. By the way, she runs a nine-figure business and has helped people from Steve Harvey, to Lisa Nichols multiply their wealth, and also has supported big brands from Dell to Paul Mitchell scale their businesses.

To learn more about Susie Carder, please visit www.SusieCarder.com, and follow her on Instagram @SusieCarder.

818: Ask Farnoosh: Managing Money in Your Business

Dec 7, 2018 2576

Description:

Brittney Castro is a Certified Financial Planner and she’s here to help us answer your money questions - AND spend a good bit of time talking about the finances of running a business. Brittney is the founder of Financially Wise Women, as I mentioned, and it’s something that she really built from the ground up in her 20’s. I know that for a lot of us listening, it’s important to us - especially as we look at the new year -to reassess our careers, maybe make that transition to starting a business or growing our existing business, I thought this would be a good time of year to give you some tips.  Brittney is a fellow Chase ambassador and she’s here on behalf of Chase Ink to share some insights into running that business successfully, and how to find the right mentors for growing your business. It’s important to find the right financial mentors and sponsors to help make the financial aspects of your business simpler. Also, how to manage the money in your business and in your personal life at the same time. This is a hot question, right? How do I create boundaries, how do I create systems, how do I not dip into my personal savings to fund my venture?

Of course, we also have your So Money questions, questions like how to afford supporting adult children? Yeah, it’s really hard to afford children like babies, childcare, it adds up and it’s really a lot for new parents but then, you know, the kids grow up and you find yourself still footing the bill even though they’re in their 20’s for things like school and graduate school. So we’re going to help a parent out on that end.  Also, how to retool your savings after paying down student loans? So if you’re somebody who is near the end of paying off student loans and you’re looking forward to it because you’re going to have better cash flow, what do you do with that cash flow now? How do you kind of reinvest that money and also, leveraging social media to promote your brand and your business.

Thanks to Chase Ink for sponsoring this episode. For more visit chase.com/ink.

817: Dr. Diana Burley, Cybersecurity Expert & Professor

Dec 5, 2018 1430

Description:

We’re talking to one of the world’s most accomplished and active individuals in the world of cyber security: Dr. Diana Burley, named one of eight women to watch in IT security.

Dr. Burley is a full professor of Human and Organizational Learning at George Washington University. She’s an in -demand speaker and, prior to joining GW, Dr. Burley managed a multimillion dollar computer science education and research portfolio. She also led the Cyber Corps Program for the US National Science Foundation.

She has a terrific personal story of succeeding as a woman of color in a male-dominated field and how her family and professors helped to encourage and guide her. She and I also discussed all of the steps we can take to actively protect ourselves from the ongoing cyber threats. Well-known companies have had large breaches. And we are also targets as we shop furiously online this month. Hackers will be working nonstop to interfere. Dr. Burley has great advice on how we can stay safe.

To learn more about Dr. Diana Burley, follow her on twitter @DianaBurley.

816: Farnoosh Brock, Author of The Serving Mindset

Dec 3, 2018 2492

Description:

What can I say? It kind of felt like I had my kindred spirit on the podcast, or my name twin at the very least. Farnoosh Brock, author of The Serving Mindset: Stop Selling and Grow Your Business, is on the show today sharing some deep insightful revelations about what it means to lead a fulfilling life as an entrepreneur.

Farnoosh left a career, a successful career in engineering to pursue a path in entrepreneurship. It wasn’t one that was met with a lot of support at the beginning, but she made it work. And how she made it work is truly, truly inspiring.

Farnoosh lives by the mantra: "Serving is your competitive advantage," and she believes that if entrepreneurs focus on serving, instead of selling, they can learn how to feel good about the whole selling process and even ask for more money from their clients and customers.

If you’re somebody who is looking at a start a business, or even a side hustle...and you want to be able to make the big bucks, Farnoosh has some really honest authentic advice.

Learn more about Farnoosh by visiting www.FarnooshBrock.com and www.ProlificLiving.com and follow her on Twitter @ProlificLiving.



815: Ask Farnoosh: Home renovations, Investing $5k, and Money Books for Husbands Who Makes Less

Nov 30, 2018 1504

Description:

Lots of great, important questions on Ask Farnoosh today pulled from Instagram and Farnoosh's website. Listeners want to know about recommendations for books for men whose wives who make more. Another fan wants to know whether it's better for your credit score to pay off a credit card balance once a month or paying purchases off as you go. Also: Tips for affording home renovation costs, and a college student listener has saved $5,000 and wants to know the best way to invest. To send Farnoosh questions, visit her on Instagram @FarnooshTorabi or send her a question at SoMoneyPodcast.com and click on "Ask Farnoosh."


814: Andy Hill, Founder of Marriage, Kids and Money

Nov 28, 2018 2022

Description:

Today, we’re going to talk about something that doesn’t get mentioned much here: marriage counseling. Specifically, we’re going to talk about how pursuing financial independence actually put today’s guest and his wife in marriage counseling.
Today’s guest is Andy Hill. He’s the founder of the blog and the podcast, both called Marriage, Kids, and Money. I was just a guest on Andy’s podcast last month, so this is a treat to have him on my show today.
Now, to be clear, Andy is a big proponent of financial independence and retiring early. Over the past 8 years, Andy and his wife, Nicole, have paid off $48,000 worth of debt, paid off their home that’s worth $400,000, and they’ve increased their net worth from 0 to $750,000 in 8 years.
However, the journey to get to this point hasn’t been without its challenges. Because Andy’s blog and podcast focus on helping families become financially independent, he wants to cover all topics related to marriage and kids, including how beneficial marriage counseling has been to him and his wife...after reaching an impasse in their relationship.
I appreciate Andy coming on the show today to talk about the challenges when you’re paying off debt and growing your wealth but also how those challenges can make families stronger.

You can learn more about Andy by visiting MarriageKidsandMoney.com. You can also listen to the podcast by the same name and follow him on Twitter @AndyHillMKM.


813: Jen Roberts, Head of Chase Pay and Digital Products at JP Morgan Chase

Nov 26, 2018 1767

Description:

Have you started holiday shopping yet? Today’s episode has some advice for you, as you embark on the spending frenzy. As part of So Money’s yearlong partnership with Chase Slate and as a brand partner for Chase, we have the honor of welcoming Jen Roberts to the show today. She is the head of Chase Pay and Digital Products at JP Morgan Chase.

Jen has decades worth of experience in the credit card industry. She has advice for us on how to have #onelessthing to worry about, as we make our way through the holiday shopping season, make the most of our finances and reduce the financial stress that is natural this time of year.

For more information, head to Chase.com.



812: Ask Farnoosh: Investing 101, Side Hustles and More

Nov 23, 2018 1626

Description:

How to make the most of your side hustle income? What are some great books on investing? If you applied for a job and didn't get it...should you try again? Farnoosh answers your top money and career questions. To send her your questions be sure to visit www.somoneypodcast.com and click on "Ask Farnoosh." You can also send her a message on Instagram @FarnooshTorabi

811: Amy Nelson, Founder of The Riveter

Nov 21, 2018 2175

Description:

Like many moms, our guest today - Amy Nelson - did not want to quit her profession. But felt there were many forces at play keeping otherwise career-ambitious women at home after having children. One of those headwinds was the workplace, itself.

Upon announcing she was pregnant with her first child, Amy, who was an attorney at the time,  noticed she wasn’t getting as many interesting cases. Her workload diminished...and unfairly. She thought she was on track to become a partner, but wondered if that would ever happen given the corporate culture towards mothers.

Today, Amy is the founder and CEO of The Riveter, a female focused co-working space in Seattle. The company is growing fast. It has secured over $4 million in funding to expand to more locations. Amy has become quite the thought leader around all-things related to women, work, motherhood and feminism. I am a big fan and excited to share her work and ideas with all of you.

You can learn more about Amy’s business at TheRiveter.co and follow them on Twitter @TheRiveterCo.




810: Tim Chen, Co-founder and CEO of Nerdwallet

Nov 19, 2018 1517

Description:

Today, we’re in conversation with Tim Chen, the founder and CEO of NerdWallet.com, who started the personal finance website out of a personal experience and need. Tim got laid off in the 2008 recession from a job on Wall Street. In that time frame, his sister came to him for some quick financial advice. She wanted to find the best credit card. His parents, around the same time, were seeking his advice for buying a mutual fund. His online search to answer these questions proved unfruitful and frustrating.  And it was then that Tim got inspired to create a well-designed, and unbiased destination for financial advice and products.

Tim started Nerdwallet with $800. Today it worth hundreds of millions of dollars and has over 300 employees. What is next for the company, for the world of personal finance products and services and what are some of Tim’s own rules when it comes to managing his own money.
To learn more about Tim’s company, please visit NerdWallet.com and follow them on Twitter @NerdWallet & Instagram @NerdWallet.




809: Ask Farnoosh: My husband left me. How can I protect my finances?

Nov 16, 2018 2577

Description:

Co-host Barbara Sloan and Farnoosh address your big money questions, including managing your finances after a divorce,  the ins and outs of a reverse mortgage and ways to become a certified financial planner,

More about Barbara Sloan: She is the operations manager for Manhattan Renovations, bringing with her a wealth of financial and logistical experience.  Prior to Manhattan Renovations Barbara gained the majority of her ten years of experience in the field of contracting with a concentration in finance but also diversified with time on Wall Street, in real estate and property management.

To send in your questions for Farnoosh please visit www.somoneypodcast.com and click on "Ask Farnoosh."








808: Dan Schawbel, Author of Back to Human

Nov 14, 2018 1895

Description:

Today we’re welcoming back Dan Schawbel to the show. Some longtime listeners might remember Dan from way back in Episode 24. Dan is a friend of mine and a New York Times bestselling author of two career books. He’s also a Partner and Research Director at Future Workplace and the Founder of both Millennial Branding and WorkplaceTrends.com.
His third book, Back to Human: How Great Leaders Create Connection in the Age of Isolation, will be published on November 13th, 2018. In it, Dan shares the result of years of research to show why virtual communication actually makes people feel more isolated at work than ever before. And, he’ll give us some advice on what we can do about it.
To learn more about Dan, please visit www.DanSchawbel.com. Follow him on Instagram @DanSchawbel and on Twitter @DanSchawbel.

807: David Neagle: Founder, Life Is Now, Inc,

Nov 12, 2018 1961

Description:

Making more is a matter of the mind, our next guest says. David Neagle is the founder of the multimillion-dollar global coaching company Life Is Now, Inc,. Through his work, David helps thousands of entrepreneurs gain confidence and improve their money mindset to reach radical financial success.
David is a high school drop-out who had a near-death experience early on in life...It was a wake-up call like none other that felt like a second chance at his own life and the opportunity to help others reach their greatest potential.   

To learn more about David Neagle, please visit www.DavidNeagle.com, and follow him on Twitter @DavidNeagle.


806: Ask Farnoosh: I'm moving to NYC. How much should I save?

Nov 9, 2018 1778

Description:

Pareasa Stewart, a So Money devotee, joins Farnoosh to discuss ways to save up for a big move to New York, how people can play catch up in their retirement savings and Roth IRAs versus 401(k)s.

More about Pareasa: She's been a huge fan of the show since its early days.  She is a Millennial and lives in Houston, Texas. She works in the mortgage industry and loves public speaking, real estate and her mom. Pareasa's mom is Persian (like me!) and together, the enjoy listening to So Money and reading When She Makes More, my latest book.

805: Joanne Lipman, Author of That's What She Said

Nov 7, 2018 2252

Description:

804: Sol Orwell, Co-Founder of Examine.com

Nov 5, 2018 2205

Description:

Our guest today is Sol Orwell and he’s an entrepreneur, world-traveler and philanthropist. Born Ahmed Farooq he decided to name himself after George Orwell...We discuss the roots of his unique philosophies on life, relationships, business...as well as his personal identity. Also, the early lessons that have led him to financial success.   Sol is an immigrant. He moved with his family from Saudi Arabia to the West as a kid.  He retired in his mid-20’s, after achieving mega success with his website Examine.com, a destination for learning about nutrition.
To learn more about Sol’s thoughts on entrepreneurship, visit SJO.com.  

803: Ask Farnoosh: Should I use an investing app like Stash?

Nov 2, 2018 1830

Description:

Farnoosh and co-host Eric Roberge, a frequent So Money guest, Certified Financial Planner and founder of Beyond the Hammock, discuss your financial questions.

This week you want to know:

What are some smart ways to raise capital for a start-up?Are the fees for using an investing app too high?Where to park savings for a future home?Can having multiple credit cards hurt your credit score?Remember, you can always leave me your questions by clicking on Ask Farnoosh in the corner, or DM me on Instagram.



802: Leah Gervais, Urban20Something.com Founder

Oct 31, 2018 2024

Description:

How to know when your side-hustle deserves your fullest attention? And it’s time to give your day job your 2-weeks notice?

Our guest today, Leah Gervais, first came on the podcast last year, episode 602. She joined me for an Ask Farnoosh jam session and, at the time, she was a working professional in New York, and also blogging at her site Urban20Something.com for a creative outlet.
Today, she’s fully self-employed, has said buy-bye to her 9 to 5 and dedicating all her focus to her website.

When did she know she was ready?
How is she monetizing her platform?
What advice does she have for you, if you’re considering a side gig or in the midst of one...and wanting to make more of it.

Please visit Leah’s website at Urban20Something.com and follow her on instagram @Urban20Something.
Leah would like to share with us her free case study that describes how she went on to make thousands of dollars in her side hustle. It also comes with an interactive element so you can apply the differences to your business. It's at Urban20Something.com/income-boost.  


801: Sarah Jenks, Founder of Live More Weigh Less™

Oct 29, 2018 2297

Description:

If you’ve ever struggled with your weight … you may have thought to yourself, "My life would be better if I was just thinner." Or, "Life is just 20 lbs away."

Today, I’m interviewing Sarah Jenks, She is an entrepreneur, Nutrition and Life coach, and the founder of Whole Woman, a monthly online membership for women seeking the answers to “Who am I?” and “Why am I here?” She’s also the creator behind Live More Weigh Less™, the most popular online emotional eating program. 

After struggling with her own body issues her entire life, she decided to create a program to help other women overcome those same challenges. Sarah’s community is made up of over 100,000 women.The similar triggers for overeating and overspending.Sarah lives on a 23 acre farm. How the decision to move here after living an urban life was a bit of fate.The triumphs and challenges of being the female breadwinner in her marriage.To learn more about Sarah Jenks, please visit www.SarahJenks.com. Her newest program is available now: WholeWoman.me. She’s also on Instagram @SarahJenks and Twitter @SarahEJenks.

800: Ask Farnoosh: Best Ways to Invest?

Oct 26, 2018 2645

Description:

This week on Ask Farnoosh, Farnoosh and special co-host Leyla Shams, an avid So Money listener, dive into your money questions including: "What are the best way to invest?" "Should I cancel my credit card?" and "Is it worth it to pay down my student loans if I'm starting a business at the same time?"

After earning her professional degree in architecture, co-host Leyla Shams spent several years traveling the well-worn path to becoming a licensed architect. But after being laid off during the 2007 recession, Leyla started exploring other options: instead of immediately looking for her next job, she began a number of independent ventures, most notably a language-learning podcast called "Learn Persian with Chai and Conversation". After the birth of her son in 2016, she left architecture completely, and has now made a career of her "side hustles." She encourages others to do the same.



799: Dr. Daniel Crosby: Author, The Behavioral Investor

Oct 24, 2018 2166

Description:

When it comes to investing, you’ve probably heard the phrase, ‘Buy what you know.’ Do you believe it? I’m asking because today’s guest believes that is “profoundly dumb advice.”  

II think that’s sort of good advice..."Buy what you know!" " Don’t get into something you know nothing about!" (ehem bitcoin). But today’s guest, Dr. Daniel Crosby, a New York Times bestselling author, psychologist, behavioral finance expert and asset manager, thinks that is not sound advice.

Daniel was last on the my show, you might remember on Episode 453 about two years ago. He’s back with a new book called the Behavioral Investor and in it, he examines the sociological, neurological and psychological factors that influence our investment choices. He believes that we should first understand human nature and our own tendencies before making investment decisions.

A little bit more about Daniel: He’s a sought after expert, frequent speaker and he was named one of Investment News’ 40 Under 40 and also, a "Financial Blogger You Should Be Reading," by AARP.

In this interview we’ll learn:

Daniel’s philosophies around how to invest wellHow to curb our emotions andHow greedy are we this month? Daniel publishes an Irrationality Index, a measure of how much greed and fear is in the marketplace month to month. Learn more about Daniel Crosby at NocturneCapital.com and follow him on Twitter @DanielCrosby.

798: Adeola Omole, 7 Steps to Get Out of Debt and Build Wealth

Oct 22, 2018 2177

Description:

What if you had $70,000 worth of consumer debt and losing your job amidst all of that financial stress?
Today, I’m interviewing Adeola Omole on the show. She describes herself as a lawyer by trade and a money coach by choice. Her journey of achieving debt ZERO and building a community for women and money is the focus of our conversation today.
Raised by immigrants in a family of six children, Adeola watched her parents work hard but also pinch pennies. Seeing her parents’ financial struggles growing up, Adeola thought debt was a normal part of life. This led her to make her own money mistakes. By the time she was a young adult finishing her clerkship just out of law school, she had amassed $70,000 worth of consumer debt.

Fast-forward to today, Adeola and her husband are debt-free and building great wealth. They’ve even managed to pay off their mortgage. Adeola also has a new book: 7 Steps to Get Out of Debt and Build Wealth.

You can learn more about Adeola on her website adeolaomole.com, on Instagram at @adeolaomoleb, and on Twitter @AdeolaOmoleB. Her book is called 7 Steps to Get Out of Debt and Build Wealth.  And for her free 10-Point Checklist for Buying Stocks visit adeolaomole.com (scroll to the bottom to find it!)

797: Ask Farnoosh: When should I tell my employer that I'm expecting? 

Oct 19, 2018 1985

Description:

Farnoosh is joined by So Money listener Reuben Subramaniam, founder of K2 Collaborators

Questions on today's episode include:

Advice for saving money on a very low salary in a currency *other* than dollars?When is the appropriate time to tell my employer that I'm expecting? Is it OK to open up a credit card just for the immediate rewards?

796: Tracy Matthews, Founder of Flourish & Thrive Academy

Oct 17, 2018 2319

Description:

Today’s guest is going to share how to recover - and thrive - after losing everything.
At one point, Tracy Matthews had a successful handmade jewelry business, earning over $1 million in annual revenue. You could find her jewelry in over 350 stores internationally and worn by celebrities like Halle Berry, Orlando Bloom, and Kate Hudson. But, Tracy grew the business fast and made mistakes. In 2009, she made the difficult decision to declare bankruptcy and close shop.
The story has a happy ending. Tracy once again has a thriving custom jewelry business. She’s learned from all her failures and now teaches other aspiring jewelry designers how to grow successful businesses through her Flourish & Thrive Academy.
On the show: How did she pick up the pieces after her bankruptcy? And how *does* a jewelry designer grow a business in today’s market?
To learn more about Tracy Matthews, visit FlourishThriveAcademy.com, and follow the academy on Instagram @Flourish_Thrive.

795: Dr. Bonnie Koo, Physician and Founder MissBonnieMD

Oct 15, 2018 2018

Description:

How does a six-figure income turn into six-figures of debt?

Our guest Bonnie Koo was making six-figures by age 23 working on Wall Street. A career pivot into medicine quickly changed all of that when she attended medical school and took on $200,000 in student loans. She also racked up about $20,000 in credit card debt.
Bonnie, now a dermatologist, is on the other side of that money story. She’s since taken control of her financial life, she’s paid down the debt and has launched a site helping other professional women and doctors master their money.

Bonnie blogs at MissBonnieMD.com. She also co-hosts a podcast called Friends Talk Finance.

She shares the exact moment she decided to get serious about money. The book that helped her turn her financial life around...and a unique way to think about retirement planning that won’t make your head hurt.

To learn more about Dr. Bonnie Koo, please visit www.MissBonnieMD.com and follow her on Instagram @MissBonnieMD.

794: Ask Farnoosh: I have extra income. What should I do with it?

Oct 12, 2018 2632

Description:

This week on Ask Farnoosh ....Weighing the costs of graduate school, finding money for a start-up, optimizing extra income, and financial advice for physicians.  So Money listener Lydia Benham joins the show to help Farnoosh answer your money questions. Lydia is an entrepreneur in the fintech/blockchain sector who's been investing since she was 25! 

793: Jenn Edden: Sugar Addiction Expert

Oct 10, 2018 2515

Description:

Our guest today is in the midst of selling her belongings and packing her family of five into an RV, spending the next year traveling the country.

Today’s guest is Jenn Edden. She’s a sugar addiction expert, author and empowerment coach who helps female entrepreneurs learn how to increase their energy through proper nutrition. She is the author of Woman Unleashed: the highly sensitive woman's guide to radiant energy, unstoppable confidence and a 21 day plan to kick sugar's hold on you!

Lately, she’s become more interested in helping families and children overcome their sugar addictions and that is what sparked the big move.

Over the next year, Jenn, her husband and three children will be going from state to state to visit schools and universities to educate kids and young adults about healthy eating.

Jenn arrives at this major transition knowing a thing or two about being brave. She is a former medical school drop out and a survivor of a near-death home explosion.  She’s got her handle on her health AND her finances. Hear how she and her husband did the math to figure out if they really could just afford to travel the country for a year with their kids.

To learn more about Jenn, follow her on twitter @JennEdden and visit her website, www.jecoaching.com. Her book Woman Unleashed is available on Amazon.




792: Suze Orman, Author of Women & Money

Oct 8, 2018 2359

Description:

Suze Orman is here!

This interview is probably one of my favorites for a lot of reasons. It was fascinating to hear Suze's views on women and money today and learn if they've changed over time. You may have thought Suze was enjoying retirement. Well, she's left...at least, temporarily, inspired since the #MeToo movement to relaunch a new and improved edition of her best-selling book, Women & Money.

This is going to be a little bit of a different format than typical episodes on the podcast. You will hear from me, as well as Adam Auriemma, the editor-in-chief of Money Magazine, who invited us to join a panel with him to share our thoughts around women and money. For the full video ov, head over to money.com.

Check out more of Suze's work at www.suzeorman.com.  Her updated book Women & Money is available here.

 

791: Ask Farnoosh: Financial Planning for a Special-Needs Child

Oct 5, 2018 2499

Description:

Farnoosh, what are your thoughts on 0% financing offers for new cars? Is hiring a financial advisor a waste of money? How best to plan for a child with special needs? 
Joe Saul-Sehy, host of Stacking Benjamins co-hosts. Joe is taking his show on the road and is in the midst of a 3-city tour. He'll be in Kansas City on October 9. Get the full tour schedule here: www.stackingbenjamins.com/tour

Introducing: Superwomen with Rebecca Minkoff

Oct 4, 2018 315

Description:

Rebecca Minkoff is a fashion powerhouse, and each week she sits down with the women who shape our culture, change the world, and lift each other up along the way. First up? Michelle Lee from Allure, who is challenging the status quo and changing the conversation around inclusion in beauty and fashion. Subscribe to Superwomen with Rebecca Minkoff today www.wondery.fm/superwomen


790: Karen Bergreen: Stand-Up Comic

Oct 3, 2018 2877

Description:

If you’ve been following me on Instagram or get my newsletter, you might know that I recently took stand up comedy classes here in NYC at Manhattan Comedy School. It’s something I’ve always wanted to do. It scared the heck out of me...so naturally, I had to try it. My next performance is TONIGHT at Gotham Comedy Club at 7pm, actually.  And so I thought who better to have on So Money today than my comedy school teacher, comic Karen Bergreen.
Over the past decade, Karen has been keeping audiences laughing all across the country. She’s been on Comedy Central, the Oxygen Network, VH1, The View, and LIVE at Gotham.
She’s also an author of two fiction books, Perfect is Overrated and Following Polly: A Novel. She and I talk about the highs and lows of being a female stand up comic, growing up in New York City when people *didn’t* want to be labeled as “rich.”..and  Karen’s transition to comedy...She graduated from Harvard, and went on to law school. How and why she pivoted is where we begin the conversation...
To learn more about Karen, visit KarenBergreen.com or find her on Twitter @KarenBergreen

789: Angela Duckworth, Author of Grit

Oct 1, 2018 1733

Description:

Would you consider yourself gritty?

Grit is being able to pursue long term goals, even if that pursuits take years. Grit is when you view your life like a marathon, not a sprint. Grit is when you don’t consider a failure an end point. And, today’s podcast guest is the world’s foremost expert on grit, and she’s here to tell us how we can get more of it and why it’s so important.

Today, I’m welcoming Angela Duckworth to the show. She is the New York Times best selling author of the book Grit: The Power of Passion and Perseverance...now in paperback. She’s a psychology professor at the University of Pennsylvania, where she earned her PhD, and she’s the Founder and CEO of Character Lab, a non-profit that helps use psychological science to help kids thrive.

Angela and I discuss how grit can be learned, her financial perspectives formed as the daughter of immigrant Chinese parents, Eastern versus Western parenting values...and we explore the plot of the hit book and movie Crazy Rich Asians.

You can learn more about Angela by visiting her website, www.angeladuckworth.com and www.characterlab.org and follow her on Twitter @angeladuckw.

788: Ask Farnoosh: What should I do with my money and career BEFORE having kids?

Sep 28, 2018 2279

Description:

Special co-host Jamila Souffrant, founder of Journey to Launch, is back on the show, this time co-hosting and helping answer a wide range of questions from So Money listeners.

Today's questions: Is it better to make an additional principal payment on a mortgage each month or invest in an index fund? What to do when you're in your 60s with no savings or retirement? What can a professional woman in her late 20's - who wants children one day - do to prepare best for the time and money constraints of parenthood?

To learn more about Jamila, visit JourneytoLaunch.com. You can also follow her on Instagram.


787: Claude Silver, Chief Heart Officer of VaynerMedia

Sep 26, 2018 2037

Description:

Ever wish there was someone at your company, whose job is to enhance your well-being, happiness and fulfillment at work?
Today I’m welcoming Claude Silver to the show. She is the Chief Heart Officer for Vayner Media, the powerhouse media company created by none other than Gary Vaynerchuk, who is also a bestselling author and by many accounts, one of the most recognized entrepreneurs in the world.
As Chief Heart Officer, Claude she has a very special job, and is responsible for improving and inspiring Vayner Media’s 800+ employees. Her role is to help nurture the amazing culture at Vayner Media and ensure it’s a place where all employees feel at home. Don’t we wish more companies prioritized this?
Growing up, Claude wanted to either be a philanthropist or a movie director, but at the heart of it all, she just enjoys helping people. Today we’ll talk to this inspiring woman about how she landed this unique job title, the book that changed her life and how she tries to, as she says, "light people up at work each day."

You can follow VaynerMedia at VaynerMedia.com and follow Claude on Twitter @claudesilver




786: Dr. Peter Kim, Founder of PassiveIncomeMD.com

Sep 24, 2018 2093

Description:

In the Iranian culture, if your child becomes a doctor, this is the ULTIMATE trophy for a parent. And while being a doctor comes with a great deal of integrity and pride...building a solid financial life as a doctor is not as simple as it once was with the heaps of student loan debt many doctors today have.
And as our guest today will explain, many physicians are not equipped with the financial know-how of managing their money and growing wealth.
Peter Kim is our guest and he is an anesthesiologist AND real estate and passive income expert. Last I checked, being an anesthesiologist was one of the highest paid tracks in medicine. So, what motivated Peter to rethink his profession?
For years Peter blogged anonymously at PassiveIncomeMD.com about his exploration into real estate as a side hustle. He also runs the real estate company CurbsideRealEstate.com to help educate physicians about the homebuying process. Did you know there’s a thing called a physician’s home loan?
Peter recently lifted the veil on his site to share his name and more details about his personal life to the thousands of readers he’s cultivated over the past few years.
Today he is a physician by CHOICE, as well as an avid real estate investor.
You can learn more about Peter Kim by visitingwww.passiveincomemd.com and www.curbsiderealestate.com. Follow him on twitter @passiveincomemd.

785: Ask Farnoosh: Should I rent or buy?

Sep 21, 2018 1573

Description:

This week's listener questions touch on home ownership, paying down student loans (versus investing in the stock market) and where to stash cash for a short-term goal? Co-host is Mary Grace Gardner, a So Money listener and founder of TheYoungProfessionista.com.

784: Raj Jana, Founder of JavaPresse Coffee

Sep 19, 2018 2106

Description:

How do you make or take your coffee? Does it spark joy?
Our guest Raj Jana has built a thriving business by turning the common experience of making coffee into kind of an art form and in the process has created a 6-figure per month business.
A little more about Raj: He was born to Indian parents who came to the U.S. with only a few dollars in their pockets. He previously worked at Chevron as an engineer until a life changing moment at work that made Raj reevaluate his life path.
Raj shares financial lessons learned from his upbringing, the changes he would try to make if he won the lottery and some high-level coffee talk. Like, what is a pour-over? And why is it Raj’s go-to coffee order?
To learn more about Raj’s company, Java Presse Coffee, visit JavaPresse.com and follow him on Instagram @JavaPresseCoff

783: Ryan Serhant, Bravo's Million Dollar Listing Star

Sep 17, 2018 1741

Description:

If you watch Bravo TV or follow New York City real estate, you know all about our next guest. Ryan Serhant is a star of Bravo's Million Dollar Listing New York and a top real estate broker in the City.

His story began as a shy, out of work hand model. He  entered the real estate business in 2008 - in some ways the WORST time to be an agent in the real estate market. Ryan shares how he rose to become one of the top realtors in the world, his parlay into reality TV and advice for first-time buyers.
His new book, Sell it Like Serhant comes out tomorrow, September 18. 

Also, Ryan and I will be at the 92nd Street Y in Manhattan, along with our friend Dan Schawbel, a NYT Bestselling author and millennial workplace expert. We'll be leading a discussion around Creating Human Connection in a Digital World. The event is on November 26 at 7pm. Reserve tickets at 92Y.org.

782: Ask Farnoosh: What does my horoscope say about my finances?

Sep 14, 2018 1949

Description:

Is there any relationship between our Zodiac signs and how we spend, save and make financial decisions?

In today's Ask Farnoosh, Farnoosh and co-host Brittney Castro, founder and CEO of Financially Wise, tackle your money questions, as well as share some of the insights from a recent Chase Slate Credit Outlook Survey which looked at how our astrological signs impact our spending and credit habits.

Brittney, like Farnoosh, serves as a fellow Chase Slate Financial Education Ambassador.



Bonus: Nikki Arwood, Regional Market Executive, Charles Schwab

Sep 13, 2018 1463

Description:

We’re going back to basics today in a special So Money bonus episode, talking about the best ways to start and execute financial goals.

Our guest is Nikki Arwood, Regional Market Executive at Charles Schwab. In her role, Nikki leads 36 branches and over 200 employees in the Carolinas, Virginia, Maryland, DC, Kentucky, Tennessee, Arkansas and Mississippi. She has been in the financial services industry for 30 years, and has spent most of those years at Schwab. Nikki is a graduate of Georgetown University, where she majored in Sociology and was captain of the Women’s Basketball Team.

Nikki and I discuss goal setting, finding the motivation to stay the course with your financial plan and a 30-Day financial cleanse from which we can all benefit.

DISCLOSURE:

Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.


781: Chanie WIlschanski: CEO of DiscoverED Consulting

Sep 12, 2018 2170

Description:

Imagine being at the grocery checkout with little kids. You’re desperate to leave because one kid’s crying, the other is hungry. And then, your credit card gets denied. And the next credit card gets denied. And this is food you need to prepare dinner.
Our guest today experienced this and made two vows to herself when that happened. The first was to never run out of money again. The second: to never go grocery shopping again.
She’s managed to do both quite well.
I’m honored to welcome Chanie Wilschanski to the show. She’s a teacher turned entrepreneur, mom to four kids and the breadwinner in her marriage.
We discuss her turning points, managing money and responsibilities in her big family as the breadwinner and advice for women who may be unsure about simulatenously pursuing a career AND parenthood.

Chanie Wilschanski is an early childhood leadership coach and CEO of DiscoverED Consulting. You can learn more about Chanie on her website www.discoveredconsulting.com and follow her on Facebook



780: Jonathan Fields, Good Life Project

Sep 10, 2018 3039

Description:

A life of uncertainty is one that is worth living. Welcome to So Money everybody, I’m your host, Farnoosh Torabi, thanks for joining. It may sound scary but our guest today offers some pretty profound insights and experiences around taking risks and dancing with your fears. It’s actually integral, he says, to living a good life.

Jonathan Fields is on the podcast today, he is a New York City dad, husband, award winning author, media producer and entrepreneur. His latest book is Uncertainty - Turning Fear and Doubt Into Fuel for Brilliance. Jonathan’s current focus is Good Life Project. It’s a media and education venture. Maybe you’ve heard the popular podcast. It’s also a global movement that empowers people to live more engaged and connected lives. 

He and I discuss how to go about living a good life, financially speaking. The importance of living a life of uncertainty and being in your career, and being in the unfortunate middle, and how to get out. 

To learn more about Jonathan Fields visit www.jonathanfields.com

779: Ask Farnoosh: What would you do if you won the lottery?

Sep 7, 2018 1737

Description:

What would Farnoosh do if she scored $300 million playing the lottery? Can a spender become a saver? And what's the deal with credit cards? If we're not fans of debt, then what role do credit cards play? Co-host Meera Joshi is a fan of the show and has "an obsession for forecasting cash flows." By trade, she is a CPA and works in Private Equity Real Estate. 

778: Lindsey Stanberry, Money Diaries

Sep 5, 2018 2134

Description:

Have you ever read someone’s diary? Come on, you know you have...or wanted to at least.

Today, we’re talking about Money Diaries: Everything you’ve ever wanted to know about your finances and everyone else’s. 

It’s a new book out by author Lindsey Stanberry, who is the Work and Money Director at Refinery29, one of my favorite websites for all things; female empowerment, career, money, lifestyle, trends.

Money Diaries started as a series on Refinery29, where Lindsey would share entries from millennial women all across the country, how they were spending every single dollar, every single cent. The book was inspired from that and it provides up close and juicy insights into how millennial women are handling their financial lives, or not handling their financial lives. We also will talk about Lindsey’s own financial journey to saving over a $100,000 to purchase her first home, how she is striking a balance between motherhood and her career.

You can learn more about the Money Diaries book by visiting MoneyDiariesBook.com and follow Lindsey Stanberry on Twitter @LeStanberry.


777: Kim Perell, The Execution Factor

Sep 3, 2018 1876

Description:

From broke to millions, our guest today is a financial warrior.

Today, Kim Perell is the CEO of a digital marketing firm called Amobee, which has raked in hundreds of millions of dollars.
But Kim’s journey had difficult beginnings.

She landed what seemed to be a dream job in her 20’s working for a tech firm called XDrive, as the director of marketing. But then the dot-com bubble burst and she was left with the task of laying off several close friends and eventually, after the company went bankrupt, she was left unemployed.
But no sooner than three months later, with $10,000 borrowed from her grandmother and credit card bills mounting, Kim rebooted her career and started a new business. It was the first of a few businesses which have gone on to produce hundreds of millions of of dollars.
Her successes have led her to authoring a new book, The Execution Factor: The One Skill that Drives Success.
 To learn more about Kim, visit www.KimPerell.com and follow her in Instagram @KimPerell.

776: Ask Farnoosh: How Can I Retire Early?

Aug 31, 2018 2065

Description:

Farnoosh and co-host Lisa Loperfido answer your money questions. Jaden asks how he can retire early by investing.  A real estate agent asks how she can leverage social media. And Liz wants to know if she and her live-in boyfriend should create a written agreement. Farnoosh references her Money article on the topic: http://time.com/money/3674425/unmarried-couples-finances/

Bonus: Catherine Golladay, SVP, Charles Schwab Participant Services & Administration

Aug 30, 2018 1695

Description:

What's your greatest financial concern? For many people the number one source of money stress stems from uncertainties around retirement. Specifically, we're worried we won't have enough saved or that we can't afford to retire.

Welcome to So Money. This is a special bonus episode, part of a four-part series we’re doing with Charles Schwab, where we’re doing deep dive conversations about really important financial topics.

If you've been following along this series you know that we kicked things off with Liz Ann Sonders, chief financial strategist at Charles Schwab, as she gave her perspectives on the stock market. Then we transitioned over to financial literacy and how to educate our young ones about money in a conversation with Carrie Schwab-Pomerantz, President of the Charles Schwab Foundation.

Today we turn the focus to retirement and retiring well. For this, we welcome Catherine Golladay, a senior vice president of participant services and administration at Charles Schwab. Catherine has her ears to the ground and understands the issues and complexities surrounding our retirement concerns .

Catherine and I discuss the current retirement landscape. What does retirement look like today? How we can all catch up and prepare and what are the specific challenges facing Millennials?

For more, visit Schwab Savings Fundamentals

Disclosure:

Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

775: Kate White, Former Cosmo Editor & Author of The Gutsy Girl Handbook

Aug 29, 2018 2427

Description:

Forget lean in. How about be gutsy?

Our guest today is former Cosmopolitan Editor-in-Chief and media giant Kate White. She is a New York Times bestselling author of multiple books, both fiction and non-fiction. Her latest career guide is called The Gutsy Girl Handbook: Your Manifesto for Success.

There are many career guides for women these days. I’ve read all of them. The Gutsy Girl Handbook by Kate White cuts right the matter of why some women succeed and others fall behind in their careers. It draws on research, and offers never-before told stories from Kate’s tenure as the editor-in-chief of Cosmo. In our conversation we learn why when we worry we give up our power. How to combat gender bias in the workplace and Kate’s own gutsiness that scored her the head role at one of the country’s leading magazines.

In our current world of mansplaining and the #MeToo movement, it seems like the perfect time for Kate to remind us again of why it’s so important to have confidence and ambition in our careers. Careers give us so much, including money. And if there’s one thing I’m reminded of more and more these days, it’s that if I want to have options, power and freedom in my life...money, financial freedom it’s incredibly important. 

To learn more about Kate White, visit her website www.KateWhite.com and follow her on twitter @KateMWhite


774: Jamila Souffrant, Founder of Journey to Launch

Aug 27, 2018 2533

Description:

Our guest today hopes to retire early. Jamila Souffrant and her husband have saved $169,000. They live in New York City. They have 3 children and own two properties.
How does she do it?
Today, we’re in conversation with Jamila Souffrant, the creator of the Journey to Launch website and podcast. 
Even though Jamila lives in Brooklyn, one of the most expensive cities in the world, she has big plans to retire early at age 40.
In some ways, her financial independence journey began at age 22 when she bought her first condo in Brooklyn, which turned into a great investment property. But also as the daughter of a single, immigrant mother, Jamila’s ambitions were shaped at a young age.
She is now working hard on her personal brand and mission, Journey to Launch, where’s she documenting her journey towards early retirement.

Learn more about Jamila by visiting her website JourneytoLaunch.com. You can also listen to her podcast and follow her on instagram @journeytolaunch


773: Ask Farnoosh: A prospective employer wants to know my salary. Do I need to share?

Aug 24, 2018 2238

Description:

Are prospective employers allowed to ask you how much you make? Do you have to tell them? How to avoid the topic without compromising the job offer? 

In today's Ask Farnoosh, special co-host Heather Horton joins. She is an avid listener and professional actor and comedian in Los Angeles at www.heatherho.com.

Farnoosh and Heather also tackle questions like: Do you think it’s worth opening a Roth if I will soon be making too much to contribute to it? Is it too late to start a 529 plan for high school age kids? Any advice on how to negotiate salary during a promotion? 

For more check out www.somoneypodcast.com

772: Jaclyn Johnson, Founder of Create and Cultivate

Aug 22, 2018 1997

Description:

What do Gloria Steinem, Kim Kardashian, Jessica Alba, and Chrissy Teigen all have in common?
Today, I’m interviewing Jaclyn Johnson, who turned a job layoff into an incredible career as an entrepreneur. Her business, Create and Cultivate, hosts the premier conference for female entrepreneurs.
Women love her conferences because she brings in female powerhouses as her keynote speakers including some of the women just mentioned. She creates an atmosphere of camaraderie that just can’t be beat.
Today, I’ll be talking to her about how she started her business, what it’s like to meet so many incredible celebrities, and her new project, an upcoming book and podcast called WorkParty.
To learn more about Jaclyn’s upcoming book and projects, visit www.workparty.com. You can also follow Jaclyn on Twitter and Instagram @jaclynrjohnson.

771: Mo Bunnell, Author of The Snowball System

Aug 20, 2018 1743

Description:

For some entrepreneurs the idea of selling a product or service can feel like selling OUT or selling your soul. But our guest today has a technique for selling with integrity and winning every time. I’m welcoming Mo Bunnell to the show. Mo leads the Bunnell Idea Group whose trademarked GrowBIG® Integrated System helps companies grow their business faster, in the right way and helps professionals get focused and efficient in business development.  He has a new book out later in September 11 called The Snowball System: How to Win More Business and Turn Clients into Raving Fans. We’ll talk about his Give to Get technique, some shorthand for calculating what your time is worth, as well as Mo’s So Money accomplishment...finally purchasing a horse farm near the heart of Atlanta, which was on his family bucket list for years.  You can learn more about Mo Bunnell by visiting www.MoBunnell.com. Follow him on Twitter @MoBunnell and pre-order his book on Amazon.  For more, also check out www.Snowballsystem.com and www.Createdemandcourse.com

770: Ask Farnoosh: I'm 32. Should I go back to college and get my degree?

Aug 17, 2018 1814

Description:

Is working towards a Bachelor's worth it later in life? Should I take a loan from my 401(k) to pay off student loans? What are some good resources or ideas for starting to invest? Today's Ask Farnoosh is with co-host Leyla Novini, an avid So Money listener. Check out www.SoMoneyPodcast.com for more.

Bonus: Carrie Schwab-Pomerantz, Chief Financial Strategist at Charles Schwab

Aug 16, 2018 2062

Description:

How do we educate our kids when it comes to money? Welcome to So Money, everyone. I’m Farnoosh Torabi. Today is a special bonus episode, part of a four-part series we’re doing with Charles Schwab, where we’re doing deep dive conversations about really important financial topics.

Earlier this month we spoke with Liz Ann Sonders, chief financial strategist at Charles Schwab, about her perspectives on the stock market. Where are we headed? Also, important steps for first time investors. If you missed that episode, I encourage you to go back and take a listen.

Today we’re shifting gears to financial literacy, especially when it comes to our kids. Its’ no secret that, as a nation, we’re a little behind when it comes to knowing just the basics about how to manage money and how to budget.

Our guest today is Carrie Schwab Pomerantz, a CFP and president of the Charles Schwab Foundation. She and I will discuss ways to teach our kids about money throughout the ages. How to support financial literacy in schools and the money lessons she’s instilled in her three children.

As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses, and it’s been a really great collaboration so far. I’m a Charles Schwab customer, have been for many years. So before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.

For more, check out SchwabMoneyWise.com
Disclosure: Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.


769: Brian Portnoy, Author, The Geometry of Wealth

Aug 15, 2018 1879

Description:

Can money buy happiness? Really? Today, I’m interviewing behavioral finance expert and author Brian Portnoy. Brian’s new book, The Geometry of Wealth: How To Shape A Life Of Money And Meaning. In it he explains how money might not be the source of happiness...But money *can* fund contentment.
Brian is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as an educator, investor, and strategist. He holds a doctorate from the University of Chicago...Coming up next:  his 3-step method for achieving true wealth...It involves shapes. And how much money is ENOUGH money? 
You can learn more about Brian Portnoy, his books, and more at ShapingWealth.com. You can also follow him on twitter @BrianPortnoy and purchase his new book, The Geometry of Wealth, wherever books are sold. 






768: Lauren McGoodwin, Founder of CareerContessa.com

Aug 13, 2018 1684

Description:

It can be hard to find quality career advice these days. The work landscape is always changing. Millennials want more freedom and flexibility. For women, in particular, there's conflicting advice about how to strategize, communicate, think, act, perform. That’s why I invited Lauren McGoodwin, an expert in career development for women and founder of the popular website Career Contessa. 

Together with her talented team, Lauren provides advice, insight, and support for women who want to pursue their career goals. We’ll chat about her business, her financial failures, and the importance of having not just a career - but a life  that you love.

To learn more about Lauren’s business, please visit www.careercontessa.com and follow the team on instagram @careercontessa.

767: Ask Farnoosh: My identity was stolen. What do I do?

Aug 10, 2018 2166

Description:

This week's #AskFarnoosh addresses a listener's concerns about identity theft, as well as investing in index funds, renting versus owning and a mother who refuses to learn about the household finances because "it isn't her job." Oof!

Special co-host Addy Adewusi, a listener, joins Farnoosh with some great perspective and advice.

For more, check out www.somoneypodcast.com

766: Srinivas Rao, Author of An Audience of One

Aug 8, 2018 1854

Description:

What if we all just stopped trying to be the best… stopped trying to climb the ladder… stopped trying to get the corner office? What if we believed that true success existed outside of “the best”? 

Today’s guest is Srinivas Rao. He is an author, speaker, and podcast host of the hugely popular podcast called The Unmistakable Creative. After interviewing over 600 creatives, thought leaders, authors, entrepreneurs, and rebels, Srini believes that being unmistakable is actually far better than being the best at what you do.

We’ll talk about his upcoming third book, An Audience of One, why he got fired from so many jobs after graduating from business school, and why there's a really big difference with what we want to do for a living and what we want to do with our lives.

To learn more about Srinivas Rao, please visit UnmistakeableCreative.com.


765: Petra Kolber, Author of The Perfection Detox

Aug 6, 2018 1826

Description:

How many of you are perfectionists out there? Teacher’s pet? Relentless overachiever? Yep, you’re among friends here.
Petra Kolber believes that perfectionism actually holds us back. In fact she says that trying to be perfect = loss of joy. Based on decades of experience in the health and wellness industry, Petra now teaches people all over the world how to overcome unhealthy perfectionist tendencies.

She’s documented her top tips and strategies in her new book, The Perfection Detox: Tame Your Inner Critic, Live Bravely, and Unleash Your Joy.

In addition to being an author, Petra is an international speaker with 25 years of experience speaking to groups and companies about finding joy. 

To learn more about Petra, please visit www.PetraKolber.com. You can pre-order her book on Amazon.





764: Ask Farnoosh: How to Build My (DIY) Financial Plan?

Aug 3, 2018 1987

Description:

We have a special theme for Ask Farnoosh this Friday: Prioritizing your financial goals.
Special co-host Eric Roberge is a certified financial planner and has found that people tend to get stuck on how to use their money... and many times, end up procrastinating to their own detriment because of it! They are trying to make the right decision when all they really need to do is avoid making a bad one.

We have a lot we want to accomplish with our money and know we need to save, invest wisely, and watch our cash flow... but we seem to struggle when it comes to (confidently) knowing which of our goals to focus on first -- or how to balance them if they're going to work on more than one thing at a time.
If you'd like to learn more about Eric visit www.beyondyourhammock.com or follow him on Twitter @BeyondFinances.

Bonus: Liz Ann Sonders, Chief Investment Strategist, Charles Schwab

Aug 2, 2018 2301

Description:

In a special bonus episode of So Money, we're answering some of your biggest questions about investing and the stock market with Liz Ann Sonders, Chief Investment Strategist with Charles Schwab. Over the next two months, So Money and Charles Schwab are teaming up to bring you rich conversations and advice around important topics that are important to all of us.

As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it's been a really great collaboration so far. I'm a Charles Schwab customer and have been for many years. Before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.

[Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market or other conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. The above mentioned companies should not be construed as a recommendation or endorsement.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.

Diversification, Periodic investment plans (dollar‐cost‐averaging), and asset allocation strategies do not ensure a profit and cannot protect against losses in declining markets.

Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment. Rebalancing may cause investors to incur transaction costs and, when rebalancing a non‐retirement account, taxable events may be created that may affect your tax liability.

Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly.

The S&P 500 Index is a market-capitalization-weighted index comprising 500 widely traded stocks chosen for market size, liquidity and industry group representation.]

763: Alli Webb, DryBar Founder

Aug 1, 2018 2370

Description:

Today we’re welcoming stay-at-home mom turned Entrepreneur & Founder, Alli Webb. About 10 years ago, Alli started a mobile blowout service where she’d drive around in her car in Los Angeles and give clients blowouts in their homes. She realized there was a ton of demand for this service and that women were willing to pay $40+ per blowout. From there she decided to create a salon just for blowouts and DryBar was born.
With the help of her brother, who came on as CEO, Alli Webb has grown her business into more than 100 locations with over $100 million in revenue. The secret, she says, is consistency.  

Alli and her brother also have a new podcast called  “Raising the Bar with Alli & Michael” which launched on July 25th. On the series, Alli and Michael speak to budding entrepreneurs, and share what it takes to risk everything on a great idea in hopes of turning it into a multi-million dollar business. 



761: Cristina Alger: Author of The Banker's Wife

Jul 30, 2018 1957

Description:

Cristina Alger is a celebrated fiction writer who just came out with her third book, The Banker’s Wife, a financial thriller that unveils the personal lives of the financial world's movers and shakers.
Cristina is a former Goldman Sachs analyst and a former Manhattan corporate attorney who grew up in the city, attended some of the best schools in the nation, and sadly, lost her father - a well known finance executive - during the 9/11 terrorist attack.

We talk about her creative process for developing The Banker's Wife, how her personal life and experiences inspired and influenced the book and financial lessons learned growing up as the daughter of a top finance executive.




761: Ask Farnoosh: My 9-year-old has saved for a $370 LEGO. Should I let him buy it?

Jul 27, 2018 2350

Description:

A career conundrum, student loan concerns and doubt about an extravagant Lego purchase. So Money listeners get their questions answered by Farnoosh and special co-host Chantl Martin, an avid listener and founder of Thrive Lounge.

760: Marissa Evans Alden, Co-Founder of Sawyer

Jul 25, 2018 1621

Description:

Ever tried to enroll your child in like an art class, or soccer camp, only to find out that it's completely full, or maybe you just found out about a great swim program right by your house, but wish you'd known about it years before? Today's guest is an entrepreneur who noticed this particular parent pain point, and she's on a mission to fix it and help make parents lives a little bit easier and help make kids’ lives more fun. 

Today, we're welcoming Marissa Evans Alden to the show. She is a former Rent the Runway Executive, and now the co-founder of a website and mobile app called Sawyer. Sawyer is a marketplace for children's activities and adventures and it's currently available in the New York, Chicago and LA metro areas, but soon to a neighborhood near you. 

Full disclosure, my husband Tim joined the Sawyer team earlier this year as a developer, but even before he began working there, he and I were fans of the site as two busy parents who are constantly trying to take advantage of what the city has in store for kids, and also so that we can keep them occupied, if you know what I mean parents. 

Marissa takes us through her journey of entrepreneurship, how she impressively raised investment dollars while pregnant and advice for those of us contemplating leaving our jobs to dive into a business of our own, and lest you think Sawyer is child's play, the company has raised millions of dollars to date. 



759: Emily Thompson and Kathleen Shannon, Hosts of Being Boss

Jul 23, 2018 2505

Description:

What do you get when you combine two business besties, 5 million podcast downloads and a brand new book? Today’s So Money guests, Co-Founders of the Being Boss Podcast: Emily Thompson and Kathleen Shannon.

When Emily and Kathleen were growing up, they watched their parents head to 9 to 5 jobs and bring home steady paychecks, but each one of them through a series of events became creative entrepreneurs, eventually setting aside their day jobs in favor of launching their own businesses. The two friends combined their creative forces and started a podcast called Being Boss, where they've interviewed leading experts, including Melissa Hartwig, who is the co- creator of the Whole30 diet. Remember I went on that? It was actually one of the best diets I've ever been on.

They’ve also interviewed me, although you will have to wait for that interview. It airs later in September, so really excited to bring on Emily and Kathleen to So Money ahead of that. Their podcast success has led to a book deal. It's called Being Boss and it just hit shelves a few months ago. 



758: Ask Farnoosh: How to Invest $100,000?

Jul 20, 2018 1536

Description:

This week Farnoosh hosts the show solo (sniff sniff). Don't worry, there's lots of advice and strategy packed in this 30 minutes of Ask Farnoosh. Listeners ask about the best ways to invest $100,000 or more and how to best launch a blog. Plus, more details about Farnoosh's 12-week podcast accelerator program and how to apply.

757: Brad Deutser, Author of Leading Clarity: The Breakthrough Strategy to Unleash People, Profit and Performance

Jul 18, 2018 1744

Description:

Are you searching for clarity in your life, either at work or at home? Have you been searching for one of those “Ah ha!” moments that will help you figure out your next step?
Our guest today says waiting for an “Ah ha” moment might not be the best approach. In fact, clarity is available to you right now whether you realize it or not.
Brad Deutser has gone from working for the Ringling Brothers to founding a top consulting firm called Deutser, where he helps businesses find clarity and manage major transitions.
His new book, Leading Clarity: The Breakthrough Strategy to Unleash People, Profit and Performance, tells why Brad is a huge fan of thinking inside the box notoutside the box, and he’s going to tell us why today.
If you’re an entrepreneur who wants to improve culture at your business or even if you’re an employee trying to find a way to engage more at work, this episode is for you.



756: Nick Saponaro, The Divi Project

Jul 16, 2018 2057

Description:

Remember when Bitcoin surged to over $10,000 per coin? I’ve always been a bit skeptical of the hype. I don’t own any cryptocurrency and when people ask me for advice on the matter I usually will say that I consider it to be like any other alternative investment: Invest hat you can afford to lose. 

But I’m still open mined about the possibilities of a more crypto-focused financial system and our guest today is trying to make it more accessible to everyday people like you and me.
Today, I’m speaking with Nick Saponaro, who is the co-founder of a company that’s bringing cryptocurrency education, as well as a new cryptocurrency and blockchain to the market. Their company called The Divi Project. Nick and his team created a unique digital wallet to hold their Divi coin that’s easy to use and as convenient as PayPal. If you ever wanted to own digital currency or earn an income by using your computer as part of a blockchain, today’s episode is for you.
Nick is a fascinating individual. Outside of his work in crypto, he is an internationally sought-after DJ...I obviously had a lot of questions about this!

755: Ask Farnoosh: My friend's birthday dinner is pricey. What to do?

Jul 13, 2018 2346

Description:

This week, Farnoosh and co-host Kara Stevens, founder of The Frugal Feminista, discuss your biggest money questions including how to manage money with friends who like to spend more than you do ... as well as the best ways to save and invest and sell real estate.

754: Adam Torabi (Dad!)

Jul 11, 2018 2535

Description:

Back by popular demand…My Dad is on the show today with a lot of details surrounding his career comeback. About a year and half ago my dad got laid off from a technology company where he’d been working for over 5 years. As you may know, if you happened to hear my interview with my parents back in Episode TK, dad is a highly skilled director of engineering where he led a worldwide team of scientists. BUT after the lay off, he knew that regaining his job title and status would be next to impossible. How he spent the next year of his life led to a slight pivot in his career and many more job opportunities. He’s now gainfully re-employed…But how did he do it? Many of you have asked for this story and now… here’s Adam Torabi.

753: Kristin Wong, Author of Get Money

Jul 9, 2018 2505

Description:

Our guest today grew up with a scarcity mindset, thinking it was bad to be rich. Flash forward to today, Kristin Wong is a New York Times published writer and financial journalist helping her readers achieve financial independence. Her book just debuted. It’s called  Get Money: Live the Life You Want, Not Just the Life You Can Afford. Kristin has also written about psychology, business, and travel for the New York Times, The Cut, and Glamour magazine. What she thinks other financial books get wrong when it comes to millennials and money…and how she, herself, managed to combat the negative mindset she had around money in her early days.  ou can learn more about her at kristinwong.com and check out her book at thegetmoneybook.com

752: Ask Farnoosh: How many credit cards is TOO many?

Jul 6, 2018 2171

Description:

How many accounts is considered too many or adverse when it comes to calculating your credit score?  What are the best books to teach little ones about money? Is there any compelling reason to open a 529 plan for myself knowing that the timeline to go to school is just 2 or 3 years?

Our special co-host today is listener and forensic accountant Jim Brown.

751: Christine Lahti, Oscar Winner & Author

Jul 4, 2018 1784

Description:

From miming for money in Central Park to winning on Oscar, our guest today has experienced an incredible climb in her personal, professional and financial life.
I’m welcoming Christine Lahti to the show. You might know her from her roles in Chicago Hope, Running on Empty, Housekeeping, And Justice for All, Swing Shift, Law & Order: Special Victims Unit, God of Carnage, and The Blacklist.
She’s also a new author, and we’ll be talking about her book True Stories from an Unreliable Eyewitness, where she shared personal stories from her childhood and acting career - many for the first time.
I’ll be chatting with Christine about what it was like to  grow up in the midwest in a traditional, patriarchal family...to scraping together coins in the early days of her performing career. The intersection of money and feminism...and how to build a lasting career in the world of entertainment.  


750: Ashley Feinstein Gerstley, Founder of FiscalFemme.com

Jul 2, 2018 1859

Description:

How would you describe your relationship with money? If it’s anything less than harmonious, our guest today wants to help.  Today I’m interviewing Ashley Feinstein Gerstley, founder of The Fiscal Femme. Ashley is a life coach, money coach, and keynote speaker who has made it her life mission to help women cultivate harmonious relationships with money and achieve their financial goals.
A former investment banker, Ashley now spends her days an entrepreneur, working with women across the country to help them learn more about money. The key, she says, is to develop a positive mindset when it comes to your worth - and your wealth. 
Learn more about Ashley at www.TheFiscalFemme.com. You can also follow her on Instagram @thefiscalfemme and also on twitter @thefiscalfemme.

749: Ask Farnoosh: We're taking care of my mom and it's expensive!

Jun 29, 2018 1936

Description:

How can my husband and I plan for our financial future when helping my mom (which should have been temporary after her divorce) is looking permanent? 

We just bought a house and managed to keep payment $150 under what we budgeted. Should the rest go toward extra premium payment each month or elsewhere?
Lots of good questions on Ask Farnoosh this Friday. Special co-host Vera Gibbons, financial expert and founder of NonPoliticalNews.com joins us to offer advice. 

748: Sidney Torres, Star of The Deed on CNBC

Jun 27, 2018 2055

Description:

Is flipping real estate still a thing? Today, I’m interviewing Sidney Torres. You might know him as the star of CNBC’s show The Deed. Sidney is a self-described serial entrepreneur, a real estate expert, house flipper, and investor. 
In the last 15 years, he has developed over $250 million in commercial and residential real estate. He got his start in his home city of New Orleans, where he made his first investment with a $40,000 loan from his grandmother and has grown his real estate empire ever since.

On the hit TV show The Deed, now in season 2, Sidney helps rescue other house flippers from financial ruin and continues to improve the beautiful city of New Orleans. We’ll talk about the time he asked his grandmother for that $40,000 loan, advice for first-time home buyers, the key to flipping a home successfully...and the new app that Sidney’s created to help reduce crime in Lousiana. 

You can watch the new season of The Deed on CNBC Wednesdays at 10pm and follow Sidney on Twitter @SidneyDTorresIV

747: Kelly Keenan Trumpbour, Founder SeeJaneInvest.com

Jun 25, 2018 2461

Description:

Did you ever have an idea for a business, but the one thing you didn't have was the money, and so it fell to the wayside, or you lost momentum. Oftentimes, entrepreneurs or aspiring entrepreneurs will turn to investors, angel investors to fund their ideas to get their businesses off the ground. A lot of us think that we may not qualify for this, right? We're not contestants on Shark Tank, we're not the next Facebook or Airbnb, so we think. We give up on even that idea. 

Today's guest is Kelly Keenan Trumpbour and she is going to tell us how to earn some investor dollars. Like many industries, angel investing used to be dominated by men. It still is in some ways, but more and more women are becoming angel investors. These days 26%, about one in four angel investors are women and that's up from just 12% in 2011. In recent history, we've made quite in advance. Kelly is a successful female angel investor, she's the founder of a company called See Jane Invest, which is committed to helping women-led businesses find success. 

She talks about her portfolio, how she identifies businesses that are worth funding, how to get your business off the ground. Also, Kelly is a fascinating person. She's a mother, she's a business owner, she's a wife, she is the host of the podcast See Jane Invest, she's somebody who arrived in her career never imagining this is actually what it would look like. 


746: Ask Farnoosh: Can I afford to be a stay-at-home mom?

Jun 22, 2018 3045

Description:

This week's Ask Farnoosh dives into  opting-out of the workforce to raise children, the pros and cons of a 401(k) loan, and ways to save while still enjoying your money. Special co-host is listener Noelia Arzola, Founder of N A Consulting. 

Bonus Ask Farnoosh with Terri Kallsen from Charles Schwab

Jun 22, 2018 2445

Description:

In this special BONUS episode of Ask Farnoosh, we invite Terri Kallsen, Executive Vice President for Investor Services at Charles Schwab. She and Farnoosh discuss recent findings from Schwab's Modern Wealth Index, as well as answer listener questions about ways to plan ahead for big financial goals and managing money in your relationship and 

Note: Farnoosh has partnered with Charles Schwab to provide financial education. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates

745: Laura Vanderkam, Time Management Expert and Author of Off the Clock

Jun 20, 2018 1986

Description:

Today’s guest is going to teach us how to get more done and feel less busy - starting now.
Today I’m interviewing Laura Vanderkam. She’s one of the world’s leading experts on time management and productivity. She’s an author of four books, and her most recent book, Off the Clock: Feel Less Busy While Getting More Done just hit the shelves. She’s also a podcast host, an avid reader (she’s already finished a whopping 75 books this year) and before you think this could never be possible for you, let me add that she is also a mother to not one, but four children.
Laura is going to walk us through how we can find more time in our day and be much more productive. The tricks she practices to be more productive at work and spend more quality time with her husband and kids (hint: It involves some dividing and conquering). Plus inexpensive ways to buy more time in your day. 

744: Sunny Lenarduzzi, YouTube Star and Entrepreneur

Jun 18, 2018 2561

Description:

Have you ever wondered how people get their first 100 YouTube subscribers or even their first 100,000 YouTube subscribers? 
Do you hate being on camera for your business but want to get better? 
Today we have Sunny Lenarduzzi on the show. She’s a “marketing master” with a decade of experience creating brand strategies using social media and video marketing. 
Forbes named her one of the 20 must watch channels that will change your business. Entrepreneur named her one of the top 10 channels every entrepreneur should follow. And today, she’s here to share her knowledge with all of us. 
Learn about the incredible phone alert that she sends herself from time to time that keeps her in the right financial headspace. And why losing $10,000 was actually a helpful money lesson.

743: Ask Farnoosh with Co-Host Harry Campbell, TheRideshareGuy.com

Jun 15, 2018 1946

Description:

Should we invest in a pension if our company offers one? Or stick with the 401k? Should I take out student loans if I don't really *need* to? How to negotiate my starting salary? These questions and more on this week's AsK Farnoosh with special co-host, Harry Campbell, the founder of TheRideShareGuy.com.

742: Ashley Eckstein, Actress, Founder of Her Universe

Jun 13, 2018 1897

Description:

We got a special treat for all the Star Wars fans out there today. Our guest is Ashley Eckstein. You might recognize her voice. She is the voice of the character Ahsoka Tano in Star Wars and she’s here today to talk about her career as an actress and entrepreneur but mostly as an activist, a thought leader and bestselling author.

Ashley has long been a fan of science fiction and fantasy, so she started her company, Her Universe, to change the perception that science fiction fantasy is just for boys. Her Universe has joined forces with some of the biggest names in the sci-fi fantasy world to create fan girl apparel and accessories for Star Wars, Dr. Who, Star Trek and Marvel.

She has her first book out, it’s called, It’s Your Universe which features iconic life lessons from well-known characters. If anyone out there thinks science fiction is just for boys, you are mistaken. Here is, Ashley Eckstein. 


741: Pete Chatmon, Producer, Director, Writer "Blackish"

Jun 11, 2018 2109

Description:

We’re in conversation with Pete Chatmon. Pete started making films in high school and through a lot of hustle and persistence, he raised half $1 million for his first film, hit a thousand dollars of his own money in the bank at the time. Since then he's gone on to direct well-known shows, including Blackish. 
Pete and I talked about how he got his start in the film industry, how he keeps his integrity in an industry that is full of compromise, the grit required to make it in the industry and the financial realities of launching films.  For more, check out www.somoneypodcast.com


740: Ask Farnoosh with Real Estate Guru Ilyce Glink

Jun 8, 2018 2508

Description:

We have a very special themed episode today at Ask Farnoosh. It’s all going to be about real estate. Many of you are in market or interested in buying someday. We've got you covered today on this show, and I couldn't think of a better, more experienced person. There is no other expert than Ilyce Glink when it comes to real estate. 



739: Mical Jeanlys, General Manager of Chase Slate

Jun 6, 2018 1847

Description:

Mical Jeanlys is the General Manager of Chase Slate. Chase Slate is the financial services partner of this show, and I have the honor of being the brand's financial education partner. I've always wanted to talk to Mical about money deeply. She and I worked together, but this is the first time I've gotten the chance to really go there with her and talk about money and learn about her financial philosophy, her memories about money growing up and how she and her husband are paying it forward and teaching their three young boys about money.  For more, visit www.somoneypodcast.com


738: Barbara Corcoran, Star of ABC's Shark Tank

Jun 4, 2018 1503

Description:

Our guest today needs no introduction. She had 22 jobs by the age of 23, she built a 5 billion dollar business with a $1,000 loan, She's a shark on ABC's Shark Tank and she's the host of her new podcast called Business Unusual with the one and only, Barbara Corcoran. I have had the privilege of interviewing Barbara many times over the years and every time, I get goosebumps. Every time I get a little nervous, I get butterflies in my stomach. Is she going to like me? That's why I think I love her. She's the real deal. For more, visit www.somoneypodcast.com


737: Ask Farnoosh: Does Leasing a Car Make Sense?

Jun 1, 2018 2393

Description:

Do you think leasing a car ever makes financial sense? How can we cut costs on our wedding? How do we prioritize our saving and financial planning? Lots of smart questions this week, as usual. Farnoosh and co-host Randi Levin, a transitional life strategist, offer their best advice. For more, visit www.somoneypodcast.com

736: Danielle Town, Author of Invested

May 30, 2018 2632

Description:

Today’s guest is Danielle Town, a New York Times best selling author as of two months ago! The funny thing is Danielle’s best selling book is about investing, a topic she admits she actively avoided her entire life. Her father, Phil Town, is a highly sought after speaker about investing and a New York Times best selling author in his own right. He wrote the book, “Rule #1,” years ago which made him a household name in the world of investing
The interesting part is that Danielle was raised by one of America’s leading financial experts. But, it took her until adulthood to really want to master her finances and it’s when she realized that her Dad might have something important after all.
Today we’ll be discussing her new book, Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help from My Dad). 
A lot of you have been asking my recommendations for great books on investing. This is one of the newest and best to hit the market. 
Danielle and I explore her childhood. What was it about the friction between she and her dad that led to her avoidance of learning about investing? And what is she investing in now? It’s just ONE stock, I was shocked to learn. For more, check out www.somoneypodcast.com


735: Aditi Shekar, Founder and CEO, Zeta

May 28, 2018 3037

Description:

Today's guest is at the forefront of financial technology: Aditi Shekar.
Aditi is the CEO and founder of Zeta, a platform on a mission to help couples master their money. Full disclosure: I am an investor in Zeta. THAT’S how much I believe in this company and in Aditi. Before founding Zeta, Aditi worked at the education company General Assembly, where she got her first taste of helping couples with their money. Today, we’ll talk about her new platform, the biggest money problems and solutions in relationships, and the benefits of the imposter syndrome. Stay tuned if you want to join the platform. There is a wait list but Aditi gives us a special link where you can get priority access. For more, visit www.somoneypodcast.com

734: Ask Farnoosh with Gretchen Caldwell, CFP

May 25, 2018 2295

Description:

From managing an inheritance to bailing on a real estate purchase, we've got you covered on today's Ask Farnoosh. I'm tackling your biggest money questions with a So Money fan Gretchen Caldwell.  Gretchen is a financial planner and personal finance expert. After struggling through a health crisis that rocked her financial world she has dedicated her career to helping women navigate financial transitions. She loves to talk with women about career changes, the importance of having a financial plan at every age, and why she thinks being a financial advisor is a great career for working mothers.Gretchen has been featured in US News & World Report, the XY Planning Network and OnMogul.  

733: Matt Manero: You Need More Money Author

May 23, 2018 2321

Description:

Have you ever thought, “If I can just make $100,000 a year, everything will be better.” Or, maybe you already earn six figures, and you feel like you need to double or triple your income because it still doesn’t feel like it’s "enough." According to our next guest, no matter how much you earn, whether you’re rich or struggling, You Need More Money.
Today’s guest is Matt Manero, a successful CEO of a company called Commercial Fleet Financing, Inc, which has funded over $1 billion in loans over the past 22 years. He’s also the author of the new book You Need More Money. 
Today, we’re going to talk about his family tragedy that led him to write his book, and Matt's reasoning behind his views on earning more. For more, visit www.somoneypodcast.com


732: Scott Wapner, CNBC Host and Author

May 21, 2018 1731

Description:

Five years ago, two billionaires named Bill Ackman and Carl Icahn duked it out on national TV and the clip went viral. They hurled accusations and insults at each other over a financial deal gone wrong, and our next guest, Scott Wapner, was the CNBC host who was right in the middle of the battle.
Scott is on the show today to discuss this TV battle that helped him make a name for himself as a journalist. And, he didn’t stop there. He recently published a book last month called WHEN THE WOLVES BITE: TWO BILLIONAIRES, ONE COMPANY, AND AN EPIC WALL STREET BATTLE.
This book gives the real story of this viral disagreement including unparalleled access to both men and where they stand now. We’ll talk not only about the book but about Scott Wapner’s career, how he got started, and of course, what makes him So Money.  Visit www.somoneypodcast.com for more

731: Ask Farnoosh: I'm switching careers. How should I negotiate salary?

May 18, 2018 2225

Description:

On this week's Ask Farnoosh, career and life coach and bestselling author Allison Task joins us to navigate your biggest money and career questions. From negotiating your salary during a career switch to the pros and cons of taking on a loan to support your growing business, we've got you covered. Allison is the recent author of the #1 Amazon bestseller Personal Revolution. For more visit www.somoneypodcast.com




730: Savannah Sellers, NBC Journalist

May 16, 2018 2244

Description:

Imagine for a second what it would be like to win an Emmy award at the young age of 24. Sounds like an impossible dream, right? Not for our next guest. Today, I’m interviewing Savannah Sellers. She is the co-host of Stay Tuned, a new, twice-daily news show on Snapchat’s Discover platform, created by NBC News. It receives over 25 mllion unique visitors over the course of a month.  Although Savannah is still in the early stages of her career, she has interviewed famous guests from Chris Pratt to Hillary Clinton. Most recently, she spent the past few months covering the issue of gun violence in America, getting exclusive interviews with several students and making a name for herself as a young, rising star in journalism. www.somoneypodcast.com

729: Gaby Dunn, Host of Bad with Money

May 14, 2018 2109

Description:

Have you been completely exasperated wondering, “Why am I so bad with money?”
Maybe it was because you overspent, depleted your savings account, or realized you were behind on your retirement saving. Well, the good news is friends, you’re not alone. And my guest today says her money situation is a MESS.
Welcome back to So Money, everyone. I’m your host, Farnoosh Torabi.
Today’s guest has made a successful career out of being Bad With Money. She is Gaby Dunn, the New York Times bestselling author, journalist, YouTuber, actress, and comedian. 
The YouTube channel she runs with her comedy partner, Allison Raskin, has over 750K subscribers and more than 120 million total views. Her podcast, Bad With Money with Gaby Dunn hit the Top 10 overall downloaded podcast charts in just seven days.
Her ability to be raw, relatable, and honest about money has helped her rise to podcast and YouTube stardom and she’s here today to share her best and worst money stories, the lessons she DIDNT learn about money from her parents, and the real economics of being a millennial in this country and why young people are struggling. It has nothing to do with the cost of avocado toast. 


728: Ask Farnoosh: What's the best way to track my expenses?

May 11, 2018 1794

Description:

What's the best way to track my expenses? How do you get any work done with 2 little kids?
 
This Friday, Farnoosh and co-host Kimmie Greene, head of communications for Quickbooks, tackle your biggest money questions. 






727: Vicki Robin, Your Money or Your Life Author

May 9, 2018 2707

Description:

Which is more important: your money or your life? Over 25 years ago, our next guest asked the world this fundamental question, and her book became an international sensation. Today, I’m honored to welcome Vicki Robin to the show.
Vicki is the co-author with the late Joe Dominguez  of the iconic book, Your Money or Your Life, which she recently revisited and updated for 2018 with a new forward by Mr. Money Mustache, who has been a guest on the show as well.
If you haven't heard of Vicki Robin before, she really began the Financial Independence movement before it was trendy. She realized the importance of living well on less quite early in her life, and she has spent the past few decades teaching this and other principles to people all over the world.
With over a million copies sold in a dozen languages, Your Money or Your Life remains one of the preeminent guides on personal finance in existence. Today, I’ll dig in and ask Vicki questions about her childhood, what made her write the book, and if she thinks our society has learned some of the lessons and the steps to financial independence that she teaches.

For more, visit www.somoneypodcast.com

726: Cousins Maine Lobster, Shark Tank Winners

May 7, 2018 2365

Description:

Have you ever had one too many drinks with friends and come up with an absolutely brilliant business idea that you then launch and six years later becomes an international, $20 million dollar brand? You think I’m kidding. Today I’m interviewing two of the most famous cousins in the business world, Sabin Lomac and Jim Tselikis, co-founders of Cousins Maine Lobster. You may know them from one of the early episodes of Shark Tank. Barbara Corcoran ended up taking a stake in their then 2-month old business. Since then they started franchising, opening brick & mortar restaurants, and now they’ve published a book called Cousins Maine Lobster: How One Food Truck Became a Multi-Million Dollar Business. 
Sabin and Jim grew up together in Maine eating lobster off paper plates all throughout their childhoods. They went to college and started separate careers in different states and went a few years without much interaction. However, that all changed when Jim flew to LA where Sabin lived and asked him if he wanted to go out to eat dinner to catch up. That infamous dinner - which inlcuded more than a few drinks - was when they hatched the idea for their business.
We discuss how they prepared for Shark Tank, their biggest money mistakes and the big-ticket item they’re both saving up for now. 

Visit www.somoneypodcast.com for more.


725: Ask Farnoosh: I quit my job. Should I cash out my investments?

May 4, 2018 2283

Description:

This Friday, Farnoosh and co-host Catherine Alford, family finances expert, tackle your biggest money questions. We have questions related to real estate investing, paying down your mortgage and cashing out your investments after quitting your job. Also can you open a Roth IRA for an unborn child? Visit SoMoneyPodcast.com for more.

724: Natalie Bacon, Ex-Lawyer & Online Entrepreneur

May 2, 2018 2205

Description:

Imagine having $200,000 in law school debt only to realize years later that you don’t actually want to be a lawyer. Natalie Bacon switched careers and took a 50% pay cut to become a financial planner. Now, she’s calling her own shots an an online entrepreneur and blogger.
How did she manage all these transitions and her finances?
Natalie will give us all the details, including how she managed to go from being, as she describes it, “financially ignorant” to a financial expert. She also shares the economics of side hustles, when to know you are ready to leave your day job and turn the side hustle into a full-time pursuit. Plus, how to really value your worth at a company...a strategy that involves thinking about the iPhone. More to come. Here’s NatalieBacon.
To learn more about Natalie, visit www.NatalieBacon.com. You can also follow her on instagram @NatalieRBacon and twitter @NatalieRBacon.


723: Kara Stevens, Founder of TheFrugalFeminista.com

Apr 30, 2018 2089

Description:

Would you marry someone if they told you they had thousands of dollars worth of debt and a really bad credit score...all things you had NO idea about? 
Our guest today, Kara Stevens is the founder of TheFrugalFeminista.com and has spent a lifetime overcoming the negative money lessons she learned in childhood to become a happy, successful, and wealthy woman today.
Born to a mother who immigrated to the U.S. from Antigua, Kara learned from an early age that money was scarce and she should never trust men - ever. So how does this play into her relationship with her husband today? What did Kara do when, for example, she discovered prior to getting married that her fiance had $19,000 of debt and a 550 credit score?
Kara is remarkable. She paid off $40,000 of debt in two years. She’s the creator of the super popular, Five Day Financial Reset challenge, where she had led over 10,000 women through resetting their financial life. She is the author of Heal Your Relationship with Money: Understand your "why," let go of past financial dysfunction, and make peace with your money in just 28 days.

You can learn more about Kara at her blog, www.thefrugalfeminista.com and connect with her @FrugalFeminista on Twitter and Instagram. Kara is also offering our community a free gift called The 5-Day Financial Reset Plan, which you can access here: www.thefrugalfeminista.com/community. See her latest book, Heal Your Relationship with Money, on Amazon.

722: Ask Farnoosh with Sandra Grahame: What's the best way to invest $1,000?

Apr 27, 2018 2073

Description:

For more information visit www.somoneypodcast.comI’ve got baby fever really, really bad. I’ve been thinking that after we finish paying off our credit card debt, we can start trying to expand our family while working on building our savings up. Is that practical or are we being irresponsible? Can you talk more about income producing assets, that you can start with $1,000 or less and scale up? Answer these and more questions with special guest co-host Sandra Grahame, co-founder of Smart Cookies
Visit smartcookies.com/spendingawarenessguide for your free guide.


721: Kari Skogland, Director, The Handmaid's Tale

Apr 25, 2018 2836

Description:

Did you know only 7% of film directors in the U.S. are women? That gap is hopefully narrowing soon, as women in the movie industry (and everywhere) are demanding equal pay, equal treatment, and equal opportunities. Our next guest is a rising star - named by Hollywood Reporter as one of its “Ten Directors to Watch."

Today, we're welcoming Kari Skogland to the show. She's an award-winning director and producer known for her contributions to popular shows like The Handmaid’s Tale, The Walking Dead, The Americans AND House of Cards. Today, Season 2 of The Handmaid’s Tale premieres on Hulu.

Kari is a champion for women in the movie industry. She’s a big believer in sweat equity, taking risks, re-inventing yourself, and of course, being smart with your money. How does all of that actually play out? And what is the ONE big ticket purchase Kari’s saving up for these days?

You can learn more about Kari’s company, Mad Rabbit, here: https://redarrow.tv/company/mad-rabbit/ and follow Kari on Twitter: @KariSkogland.

For more visit www.somoneypodcast.com.

720: Libby Leffler, VP of Membership at SoFi

Apr 23, 2018 2231

Description:

Our guest today negotiated with the tooth fairy as a kid. So, you can only imagine her success now as an adult.

Libby Leffler is our guest today. After driving a hard bargain with the tooth fairy, she went on to become a founding member of LeanIn.org and work closely with Facebook’s Sheryl Sandberg. Libby later got her MBA from Harvard Business School where she was co-class President. She is a Forbes "30 Under 30" alum and was also featured by Business Insider as one of the "Most Important Women in Tech Under 30."

Today, Libby is Vice President of Membership at Social Finance or SoFi, a company that offers innovative products and tools for lending, wealth management and more. There, Libby oversees the company’s member community to help them achieve their financial and career goals through events across the country.

You can learn more about SoFi at www.SoFi.com and @SoFi on Twitter. Follow Libby’s personal twitter @LibbyLH.

For more visit www.somoneypodcast.com.

719: Ask Farnoosh, Help! I'm terrible at trying to save money and prepare for the future.

Apr 20, 2018 2437

Description:

Help! I'm terrible at trying to save money and prepare for the future.

As a female entrepreneur considering marriage, what are the basics I need to know about pre-nuptials, how do you approach it?

Can you explain the difference between credit (FICO) and "auto credit score" or "car credit score"?

Answering these questions of yours and more with co-host Leanne Wong.

Learn more about Leanne by visiting www.leannewong.com or follow her on Twitter @leanneawong.

For more or to share a question for an upcoming Friday episode visit www.somoneypodcast.com.

718: Tami Halton Pardee, Real Estate Mogul

Apr 18, 2018 1687

Description:

Our guest today has sold over $3 billion worth of real estate, so if you're thinking about buying or selling or doing anything with property (as I know many of you are), this episode is for YOU."

We have the CEO and founder of Los Angeles’ #1 real estate company, Tami Pardee. We’ll discuss the best real estate moves to make in 2018, how she built her multi-million dollar company from scratch, some important money lessons learned from her childhood, and how she balances her real estate empire with running a household with four kids.

You can learn more about Tami Halton Pardee by visiting www.haltonpardee.com. Follow her business instagram @haltonpardee and her personal account @tamihaltonpardee.

For more visit www.somoneypodcast.com.

717: Fran Hauser, The Myth of the Nice Girl Author

Apr 16, 2018 2472

Description:

Are you a nice person? And do you feel this is an asset or a liability when it comes to climbing in your career or business? If you’re too nice, do you run the risk of some people not taking you seriously or thinking that you’re weak? On the other hand, if you’re mean or unkind, how can people really respect you?

Today we’re hearing from Fran Hauser who is tackling this issue head on with her new book: The Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate. The book is out tomorrow and teaches how women - and everyone - can lead with kindness and strength.

Fran, who was the first person in her family to graduate college, has held leadership roles at some of the biggest media companies. Most notably she helped grow People.com from 3 million to 30 million unique monthly visitors. She’s now a venture capitalist who is on a mission to help female founded companies grow and thrive.

To learn more about Fran’s upcoming book, please visit www.franhauser.com/nicegirl. You can also follow her @Fran_Hauser on Twitter and on Instagram.

For more visit www.somoneypodcast.com.

716: Ask Farnoosh, I have no kids... how should I budget?

Apr 13, 2018 2173

Description:

My self-employed husband spends 33-35% of his gross income on business expenses. Is this a lot?

What is the priority ranking for a double income no kids (DINK) household?

When I was growing up, my parents barely had enough money to pay the bills. Now I find myself repeating that pattern. How do I get out of it?

Answering your questions and more with co-host and former So Money guest Belinda Rosenblum of OwnYourMoney.com.

Ever wish someone would give you the STEP-BY-STEP PLAN to get your money in order? Belinda will as she kicks off her brand-new Enjoy Extra Cash Every Month free online workshop. Join now at: www.ownyourmoney.com/farnoosh.

Belinda connected with So Money listener Jen Radueg and shared her story on how she overcame shame and fear around money to having an extra $2000 every month AND meeting her soulmate. You can watch the full story here.
For more or to share a question of your own for an upcoming Friday episode, visit www.somoneypodcast.com.

715: Emellie O'Brien, Founder of Earth Angel

Apr 11, 2018 2194

Description:

Today’s guest is no stranger to film and TV. Emellie O’Brien has worked on The Amazing Spiderman 2, Showtime’s Billions, and the CBS drama Madam Secretary. She saves production teams tens of thousands of dollars, maybe more, with a unique job: eco supervisor. Let’s just say that you won’t find any plastic water bottles on Emellie’s sets.

Emilie O’Brien is making waves in the film industry with her company, Earth Angel. After receiving a film degree at the prestigious NYU Tisch School of the Arts, she started to notice many film crews were anything but eco-friendly on set.

She began her business as a way to educate and inform producers and crew members how to be sustainable, from starting recycling and composing programs to donating unused food to charity.

Today, we’ll talk about how Emellie first began supporting herself as a teenager, including paying her way through college and how she built her business from scratch.

For more visit www.somoneypodcast.com.

714: Kara Swisher, Tech Journalist and Co-Founder of Recode

Apr 9, 2018 1815

Description:

Today we’re in conversation with Silicon Valley’s “most feared and liked journalist,” according to New York Magazine. Kara Swisher, technology journalist and co-founder of Recode, is here. She is an outspoken, straight-shooting reporter who, for two decades, has been working non-stop to keep Silicon Valley and the tech world accountable.

Kara is the host of the popular podcast Recode/Decode. She began her career at The Washington Post and later, The Wall Street Journal before launching her own tech media empire.

We kick off the interview with her take on Facebook amidst the recent Cambridge Analytica scandal and the social network’s tumbling stock price. Then we hear about Kara’s childhood and experiencing the loss of her father at a young age. She takes us to a very specific moment in her career when she asked for a raise. How she earned her worth. Also, I ask her: what tech giants will be gone in 10 years time. Snapchat? Twitter? You might be surprised to hear Kara’s predictions.

You can learn more about Kara Swisher by visting her company’s website, www.recode.net or become one of her 1.31 million twitter followers @karaswisher.

For more visit www.somoneypodcast.com.

713: Ask Farnoosh, How do you stop yourself from being a compulsive shopper and start saving money?

Apr 6, 2018 2374

Description:

How do you tackle finances with your fiance when your boyfriend makes half of what you make?

How do you stop yourself from being a compulsive shopper and start saving money?

Taking your Investopedia course and I'm at the savings module. Should my husband and I save for our son's college education in a 529 account or a high interest savings account?

Answering these questions of yours and more on this week's Ask Farnoosh with co-host Jennifer Whitehurst.

For more or to share a question for an upcoming Friday Ask Farnoosh episode, visit www.somoneypodcast.com.

712: Dan Harris, Co-Anchor ABC News & Author of Meditation for Fidgety Skeptics

Apr 4, 2018 2213

Description:

Can meditation improve our finances and career? I’ve never tried it but our guest today says, in some ways, yes.  You may know Dan Harris as the co-anchor of ABC News' "Nightline" and the weekend edition of "Good Morning America.” He’s also the bestselling author of 10% Happier and the newly released Meditation for Fidgety Skeptics.

He’s been very vocal about once having a panic attack in front of millions of people. It was that experience ten years ago that set Dan on a path to find out why he had a panic attack, and begin his path to self-discovery and eventually, meditation.

Now, Dan admits he was the title of his book. He was the fidgety skeptic who learned how to meditate. What’s his practice like? How did it transform his life and how can meditation benefit our bottom lines?

To learn more about Dan, you can listen to his podcast 10% Happier, visit his website 10percenthappier.com or follow him on Twitter @DanBHarris.

For more visit www.somoneypodcast.com.

711: Carol Roth, Founder of FutureFile

Apr 2, 2018 2219

Description:

If something happened to you today, would your family know your last wishes? Would they even know your computer password? Today’s guest, Carol Roth, is working hard to make sure they do. Carol created FutureFile, a comprehensive legacy planning system that allows you to put all your important documents and wishes in one place. Of course, this is just one of many projects Carol is working on.

She is a highly successful entrepreneur, investor, TV personality, New York Times best selling author, and recovering investment banker. She’s even got her own action-figure. I’ll talk to Carol about her multi-faceted career, as well as what we all need to know about creating a legacy plan.

To learn more about Carol, visit www.CarolRoth.com or follow her on Twitter @CarolJSRoth.

For more visit www.somoneypodcast.com.

710: Ask Farnoosh, How can I use inheritance to improve my credit score?

Mar 30, 2018 1888

Description:

I received an inheritance. Back in my mid-20's I missed some student loan payments, which lowered my credit score. How can I use the inheritance to improve my score?

Where's the best place to park extra money for retirement?

Any recommendations for financing a cross country move?

Answering these questions of yours and more with co-host Michele Baci. Follow her on Twitter @michelebaci.

For more visit www.somoneypodcast.com.

709: Geneen Roth, This Messy Magnificent Life Author

Mar 28, 2018 2373

Description:

Imagine losing all of your life savings? And the cause? Bernie Madoff. You know that crook who lost over $50 billion of his clients’ investments in a Ponzi scheme? He’s serving 150 years in federal prison, but our guest today had to pick up the pieces and renew her financial life.

We’re in conversation with New York Times bestselling author, Geneen Roth. Her most recent book, This Messy Magnificent Life: A Field Guide,has just come out and it offers inspiring, personal, and often spiritual reflections on how we can find peace, make wise choices and practice everyday joy. And if Geneen Roth can do it, there’s hope for all of us.

To learn more about Geneen Roth, visit her website www.GeneenRoth.com or follow her on Twitter @GeneenRoth.

For more visit www.somoneypodcast.com.

708: Marla Mattenson, Relationship Expert

Mar 26, 2018 3102

Description:

It would normally cost you six-figures to work with this relationship coach. Her clients include millionaire entrepreneurs, academy award winning actors, and grammy winning stars.  But I’ve convinced her to join us on So Money to give us her best advice on how to succeed in your relationship, especially when it comes to financial challenges of all sorts.

Marla Mattenson is a relationship and intimacy expert who specializes in coaching entrepreneurial couples. But what makes her advice so effective is that it’s data-driven. She uses her neuroscience and math background to help clients transform their negative habitual patterns. And get this: If you’re wondering why it’s so hard to be in a relationship, Marla says it’s because as humans, we are sort of hard-wired to sabotage them. But she’s got some good news, too, including simple and effective ways to find peace with your money differences.

To learn more about Marla, visit her website at MarlaMattenson.com or find her on Instagram @marla_mattenson. To read her Dear Marla column for Entrepreneur and submit a questions click here.

For more visit www.somoneypodcast.com.

707: Ask Farnoosh, Is the "for grads" So Money course for me?

Mar 23, 2018 1738

Description:

My employer is providing me with non-qualified stock options but I don't know what the implications are. Any advice on what I should do?

What secured credit card would you recommend?

Is the "for grads" So Money course for me?
Answering these questions of yours and more on this week's Ask Farnoosh with co-host Jennifer, founder of LaboratoryCareer.com.

For more visit www.somoneypodcast.com.

706: Libby Moore, Former Chief of Staff for Oprah Winfrey

Mar 21, 2018 2696

Description:

Imagine working day-to-day, side-by-side with Oprah. That was our guest’s life for 11 years. Libby Moore, Oprah Winfrey’s former Chief of Staff, joins us today.

For over 10 years, she managed a team of Oprah’s personal assistants, accompanied the talk show queen as she traveled, and managed hundreds of emails for Oprah every day. After leaving her job at HARPO, Libby decided to embark on what she called, “The Libby Moore Gypsy Tour.”  She spent 365-days adventuring and seeing where life would take her. What emerged was a fulfilling career as an executive coach and international speaker.

I had so many questions! Starting with: What was it like being interviewed by Oprah for a job? The rest, you'll have to tune in to find out.

To learn more about Libby, please visit www.libbymoore.com.

For more visit www.somoneypodcast.com.

705: Katherine Power, CEO of Clique

Mar 19, 2018 2092

Description:

Katherine Power caught the business bug as a young child, working on her parent’s horse farm and her grandmother’s clothing store. She’s now running a fast-growing media, marketing and consumer empire. Our guest today is also a recent Fortune 40 Under 40 honoree. She’s the co-founder and CEO of Clique whose platforms include Who What Wear, Byrdie and MyDomaine

Take a listen in as Katherine connects the dots from childhood to present day, reveals the big expense she’s saving up for today and that time she appeared on Project Runway.
For more visit www.somoneypodcast.com.

704: Ask Farnoosh, I'm sick of paying rent... how can I prepare to buy my first home?

Mar 16, 2018 2504

Description:

I'm tired of paying rent and bad landlords. How can I get ready to buy my first home or apartment in an expensive city?

Can I invest in an index fund or should I wait until my student loans are fully paid off?

My parents get stressed when I ask them about investing. Can you share any advice?

Answering these questions of yours and more on today's Ask Farnoosh with special co-host George Itzhak, NBC Nightly News Producer. Follow him on Twitter @GeorgeItzhak.

For more or to share your own question for an upcoming Friday show visit www.somoneypodcast.com.

703: Dr. Habib Sadeghi, The Clarity Cleanse Author

Mar 14, 2018 2028

Description:

Do you think that everything in life happens for a reason? Our guest today thinks so...especially when reflecting upon his own life. Dr. Habib Sadeghi is the co-founder of the Be Hive of Healing Integrative Medical Center in Los Angeles. He’s known as the Healer to the Stars and has helped celebrities like Gwyneth Paltrow and Coldplay’s Chris Martin improve their emotional well-being. 

To say he’s unstoppable is an understatement. He arrived at his success despite many odds. He was a burn victim at the age of 6 with over a third of his body suffering from third-degree burns. At 21 years old, he was diagnosed with testicular cancer and given just a 30% chance to live. And he is one of the most giving, positive and enlightened people I’ve ever had the chance to meet. 

His new book, The Clarity Cleanse, has just been released, which captures Dr. Sadeghi’s 12-step guide to working through the emotional issues that hold us back all while increasing our physical health and energy. And he is living proof of it. 

To learn more about Dr. Sadeghi you can visit BeHiveofHealing.com and BeingClarity.com. He’s also on Twitter @DrHabibSadeghi.

For more visit www.somoneypodcast.com.

702: Cathryn Lavery, Co-Founder BestSelf Co.

Mar 12, 2018 2127

Description:

How many of you use a physical journal to track your goals or just share how your day went? Journaling is a total art and our guest today, Cathryn Lavery, has found a way to make this old school past time new and fresh again. In fact, she’s built an 8-figure empire called BestSelf Co., selling paper journals and other organizational tools for productivity and focus.

But 2017, Cathryn says, was the hardest year of her life. It included a divorce and total burn out. Cat comes to the show on the heels of a retreat in Thailand where she unplugged from social media, did a complete detox and walked away with some new perspectives on life and work.

We also go back in time to explore the money principals learned as a young girl growing up in Belfast and the hard life lesson she learned as soon as she arrived in New York to start her job.

Cathryn is also a genius at Kickstarter. If anyone listening wants to run a fund-raising campaign and master that space, she has some advice.

To learn more about Cathryn visit bestself.co + littlemight.com or follow her on Twitter @CathrynLavery.

For more visit www.somoneypodcast.com.

701: Ask Farnoosh, How much should my accountant be charging me to prepare my taxes?

Mar 9, 2018 1656

Description:

I can't bring myself to spend my money on material items, even though my financial life is in good shape. Help!

What is a reasonable price to pay an accountant who is preparing your taxes?

Should I first invest in retirement or index funds?

Answering these questions of yours and more with special co-host Danielle Robinson, Executive Director, Jackson Charitable Foundation.

To learn more about Danielle follow her on Twitter @doinggood365. Other links mentioned in this episode include:Jackson Charitable Foundation: www.jacksoncharitablefoundation.orgCha-Ching Money Smart Kids: www.Cha-ChingUSA.orgJackson Financial Freedom Studio: www.jackson.com/financialfreedomstudioFor more visit www.somoneypodcast.com.

700: Peter Shankman, Founder of HARO and Author of Faster Than Normal

Mar 7, 2018 1762

Description:

This episode is probably my quickest interview yet...but it should come as no surprise, as today’s guest is the one and only Peter Shankman, author of Faster Than Normal. Indeed, this interview was fast…and anything but normal. And that’s why I think you’ll love it. Peter, as he describes in his bio, is a "spectacular example of what happens when you merge the power of pure creativity with Attention Deficit Hyperactivity Disorder (ADHD) and a dose of adventure, and make it work to your advantage."

Peter is an author, entrepreneur and corporate keynote speaker. He is famous for founding HARO, which stands for Help a Reporter Out. It is the most popular sourcing service in the English-speaking world, connecting journalists and bloggers with relevant expert sources to meet journalists’ demanding deadlines and enable brands to tell their stories.  He built and sold this fast-growing website in 2.5 years. Again, faster than normal.

Peter has some unconventional beliefs around money. For example, if you want to make more money, you have to first spend it. He offers some specific examples. Plus where to invest your money this year? It involves a four-letter word :)

Peter’s book is Faster Than Normal. For more visit Shankman.com. He is on Twitter @PeterShankman.

For more visit www.somoneypodcast.com.

699: Adam Auriemma, Editor-in-Chief of Money Magazine

Mar 5, 2018 2468

Description:

Today’s show is a little bit of a throwback for me because it involves going down memory lane. I’ve not only been a subscriber of this magazine, but you might know I was also an employee, an intern in fact, in the past. It’s where I got my first start in the biz and in journalism.

Joining me on today's show is the new editor-in-chief of Money Magazine, Adam Auriemma. Since taking on this prominent role, Adam’s helped lead money.com to more than 10 million unique visitors – an all time record! Prior to working for Money, Adam was at Fusion and also the Wall Street Journal.

Adam and I talk about some of the more hidden satires when it comes to personal finance. What does he think are some of the under reported topics? We also talk about how he got into the money space as someone whose first job was working in a grocery store earning $6 an hour. Plus, why he calls himself an aggressive saver – it’s not just a coincidence.

For more visit www.somoneypodcast.com.

698: Ask Farnoosh, What are risks to consider when renting out part of your home?

Mar 2, 2018 2227

Description:

My husband and I will be quitting our jobs later this year to travel globally for a year. Aside from savings and insurance, what should we consider?

My husband and I contribute to our retirement, savings and children's 529 plans. Should we be adding to these buckets or putting our money elsewhere?

What are risks to consider when renting out part of your home?

Answering these questions and more with co-host and marketing consultant Erica Gellerman.

To learn more about Erica visit www.ericagellerman.com or follow her on Twitter @ericagellerman.

For more visit www.somoneypodcast.com.

697: Mitch Cohen, Author of "The Self-Made Billionaire Effect"

Feb 28, 2018 1811

Description:

I have a question for you: What would it be like to have a bank balance with 9 zeros? A billion dollars? What does it take to reach that amount? Our guest today, Mitch Cohen, co-wrote a book answering that question. It’s called The Self-Made Billionaire Effect.
There are more billionaires walking the planet today than ever before. Jeff Bezos, Mark Zuckerberg, Sara Blakely. According to Forbes, 2017 was a record year with the number of billionaires climbing 13% to 2,043. And 56 of them are under the age of 40!
But there are only about 800 or so self-made billionaires, according to Mitch. He shares some of the characteristics of these wealthy individuals including an empathetic imagination and patient urgency (sounds conflicting, right?)
Mitch has spent over 30 years in the financial industry. He is a retired Vice-Chairman at PricewaterhouseCoopers, where he served as a partner for over 20 years. It was there that he got the opportunity to meet and analyze the work and mindsets of some of the richest people.
I also want to highlight that Mitch is a fellow Penn State alumni and he and I both serve on the Board of Visitors at the Smeal College of Business there. 
Fun Fact: Mitch was a Human of New York profile...You know, those incredibly candid portraits of New Yorkers doing random things with some of the most captivating and moving captions. He shares that experience as well.

To learn more visit www.somoneypodcast.com.

696: Shannah Compton Game, Millennial Money Expert

Feb 26, 2018 1986

Description:

If you like financial podcasts then I think you’re going to be happy to know that today we are featuring a very successful top female financial podcast host and certified financial professional, Shannah Compton Game.

She’s the host of Millennial Money. It’s a daily podcast catering to millennials and young adults, boasting over three and half million downloads since launching about three years ago. She and I are doing crossover interviews today. So, if you check out her podcast you can hear her interview me. It's really wonderful to connect with a fellow female podcaster in this space.

Shannah and I go deep. We right away began talking about the financial lessons she learned from her divorce, the most surprising thing that she learned about millennials and money in doing her podcast and the number one piece of advice that she has for women.

To learn more about Shannah visit shannahgame.com or follow her on Twitter @shannahgame.

To learn more visit www.somoneypodcast.com.

695: Ask Farnoosh, What's your advice regarding the stock market?

Feb 23, 2018 1888

Description:

What's your advice regarding the stock market? How do I protect my gains from the last 7-8 years?

What’s your advice on asking for a raise while working for a non-profit?

How do I continue my salary negotiations when I’ve already had the conversation about 10 times and I keep hearing “yes, you’re in line once the budget frees up?

Answering these questions of yours and more with co-host and CFP Amy Irvine.

To learn more visit www.somoneypodcast.com.

694: Josh Robbins, Chief Strategy Officer of America’s Best 401k

Feb 21, 2018 2585

Description:

How much are you paying in 401(k) fees?

A lot of us listening to this show, we have 401(k), or 403(b)’s and the like. These are retirement plans typically offered through our employers. Have you really ever taken the time to figure out how much you’re being charged in fees to invest to these portfolios?

Today’s guest is Josh Jenkins-Robbins. His mission in his career, and in his life really, is to pull back the veil on all the excessive fees he claims these 401(k) plans charge. He is the Chief Strategy Officer at America’s Best 401(k). There, they try to save investors up to 40% in fees.

On the show, we talk about why the 401(k) market needs disrupting and how we can all reduce our fees, and maybe even play some catch up in our retirement accounts if we feel behind. It’s worth mentioning that Josh is also Tony Robbins’ adopted son. As we know, Tony is the number one life and business strategist in the country. He was also my very first guest on So Money. I had to ask Josh what it was like growing up with Tony as head of the household and how their relationship influenced his money mindset.

To learn more visit www.somoneypodcast.com.

693: Abby Walker, Author of "Strap On A Pair" + Founder of Vivian Lou Insolia®

Feb 19, 2018 2570

Description:

Do you feel like you’re quarter-assing your way through life and work?

Our guest today is Abby Lou Walker, a former corporate executive turned entrepreneur. Her pivot came as she discovered she was unfulfilled at work and taking her stress and disappointment home to her family where she was the mom of two young children...and as she described, quarter-assing her way through work and life. Never feeling like she was really successful in either realm.

So, Abby turned to a creative outlet for some release - blogging about shoes for just 1 hour per week. While blogging, she made a chance discovery about an untapped market and the rest is history.

Today Abby Walker is the CEO of Vivian Lou, a 7-figure company that creates comfortable insoles for high heeled shoes. She is also the author of the new book Strap on a Pair: A Middle-Aged, Middle-Management, Middle-Class Mom's Quest for Something More.

Abby shares how she overcame some of her personal limiting beliefs around earning money, why she equated being rich to being an absent parent and the financial benefits of a practice called EFT.

To learn more about Abby visit www.vivianlou.com or follow her on Twitter @iheartvivianlou.

To learn more visit www.somoneypodcast.com.

692: Ask Farnoosh, Is my debt to income ratio too high to be considered for a mortgage?

Feb 16, 2018 1557

Description:

Is my debt to income ratio too high to be considered for a mortgage?

What ways are good ways to payoff my mortgage faster?

My new job offers a 3% match for our 401K. What are my best options for my current 401k ($150K+)?  Do I rollover into the new plan? An IRA?

Answering these questions of yours and more on this week's Ask Farnoosh with co-host and former So Money guest Erin Lowry of Broke Millennial.

To learn more or share your own question for an upcoming Ask Farnoosh visit www.somoneypodcast.com.

691: Jennifer Hemphill, Author of "Her Money Matters"

Feb 14, 2018 1744

Description:

I’m excited to welcome back today’s guest, Jennifer Hemphill, who is a friend of the So Money show. You can listen to her first episode, #117, but today she’s back because she has some exciting news: Her book, Her Money Matters: The Missing Truths From Traditional Money Advice, launched on February 13.    For those of you who didn’t hear her first episode, here’s a little bit about Jen: She’s an accredited financial counselor, blogger, podcaster, military wife, mother of two, and now, author.
One thing that sets Jen apart is that she gets to the root of how our emotions and upbringing affect our money stories. Today we’ll be talking about:Forgiveness. Why and how to forgive yourself when it comes to your financial setbacks.Whether or not budgeting is necessary - Plus, a critical piece about budgeting few talk about.Why most of us are only getting 10% of our financial life right.To learn more visit www.somoneypodcast.com.

690: Elaine Pofeldt, Author of "The Million-Dollar, One-Person Business"

Feb 12, 2018 2576

Description:

Are you someone who aspires to earn a million dollars a year or more as an entrepreneur? Or, maybe you’re already making this much money. Today’s guest has some incredible insights for all of us.

Elaine Pofeldt is the author of the new popular book, The Million Dollar One Person Business. It’s about entrepreneurs who earn more than a million dollars a year on their own without any staff employees. Elaine began her career as a senior editor for Fortune Small Business magazine. She’s been nominated for numerous awards and she’s been a freelance journalist for over 10 years now. Her latest research involves speaking with, interviewing dozens and dozens of entrepreneurs across the country, who’ve hit the one million dollar revenue mark. She discovered what makes them tick, how they reinvest their income and how much are they really taking home.

We talked about margins as I think that’s one of the big important aspects of making money as how much do you actually pocket. Elaine is a self-employed journalist and mom of four kids. I want to know... how does she manage her time? She’s got a surprising answer as well for the one expense that makes her life easier and better.

If you'd like to learn more about Elaine visit her website elainepofeldt.com or follow her on Twitter @ElainePofeldt.

To learn more visit www.somoneypodcast.com.

689: Ask Farnoosh, How do I get a book published?

Feb 9, 2018 2195

Description:

Will you talk more about the strategy to save a million dollars to retire? What type of savings account should I use if this is my goal?

Should my wife and I continue to rent or does it make more sense for us to buy a home?

Any guidance on how to get a book published?

Answering these questions of yours and more with co-host Apryl Pope of Apryl Pope Financial.

To learn more or share a question for an upcoming show please visit www.somoneypodcast.com.




688: Mrs. Frugalwoods, Author of "Meet The Frugalwoods"

Feb 7, 2018 2577

Description:

Today, I’m excited to welcome back a former So Money guest, Liz Thames, also known as Mrs. Frugalwoods. I always love having former guests back on the show so we can catch up and share what they’ve been up to.

I introduced you to Mrs. Frugalwoods, the blogger behind frugalwoods.com, way back in episode 239 when she was pursuing retirement, hoping to achieve financial independence by 33 years-old. She did it! She’s 33 years-old now and has officially reached that goal. She and her husband, now parents to a 2-year-old with another baby on the way, have left their day jobs and have more or less “retired.” They’ve moved away from city life to a beautiful homestead in Vermont that’s nestled on 66 acres of woods.

She no longer anonymous. Liz is out and about, now that she’s achieved financial independence with her husband. In fact she’s written a tell-all called Meet The Frugalwoods: Achieving Financial Independence Through Simple Living, which is due out on March 6.

We discuss how she and her husband are sticking to their frugal ways as parents, the financial benefits of living in the woods and where she sees herself in her 50’s and 60’s. What has she got planned for the next 3 decades and will her savings last?

For more about Liz Thames aka Mrs. Frugalwoods, visit www.frugalwoods.com. She is on Twitter @Frugalwoods.

To learn more visit www.somoneypodcast.com.

687: Tanja Hester, Early Retiree + Founder of Our Next Life Blog

Feb 5, 2018 2378

Description:

Today, I’m interviewing Tanja Hester, who has been retired now for just a couple months. Here’s the thing, though, she’s only 38 years old.

Tanja and her husband both worked as political consultants making six figures each. Both of them loved their work and found it fulfilling. However, after watching her father lose his mobility early in his life due to a degenerative neuromuscular disability, Tanja realized she could have the same fate.

So, she decided to spend her able bodied years hiking, traveling, and enjoying all the world had to offer --- away from the office. After years of saving half their income, Tanja and her husband finally reached financial independence. At the end of 2017, they left their careers and are currently enjoying outdoor life where they live in Lake Tahoe.

Along the way, Tanja started a blog called Our Next Life to document her journey. It now gets over 150,000 page views every month and even earned her the 2017 Plutus Award, the top honor in the personal finance community, for one of the best blog.

We’ll talk about her journey, her blog, and how someone who is NOT naturally a saver or naturally frugal she says to retire before 38 and not have to work another day in your life.

You can visit Tanja at ournextlife.com or follow along on Twitter @our_nextlife.

To learn more visit www.somoneypodcast.com.

686: Ask Farnoosh, What are your thoughts about investing in cryptocurrency?

Feb 2, 2018 1851

Description:

What are your thoughts about investing in cryptocurrency?

Once you have an idea to start a business, how do you get started? Should you research, write a business plan? What are practical first steps?

I'm leaving a job where I recently combined my 403b and annuities in one place. Should I leave the money there or take it to the new job?

Answering these questions of yours and more with co-host and So Money listener Amy Saruwatari.

To learn more or share a question for an upcoming Ask Farnoosh visit www.somoneypodcast.com.

685: Drs. Renée and Nii Darko, Paid off 6 Figures of Debt in 3 Years

Jan 31, 2018 2420

Description:

What would you do if you woke up with $662,000 of student loan debt?

Yes, you heard that right, $662,000 in just student loan debt.

Well, that’s what happened to Drs. Renée and Nii Darko. After meeting in medical school and completing rigorous surgical residencies, Renée and Nii woke up to see their total debt balance had ballooned to the high six figures after years of deferment and forbearance.

Stressed, confused, and not making any progress on actually paying down their principal, the Darko family decided to get serious. They cut out their pricey insurance policies, took on a significant amount of extra shifts at hospitals all over the country, and reprioritized everything. And by prioritize, I mean they only paid $200/month in groceries for 2.5 years!

The result of all this hard work and adhering to that strict budget was that they paid off all their debt in only 3 years!

Today, I’m talking to the couple about how they did it and the challenges they encountered along the way (like the three failed IVF rounds that they paid for in cash.) You’ll also hear about how paying off their debt has given these two physicians financial independence, enabling them to pursue their passions and business pursuits, like Dr. Nii’s website and a podcast called Docs Outside the Box.

To visit the couple’s blog, head to www.keepingupwiththedarkos.wordpress.com.

Renée runs Pre-med Strategies, a pre-med consultation business to help students overcome the challenges of getting into medical school. You can visit the website here: www.premedstrategies.com.

To learn more about Dr. Nii Darko, please visit his website, Docs Outside the Box, at www.docsOTB.com or find him on twitter @DocsOTB.

Equal Access Health is their locum tenens business, which you can learn more about here: www.equalaccesshealth.net.



To learn more visit www.somoneypodcast.com.

684: Mary Wheeler, Founder of Abundant Wealth Solutions

Jan 29, 2018 1768

Description:

Today, I’m sharing a story with you of a remarkable young woman who got out of $30,000 worth of debt in 96 days. 

That’s right.

Mary is a Financial Coach who runs her own business called Abundant Wealth Solutions where she helps people eliminate their student loan debt and achieve financial freedom.

Mary didn’t always have a strong grasp on her finances, though. She actually grew up in the projects in Mississippi where she says she was surrounded by a culture of consumption. It took her years to figure out a way to climb out of debt and build her own net worth.

We’ll talk about this and more, including the job she had working in a deli for two years after getting her college degree and the moment she realized it was time to finally pay off her debt once and for all…

To learn more visit www.somoneypodcast.com.


683: Ask Farnoosh, What advice do you have for couples moving in together?

Jan 26, 2018 2779

Description:

What advice do you have for a couple moving in together? Some expenses aren't so black and white.

What should I prioritize in 2018, career development or having a baby?

Answering these questions of yours and more with co-host Adenrele 'Addy' Adewusi of MaddyMoney.com.

To share a question for an upcoming Friday show or learn more visit www.somoneypodcast.com.

682: Leisa Peterson, Life Coach

Jan 24, 2018 2033

Description:

We're a few weeks into the New Year and I'm guessing you might have made a resolution or two? If your resolution was to be better with money or create a happier life then you already know you're in the right place.

But our guest today is an expert at this. She's also a renowned life coach. Leisa Peterson helps people get out of their own way when it comes to money so that they can live a life full of joy and abundance. She's a long-time entrepreneur and money expert. She also has her own podcast Art of Abundance.
Lisa, like probably many of us listening, has had a fascination with money at a young age. Her relationship wasn't the healthiest. A tragic death in the family was a life-changing moment, at which point she found the need to reconcile many of relationships, including her relationship with money.

To learn more visit www.somoneypodcast.com.

681: Amy Lacey, Founder of Cali'flour Foods

Jan 22, 2018 2164

Description:

Our topic today is… pizza. Specifically, plant-based, vegan cauliflower pizza crust.

Intrigued? So was I.

Today’s guest, Amy Lacey started making cauliflower pizza crust in her kitchen in order to find healthier alternatives to her favorite foods after being diagnosed with lupus.

With the help of her daughter, Caroline, she created a proprietary recipe that her friends and family loved so much, they encouraged her to go out and sell it. After selling the crusts at her local farmer’s market, Amy decided to start selling them online too.

That decision was a resounding success. Last year, her company went from negative $250,000 to earning $4 million dollars in only 10 months.

What does she contribute to her success? Well, there are currently 23.5 million people who suffer from an autoimmune disease. Amy’s products offer them a way to enjoy the food they love the most without uncomfortable side effects.

Plus, Amy runs her business with the commitment to make an incredible difference and give back to her community. She’s very focused on forming not only a business but also a community of like minded individuals who are looking for a way to lead healthier lives. We’ll talk about this and more, including what it was like to share her pizza crusts with the cast of Hamilton!

To receive 20% off of your first Cali'flour FOODS order visit: www.califlourfoods.com/pages/amy-and-farnoosh.

To learn more visit www.somoneypodcast.com.

680: Ask Farnoosh, How do I involve my spouse in our retirement planning without scaring him off with the numbers?

Jan 19, 2018 1941

Description:

What are good ways to pay off my mortgage faster?

How do I involve my spouse in our retirement planning without scaring him off with the numbers?

I feel like something is always happening to us and we have to use the money we've saved to pay something off. Now, we're left wondering how we'll afford daycare in 9 months. Help!

Answering your questions this week with co-host and So Money listener Steven Blivess.

To learn more or share a question for an upcoming Ask Farnoosh Friday episode, visit www.somoneypodcast.com.

679: Tricia Brouk, Director, Choreographer & Executive Producer of TEDxLincolnSquare

Jan 17, 2018 1847

Description:

Tricia Brouk is our guest today and she does it all: she works in film, tv, theatre, and is a writer, director, and choreographer. She’s also the founder of The Big Talk, a popular service where she uses her expertise in the art of public speaking to make other big talks and keynotes a success. Her clients have gone on to earn 7-figure income streams, receive invitations to speak with the FDA, and speak at TEDx events around the country.

Tricia recently produced a documentary called The Dinner is Full about a man named Chris who started the 747 Club, a dinner club for strangers to gather and meet authentically around simple pasta sauce. Her next musical is Committed, coming in February 2018. This show tells the story of eight psychiatric patients struggling with their mental illnesses in a 1989 psychiatric ward. The aim of the show is to de-stigmatize mental illness through honesty, humor, and art.

Tricia is also the producer of TEDxLincolnSquare, and the host of the podcast The Big Talk, where she currently interviews people who talk for a living.

Tricia and I discuss:Why being a starving artist is neither sexy nor So MoneyHow she managed to make money while traveling on the road with her dance company.If an employer won’t pay you what you’re worth,if you discover a male coworker is making twice as much? Should you take the job? Quit? Sue? Tricia has a detailed personal story.How to convince investors to invest in your risky theatrical production.For more about Tricia visit www.triciabrouk.com

To learn more about her speech services and download Tricia’s free ebook The Art of the Start visit www.thebigtalknyc.com.

To learn more visit www.somoneypodcast.com.

678: Abby Chao, Co-Founder + COO of CollegeBacker

Jan 15, 2018 1919

Description:

The topic today is college savings. So many of you write-in asking,"Farnoosh, where should I save for my child's college education? Is a 529 still the best option?" Some even want to know about how to save for our unborn children! I get it. College is expensive today, let alone 18 or 20 years from now.   

To help us tackle college savings plans, we have the co-founder and COO of CollegeBacker Abby Chao joining us. Prior to launching the company, Abby was a senior associate and social sector fellow at McKinsey & Company.

What's interesting is that only 30% of Americans know what a 529 plan is. That's where CollegeBacker wants to help. It's a new company that's educating parents around it and make it easier for them to save up for their child's college costs. Their trick: involving your community of friends and family. At CollegeBacker you can open a 529 plan and invite others to contribute. 

Abby and I discuss 529 pros and cons of starting an account like this. It's not a given that a 529 is the best way to save and that it's a right fit for all families.

What if you save diligently into this account and your child doesn't attend college or receives a full scholarship? What happens to the money? I was pretty surprised by some of the answers. There are also some potential legislative changes to the 529 this year that may or may not expand its impact.  We talk about all of this, as well as Abby's own impressive career resume. Her "So Money" moment was when she was at work and convinced her bosses to give her a promotion and a raise...and reimbursements for graduate school!   

CollegeBacker would like to offer So Money listeners a $25 match if you sign-up. You can visit collegebacker.com/somoney for more information.

To learn more about Abby and CollegeBacker visit collegebacker.com or follow her on Twitter @AbbyChao.

To learn more visit www.somoneypodcast.com.

677: Ask Farnoosh, Does closing a checking or savings bank account affect your credit score?

Jan 12, 2018 1830

Description:

I have two daughters, 12 and 14... how do I teach them to invest?

Does closing a checking or savings bank account affect your credit score?

Is a Roth IRA or 457b government deferred compensation plan better for a 27-year old who is planning for retirement for the first time?

Answering these questions of yours and more on this week's show with So Money friend and Profit Boss Radio host Hilary Hendershott.

To learn more about Hilary's event on Friday, January 19th in San Jose, CA visit www.profitbosslive.com.

To learn more visit www.somoneypodcast.com.

676: Isa Herrera, Master of Physical Therapy & Founder of Pelvic Pain Relief

Jan 10, 2018 2516

Description:

Health is wealth, right? Many of you have New Year’s resolutions to be healthier in 2018. So, I thought it would be appropriate to bring on a guest today who is an expert on, particularly, pelvic relief. The topic is a little sensitive, a little private. Sometimes we don’t talk about this issue very openly.

Both for men and women, particularly us moms after having babies, this can be an area of tension and pain. But as Isa says, “If your pelvis isn’t healthy, your money can’t be healthy.” What’s that correlation about? Isa will explain.

She's a licensed physical therapist and an expert in women’s health. She's the founder of pelvicpainrelief.com, which is an online educational portal. Isa also has a healing center here in New York City. She is the author of five books on the topic of women’s health and she says that her passion for pelvic health was born from her own personal hardships after the birth of her first daughter, Ella. Isa also talks about the benefits of growing up poor, the childhood experiences that transformed her relationship with money and has benefited her as an entrepreneur and as someone who is very So Money.
To receive the female pelvic freedom checklist visit pelvicpainrelief.com/pelvicstarterkitb. Isa is also hosting a FREE Live Masterclass on January 17, 2018, you can join here: pelvicpainrelief.com/fpa-jan-2018-webinar-optin.

To learn more visit www.somoneypodcast.com.

675: Primoz Bozic, Online Business Coach

Jan 8, 2018 2318

Description:

From earning $7/hr abroad in his country Slovenia to running a six-figure online business, our guest today is So Money. Online business coach Primoz Bozic works with world-class experts (think: celebrity make-up artists, songwriters, high performance coaches, etc.) to turn their expertise into an online business and create what he describes as "the absolute best content online." Primoz started out as a programmer in Slovenia earning minimum wage and eventually went on to become a student of I Will Teach You To Be Rich and former So Money guest Ramit Sethi.

We discuss not just his business and journey but also some of the cultural differences between the U.S. and Slovenia, especially when it comes to money. It is culturally unacceptable to talk about money in Slovenia. Primoz does not feel comfortable talking about his success with family or friends. So, that was an interesting conversation!

To learn more visit www.somoneypodcast.com.

674: Ask Farnoosh, What are signs that a seller is being scammy on a resale site?

Jan 5, 2018 2192

Description:

What are signs that a seller is being scammy on a resale site? How do I identify items around the house worth selling? I'm on track to get promoted but the increase in pay my supervisor mentioned was underwhelming... How should I go about negotiating for more money?

Answering these questions of yours with special co-host and former So Money guest (EP 226) Shannon Wilburn, co-founder of Just Between Friends consignment.

To find a Just Between Friends event near you visit jbfsale.com.

For more information or to share a question for an upcoming show visit www.somoneypodcast.com.

673: Sheila Bair, Former FDIC Chair

Jan 3, 2018 1902

Description:

Sheila Bair is the former FDIC Chair and, at one point, was named Forbes 2nd most powerful woman in the world. Her agency was responsible for steering us through the financial crisis of 2008. She received numerous awards and recognition for her work during this time.

She's had a distinguished career in government, academia, as well as financial roles. Her work has been published in the New York Times, Wall Street Journal, Washington Post and countless other places.

During our show today, Sheila and I catch up because we were in touch during the crisis. I often would call her desk to learn about what was going on and get some updates or fact check for my reporting. She was always available for my questions. So, I jumped at the opportunity to interview her as we embark in a New Year. I got a chance to ask her what has history taught her as she looks to where the market is headed? How is the economy doing? Could we see a recurrence of the calamities of 2008 and 2009? Sheila tells me her newest obsession is retirement. She has partnered with robo advisor Blooom. It's a robo advisor for your 401(k). I want to know how does it work? How is it special? So, she gives us the details and also shares her personal financial stories - how she was raised as a middle class child, how she is raising her children from a financial standpoint, her money mindset, and so much more.

To learn more visit www.somoneypodcast.com.

672: Katia Beauchamp, Birchbox Co-Founder + CEO

Jan 1, 2018 2217

Description:

Today is the first day of the New Year. So, I wanted to start off with a theme that I’m really working for in the New Year, which is making your own rules, being a badass and just being your So Money-ist. Therefore, I couldn’t think of a more appropriate person to have us kickoff 2018 than Katia Beauchamp.

She's the co-founder and CEO of Birchbox, which is a leading beauty subscription service and store. She and I connected last time on CNBC's Follow The Leader. I had the chance to follow her around for 48-hours. I learned Katia is a force. You can just Google her. She is a leading voice and champion for all women who work.

During our time together today, we discuss being unapologetic about having it all and wanting it all, how companies can create an environment where women can feel the freedom to have their families and thrive at work and how she and her husband manage their personal finances. I had to go there because I’m super nosy, and I’m glad to report that she was game.

To learn more visit www.somoneypodcast.com.

671: Ask Farnoosh, How do I save for retirement AND pay off my student loans? (rerun)

Dec 29, 2017 1696

Description:

Should we use most of our cash savings to pay off our credit card debt? My biggest challenge is budgeting… should I open a bank account with a major bank to help save and budget? How do you deal with both saving for retirement and paying off student loans?

Answering these questions of yours and more on this week’s Ask Farnoosh with special co-host and business money strategist Justin Krane.

This episode originally appeared on Friday, September 29, 2017 as episode 632.

To learn more visit www.somoneypodcast.com.

670: BEST OF 2017: Defying Fear and Embracing Failure: Featuring Akshay Nanavati, James Altucher, Sara LaFleur and Wendy Sachs

Dec 27, 2017 1512

Description:

We’re exploring fear and failure on the show today. It’s not my intention to end the year on a sour note. Instead, we’re going to review all the badass, wonderful insights our guests have shared on how they fought their fears and how failure allowed them to become the strong, successful people that they are today.

Our financial fears come up quite a bit on the show, as guest talk about their fears of losing money, going into debt and, ultimately, not having enough. Hopefully, failure is something we have learned to embrace, as countless guests have credited their achievements to failing hard, at least once.

This episode features excerpts from:

Akshay Nanavati, Fearvana Author from EP 595James Altucher, Serial Entrepreneur and Bestselling Author from EP 597Sarah LaFleur, Founder and CEO of MM.LaFleur from EP 591Wendy Sachs, Fearless and Free Author from EP 574
To learn more visit www.somoneypodcast.com.

669: BEST OF 2017: Women, Work & Money Featuring

Dec 25, 2017 1597

Description:

This is our third show dedicated to reviewing the best of the year. Today, we are focusing on the intersection of women, work and money.

As you can imagine, this topic came up a lot in 2017. It was a historical year for women. Starting back in January, we had the Women’s March on Washington, which was reportedly the biggest single-day demonstration recorded in our country’s history. Then late in the year, the #metoo movement, an outpouring of women’s accounts of sexual harassment in the workplace led to a number of high-profile and highly paid men losing their jobs over overwhelming claims of sexual misconduct.

Call me an optimist, but I sort of feel like the New Year has got to see an uptick in female hires and promotions. Right? But to bring this all back to the podcast and the goal of So Money, in this episode we'll bring stories and strategies that can help us all conquer our financial challenges, especially for us women.

This episode features excerpts from:Sallie Krawcheck, "Own It" Author from EP 532Alice Finn, "Smart Women Love Money" Author from EP 582Lisen Stromberg, "Work Pause Thrive" Author from EP 535Deepa Purushothaman, National Managing Director of Deloitte's Women's Initiative from EP 553For more information visit www.somoneypodcast.com.

668: Ask Farnoosh, "My employer retirement accounts have high expense ratios. What are my other options?" (Rerun)

Dec 22, 2017 1767

Description:

I've met my financial goals... can I spend some of my money on something "fun?" My parents think I shouldn't.

My boyfriend and I just moved in together and are wondering... should we save for a wedding then a house or a house then the wedding?

Should I increase my auto insurance deductible?

This episode originally appeared on Friday, February 10, 2017 as episode 533.


To learn more visit www.somoneypodcast.com.

667: BEST OF 2017: HOW TO MAKE MORE MONEY, Featuring advice from So Money guests Ali Brown, Latham Thomas, Simon Sinek, Deepak Chopra

Dec 20, 2017 1519

Description:

Who wants a raise? Who wants to make more money? That’s all of us, right? 

Today’s theme is how to make more money. I'm talking the MOST money you ever thought possible. The fact is a lot of us grapple with how to value ourselves, both as employees, as contractors and entrepreneurs. Remember: You don’t get what you deserve, you get what you negotiate. Has that stuck with you yet?

This episode will feature excerpts from:Ali Brown, Entrepreneur and Host of Glambition Radio from EP 585Latham Thomas, Founder of Mama Glow from EP 652Simon Sinek, Motivational Speaker and Bestselling Author from EP 631Deepak Chopra, Alternative Medicine Advocate and Author from EP 624To learn more visit www.somoneypodcast.com.

666: BEST OF 2017: HOW TO RETIRE RICH: Featuring advice from So Money guests Kristy Shen, Grant Sabatier, Chris Reining and Emily Guy Birken

Dec 18, 2017 1347

Description:

It’s the most wonderful time of the year and I’m not talking about the holidays. We’ve reached that time of year again where I highlight some of the great interviews we’ve had in 2017. It’s tough to narrow it down but we’ve got a great lineup for you. 

We’re kicking off our year end wraps with some of the best interviews on the topic of retirement, specifically early retirement. Many of you want to know how to get out of the grind wooner than later. We've been fortunate to have some early retirees stop by the podcast to share their insights.

This episode features excerpts from:Kristy Shen, Canada's Youngest Retiree from EP 528Grant Sabatier, Millennial Money Founder from EP 618Chris Reining, Early Retiree from EP 661Emily Guy Birken, "End Financial Stress Now" Author from EP 570To learn more visit www.somoneypodcast.com.

665: Ask Farnoosh, 2017 was going to be my year to conquer my finances but I didn't... Help!

Dec 15, 2017 1446

Description:

I swore 2017 would be my year to conquer my personal finances but I didn't even come close... help!

My family lives on the east coast and wants us to all fly home for the holidays. It's expensive for us so what should we do?

Answering your questions with special co-host Kimmie Greene, consumer finance expert for Mint.

To learn more or share your own question for an upcoming Ask Farnoosh visit www.somoneypodcast.com.

664: Lauren Slayton, Founder of Foodtrainers®

Dec 13, 2017 1962

Description:

As we approach the end of the year, I thought we’d like to hear from one of the country’s top health and nutrition coaches. Lauren Slayton is the founder of Foodtrainers, a private nutritional counseling office in New York City. She’s also the author of the popular book, The Little Book of Thin.

Lauren is on the podcast talking about the financial lessons she learned from her mom, a feisty business woman in Manhattan who operated parking garages. We also discussed the benefits of saying no and why it feels so good. And of course how to stay in our jeans over the holidays.

To learn more visit www.somoneypodcast.com.

663: Laura Cowan, Estate Planning Attorney

Dec 11, 2017 2484

Description:

You know, it's never a perfect time to talk about things like life insurance, estate planning and wills. It's kind of a downer. But, your financial life would not be so solid if you didn't take care of these issues. I think it's important that we talk about them on this podcast. To help us, I brought on Estate Planning Attorney, Laura Cowan.

She just wrote a free e-book that you can all download here or by visiting momdadfreebook.com. It's called Wear Clean Underwear!, the subtitle is: A Fast, Friendly and Essential Guide to Estate Planning For Busy Parents. Laura practiced law for many years at a big legal firm before opening up her own practice in New York City. She drafts wills, trusts and other documents to make sure families are taken care of. She has seen it all. Experienced it all. We go right to the topic and find out why we need wills, how do we get one and what about life insurance? Do you really need it?

To learn more visit www.somoneypodcast.com.

662: Ask Farnoosh, We're recent grads - what do we need to know about finances?

Dec 8, 2017 1756

Description:

My boyfriend and I are recent grads, and we don't have too much experience with personal finances. Should we get a financial planner? What do we need to know?

When do I disclose I'm pregnant if I'm interviewing for a new job?

I'm not sure how much to give for holiday tips, and to who? Do you have any suggestions?

Answering these questions of yours and more on this episode of Ask Farnoosh with guest co-host Liz Theresa.

To learn more go to somoneypodcast.com

661: Chris Reining, Early Retiree

Dec 6, 2017 2320

Description:

Chris Reining retired at 37 after making his millions. He worked at his dream job initially in information technology earning $75,000 a year. He admits he was living a pretty good lifestyle but felt that the nine to five grind was just too much. At 30, he set a goal of having a million dollars in a brokerage account by 35. He began saving 50% of his income. By 35, not only did he reach this goal, he surpassed it and he credits it to one simple habit: automation.

To learn more visit www.somoneypodcast.com.

660: Josh Sundquist, Paralympic Skier

Dec 4, 2017 2137

Description:

Josh Sundquist was diagnosed with a rare bone cancer when he was just 9-years-old and told he had a 50% chance of living. From there he spent one year undergoing chemotherapy and eventually had to have his leg amputated.
The doctors, though, declared him cancer-free four years later and then three years after that —Guess what? He was training as a ski racer. Today, he is a Paralympian and he has an absolutely remarkable story. Josh is also a motivational speaker and author of the bestseller Just Don’t Fall. Earlier this season he shot a really cool video with our mutual brand partner, Chase. It was really inspiring. If you go to somoneypodcast.com, you can grab the link to watch it.

To learn more about Josh visit his website here or follow him on Twitter @JoshSundquist

659: Ask Farnoosh with John Bahnken, President, Citizens Bank Wealth Management

Dec 1, 2017 1833

Description:

My husband and I just got married ...should we combine our retirement planning?

How often should I check on my retirement savings?

Answering these questions of yours and more on this special episode of Ask Farnoosh brought to you by Citizens Bank with co-host and President, Citizens Bank Wealth Management, John Bahnken.

To learn more visit www.somoneypodcast.com.

658: Gunnar Lovelace, CEO and Co-Founder of Thrive Market

Nov 29, 2017 2124

Description:

If you're looking to stock up your pantry this holiday season, learn how to get $60 worth of free organic groceries and free shipping at Thrivemarket.com/somoney. End the New Year on a healthy note!

Our guest today is the founder and co-CEO of Thrive Market, Gunnar Lovelace. Gunnar's been a lifelong health advocate and serial entrepreneur. Thrive Market is actually his fourth company and he's on a mission to make healthy eating accesible to everyone. How does he keep prices so low? How did he break into a $10 billion food market? How do you deal when 70 investors reject your business plan? Gunnar's got great answers.

He also takes us back to his childhood, growing up poor and dealing with survivor trauma...and how it's all given him the ability to persist.

To learn more visit www.somoneypodcast.com.

657: Carlvin Dorvilier, So Money Millennial

Nov 27, 2017 2075

Description:

Imagine losing both your parents at age 15, then fast-becoming the head of household with two other siblings, paying a mortgage, car insurance and college.  Our guest today, Carlvin Dorvilier says life's challenges didn't happen TO him, they happened FOR him. They gave him the opportunity to grow up quickly, think strategically and realize that he can help inspire so many people with his personal story. Happy to report that today, Carlvin is 26, living in New York, working full-time and maxing out his retirement savings!

To learn more visit www.somoneypodcast.com.

656: Ask Farnoosh, Help... my husband & I want to reach our goal of financial freedom!

Nov 24, 2017 2306

Description:

My husband and I want to reach our goal of financial freedom... should we buy a duplex and rent out half while living in the other half or buy a home and a secondary rental property? Is there a way to wisely go into debt when taking out a business loan? Answering these questions of yours and more with special co-host and business money strategist Justin Krane.

To learn more or share a question for an upcoming Friday show visit www.somoneypodcast.com.

655: Sarah Shaw, Entrepreneur & Designer

Nov 22, 2017 2640

Description:

What makes someone a SERIAL entrepreneur? How about starting six businesses over the span of 20 years that have gone on to generate many, many millions of dollars? That's our guest Sarah Shaw. From working as a costume supervisor on Hollywood sets to launching several fashion-driven companies endorsed by top magazines and celebrities including Sarah Jessica Parker, Reese Witherspoon and Cameron Diaz, she comes to So Money with many fascinating stories of launching businesses, sometimes on the fly. And also the challenges. What happens when all your investors pull out of your company at the same time? Ask Sarah. It happened to her in 2002, forcing her to start over. In the process he lost the trademark to her own name!
Today, Sarah runs Sarah Shaw Consulting where she helps clients successfully create and launch their products. She's also the host of Street Smart MBA, where she talks with successful entrepreneurs about all the hard won lessons they’ve learned on the mean streets of the business world including Venus Williams, Barbara Corcoran and the host of The Profit on CNBC, Marcus Lemonis.

To learn more visit www.somoneypodcast.com.

654: JJ Ramberg, MSNBC Host + The Startup Club Author

Nov 20, 2017 2193

Description:


People sometimes ask how we plan to teach my kids about money and while I think it's important to teach things like delaying gratification, saving, needs versus wants, it's also helpful to raise kids with an entrepreneurial mindset. And emphasize the benefits of generating ideas, executing on those ideas, creating a plan, learning how to sell, learning how to negotiate. And that brings us to today's guest,  JJ Ramberg who is, herself, an entrepreneur, an award-winning financial journalist and host of the popular MSNBC show, Your Business. She is also the co-author of the new children's book: The Startup Club, which tells the story of two school age friends and the ups and downs of running a business together.

JJ is a mom of three and has lots of personal advice on how to engage young kids in discussions around money and business. When she's not writing a book, hosting her TV show or managing a household of five, JJ also operates GoodSearch.com, a company she co-founded with her brother. GoodSearch.com is a search engine that donates 50 percent of revenue to the charities and schools its users designate.

To learn more visit www.somoneypodcast.com.

653: Ask Farnoosh, Protecting your credit this holiday with co-host Brittney Castro, CFP

Nov 17, 2017 1853

Description:

In light of Equifax and other data breaches, how do I balance convenience and security? How to budget for holiday gifts and limit spending? Answering these questions of yours and more on a special Ask Farnoosh with special co-host Brittney Castro of Financially Wise Women and our brand partner Chase Slate.
To learn more or share a question for an upcoming episode visit www.somoneypodcast.com.

652: Latham Thomas, Founder of Mama Glow

Nov 15, 2017 2386

Description:

Want to learn how to get two hours of sleep in 20 minutes? So Money guest Latham Thomas is a superwoman. She's been named one of Oprah Winfrey’s SuperSoul 100 alongside super-humans like Ava DuVernay, Doctor Brené Brown, Deepak Chopra, and others.

Latham Thomas is a wellness guru and founder of Mama Glow, a lifestyle brand that offers
inspiration, education, and holistic services for moms and moms-to-be. She encourages them to
mother themselves first. I’m all for that. She's also an author and launched a new book
earlier this fall called, “Own Your Glow – A Soulful Guide to Luminous Living and Crowning the
Queen Within
”.

To learn more visit www.somoneypodcast.com.

651: Erica Duran, Business Coach and Host of The Erica Duran Show

Nov 13, 2017 1697

Description:

Erica Duran is an expert in minimalist luxury. Can you even put those two words in the same sentence? Minimalist and luxury? Don’t they negate each other? Kind of? She begs to differ.

Our guest today is first and foremost a business coach who has adopted this unique lifestyle that she calls “Minimalist Luxury." So, of course, we're going to dive into this. What does this look like? How can we emulate this? In terms of possessions, she only has a suitcase, laptop, phone, and her dogs. But the catch is that she does also get to live in luxury resorts. How she gets to do that is also something that we unfold on the podcast.

Erica also has a podcast of her own called, “The Erica Duran Show." As a business coach, she gives guidance and support to mainly service-based entrepreneurs so they can build their businesses while working from pretty much anywhere. If you’re interested in pursuing this lifestyle, make sure to tune in. We talk about how she helps these folks not just work from anywhere but actually earn up to $20,000 per month consistently. So, if you want to learn how to live a minimalist luxury lifestyle, learn how to work from anywhere and how to make $20,000 a month, this episode is for you.

For more information visit www.somoneypodcast.com.

650: Ask Farnoosh, Best advice for negotiating a promotion at work?

Nov 10, 2017 1966

Description:

How should a person start the conversation concerning a promotion at work? What's the best education fund for my daughter's college savings? If I switch to another credit card with my current credit card company how will it impact my credit score?

Answering these questions of yours and more on this week's Ask Farnoosh with special co-host Megan Betterman.

For more information visit www.somoneypodcast.com.

649: Kelly Richmond Pope, Education Innovator & Forensic Accounting Expert

Nov 8, 2017 2140

Description:

We’re going to dig into what actually has people create crime. Not just any crime but financial crime. What is actually behind it... the motivation, the mindset?

Our guest, Kelly Richmond Pope, will help bring this to life. She is the genius behind the movie All the Queen’s Horses. It is a true story of Rita Crundwell, one of the national’s leading quarter horse breeders, who was also arrested in 2012. She was the largest municipal fraud perpetrator in the country’s history. She embezzled upwards of $50 million dollars as a comptroller and treasurer of Dixon, Illinois.

It’s not $50 or $60 billion, like Bernie Madoff. But $50 million is a lot of money. Plus, we’re talking small town Illinois and about a woman who was trusted. She was a horse breeder. There were no signs that she was going to be stealing your money... but were there?

The film has actually won HBO’s best documentary award at the Martha’s Vineyard African-American film festival. Critics are going nuts. They love it.

Kelly is not just a filmmaker. She’s also an associate professor in the school of accountancy at MIS at DePaul University in Chicago. There she teaches a lot of different courses around accounting and a course on leadership. She is also a speaker and an author. She’s worked in the forensic practice at KPMG on anti-money laundering engagements, insurance fraud investigations and fraud risk management projects. She is well-versed in the forensic accounting field. She’s also on a ton of forensic accounting seminars around the world for universities, corporations and governments.

To learn more visit www.somoneypodcast.com.

648: Jack Finio, Fund3 Co-Founder

Nov 6, 2017 2633

Description:

What is Bitcoin? I’ve been getting more pitches about Bitcoin in the last 30 days than I have in last three years. It's one of those things that made me go, “Hmm, maybe we should do an entry-level, 101 discussion around this on the show?” I thought that it would be great to bring on co-founder of Fund3 Jack Finio for this discussion.

Fund3 it’s a quantitative hedge fund that uses machine learning to make sense of digital assets and cryptocurrency markets. Jack is totally immersed in this market. He’s going to tell us, what is Bitcoin? Why we should care and what is the future? How is Bitcoin going to revolutionize the way we bank today? We could be on the brink of change. He’s going to talk about what he is experiencing in how Fund3 is part of this market.

A little bit more about Jack... he’s a native New Yorker and grew up just steps away from Wall Street. As a result, he was intrigued by finance, investing and entrepreneurship from a very early age. By 17, Jack had won multiple business plan competitions. In college, he studied traditional finance and computer science. He quickly learned that AI and blockchain technology could become extremely disruptive and it was there he saw an opportunity to capitalize on this trend to eventually start Fund3.

To learn more visit www.somoneypodcast.com.

647: Ask Farnoosh, I can't pay off my credit card debt... help!

Nov 3, 2017 1555

Description:

The podcast makes me rethink my relationship with money, yet I still can't seem to pay off $14,000 worth of credit card debt. What's a good first step?

My employer gives 53 cents back for every mile when I commute to and from work using a rideshare service. Should I just fight for a full refund?

Answering these questions of yours and more on today's Ask Farnoosh. Have a question of your own you'd like to share? Submit a question by visiting www.somoneypodcast.com.



646: Andy Molinsky, Author of "Reach"

Nov 1, 2017 2334

Description:

Tony Robbins likes to say that, "The quality of your life is in direct proportion to the amount of uncertainty you can comfortably deal with." So, let me ask you: how often do you leave your comfort zone? As tough as that can be, our guest today says it is this very practice that often leads to success. I can vouch for that. Getting laid off in 2009 was a very uncomfortable, uncertain time in my life. But I didn't cower. I didn't play the victim and I credit so much of my success today to that unexpected kick in the pants back in the day.

But, back to our guest, Andy Molinksy, he's a popular professor at Brandeis University who has delivered a tremendous book on this topic called Reach: A New Strategy to Help You Step Outside Your Comfort Zone, Rise to the Challenge and Build Confidence. In it he helps people conquer the uncomfortable so they can succeed. This is Andy's second book. His first book, Global Dexterity, was a huge success receiving the Axiom Award for best business book in international business and globalization. Organizations around the world have used this book including the US Air Force Academy and the Clinton Foundation.

To learn more visit www.somoneypodcast.com.

645: Sheelah Kolhatkar, "Black Edge" Author

Oct 30, 2017 2091

Description:

Ever wonder how Wall Street works? I mean, really? We see how Wall Street is portrayed in dramatic movies, like Wolf of Wall Street and The Big Short, and of course the iconic movie Wall Street with Michael Douglas. Personally, I’m obsessed with the show time show Billions. So, how accurate are these portrayals really? Today we go behind the scenes thanks to our guest and her groundbreaking reporting.

Sheelah Kolhatkar is a staff writer for The New Yorker, and has published her first book called Black Edge: Inside Information, Dirty Money, and the Quest to Bring Down the Most Wanted Man on Wall Street. We’re not talking about Bernie Madoff. This book details the story of a billionaire trader Steven A. Cohen, and the rise and fall of his hedge fund SAC Capital. It is the largest inside our trading investigation in history. This is the kicker, Cohen was never charged.

We will dive into all of this with Sheelah, as well as her background as a former hedge fund analyst herself. How did that experience bring her to her role today as an investigative business reporter? As I mentioned, she is currently a staff writer for The New Yorker, where she covers Wall Street and Silicon Valley, the economy and national politics. She also writes the magazine’s financial page and is a regular contributor to NPR’s marketplace.

To learn more visit www.somoneypodcast.com.

644: Ask Farnoosh, Should I stop saving to pay off my student loans or keep saving?

Oct 27, 2017 1708

Description:

Should I stop saving to pay off my student loans or keep saving?

Are you supposed to pay off debt after you get your paycheck or pay your necessities first and then see what's left over to pay off the debt?

How feasible is it to negotiate or lower any fees associated with a retirement account?

Answering these questions of yours and more on today's Ask Farnoosh with Dan Andrews of Well Rounded Success.

For more information or to share your own question for an upcoming Ask Farnoosh Friday episode visit www.somoneypodcast.com.

BONUS: John Bahnken, President, Citizens Bank Wealth Management

Oct 26, 2017 1834

Description:

This is a special BONUS episode on the heels of my new partnership with Citizens Bank. I normally don’t publish new episodes on Thursdays, but this one couldn’t wait!

Earlier this fall, Citizens Investment Services introduced a new digital investment advisory platform called SpeciFi, and they’ve invited me to join them on their campaign to educate people about retirement and the importance of investing for the future.

You know I’m all for ways to make investing simple and efficient and we often talk about the value of digital investment platforms on the show…but, call me old–fashioned, I also believe it can be useful to work with real, licensed professionals to help guide our investment planning, and the great news is SpeciFi delivers both of these services in one robust platform.

It’s one of the reasons I’m proud to team up with the folks at Citizens and SpeciFi. The other reason is that I’m a New England girl and Citizens, for those of you who may not know, is one of the oldest and largest financial institutions, headquartered in Providence, Rhode Island, just an hour away from Worcester, MA (my birth town!). Citizens was our neighborhood’s bank growing up, so this is a very cool, full-circle moment for me.

Joining me to discuss more about the ways we can all leverage investing for our goals and how SpeciFi can help investors is John Bahnken, President, Citizens Bank Wealth Management. 
To learn more visit www.somoneypodcast.com.

643: Dave Fanger, CEO & Founder of Swell Investing

Oct 25, 2017 2358

Description:

Question: how do you decide what stocks or funds to buy?

For me, financial health is key. It’s an important marker, but do we care so much about a company’s social mission, really? What’s under the hood? How do they care about their employees? Are they really making an impact in the world? Are they values-driven?

Dave Fanger is dedicated to making what he calls "values-driven" investing more accessible. He's the founder and CEO of Swell Investing. It is an innovative impact investing platform that aims to deliver profit, as well as purpose with six socially responsible investment portfolios. It’s a platform he started while working for his employer who actually helped Dave incubate the idea. This is a great story within a story, right?

We dive into the meaning of values-driven investing and how Swell Investing selects investments, but also how to convince our boss to let you incubate your big idea while working at the company. We always say, “Don’t quit your day job.” This is literally working your day job and coming up with your idea and incubating your idea at the day job. Pretty genius.
For more information visit www.somoneypodcast.com.

642: Claudia Chan, Author of "This Is How We Rise"

Oct 23, 2017 1674

Description:

Is gender equality really possible? Claudia Chan, our So Money guest today, has made it her life's mission to close the gender equality gap and has inked a new book on the topic. It's called This Is How We Rise: Reach Your Highest Potential, Empower Women, Lead Change in the World.

She's also the founder and CEO of S.H.E. Global Media and she's a recognized expert on leadership and social entrepreneurship. S.H.E. Global Media just wrapped it's annual S.H.E. Summit. It's an event that aims to help Fortune 1000 companies modernize and accelerate diversity with the goal of achieving gender parity by 2030, which is not that far away. That's pretty ambitious. I hope we get there. To support this, I was on a panel at S.H.E. Summit in New York discussing financial equality and how women can earn more. You can probably guess, I had quite a bit to say.

Anyways, Claudia's impetus for launching S.H.E. Global Media actually came after starting a multimillion dollar business. You might have heard of it. It's called Shecky's. It was after achieving tremendous success and still feeling like she wasn't pursuing her life's true calling that she was inspired to do some soul searching. She says step into a new consciousness of what it means to be a woman in today's world. Claudia's book talks about the need to shift to a "me for we" mindset in order to achieve gender equality. “What does that mean?” I ask. And also, How can men be a part of this important revolution?
For more information visit www.somoneypodcast.com.

641: Ask Farnoosh, Help! My parents never invested in their retirement... how can I help?

Oct 20, 2017 2015

Description:

My parents never invested for retirement, how can I help them? Is buying a condo a good investment for me? How do you personally save, invest and budget your money?

Answering these questions of yours and more on this week's Ask Farnoosh with special co-host Alicia Schiller.

For more information or to share your own question for an upcoming Ask Farnoosh visit www.somoneypodcast.com.


640: Jerry Kolber, Co-Founder & Executive Producer at Atomic Entertainment Group

Oct 18, 2017 2554

Description:

Do you like watching television? Ever wonder who are the minds behind these shows? Friend and former colleague, Jerry Kolber is the co-founder and executive producer of Atomic Entertainment Group. He has been the mastermind behind a number of popular shows you may have watched. His company has produced hit shows like National Geographic’s Brain Games. He’s also worked on Bravo’s Queer Eye for the Straight Guy. Jerry has also been an executive producer on one of my shows back in the day called, Bank of Mom and Dad. It’s a little show back in 2009.

We talk about how to make great TV today. Where does TV live? It’s not just on TV, we have now a lots of screens. So, how do you think as a producer about the kinds of shows that can exist and be successful on platforms like Netflix, maybe even Facebook? Jerry’s got shows on all of those channels. How did he get his start? What brought him to this world? And where does he see the future of television heading?

To learn more visit www.somoneypodcast.com.

639: Emma Johnson, Author of "The Kickass Single Mom"

Oct 16, 2017 2448

Description:

Our topic today is single motherhood and how to make it work financially, romantically, professionally. Emma Johnson is an expert on all of those fronts and she has been a guest on this show before as the founder of wealthysinglemommy.com. She's built an incredible community around single motherhood and how to make the most of it. Emma, thanks to the popularity of her blog, has a new book out now, it's called, The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children.

Emma was first on So Money on episode 298 talking about her blog. Now, she's back talking about this book and the advice that it gives to mothers on how to build their own wealth, ignite romance and raise great families. I think it's actually something that all parents can learn from. It's not just a bible for single mothers. I think it's got some really great roles for all of us, who have children.

If you'd like to learn more visit www.somoneypodcast.com.

638: Ask Farnoosh, How do I fight the urge to keep up with The Joneses?

Oct 13, 2017 2360

Description:

How do you fight the urge to keep up with the Joneses? Should I take a new job opportunity or negotiate the terms at my current job? How do I play catch-up with retirement? Answering these questions of yours and more on this week's Ask Farnoosh.

For more information or to submit your own question for an upcoming Ask Farnoosh visit www.somoneypodcast.com.

637: Eric Roberge, Certified Financial Planner

Oct 11, 2017 2349

Description:

Back by popular demand, Eric Roberge is in the house. If you listened to last Friday’s episode of Ask Farnoosh, you know Eric was my esteemed co-host. I wanted to bring him back for a 1:1 interview. As a certified financial planner and founder of his own virtual financial planning company, Eric has a great grasp on all the issues young professionals are facing when it comes to money and personal finance.

A little more about Eric: His financial planning firm is called Beyond Your Hammock.

He previously worked for State Street and JPMorgan before starting his own business at age 33. Now, he helps people in their 30's and 40's make strategic decisions with their money to achieve financial independence. Eric has been named one of Investopedia's Top 100 Most Influential Advisors. He frequently contributes to Forbes, Huffington Post and Money Magazine.

So, should you hire an advisor? How much does it cost? What are some of Eric’s greatest financial tips for the current generation?

If you'd like to learn more about Eric visit www.beyondyourhammock.com or follow him on Twitter @BeyondFinances.

For more information visit www.somoneypodcast.com.

636: Brian Maloney, Founder of CUSP NYC

Oct 9, 2017 2356

Description:

Our guest today has been a close friend and a key member of my support system since my early days of living in New York City. Brian Maloney is here. Brian is more than just a friend. He is a mentor, an entrepreneur, a loving dad, brother and husband. He recently made a brilliant career pivot from high profile positions in brand marketing and public relations to becoming the owner of his own Brooklyn art gallery called CUSP NYC. I’ve always wanted to pick Brian’s genius brain and talk money with him and now seemed like a great opportunity. 

Brian says the power of art has always been his engine for creativity and inspiration in helping brands. His modus operandi is Creativity Unleashed to Solve Problems, which is how he came up with the name CUSP for his gallery here in Brooklyn.

Later this month CUSP will be featuring 12 female artists in an exhibit called MAKE ROOM. All the artists use uncommon techniques or a unique process to transform traditional media. Maybe I’ll see you there! Visit www.cusp-nyc.com

Up next…Hear Brian Maloney on his money philosophy, growing up in the Midwest and flipping burgers at Burger King. You gotta start somewhere!

For more information visit www.somoneypodcast.com.

635: Ask Farnoosh, What steps should I take to protect myself after the Equifax credit hack?

Oct 6, 2017 2273

Description:

What steps should I take to protect myself after the Equifax credit hack? Is it worth it to take on student loan debt in my 40s? Will my fiancé's medical school debt prohibit us from buying a home down the line even if we have good credit?

Answering your questions with Certified Financial Planner Eric Roberge on this week's Ask Farnoosh.

To share your own question for an upcoming show, please visit www.somoneypodcast.com and click on 'Ask Farnoosh' in the top righthand corner.


634: Dorie Clark, "Entrepreneurial You" Author

Oct 4, 2017 1891

Description:

It's blast from the past week on So Money. On Monday we invited back our friend Rebecca Jarvis, the chief business, technology and economics correspondent for ABC News and the host of the podcast No Limits. She's got some incredible new insights to share after interviewing people like Barbara Corcoran, Jewel and beauty queen Bobbi Brown. Please take a listen if you haven't. Yesterday, Rebecca featured me on her podcast for a So Money/No Limits crossover, so also be sure to listen to that to learn about the one thing I'm STILL struggling with. Truthfully there are many areas for improvement, but she asked me for the biggest. I reveal ALL.

Today, we're lucky to have back on the show Dorie Clark. You can go back to EP 206 to hear marketing consultant, speaker and author Dorie talk about her money failures and habits.

Today, she's on to share details of a brand new book: Entrepreneurial You: Monetize Your Expertise, Create Multiple Income Streams, and Thrive. In it she's providing readers with a blueprint on how to monetize your ideas and build a brand. If you've got an idea for a side gig, hustle, business or several ideas running through your head and not sure how to make it a reality, to make money from it, this episode is for you.

To learn more visit www.somoneypodcast.com.




633: Rebecca Jarvis, No Limits Podcast Host

Oct 2, 2017 2037

Description:

Excited to announce that this week we're doing a podcast cross-over with No Limits with Rebecca Jarvis. Have you heard of this amazing new podcast? Rebecca Jarvis, a friend and senior business, economics and technology correspondent for ABC News interviews female visionaries and entrepreneurs from cosmetics queen Bobbi Brown to the Grammy Award-Winning musician Jewel about their hard-learned lessons and their climb to success and wealth.

On today's show, Rebecca stops by to talk about her favorite interviews, intra-preneurship and where our economy is headed.

Then, you can head over to No Limits and hear Rebecca's interview with me...She asks questions that were a bit difficult to answer and I discovered things about myself I found myself revealing a LOT. You don't want to miss her show.

Rebecca's been on So Money before. Catch her first interview here on EP 9.

To learn more visit www.somoneypodcast.com.

632: Ask Farnoosh, Should we use cash savings to pay off our credit card debt?

Sep 29, 2017 1636

Description:

Should we use most of our cash savings to pay off our credit card debt? My biggest challenge is budgeting... should I open a bank account with a major bank to help save and budget? How do you deal with both saving for retirement and paying off student loans?

Answering these questions of yours and more on this week's Ask Farnoosh with special co-host and business money strategist Justin Krane.

To share your own question for an upcoming Ask Farnoosh episode, click the 'Ask Farnoosh' button on the top righthand corner and record or write-in your question at www.somoneypodcast.com.

631: Simon Sinek, Motivational Speaker & Bestselling Author

Sep 27, 2017 1874

Description:

Our guest today popularized the concept of "Why." It stemmed from a TED Talk back in 2009 that has now become the third most watched talk of all time on Ted.com. 
I'm excited to welcome motivational speaker and bestselling author Simon Sinek to So Money. It's a huge honor. Simon is an optimist and helps teach leaders and organizations on how to inspire the people around them. Simonis out with a new book, Find Your Why: A Practical Guide for Discovering Purpose for You and Your Team. This is the follow-up to his first book, Start With Why, which was a global bestseller. In the latest book, he's addressing the concerns that arise with why... can you have more than one why? He says NO. I wasn't kind of surprised by that. Also during our interview, Simon told me that I asked him a question he's NEVER received. That made me feel cool. You'll have to listen to learn more.

To learn more visit www.somoneypodcast.com.

630: Melyssa Griffin, Entrepreneur and Host of Pursuit With Purpose

Sep 25, 2017 2667

Description:

Raise your hand if you think making a million dollars would make your life better.  Today's guest earned 7-figures in one year, running a successful online business. Great, right? Well, if you ask her, it's complicated.

Our guest Melyssa Griffin recently rediscovered her passion and her purpose by achieving financial greatness and then realizing...it wasn't all it was cut out to be. She opens up about her story of self-discovery.

A little more about Melyssa: She is an entrepreneur who began her career working as an expat in Tokyo teaching English. She then began a blog called The Nectar Collective. It was her creative outlet. Months later her blog became a full-time job. She moved back to her home in California to grow the blog which became a business by year three, earning Melissa $1M per year through blogs and e-courses.

To learn more visit www.somoneypodcast.com.

629: Ask Farnoosh, How do I turn earned income into passive income? (Replay)

Sep 22, 2017 2166

Description:

Today’s episode of Ask Farnoosh with special guest Jacquette Timmons, a financial behaviorist, originally aired as episode 285. We answer your biggest questions about negotiating a promotion or increase in salary at work, refinancing student loans, what to do with your leftover money after maxing out your retirement accounts and more.

Jacquette joined me on So Money before. To catch her interview, click here.  And if you’d like to keep up with Jacquette, visit her website www.jacquettetimmons.com and follow her on Twitter @jacqmtimmons.

To learn more visit www.somoneypodcast.com.

628: Pervaiz Shallwani, Host of Feed Me TV

Sep 20, 2017 2741

Description:

From covering the police beat in New York City beat to reporting on the best wines across Long Island's vineyards, our guest today is a journalist who, like so many children of immigrants who don't go onto become doctors and lawyers, had a hard time convincing his parents that he was on the right track. (I can relate.)

Pervaiz Shallwani is a friend and he is our guest today. He is a food writer and dining critic at Newsday, a daily newspaper and media company that mainly services communities on Long Island, New York. Also big news: He has a new online show called Feed Me TV, which serves up a behind the scenes look at the Long Island food scene.

Pervaiz has mastered the art of doing what you want and doing it well, even if it means changing course more than once in your career. He's brave. He's bold. We talk pivots, hard-to-please parents, getting paid to eat on camera and of course, the vivid money experiences that have shaped his relationship with money today and even allowed him to buy a home in New York.

To learn more visit www.somoneypodcast.com.

627: Dr. Partha Nandi, Ask Dr. Nandi Author & Host

Sep 18, 2017 1893

Description:

How healthy are you? How do you define health? We often discuss the correlation between health and wealth on the podcast and today's is prepared to give even more insight and advice. about this a lot on So Money but health is wealth people.

Dr. Partha Nandi is the host of the nationally-syndicated hit show Ask Dr. Nandi. His new book is called Ask Dr. Nandi: 5 Steps to Becoming Your Own #HealthHero for Longevity, Well-being and a Joyful Life.

To learn more visit www.somoneypodcast.com.

626: Ask Farnoosh, How do I save money while still being social?

Sep 15, 2017 2580

Description:

How do you teach kids to invest? How can I save money while trying to be social? How much should I budget for eating out and miscellaneous expenses when I travel?

Answering these questions of yours and more on this week's Ask Farnoosh with special co-host Naomi Hattaway, a licensed realtor and founder of the networking platform, I Am a Triangle.

To leave a question for an upcoming Ask Farnoosh Friday episode, visit www.somoneypodcast.com and click on 'Ask Farnoosh' on the top righthand corner and record or write-in your question.


625: Alisyn Camerota, CNN Anchor & Author of "Amanda Wakes Up"

Sep 13, 2017 1755

Description:

Ever wonder what it’s like to be a top news anchor on CNN, someone who has to report on what’s happening in the world right now LIVE? And, by the way, someone who has been blacklisted by Donald Trump?

Or, maybe you’re an aspiring news reporter curious about the path ahead, how to strike out on your own and stand out from the crowd?

My guest today is Alisyn Camerota is an American television journalist and novelist. She is currently co-anchoring CNN's New Day with Chris Cuomo . She has co-anchored CNN Tonight, and served in many roles during a 16-year career at the Fox News Channel.

Alisyn’ new novel is called Amanda Wakes Up, an entertaining story of the rise, fall and rise of a young reporter working at FAIR News. The book isn’t exactly an autobiography but Alisyn says her own life did offer inspiration, which makes the behind-the-scenes stories of what happens at the news network all the more juicy. Alisyn admits there are parallels but the book is fiction.

For more information visit www.somoneypodcast.com.

624: Deepak Chopra, Alternative Medicine Advocate & Author

Sep 11, 2017 1844

Description:

Our guest today is probably the best guest I could think of to have on a day like this. It is the one and only Dr. Deepak Chopra. He’s the founder of the Chopra Foundation and co-founder of the Chopra Center for Wellbeing. He is a world renowned pioneer in integrative medicine and personal transformation, a prominent figure in the new age movement. He’s written multiple books. Dr. Chopra is also one of the best known and wealthiest figures in alternative medicine.

So, how did I get this interview? My friend Kabir emails me and asks, "Do you want to meet Deepak Chopra in New York City at his book launch?" Of course, I immediately cleared my schedule and emailed him back, "YES!" Sidenote: I can’t remember how many exclamation points. Then, Kabir replied to me and said, “Do you want to interview him for your podcast while you’re here?” At that point, I nearly choked on my bagel.

You might be wondering: who is Kabir? How is he such a super power? Kabir Segal is a friend and friend of the show. He is the bestselling author of Coined: The Rich Life Of Money and How Its History Has Shaped Us. He was on So Money talking about that book as well as his own money journey on episode 73. As it turns out, he's friends with Deepak Chopra.

Most recently, he, Deepak and Paul Avgerinos released a new book called, Home: Where Everyone is Welcome: Poems and Songs Inspired by American Immigrants. It’s a collection of about 34 poems, 12 songs, all inspired by a diverse group of immigrants who’ve made significant contributions to this country. The poems symbolize the many roads that lead to America and which we expect will continue to converge to build the highways to our future. So, that's what has prompted this meeting between myself and Deepak and hundreds of other people who came to this event. It was a magnificent event.

Before it happened, I got the chance to sit down in Deepak’s office, which is at ABC Carpet in New York and it was very surreal. We talked about the way you wear money, the way that you spend it and how it reflects your inner most values. We also talk about the guilt that we sometimes feel around making money and how that can lead to poverty consciousness a

To learn more about Dr. Deepak Chopra visit www.deepakchopra.com or follow him on Twitter @DeepakChopra.

If you'd like to learn more visit www.somoneypodcast.com.

623: Ask Farnoosh, Help... my student loan lender says they won't accept principle-only payments!

Sep 8, 2017 1608

Description:

How much of my savings should I invest in my index fund? My student loan lender says they won't accept principle only payments... any other ideas on how to knock off the debt quickly? The stocks in my 401K were pre-selected for me based on a risk assessment quiz. Should I pick them based on expense ratio?

Answering your questions with special co-host David Fox on this week's Ask Farnoosh.

Have a question of your own you'd like to share for an upcoming episode? Visit www.somoneypodcast.com and click 'Ask Farnoosh' and submit or record your question.


622: Leandra Medine, Founder of Man Repeller

Sep 6, 2017 2015

Description:

If you are in interested in fashion, culture or feminism, you’ve probably heard of the media site Man Repeller, and/or its founder Leandra Medine. I’ve been a fan and follower of Leandra for several years, so getting the chance to chat with her was a real treat. Leandra launched Man Repeller originally as a fashion blog while in college at the New School. For her it was a platform to write, as well as make her stand out from the competition when applying for magazine jobs in New York. This was 2010.

Thanks to being super authentic and playful, Man Repeller quickly took off. The site and Leandra became stars, receiving a huge profile in The New  York Times, brand partnerships with major fashion and beauty brands and a front row seat at top runway shows. Dream come true? In some ways. What began as a vehicle to land a job became the best job for Leandra.  But we learn is that, even as her company has grown fast over a short period of time, Leandra, at 28 years old, is still trying to figure a lot out, including her own future. Is there a talk show down the road? I say yes.

For more information visit www.somoneypodcast.com.

621: Scott Oldford, Infinitus Founder

Sep 4, 2017 2530

Description:

My guest today is one of the MOST interesting people under the age of 30 that I’ve ever met. Let me just share his brief bio for you in his words… “In June 2013, I was $726,000 in debt due to a failed business venture. For many people, that may have signaled the end of their entrepreneurial passions. But desperation has this funny way of unlocking creativity. The only way to get out of this mess was to find something that worked and leverage the hell out of it. So that’s what I did and three years later, not only have I paid off all the debt. I’ve generated multiple millions in revenue. I use my 12 years of experience in entrepreneurship and online marketing to help other entrepreneurs grow their businesses.” Fascinating right? During our interview we learn how he got into that massive amount of debt in the first place. And how does a 26 year old have 12 years of entrepreneurial experience?

For more information visit www.somoneypodcast.com.

620: Ask Farnoosh, My S.O. is a spender and I'm a saver... how do we align our values?

Sep 1, 2017 2372

Description:

My S.O. is a spender and I'm a saver (I'm also the breadwinner)... how do we align our values? What's your number 1 tip for successfully managing business finances? Is there an argument for why renting is NOT a waste of money?

Answering your questions with Hilary Hendershott, a financial advisor, podcast host of Profit Boss Radio and former So Money guest.

To leave a question for an upcoming Friday episode of Ask Farnoosh, head to somoneypodcast.com and click on "Ask Farnoosh" in the righthand corner.

619: Ana Homayoun, "Social Media Wellness" Author

Aug 30, 2017 2600

Description:

Ten years ago kids when our guest Ana Homayoun would ask her students for their biggest distractions they’d list friends, sports and their pets. Now, the top distraction is the internet, Facebook, Snapchat, Instagram.

As a parent how do we enforce healthy rules around the internet and social media for our kids? How do we, ourselves, leverage the internet to enhance productivity, as opposed to just turning it into one big distraction? Ana Homayoun knows all. She is the author of the very new book Social Media Wellness and comes to this discussion with over fifteen years of experience working with students, educators and administrators. Ana is also the founder Green Ivy Education Consulting, a firm that specializes in promoting time management and wellness issues in the classroom and school communities.

For more information visit www.somoneypodcast.com.

618: Grant Sabatier, Millennial Money Founder

Aug 28, 2017 1697

Description:

Today's guest became a millionaire in just five years and all by the age of 30. Grant Sabatier is the founder of Millennial Money and he’ll be sharing how he went from having just two dollars in his pocket to crossing the million-dollar threshold.

Indeed, it was a fateful day at Chipotle in his early 20s when he experienced his financial wake-up call. All Grant wanted to buy was a burrito. But he couldn’t. He checked his bank balance and realized he had just $2.26 to his name. A recent, unemployed college grad living at home like so many Millennials, Grant decided it was time to grow up, make a living and take a stab at this whole adulting thing.

You’ll have to listen to the episode to learn the rest!

For more information visit www.somoneypodcast.com.

617: Ask Farnoosh, How should I prepare for my financial future as a single person? (Replay)

Aug 25, 2017 1920

Description:

In this week’s episode of Ask Farnoosh, special guest Sophia Bera and I answer your biggest questions about financial advice for single women, trust funds and beneficiaries, investing in target date funds and more.

Sophia Bera is the founder of GenY Planning and was featured on So Moneypreviously. If you’d like to learn more about Sophia, visit her website genyplanning.com or follow her on Twitter @sophiabera. You can also sign up for her newsletter here or enroll in the waitlist for her Millennials and Money class here.

For more information visit www.somoneypodcast.com.

616: Adam and Sheila Torabi, Farnoosh's Parents (Replay)

Aug 23, 2017 2092

Description:

Today’s interview is an experience I will never forget. I’m actually surprised that it took me this long to bring my parents onto the show. They have been one of my biggest supporters since day one but particularly with this podcast. They knew how much it meant to me. They listen every day and give me feedback. They’re my biggest fans.

We talk about it on the show so often that who we are as people, especially when it comes to our values, perspectives and emotions around money, stem from childhood and often how our parents communicated over money and interacted with money. I talk about all of that with Adam and Sheila Torabi. In Farsi or in Persian, they’re known as [Farrokh] and [Sheida], but they changed their names. I finally get to the bottom of this in our official podcast interview today and it was a blast going all “Barbara Walters” on them. I didn’t let them off the hook.

I asked them why they fought about money when I was a kid because that’s the sort of stuff that really sticks with you for life, right? I was a little scared to ask that question because I’m sure it brings up as many emotions for them, as it does for me. But I really wanted to know. And more importantly, how did they reconcile those differences? And of course, we’ll talk about their immigration and the importance of education. My dad just got laid off, believe it or not, at 62. How’s he dealing with that? All that and more plus my mom’s number one tip for a lasting marriage. My parents are celebrating their 38th anniversary this August.

For more information visit www.somoneypodcast.com.

615: Dan Ariely, Professor of Psychology and Behavioral Economics (Replay)

Aug 21, 2017 2270

Description:

Today’s guest is one of my favorite authors on the planet. He’s provided me with so much invaluable insight throughout the years, as I’ve been working in the field of personal finances. Dan Ariely is our special guest. He is the author of several New York Times bestsellers including Predictably Irrational, The Upside of Irrationalityand The Honest Truth About Dishonesty.

I actually tapped Dan for his expertise just recently for my Oprah column about ways to combat money myths and save better.  Dan and I were two of the keynote speakers at the Northern California Financial Planners Association gathering. Such an honor to be in his company.

A little more about Dan: He is a founding member of the Center for Advanced Hindsight and a Chief Behavioral Economist with a new savings app, Qapital. He’s a multiple-time TED talker, whose speeches have been viewed millions of times. He is the James B. Duke Professor of Psychology and Behavioral Economics.

For more information visit www.somoneypodcast.com.

614: Ask Farnoosh, Should I keep separate or joint investment accounts with my spouse?

Aug 18, 2017 2203

Description:

Should I keep multiple 529 plans with the same provider? Is it best to keep joint or separate investment accounts with your spouse?

Answering these questions of yours and ore with special guest Brittney Castro, Founder and CEO of Financially Wise Women.

Brittney joined me on So Money before. To catch her interview, click here.  And if you’d like to keep up with Brittney, follow her on Twitter @BrittneyCastro.

For more information or to leave your own question for an upcoming Ask Farnoosh episode visit www.somoneypodcast.com.

613: Jillian Michaels. Fitness Expert & Coach (Replay)

Aug 16, 2017 1714

Description:

Fasten your seatbelt, today’s guest is about to take us on a superhighway fast lane to success, as she shares her rise to mogul status in the health and fitness world. You know her well:  Jillian Michaels, the foremost fitness expert in the world and a renowned life coach is our SO MONEY guest today.Jillian has built an international fitness community on countless platforms from her popular fitness DVDs and exercise streaming platform, fitfusion.com, to her 8 New York Times best-selling books, to her award-winning podcast The Jillian Michaels Show.

And she’s not slowing down. Jillian recently released her own iPhone app which allows users to train with her with pre-set workouts. Jillian’s company Empowered Media, which she launched with business partner Giancarlo Chersich, has fast become a monumental wellness empire that’s dedicated to provide people with accessible and affordable solutions for all of their wellness needs.

In the interview we discuss how Jillian’s not super conventional when it comes to executing her vision for the business. Hear how she strategizes her next steps. She also shares the worst money mistakes she made when she first encountered a great deal of wealth in her early 30s and how she’s making up for it today. Plus, the $8 million deal she says she would have NEVER done.

For more information visit www.somoneypodcast.com.

612: Tim Gunn, Project Runway Mentor

Aug 14, 2017 2331

Description:

Ladies and gentleman, this episode will forever be an absolute dream come true for me. The day that we had the Emmy Award-winning co-host of Lifetime’s mega-hit show Project Runway Tim Gunn.

Tim is fashion royalty and he’s had a long lasting career as a mentor and educator with roles like  Chair of the Department of Fashion Design at Parsons School of Design, Fashion Dean at Fifth & Pacific and Chief Creative Director at Liz Claiborne Inc. He’s also a New York Times best-selling author.

Takeaways from our time together:

How Tim didn’t get paid when Project Runway first launched (season 1 AND 2). Nada. Zilch.His So Money moment after years of living paycheck to paycheck as a “pauper educator,” he describes.Receiving a $50,000 inheritance in the 1990s and how he used it strategically.Fun Fact: Tim and I actually used to live in the same apartment building together (though I was always too shy to say Hello. I blame my yoga pants.)

For more information visit www.somoneypodcast.com.

611: Ask Farnoosh, I want to help my fiancé pay off his debt... what do we prioritize?

Aug 11, 2017 2495

Description:

My fiancé has student loan and credit card debt. I'm willing to help him pay it off but what should we prioritize? And what do you think of prenuptial agreements?

Is it okay to tell a hiring manager that you don't have a degree because doesn't make sense for you financially?

Are CFP professionals really worth the investment? What should I look for when finding one to work with?

Answering these questions of yours and more on this week's Ask Farnoosh. Also, have a question of your own you’d like me to answer? Visit www.somoneypodcast.com and click on “Ask Farnoosh” in the righthand corner and record or write-in your question.



610: Douglas Boneparth, The Millennial Money Fix Co-Author

Aug 9, 2017 1980

Description:

Today's guest is a a 32-year old certified financial planner who deeply knows the financial struggles of his generation. Douglas Boneparth and his wife Heather grappled with $300,000 in combined student loan debt. They somehow managed to overcome it and now want to support their generation to teach them how to take better control of their money. They've co-authored a new book called The Millennial Money Fix, which dives into the challenges they faced and offers a step-by-step guide on how to take control of your finances.

Douglas and I talk about how his financial practice caters to the Millennials, a generation that doesn't have a lot of money to invest. He shares the key strategies that helped him and his wife conquer their six-figure debt and his best advice for young adults seeking financial independence.

For more information visit www.somoneypodcast.com.




609: Nicole Moore, Love & Relationship Coach

Aug 7, 2017 2262

Description:

Our guest today is a love and relationship coach who dedicates her life to helping women truly know and feel their worth so they can go out there and find their match. Nicole Moore, founder of Love Works, joins us today. She teaches her clients how to be love because she believes a woman that truly loves herself and her life is unstoppable.

And on a money note...Nicole earned $100,000 in one month recently. She shares the behind-the-scenes of her business and how to build your audience online and cash in on your expertise.

For more information visit www.somoneypodcast.com.

608: Ask Farnoosh, Should I relocate my family for a new job opportunity?

Aug 4, 2017 2128

Description:

Should I relocate my family for a job that pays more even though my husband would have to find work? A major retailer is interested in buying a product I've designed... what's the best way to finance an initial production run? I currently use transportation for wok but I'll need to get a car... should I buy or lease? Answering your questions and more on this week's Ask Farnoosh with special co-host and my dear friend Kafi Drexel.

To share a question for an upcoming Friday episode visit www.somoneypodcast.com and click on "Ask Farnoosh" in the righthand corner.

607: Brian Balthazar, VP of Programming & Development for Scripps Networks

Aug 2, 2017 2601

Description:

Do you dream of having your own TV talk show or be on reality TV? Come on, you know you want to be a star! My guest today has a played a leading role running popular daytime TV programs including Hoda and Kathie Lee on the Today Show and The View.\

Brian Balthazar is here with advice on how to strike out on television, as well as his own personal journey of rising the ranks in television as a programming developer and executive producer.  Brian take us back to the days he was working in retail, then living in his car...not sure what his future would hold.  Today, he is the Vice President of Programming and Development for Scripps Networks where he creates and directs a variety of shows for HGTV, DIY Network and Great American Country. You may also recognize Brian as the fun and funny personality who appears on numerous shows discussing pop culture and media headlines.

For more information visit www.somoneypodcast.com.

606: Karen Rinaldi, Author of "The End of Men"

Jul 31, 2017 2189

Description:

After two decades editing and publishing best-selling books, our guest today is out with her first novel, a book entitled The End of Men. Karen Rinaldi is the publisher of Harper Wave, an imprint she founded in 2012, and a senior vice president at HarperCollins Publishers. She also writes non-fiction essays and has been published by the New York Times, Time and Oprah Magazine.
Karen and I discuss the challenges of writing, publishing and promoting a book. Her insistence that we must all suck greatly at something and the unassailable truths her previous marriages taught her about money
For more information visit www.somoneypodcast.com.

605: Ask Farnoosh, How much of my income should I allocate towards savings, investing, real estate, etc.?

Jul 28, 2017 1568

Description:

My husband just inherited $100K and we're not sure where to invest the money... any suggestions? Would love your opinion on target date funds... thoughts? How much of a six-figure income should be allocated toward investing in stocks, real estate, savings and so forth? Answering these questions of yours and more on this week's #AskFarnoosh.
For more information or to submit your own question for an upcoming episode visit www.somoneypodcast.com and click on "Ask Farnoosh."

604: Michelle Schroeder-Gardner, $1MM Blogger

Jul 26, 2017 1709

Description:

She hated writing as a student, and now has an award-winning blog that's en route to generating $1.5 million this year.  And she's 27 with a goal to retire by 30. Michelle Schroeder-Gardner is the founder of Making Sense of Cents, a blog that she launched when she was $40,000, in debt. It was a creative outlet for her while working as a financial analyst.

The success of the blog has allowed her to become a solopreneur. She and her husband now travel the country in their RV. On the podcast Michelle shares how she managed to build a 7-figure blog, how she saves 90% of her income, the dynamics of being the breadwinner in her marriage and plans to retire in a few years.

For more information visit www.somoneypodcast.com.

603: Susie Moore, Creator of the Side Hustle Academy

Jul 24, 2017 2355

Description:


Would you walk away from a job that paid $500,000 a year? And we're talking about a job that isn't terrible. It's not your passion, but come on, it's half a million dollars per year! Our bold guest Susie Moore did just that.

Susie is the creator of the Side Hustle Academy, a program she created for those who want to follow in her footsteps. Want to start a side revenue stream but not sure how to start or where to find time? Susie to the rescue!
More about Susie: She is a life coach and bestselling author of "What If It Does Work Out". She stopped schooling after age 18 and went on to climb the corporate ladder making her way to Sales Director at a Fortune 500 company. She helped build three startups where the most recent one sold for $405M. And now she runs a 6-figure coaching business.
For more information visit www.somoneypodcast.com.

602: Ask Farnoosh, Any suggestions for a family buying their first home with bad credit?

Jul 21, 2017 1729

Description:

A family member wants to buy their first home but they have bad credit... any suggestions? I'm paying off my credit card three to 5 times a month in order to keep my utilization at 30%.... am I doing this right to help improve my credit? How do I approach someone I don't work directly with to be my mentor? Answering these questions of yours and more on this week's Ask Farnoosh with special co-host Leah Gervais, founder of Urban 20 Something blog.

For more information visit www.somoneypodcast.com.

601: Joanne Bradford, Chief Marketing Officer of SoFi

Jul 19, 2017 2191

Description:

How do you go from being a C-student to c-suite at a company? Chief Marketing Officer Joanne Bradford of SoFi is on So Money sharing her journey of how she climbed the ranks of corporate America despite her challenges as a student. SoFi is an online personal finance company that provides people with student loan refinancing, mortgages and personal loans. Co-founder Dan Macklin has been a guest on the show before (EP 261).
Joanne's role at SoFi is to oversee its consumer-facing functions including marketing, business development, partnerships and member services. Prior to SoFi, she worked at Pinterest where she led global commercial and content partnerships, platform adoption and monetization efforts. Joanne also held executive leadership positions at Yahoo!, The San Francisco Chronicle and BusinessWeek. She's also on the board of CARE, which provides aid to the poor around the world and a founding advisor to Lean In.

For more information visit www.somoneypodcast.com.

600: Lisa Woodruff, Professional Organizer

Jul 17, 2017 2518

Description:

Organization is not a destination but a journey. Our guest today says you are never going to be "completely organized" ... and that's ok! She is Lisa Woodruff, founder of Organize 365 and author of the book The Mindset of Organization: Take Back Your House One Phase at a Time

She's become a professional organizer through her own life's challenges.  At age 40, she found herself totally unorganized, unproductive and unplanned, and her family life was suffering. She decided to quit her job and create a 40-day plan to get her home in better shape and began blogging about it. It was then she realized her calling to be a professional organizer. Lisa has helped thousands of people find sanity in their lives. 

For more information visit www.somoneypodcast.com.

599: Ask Farnoosh, Should I "jump ship" into a new career field?

Jul 14, 2017 2090

Description:

Should I "jump ship" into a new career field? I feel totally overwhelmed by my credit card debt... help! Our mortgage company doesn't accept bi-weekly payments. How can do we so without incurring extra fees? Answering these questions of yours and more on this week's Ask Farnoosh with special co-host Bola Onada Sokunbi of Clever Girl Finance.

For more information visit www.somoneypodcast.com.

598: Joe DePaulo, CEO and Co-Founder of College Ave Student Loans

Jul 12, 2017 1535

Description:

Joe DePaulo, CEO and co-founder of College Ave Student Loans joins us for this conversation on college affordability today. College Ave Student Loans is currently the leading fin-tech next generation student loan marketplace lender.

Joe is a financial services veteran having previously worked as CFO and executive vice president of banking and was a member of the board of directors at Sallie Mae. Before Sallie Mae, he was CEO and co-founder of Credit One Financial Solutions, which is a company focused on debt consolidation.

As a partner and brand collaborator with College Ave Student Loans, I’m really excited to bring you this special episode of So Money.

For more information visit www.somoneypodcast.com.

597: James Altucher, Serial Entrepreneur & Bestselling Author

Jul 10, 2017 4200

Description:

He's back ladies and gentleman. Excited to have James Altucher join us. He is a top podcaster and has written several bestselling books.

He and I actually are meeting up for a third time (catch his first and second So Money interviews here if you missed them) on this show to talk about all the crazy stuff happening in the world. We do a lot of catching up and, of course, we talk about money. We also talk about minimalism as James is now taking on a very minimalist lifestyle... only living in airbnb's. We also talk about Bernie Madoff and how did Bernie actually get away with his crime for so many years.? I finally get the chance to ask James this question as he is the "Wall Street whiz." Also, James kindly takes time to answer some of YOUR personal, specific money questions.

For more information visit www.somoneypodcast.com.

596: Ask Farnoosh, I have a bank account for each expense... am I getting too granular with savings?

Jul 7, 2017 2507

Description:

I have a savings bucket for almost every expense category... am I getting too granular with managing and budgeting my money? My wife is going from full-time to part-time at her company and we'll be purchasing a home... will lenders question this on her pay stubs? Is there any way to avoid fees for index funds? Answering these questions of yours and more on this week's #AskFarnoosh with special co-host and Executive Editor at Magnify Money, Mandi Woodruff. Follow her at @mandiwoodruff.

For more information visit www.somoneypodcast.com.

595: Akshay Nanavati, Fearvana Author

Jul 5, 2017 1876

Description:


Can you imagine going from fighting drug addiction, alcoholism, to then combatting PTSD to today, writing a book where the Dali Lama writes the forward? That is our guest today, Akshay Nanavati. He aspires to live a limitless lifestyle and we can too, apparently. His book is coming out this fall but he's joining us now as we celebrate independence week. This is a man who's found his own freedom.

His new book is called, "Fearvana: The Revolutionary Science of How to Turn Fear Into Health, Wealth and Happiness." The Dalai Lama has even said the following about it, "Fearvana inspires us to look beyond our own agonizing experiences and find the positive side of our lives."

To say that Akshay has an inspiring story is an understatement. He's overcome drug addiction, alcoholism and PTSD from fighting the war in Iraq. He's combined his life experiences with years of research in science and spirituality which led him to this book.

For more visit www.somoneypodcast.com.

594: Harris Faulkner, Co-Host of Fox News' Outnumbered

Jul 3, 2017 1960

Description:

We're talking media and money today. You may recognize today's guest from TV news as the co-host of Outnumbered on Fox News (which airs weekdays at 12p ET) and as the host of Fox Report Weekend (airing Sundays at 7p ET). She works six (!) days per week and still has time to be a super mom, super wife, motivational speaker, philanthropist and now, a super guest on So Money. Harris Faulkner is here.
She is a celebrated and award-winning journalist who has received the National Headliner Award for Best Newscast. Harris also received the Amelia Earhart Pioneering Lifetime Achievement Award for her humanitarian efforts.
As a so-called military brat, Harris shares advice stemming from her childhood, as well as her take on the media world today, how to stay relevant as a journalist and that time she earned just $9,000 a year as a TV news reporter.

For more information visit www.somoneypodcast.com.

593: Ask Farnoosh, How do you and your husband divide & conquer your finances?

Jun 30, 2017 1609

Description:

What's an appropriate age to start teaching my son about investing and how much should I allow him to invest? How do I budget for my children's extra curricular activities while also saving money for retirement and paying off our mortgage? How do my husband and I divide and conquer our finances? Answering these questions and more on this week's #AskFarnoosh with special co-host Kimmie Greene, consumer finance expert for Mint. Follow her at @KBGreene.

To learn more visit www.somoneypodcast.com.

592: Adam Braun, Founder of Pencils of Promise & MissionU

Jun 28, 2017 2287

Description:

Do you think a college degree is really that important anymore? Will college even be around in 10 years? The institution, as we know it, is starting to transform thanks to visionaries like Adam Braun, our guest today, who's recently launched a college alternative called MissionU.
You may know Adam as the founder of Pencils of Promise, a non-profit that has built more than 400 schools around the developing world. Now he's launching a very different type of college experience called MissionU, a one-year program that offers students the modern skills and experience to launch a successful career.
Adam was first exposed to what he describes as a broken higher education system when he witnessed his wife's experience. She had over $100K in college debt and no bachelor's degree to show for it. MissionU became Adam's solution for a higher-quality, debt-free education that positions students for success.

To learn more visit www.somoneypodcast.com.

591: Sarah LaFleur, Founder & CEO of MM.LaFleur

Jun 26, 2017 1907

Description:

From -$2,000 in her bank account to generating a projected $75 million in sales, entrepreneur Sarah LaFleur is on the show today sharing her trials, tribulations and tips for living your best financial life. Sarah is the founder of MM.LaFleur, a new women’s fashion brand that CNBC says is “shaking up retail.” Sarah started the company in 2011 after quitting her job in private equity. With $35,000 in savings and another $35,000 in loans from her parents she launched what would become one of fashion’s hottest new clothing lines for professional women.

To learn more visit www.somoneypodcast.com.

590: Ask Farnoosh, How do I negotiate between two job opportunities?

Jun 23, 2017 2282

Description:

'm weighing two job opportunities... one has a great salary with okay benefits and the other has great benefits with an okay salary. What should I do? How do I position myself to ask my boss for a raise or promotion? How can I fight age discrimination? Answering all of your negotiating questions on this week's #AskFarnoosh with special co-host and previous So Money guest Alexandra Dickinson of Ask For It Co.

To learn more visit www.somoneypodcast.com.

589: Azita Ghanizada, Hollywood Actress

Jun 21, 2017 2493

Description:

Our guest today is a successful actress who arrived in Hollywood over a decade ago with a one-way ticket and her mother's beaten-up suitcase. Since then she's landed many prominent roles including a lead role in Alphas on the American Syfy Channel. She's also been on Entourage, How I Met Your Mother, Veronica Mars, The Mentalist among countless other shows.

Azita Ghanizada joins us from LaLa land. Her personal journey is a fascinating one. Her family fled to the U.S. when she was just a baby, seeking asylum to escape war-torn Afghanistan. They settled in Virginia and while Azita always aspired to be an actress, she was forbidden to do so until finishing school. So, after receiving her B.A. in English and Journalism, she left for Hollywood.

That's where our interview begins...What were those first few years auditioning like? How did she afford to make ends meet? What do her parents think now of her career choice?

Azita is also a humanitarian. She focuses on issues surrounding women in war-torn areas, whether it’s co-hosting a United Nations High Commissioner for Refugees fundraiser for World Refugee Day or serving as a Global Ambassador for womenforwomen.org. Most recently, she's become an advocate for MENA (Middle Eastern, North African) Artists and has been called on to speak on diversity issues in the media and in business.

To learn more visit www.somoneypodcast.com.

588: Jenel Stevens, Professional Stuntwoman & Personal Trainer

Jun 19, 2017 2134

Description:

Ever wonder what it's like to be a stunt person on the set of TV show or movie? We have a unique guest on the podcast today, professional stuntwoman Jenel Stevens. She's performed on shows you may have watched including Mysteries of Laura, Luke Cage, Quantico, Blind Spot and Orange is the New Black, as well as several movies. Jenelis also a personal trainer and founder of her own fitness training company Prowess PT.

More about Jenel: She played Division 1 basketball in college and holds various certifications as a Certified Strength and Conditioning Specialist and Precision Nutrition Certified Nutrition Counselor.

To learn more visit www.somoneypodcast.com.

587: Ask Farnoosh, How do I find a mentor and how many should I have?

Jun 16, 2017 2247

Description:

What's the best way to find mentors when you don't know many people in your professional industry? I quit my job because I couldn't handle it anymore and now I don't know what to do...help! How and where should you be investing your money in the stock market? Answering these questions and more on an all new #AskFarnoosh with special guest Yael Trusch, founder of Jewish Latin Princess blog. Yael also hosts her own podcast, which you can listen here.

To learn more visit www.somoneypodcast.com.

586: Patrick McGinnis, "The 10% Entrepreneur" Author

Jun 14, 2017 1651

Description:

What if I told you that you could keep your 9-5 job AND be an entrepreneur? Our guest today says being a business owner doesn't have to be an all or nothing proposition. Patrick McGinnis is here to offer advice on how to be a part-time entrepreneur. He's a venture capitalist and author of the international bestseller, The 10% Entrepreneur: Live Your Startup Dream Without Quitting Your Day Job.

Patrick practices what he preaches. He's a 10% entrepreneur, himself. Outside his day job he's built a diverse and global portfolio of investments, including top tech companies. Tune in to the full interview to learn more about how to gradually become your own boss.

To learn more visit www.somoneypodcast.com.

585: Ali Brown, Entrepreneur + Host of Glambition Radio

Jun 12, 2017 2437

Description:

Today's guest once went to the ATM where she found out she only had $18.56 to her name. Ali Brown is here to talk about how she went from near-broke to launching a multi-million dollar business. Her rock-bottom moment came as she had left a full-time job at a small advertising agency in NYC to become an entrepreneur. At this point, most people would throw in the towel and start looking for another full-time corporate job. Not, Ali. Today she is a multi-millionaire, has over 250,000 followers and provides advice through one-on-ones, her podcast Glambition Radio and website.
To learn more visit www.somoneypodcast.com.

584: Ask Farnoosh: How bad would it be to close my accounts & start over at a new bank?

Jun 9, 2017 2480

Description:

Help... I'm always treating myself and others and now I'm having trouble living within my means. What can I do? How do I focus on paying off my federal student loans while overcoming how overwhelmed I feel? My hubby and I are not happy with our bank. How ridiculous would it be to close our credit cards and take our business elsewhere? Answering these questions of yours and more on this week's #AskFarnoosh with special co-host Rachelle Magadan.

To learn more visit www.somoneypodcast.com.

583: Lolly Daskal, "The Leadership Gap" Author

Jun 7, 2017 2042

Description:

What can you do today so that you will be smarter tomorrow? Our guest today is someone The Huffington Post has called "The Most Inspiring Woman in the World" and she is constantly on the pursuit of learning and growing. She asks herself, "What can I do today to be smarter tomorrow?" Well, she reads at least one book per day. Can you believe it? Lolly Daskal is here and her new book The Leadership Gap: What Gets Between You and Your Greatnessis making headlines. Inc Magazine calls it the #1 Leadership Book.

Lolly is a highly sought-after executive leadership coach and founder of the company Lead From Within.

I'm always grateful when my guests go deep on the show and Lolly spares no details. She talks about her financial mindset as the child of Holocaust survivors. "Never talk about money," she was taught. How has that influenced her today as a mother and entrepreneur?

That and so much more, including her take on true leadership today and what are the two factors that equate to confidence.

For more visit www.somoneypodcast.com.

582: Alice Finn, "Smart Women Love Money Author"

Jun 5, 2017 2431

Description:

We've talked about this a lot on the show before. There's the gender wage gap but there's also the gender investment gap. I've talked about this at length with Ellevest's founder Sallie Krawcheck. Our guest today is also addressing this in her new book, Smart Women Love Money: 5 Simple Life-Changing Rules of Investing. Alice Finn is with us today. In the book she provides the tools women (and men) need to achieve long-term success no matter how the markets are fluctuating.

More about Alice... she's the CEO of PowerHouse Assets LLC. It's a firm she founded to hep women become more engaged when it comes to their finances.

To learn more visit www.somoneypodcast.com.

581: Ask Farnoosh, Help! I lent someone money and now they declared bankruptcy... what can I do?

Jun 2, 2017 2013

Description:

Help... I lent someone money and now they declared bankruptcy. What can I do? What is considered a low expense ratio? Should I pay for my wedding photographer in cash? Answering these questions of yours and more on an all new #AskFarnoosh with special co-host Tammy Tibbetts, co-founder and CEO of She's the First.

For more information visit www.somoneypodcast.com.

580: John Kapetaneas, Journalist who paid off $100K of debt in 2yrs

May 31, 2017 2467

Description:

Our guest today has been dubbed The Student Loan Assassin, paying off over $90,000 in loans plus another $10,000 in credit card debt in just 24 months. The total damage? $111,354.33.

We don't cover debt as much as we do earning, saving and retiring early on this show but the fact is many Americans are saddled with a combination of student loans and mounting credit card debt. You struggle to make the right trade-offs. You're discouraged by the totality of the debt, not sure you'll ever see an end to it.

John Kapetaneas is here to offer us some inspiration and his own plan of action for eliminating debt in a short period of time. By day - and probably by night because journalists don't sleep - he is a producer and writer for ABC News covering all sorts of human interest stories. In the process, he's sharing his own courageous story of becoming financially free.

To learn more visit www.somoneypodcast.com.

579: Jo Piazza, Author of "How to Be Married"

May 29, 2017 1996

Description:

A new topic for us today. We're talking about marriage. I'm obsessed with this topic. I wrote a book, When She Make More, about female breadwinners in modern day relationships. When you think about marital advice in this country, it typically centers around pre-marital advice and then advice on how to deal with divorce.

But what about the years in between?

Marriage is wonderful but it's also hard, and the more prepared you and your partner can be for the challenges - from your money differences to raising children to taking care of aging parents -  the less likely it is that you'll need to read that article about how to survive your divorce, right?

Our guest today is Jo Piazza, a prolific writer and author whose recent book is part-memoir, part-investigation on the topic of marriage. The book is called: How to Be Married: What I Learned from Real Women on Five Continents About Surviving My First (Really Hard) Year of Marriage. In the book, Jo shares a framework to help the rest of us keep our marriages strong, from your engagement into the newlywed years and beyond.

More about Jo: She's an award-winning journalist who's written for The Wall Street Journal, The New York Times, New York Daily News, New York Magazine, Elle and many others. Her novel, Knockoff, became an international bestseller and she's also the author of the critically acclaimed If Nuns Ruled the World and Celebrity Inc. How Famous People Make Money.

To learn more visit www.somoneypodcast.com.

578: Ask Farnoosh, How do I reposition myself after a year-long break from work?

May 26, 2017 1067

Description:

How should I reposition myself after taking some time off from work? How should I save for a home... can I tap into my 403b account? What is a great book for a college graduate? Answering these questions and more on this week's Ask Farnoosh.

To learn more visit www.somoneypodcast.com.



577: Mia Saini Duchnowski, Oars + Alps Co-Founder

May 24, 2017 1981

Description:

A couple months back I purchased a gift for my husband through this company Oars + Alps, a men's athleisure and natural grooming brand. The brand is being called the "Warby Parker of men's grooming," and was created after the founders won the regional 2016 Harvard Business School New Venture Challenge and spent a year in research and development. All the while, the brainchild behind this product was none other than my old colleague Mia Saini Duchnowski.  She, along with Laura Lisowski, is the company's founder, and our guest on So Money today.
I worked with Mia back in the day at TheStreet.com.  We sat across from each other during the market's demise. She was an intern and was contemplating leaving Harvard Business School to pursue being a financial correspondent. She made the transition and went on to be a very successful reporter and anchor at Bloomberg TV covering the global financial markets. She's pivoted since, launching into the world of entrepreneurship. The idea for Oars + Alps grew out of a personal necessity; both Mia and her co-founder's husbands needed better products to help with sensitive skin.

For more information visit www.somoneypodcast.com.

576: Mike Nugent, Former NFL Player

May 22, 2017 2956

Description:

Today's episode is a treat to anyone who follows pro football. A couple months ago I received an email from NFL player Mike Nugent saying he was a fan of the podcast and he had some money questions for me, as a new dad. I was totally blown away and excited, so much so that I asked if he'd come on So Money today to share more of what it's like to manage money as a pro athlete and to share some of the behind-the-scenes of the role of money in the professional sports world. Seriously, why do so many athletes lose their financial grip?
Mike been a placekicker in the NFL for 12 years. He's played with the Tampa Bay Buccaneers, Arizona Cardinals and most recently just finished playing with the Cincinnati Bengals. Mike is a two time All American in football and played in the 2002 National Championship team. When we recorded this episode he was still a free agent, so I was curious to ask how that is impacting his financial planning.

For more information visit www.somoneypodcast.com.

575: Ask Farnoosh, "Should I help my fiancé pay off debt?"

May 19, 2017 1132

Description:

My boyfriend and I just got engaged and we're wondering how to go about combining our finances? He has some student loans and credit card debt and I have no debt because my parents generously paid for school.

For more information visit www.somoneypodcast.com.

574: Wendy Sachs, "Fearless and Free" Author

May 17, 2017 2168

Description:

If you’re on the cusp of making a transition in your career or dream of one day making a shift, but aren’t sure how to make the most of it, today's guest is full of priceless advice. Wendy Sachs is the author of the new book Fearless and Free: How Smart Women Pivot and Relaunch their Careers and my O, The Oprah Magazine family calls this a "title to pick up now." We are living in an era of professional reinvention and women, in particular, Wendy says, are seeking new ways to stay relevant, be fulfilled and make an impact. How can we transition without trepidation? How to traverse the roadblocks and dance with the fears we harbor about failure?

Wendy is also an Emmy-award winning TV news producer. She's worked on NBC's Dateline, Fox and CNN. She was also a Capitol Hill press secretary and PR executive. Stay tuned as Wendy speaks from her own personal experiences, pivoting so much in her career she jokes she’s constantly pirouetting…sometimes out of choice, other times out of necessity. She’s been fired twice and is constantly working on her ability to thrive financially in an evolving media industry.

For more information visit www.somoneypodcast.com.

573: Danielle LaPorte, "White Hot Truth" Author

May 15, 2017 1594

Description:

This guest has been on So Money before and she's been a total hit so I'm very excited to have her back. Danielle LaPorte is here to talk about her new book, White Hot Truth: Clarity for Keeping It Real On Your Spiritual Path from One Seeker to Another. As a society we encourage self help but we're all suffering from a self-help burnout according to Danielle. But she's here to show you that "you are your own guru"... a realization that's achieved when you find your own white hot truth. In the book she shares her own self-help misadventures as well as her spiritual breakthroughs.

You can learn more about Danielle by going back and listening to EP 10. She's also a member of Oprah's inaugural Super Soul 100.

For more information visit www.somoneypodcast.com.

572: Ask Farnoosh, "Taking care of aging family members has caused us to go into debt...Help!"

May 12, 2017 2054

Description:

Help... caring for elderly family members is causing my husband and I to build up debt, what should we do? How do I budget when my income is variable and my job is seasonal? Which is better... debt management or debt settlement? Answering these questions of yours and more on this week's #AskFarnoosh.

For more information visit www.somoneypodcast.com.

571: Kathryn Minshew, Founder & CEO of The Muse

May 10, 2017 1655

Description:

Our guest today received 148 rejections from investors when trying to launch her online company. She hardly gave up. Kathryn Minshew is the founder and CEO of The Muse, a career platform that is used by over 50 million people to land dream jobs, learn professional skills and take their careers to the next level.

So much for rejection right?

Not only is The Muse thriving, Kathryn is wearing the hat of author these days, out with a new book entitled The New Rules of Work: The Modern Playbook for Navigating Your Career. In the book, Kathryn and her business partner Alexandra Cavoulacos offer a guide for the modern workplace.

More about Kathryn: Besides not being a quitter, she's been named to SmartCEO's Future50 and Inc's 35 under 35. Prior to founding The Muse, she worked in Rwanda with the Clinton Health Access Initiative and also worked as a consultant at McKinsey and Company.
For more information visit www.somoneypodcast.com.



570: Emily Guy Birken, Author of "End Financial Stress Now"

May 8, 2017 2146

Description:

Do your finances stress you out? Not a huge shocker, money is one of the top leading causes of stress and our guest today wants to address it head on. Personal finance writer Emily Guy Birken is here to talk about her new book, End Financial Stress Now: Steps You Can Take to Improve Your Financial Outlook. Whether you're stressed by your debt, your lack of retirement savings or insufficient income, she comes armed with practical and actionable advice for us on how we can improve our financial lives.

For more visit www.somoneypodcast.com.

569: Ask Farnoosh, What are other ways to make money long-term to supplement my income?

May 5, 2017 1565

Description:

Is the Ellevest platform too good to be true? What are other ways I can make money long-term to supplement my income? My wife and I are nervous for our first-home purchase, how should we prepare? Answering these questions and more on Ask Farnoosh.

For more information visit www.somoneypodcast.com.

568: Lyss Stern, Divalysscious Moms Founder + CEO

May 3, 2017 1792

Description:

This episode goes out to all of the moms out there working, staying at home, doing it all. Our guest today is Lyss Stern, she's the founder of Divalysscious Moms. She's out with a new book called, Motherhood is A B#tch: 10 Steps to Regaining Your Sanity, Sexiness, and Inner Diva.

Being a mom in today’s world isn't easy, whether you’re working or not working, you’re taking time off; you’re going to go back into the workforce at some point. On top of that, you’ve got your kids, you’ve got your spouse, you’ve got your bills, you’ve got your weight. I’m dealing with a bit of a weight issue right now myself, as to be expected. It’s not like all the weight is going to go away, but I’m having a hard time getting my groove back, I’ll be honest. Lyss and her book have entered my life at a very appropriate time, and I think whether you just had a kid or you had a kid 10 years ago, her advice is very helpful and relevant. She’s a modern guide to motherhood and her book has tons of tips.

Lyss is actually hosting a panel in New York City on May 4th. I will be on this panel. If you’re in town, we would love to see you go to divamoms.com to grab a ticket, and the event is the Mom Mogul’s Breakfast from 9 to 11 in the morning at Lord & Taylor Department Store in New York City. Space is limited. Tickets are $75.

For more information visit www.somoneypodcast.com.

567: Erin Lowry, "Broke Millennial" Author

May 1, 2017 2133

Description:

Are you a broke millennial? Broke and millennial. Some might argue that those two words are one and the same. Our guest today is out with a fresh take on how young adults can live it up while paying it down and acclimating to the changes in today's financial world.

Erin Lowry is the new author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together.

The book offers irreverent financial advice, taking into special account some of the newish circumstances facing young adults today like unprecedented student loan debt, stagnant wages, a rise in everyday expenses and a delay in reaching so-called "adulthood" and affording a home, a wedding, a family.

Depressed much? Don't be. Erin, a personal finance expert and founder of the famous Broke Millennial blog says you CAN thrive. Plus, she offers candid advice on how to kindly back out of being a bridesmaid in your second cousin's wedding (of the four weddings you've been invited to his summer) because it's just too much money and you need to still pay your rent!

You'll like this and probably want to forward to your 20-something friends and relatives who need some guidance.

For more information visit www.somoneypodcast.com.

566: Ask Farnoosh, What hard skills should young professionals learn in order to have job security?

Apr 28, 2017 1903

Description:

What hard skills should young professionals learn in order to have job security? How much should you actually pay for rent? Where should I put $1,000 in cash that will earn the most back but I can still access it in case of an emergency? Answering these questions and more on Ask Farnoosh.

For more visit www.somoneypodcast.com.

565: Chris Winfield, Productivity Expert & Entrepreneur

Apr 26, 2017 2083

Description:

Who doesn't want to be able to work LESS and accomplish MORE? Our guest today is Chris Winfield, a productivity expert on a mission to help everyone get their work done in less than half the time. You're not going believe him. He says he can teach us all to get 40 hours of work done in just 16.7. And for those of you who are NOT morning people (like me), Chris is certain you can wake up excited and motivated at 5am.
Chris helps successful entrepreneurs and executives decrease the time the spend working but by increasing their productivity. He has experience working with big name brands including Disney, Macy's Viacom among many others. His work has been featured in national publications like the WSJ, NYT and CNN. Chris also hosts his own podcast, The Deconstructing Success podcast. I encourage you to go take a listen.
For more information visit www.somoneypodcast.com

564: Mike Michalowicz, "Profit First" Author

Apr 24, 2017 1809

Description:

Imagine selling two multi-million dollar companies, becoming an angel investor and then losing it ALL. That's exactly what happened to serial entrepreneur and our So Money guest today, Mike Michalowicz. Determined to figure out how to grow a healthy and strong company he started all over again which led to the "Profit First Formula," a way for businesses to ensure profitability. Now, Mike is running his third multi-million dollar venture. He's a former small business columnist for The Wall Street Journal and author of the new book, Profit First: Transform Your Business from a Cash Eating Monster to a Money-Making Machine.

In our conversation we discuss the WRONG way many businesses crunch their numbers. And Mike's simple yet profound switch that can help you generate money. Hitting financial rock bottom, having to confess it to his family..and the unforgettable move his then 9-year-old daughter made that inspired Mike to turn his finances and life around.

For more information visit www.somoneypodcast.com

563: Ask Farnoosh, How do I switch departments at work without making it awkward with my boss?

Apr 21, 2017 1485

Description:

How do I switch departments at work without making it awkward with my boss? I'll be taking on student loans later this year as I go back to school for my Masters degree what can I do in the meantime to prepare? Do you think a Roth 401K is better than a traditional 401k?

For more information visit www.somoneypodcast.com.

562: Rachel Schneider, Co-Author of The Financial Diaries

Apr 19, 2017 2248

Description:

What happens when you have no savings and you suddenly incur a huge expense like a medical bill or car repair. What happens if you have a job in retail and your weekly paycheck fluctuates while your monthly bills remain steady. The topic today is financial fragility and to explore I’ve invited Rachel Schneider, the co-author of the new book, The Financial Diaries: How American Families Cope in a World of Uncertainty. In her book she and her co-author take a deep dive into how 235 low and middle-income families in the U.S. spend, earn and save over the course of a year. How do they deal with inconsistent paychecks, emergency costs and other financial ups and downs?
Some more about Rachel: She's the Senior Vice President at Center for Financial Services Innovation or CFSI. She's an expert on financial health and how an innovative financial services marketplace can improve the live for Americans. She is also the co-Principal Investigator on the U.S. Financial Diaries research study that is the basis of her new book. Rachel’s began her career as an investment banker at Merrill Lynch.
For more information visit www.somoneypodcast.com.

561: Lauren Singer, Founder of Trash is for Tossers

Apr 17, 2017 1899

Description:

How much trash do you think you toss each day? How many plastic items do you own? Check your fridge and cupboards. My guess is we amass more waste than we really realize. Today's guest is here to inspire us to make small changes to live a "Zero Waste" lifestyle. Her name is Lauren Singer and she apparently only produced enough waste in the last 4 years to fit a 16 oz. mason jar. Unbelievable! Her lifestyle has caught the attention of The New York Times, Vogue and many other outlets. Lauren is the creator of the blog Trash is for Tossers and founder of the organic cleaning product company, The Simply Co.

She graduated from NYU with a degree in Environmental Studies and prior to starting her own company, she was the Sustainability Manager at the NYC Department of Environmental Protection.

In our conversation we discuss...how and why she decided to change her habits and live a Zero Waste lifestyle. What does that look like? She takes us through a typical day. How much has she saved, as a result of her new habits and what are some very simple ways you and I can reduce waste in our lives.

For more information visit www.somoneypodcast.com.

560: Ask Farnoosh, Why are people discouraging me from paying off my mortgage?

Apr 14, 2017 1854

Description:

Why are people discouraging me from paying off my mortgage if it will be financially liberating for me? I just got laid off... do I take unemployment or work part-time? Should I open a 0% APR interest rate credit card and transfer my student loan balance to that to avoid interest? Answering these questions and more on Ask Farnoosh this week.

For more information visit www.somoneypodcast.com.

559: Josh Spodek, Author of "Leadership Step by Step"

Apr 12, 2017 1586

Description:

Josh Spodek has quite the resume. He holds FIVE Ivy League degrees including a PhD in Astrophysics, he's led seminars in leadership, entrepreneurship and sales at Harvard, Princeton and MIT, he's studied under a Nobel Prize winner and helped build an X-Ray observational satellite for NASA and holds six patents.

He also serves as an adjunct professor at NYU, as well as a leadership coach and workshop leader at the Columbia Business School. He's also a columnist for Inc. He's the founder of Spodek Academy and out with a new book called Leadership Step by Step: Become the Person Others Follow.

The topic of the day is leadership and how some of us are natural born leaders. We also discuss the difference between managing and leading and that time Josh was asked to step down as the leader of a company he founded. A wake-up call for Josh and an inspiring lesson that led to his work today.

For more information visit www.somoneypodcast.com



558: Jen Sincero, Author of You Are A Badass at Making Money

Apr 10, 2017 2009

Description:

From subsisting on Taco Bell and living in a garage at 40...to becoming a #1 New York Times bestselling author and coach earning more than she ever imagined, our guest is going to share how we can all master the mindset of making wealth.  Jen Sincero is the author of the New York Times best-seller "You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life" and has now released a follow-up called "You Are a Badass at Making Money: Master the Mindset of Wealth." In her latest book, she combines personal essays and advice to give readers the roadmap to a wealthier life. Jen is also a success coach and motivational speaker. She has spent more than a decade traveling the world to help people transform their lives and their bank accounts. Learn why she was always a little afraid of making more money. It had something to do with her relationship with her father. And, how to get over a victim mentality when it comes to you and your wealth.

For more information visit www.somoneypodcast.com.

557: Ask Farnoosh, Once I pay off my credit card debt should I lower the spending limits?

Apr 7, 2017 1510

Description:

Once I pay off my credit card debt can I lower the spending limits... how will this affect my credit? My income is variable... what happens if I open a Roth IRA this year and earn more than the income limitation? I opened a traditional IRA but is a Roth better? Answering these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

556: How to Afford Quitting Your Job with Kristen Field

Apr 5, 2017 2130

Description:

Have you ever thought of quitting your job? Maybe you're too stressed and you need to get out now before you find the next thing? Or maybe you just want to travel for a bit to clear your head? This idea of taking time off of work without having a job lined up is becoming increasingly popular. But then,the thought can be scary because of the unknown. It's a big risk. In the current April issue of O, The Oprah Magazine I tackle how to best afford this move. How much money to have saved, how to secure health insurance and how to make a great comeback when you're ready to work again.

In the column, I got to speak with some women who did this in all different circumstances and one woman in particular, Kristen Field. She's joining me on the podcast today to talk more about her personal experience, what she did with her time off and how she found work when she was ready to come back. How do you know when it's time to quit? How can you position a break on your resume so it doesn't look like this gaping hole?

A little bit more about Kristen: She's now an independent consultant supporting the President and CEO of Lifeway Foods, Inc. and supports Step Up as the National Interim Coordinator of Expansion and Fundraising. Prior to her roles now, she worked as a Director of Finance for an Aldermanic campaign in Chicago's 38th Ward.

For more information visit www.somoneypodcast.com.

555: Scott McGillivray, Real Estate Expert

Apr 3, 2017 1572

Description:

You know I LOVE real estate. I encourage you to share your questions for Ask Farnoosh. It's a topic I love. So I'm really excited to bring back today's guest, Scott McGillivray. You probably know him from HGTV's Income Property or Moving the McGillivrays but Scott is teaming up with Owners.com, which is an innovative online brokerage that offers tools and services to help buyers and sellers save money AND time. I'm all for that.

If you want to know more about Scott's money past and the best day of the week to buy a home go back and check out his initial So Money interview in EP 398.

In our conversation today, we talk about where the market is headed in 2017. Is this going to be a more expensive market for buyers, a cheaper market for buyers? How are interest rates going to drive the marketing? The financial sacrifices perspective homebuyers are willing to make to buy that home, because so many of us just want to become homeowners. At the same time, some people are just better off renting, and Scott has his take on who should buy and who should just rent.

For more information visit www.somoneypodcast.com.

554: Ask Farnoosh, Help! My parents are in their 50's with NO retirement savings.

Mar 31, 2017 1934

Description:

How can you help your parents if they're behind on their retirement savings? Should you put extra payments toward your mortgage? What should you ask for in a relocation package? Answering these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

553: Deepa Purushothaman, National Managing Director of Deloitte's Women's Initiative

Mar 29, 2017 2549

Description:

You all know by now that I'm a big believer that when women earn more and participate in leadership roles the world is a better place. Today's guest is is the National Managing Director of the Deloitte Women's Initiative (WIN). Which is helping to achieve just that. Deepa Purushothaman is our guest today and through WIN, she works to help build opportunity, enrichment and new thinking around talent and inclusion in the workforce so that all leaders, especially women, thrive. She also leads the Social Impact service line of Deloitte Consulting LLP and has a lot of experience working in the private sector. Previously, she was part of the Telecommunications, Media and Technology practice where she helped clients nationally and globally to redefine their company evolution. In this episode learn about the financial hardship growing up that shaped the way she thinks about and runs her financial life, the critical business meeting years ago that defined her leadership style and what she thinks about whether women should take a page out of the male playbook when it comes to succeeding in the workplace.

For more information visit www.somoneypodcast.com.

552: Nicole Lapin, Author of "Boss Bitch"

Mar 27, 2017 1703

Description:

Do you want to be your own boss? My guest today is author of the new book "Boss Bitch: A Simple 12-Step Plan to Take Charge of Your Career." Nicole Lapin is here. In her new book she talks all about embracing confidence to be a boss at work, at your company and in life. 

More about Nicole... she's also the author of the New York Times bestseller Rich Bitch and the star of the nationally syndicated business competition reality show Hatched. You can also catch her in Redbook Magazine every month as their resident money columnist. She's been on So Money before on EP 57.

Lots of great books on the market today related to women in the workplace and how to succeed. Nicole shares what differentiates Boss Bitch and how to tap into your inner badass to succeed at anything. To tell a great story you have to be brutally honest and Nicole is an open book. She shares the tough battles she's faced in her career, including lawsuits and failures. And we can't talk about women and work without getting real for a moment about how your career ambitions can impact your personal life. Nicole addresses female fertility and her decision to freeze her eggs, as a way to take control and better map out motherhood.  

For more information visit www.somoneypodcast.com.

551: Ask Farnoosh, How much should I spend on my mortgage payment & interest rate?

Mar 24, 2017 1230

Description:

My dad thinks renting is a waste of money but am I too young to become a homeowner? What exactly is home equity? If my wife and I want to buy a home in the next 5 years is saving the money in a Betterment account a good strategy? Just received a work bonus... where should I allocate the funds? Answering these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

550: Ilana Levine, Host of Little Known Facts Podcast

Mar 22, 2017 2865

Description:

Maybe you knew this about me? I was a total theatre junkie in high school and college. I acted, I directed. I minored in theatre. I think that if I was more risk-taking I would have pursued acting as a career. But then I just saw LaLa Land...and saw how excruciating the audition process is in Hollywood. I'm not sure I would have lasted long.

Ilana Levine is an actress who has appeared in multiple films, plays and TV shows...and the host of a new podcast called Little Known Facts where she interviews fellow performers about their lives, careers and of course all the juicy things you can't just find online about them. Like, did you know that Laura Linney was raised by a single mom in New York and spent her days after school as a latch-key kid? And Matthew Broderick was supposed to star in a breakout role with Sally Field, but then the director of the film passed away and the project never happened.

For more information visit www.somoneypodcast.com.

549: Leanne Jacobs, Author of "Beautiful Money"

Mar 20, 2017 1783

Description:

How would you describe your money, or your relationship, with money in one word? Some of us might use the word “complicated." Others might say their relationship is “automatic”, which is definitely true in my life. Leanne Jacobs wants us all to have a beautiful relationship with money. So, what does that mean?

Leanne Jacobs is a dear friend and a friend of the show. She was actually on episode 16 (one of our first shows in 2015 when we launched). She is a holistic wealth expert. Leanne’s out with a new book now entitled Beautiful Money: The Four Week Total Wealth Makeover. The promise of the book is this: “Connect and align your inner self with clear and specific external actions and you can achieve true wealth.”

Her book is based on her popular Beautiful Money Course, and she also has the Beautiful Money Podcast, where I was a guest on the show. I have to admit, when I first heard the concept of“beautiful money”, I thought it was a little abstract. And I thought it was going to get a little too woowoo for my taste because, you know, I’m pretty rational and pragmatic. I like action driven steps and so I was happy to hear that it really delivers just that.

Leanne doesn’t tell you to light candles and do sciences and repeat money mantras in your head. Instead, she really talks about how we can be accountable to ourselves, the shifts and changes that we need to make to really align our values with our money and achieve thus, beautiful money. I urge you, if you want to learn more about Leanne, go back to episode 16 where she talked about her own volatile journey with money and work and the vicious cycle that a lot of us get in to chasing the money, right?

For more information visit www.somoneypodcast.com.

548: Ask Farnoosh, How do my husband and I begin to tackle credit card and student loan debt in our marriage?

Mar 17, 2017 1256

Description:

Should I try and buy a home? How should my husband and I tackle our student loan and credit card debt? My company is making us sign new contracts... is now a good time to bring up a raise? Answering these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

547: Ann Shoket, Author of "The Big Life"

Mar 15, 2017 2433

Description:

We're going to learn how to make our mess our mojo today! I'm excited to bring back a lovely guest who's released a new book called The Big Life: Embrace the Mess, Work Your Side Hustle, Find a Monumental Relationship, and Become the Badass Babe You Were Meant to Be. Ann Shoket, the former Editor-in-Chief of Seventeen Magazine, is here. If you missed her on the podcast the first time go back and take a listen (EP 328).

Millennial women want to have it all - they want the career that comes with the money, they want friendships and they want a relationship where they are loved and respected. Is it really possible? Ann says YES. In the book, she provides actionable guidance from high-profile Millennial women who are on the quest to have it all. She wants to help the younger generation create their own version of the Big Life WITHOUT compromise. 

For more information visit www.somoneypodcast.com.

546: Vera Gibbons, Financial Journalist

Mar 13, 2017 2533

Description:

There’s a lot happening in the political world, to put it lightly. It's hard to keep up. I have a hard time just consuming the morning news. It’s especially hard to know what’s happening outside of the political realm. What are some of the other things going on in society from health, to sports, to business?

Our guest today is financial journalist, Vera Gibbons, who is trying to solve that problem with her new daily newsletter, nonpoliticalnews.com. It highlight’s the day’s news and shares stats and facts that are being overlooked by the mainstream media, given the heavy political news coverage today. It prides itself on not having bias or opinions - just delivering the news.

A little bit more about Vera.... she and I have known each other for over a decade. She was the former financial contributor with CBS’s The Early Show and has also worked as a correspondent for CNBC’s High Net Worth. She still appears regularly on national news networks.

With Vera, we talk about how with a full-time job, she started this side gig, nonpoliticalnews.com, and how it’s really taken off. She takes us behind the scenes. Plus, her success with New York real estate starting with a little tiny studio that she bought from none other than Walter Cronkite. And what she thinks of the future of social media.

For more information visit www.somoneypodcast.com.

545: Ask Farnoosh, Should I put money I was gifted in a money market account?

Mar 10, 2017 1163

Description:

Should I put money that was gifted to me in a money market account? What type of supplemental retirement account is best? What will happen if you request forbearance on your student loans? Answering these questions and more on this week's Ask Farnoosh episode.

For more information visit www.somoneypodcast.com.

544: Jeff Tennery, Founder & CEO of Moonlighting App

Mar 8, 2017 1902

Description:

Is it the year for you to earn MORE? It's no secret I'm a huge fan of making as much money as you can and want…and leverage a side-hustle to boost income. Today's guest, Jeff Tennery, is the founder of Moonlighting. It’s the first nationwide mobile marketplace where anyone can hire or be hired in any community in the country. Jeff is a recognized expert on the gig economy and has been featured on news outlets nationwide on the topic including CNBC, The Wall Street Journal, Huffington Post and many others. Before founding the company, Jeff spent over 25 years in senior executive leadership roles at Verizon, AT&T Wireless, nTelos and Millennial Media. He’s also got a great, big family – 5 kids!

For more information visit www.somoneypodcast.com.

543: Beth Kobliner, Author of "Make Your Kid A Money Genius"

Mar 6, 2017 2202

Description:

Many of you write in to Ask Farnoosh and ask questions about how to set your children up for their financial futures or how to best teach them about money. I'm right there with you. Evan is almost 3 and I have him hand the cashier the cash when we check out at the grocery store. Maybe he's understanding that in order to go home with stuff we need to give something in exchange and that money is currency. Time will tell.

Beth Kobliner is a leading personal finance authority whose first book, Get a Financial Life: Personal Finance in Your Twenties and Thirties, became a New York Times bestseller. For years and STILL it was THE money book you gave to all your friends, kids, grandkids graduating from college. Years later, Bethis out with a new book Make Your Kid a Money Genius (Even If You're Not).  In it, she shares practical advice for teaching toddlers to young adults how to be smart with money.

Some more about Beth... . In 2010, she was elected by Obama to be a member of the President's Advisory Council on Financial Capability, where she created MoneyAsYouGrow.org, a resource to help kids develop some money skills.

Beth has some fresh and relevant advice to share on the show about how to raise money conscious children...and why bribing your kids to do well in school or do their chores with money is a wasted effort.

For more information visit www.somoneypodcast.com.

542: Ask Farnoosh, How can I lower the interest rate on my mortgage?

Mar 3, 2017 1346

Description:

How can you lower your interest rate on your mortgage? What's my favorite app for teaching college kids how to be responsible with their money? Should you take a career risk and join a company as their first employee? Answering these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

541: Amanda Steinberg, Author of "Worth It"

Mar 1, 2017 1598

Description:

How much is your self-worth tied to your net worth? Do you even know what your net worth it? Our guest today is on a mission to help people, especially women, increase BOTH their self and net worths. My friend Amanda Steinberg, genius founder of the personal finance website DailyWorth and the investment platform WorthFM has a new book called WORTH IT: Your Life, Your Money, Your Terms. What are the some of the silly stories we tell ourselves and society tells women around money? How was Amanda's unruly upbringing a big inspiration for the book's message? And also, what happened when Amanda got seated next to Oprah Winfrey at an event last year?
By the way, Amanda was on So Money Episode 40. Tune into that to learn about her financial upbringing, money failures, financial wins and so much more.
For more information visit www.somoneypodcast.com.

540: Emelyn Northway & Dorie Smith, Of Mercer Co-Founders

Feb 27, 2017 2316

Description:

As the saying goes: "Dress for the job you want, not the one you have.”

But, ok. What if you can’t exactly wear Prada to work each day? And the affordable options just don’t fit right or are made of lousy materials?

That’s where today's guests enter. Dorie Smith and Emelyn Northway are the co-founders of Of Mercer, career wear for the modern professional woman.

They met one fateful day while both attending business school at the University of Pennsylvania. They spotted each other across a crowded room because – guess what? They were wearing identical outfits.

They initially launched the brand back in 2013 as an ecommerce site. The company has received praise from top media outlets including The New York Times, Forbes and Inc. Magazine. Last year they finally opened their first brick and mortar store in New York City.

So how do two business students – with no experience in fashion – get the know-how and raise enough money to start a successful fashion line? And how to know when pairing up with a business partner makes sense?

For more information visit www.somoneypodcast.com.

539: Ask Farnoosh, Help! My boyfriend wants me to move to Australia...will this hurt my career?

Feb 24, 2017 1769

Description:

Should I move from NYC to Australia and will I be able to find a job there? Should I roll over my 401k from my old employer into my new 401k or a Roth IRA? I answer this and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com.

538: Emily Williams, Success Coach + Entrepreneur

Feb 22, 2017 2288

Description:

Raise your hand if you went through a quarter life crisis? I sure did. It was more like a quarter life hyperventilation/nervous breakdown. I was in a movie theatre with my brother watching the movie BIG FISH, that Tim Burton movie with Ewan Mcgregor and Albert Finney (aka Daddy Warbucks!) TEARS streaming down my face during this film. It wasn’t because it was a particularly sad movie. I just couldn’t get my mind off of work and the stress and the lack of sleep and how my boss was a total monster and on and on and on. I was also $30,000 in debt. I could have really used today’s guest for help back then. Success coach and entrepreneur Emily Williams works with female entrepreneurs all over the world and helps them overcome the financial, emotional and all other obstacles standing in front of their way.  At one point Emily, herself, had $30K in credit card debt and $90K in student loan debt. She had a meltdown in her 20’s and we’ll talk about how she managed to turn things around. When she finally got the idea to launch her own coaching business she went from making just $442, hitting six-figures by month six and growing it to seven figures in under 18 months. 

For more information visit www.somoneypodcast.com.

537: Ted Gonder, Co-Founding CEO of Moneythink

Feb 20, 2017 2168

Description:

I'm a big believer in never underestimating a child's ability to learn about money at an early age.  Researchers at Cambridge University discovered that kids can learn and take on good money habits by the age of 7. Meantime, a new study by Acorns, the micro-investing app, found that nearly two out of every five millennials say they feel anxious when thinking about daily expenses, especially debt. And more than half surveyed felt their formal schooling left them ill-prepared for success. Today's guest is working to give young adults a better chance at managing their money well. Ted Gonder is the co-founding CEO of Moneythink, a national technology non-profit that helps young adults - particularly first-generation college students - build financial health through mentorship programs and mobile apps.

It first launched in 2009 and since then has trained over 1,500 college leaders to serve as financial mentors and role models to over 12,000 teens across 17 states. In 2015, Ted was recognized for his work by being named to Forbes' 30 Under 30 list as the youngest in the finance category. He also served as the youngest appointee on the U.S. President's Council for Financial Capability for Young Americans under Obama.

For more information visit www.somoneypodcast.com.





536: Ask Farnoosh, Will a credit card debt consolidation loan affect my credit?

Feb 17, 2017 1795

Description:

Will a credit consolidation loan affect your credit score? Should you try investing in index funds if you're already investing in mutual funds?  Or should you build up an emergency fund or pay down student loans? I answer these questions and more on this week's Ask Farnoosh.

For more information visit www.somoneypodcast.com

535: Lisen Stromberg, Author of "Work Pause Thrive"

Feb 15, 2017 2582

Description:

I'm the worst self-employer. I'm only giving myself like 4 weeks of maternity leave. And the only way I'm affording this is working my butt off in the months before and the months after. But honestly, I am also extremely lucky. I get to decide what works for me, as an entrepreneur. I can afford to hire the support I need to help my family and to help my business. I'm very fortunate, too, in that I have a husband who values his family and prioritizes it over his work. His company provides four weeks of paid maternity leave, too, for dads. Not bad.

The issue of opting out and "family leave" is a topic I am deeply interested in and when I heard that our next guest had a book coming out on this issue, I jumped at the chance to invite her on the show.  LisenStromberg is here and she's the author of the new book Work Pause Thrive: How to Pause for Parenthood Without Killing Your Career. Lisen took time off after having her second child but then pivoted to another career shortly thereafter. In her research, she interviewed 186 women and surveyed 1,500 women to detail how other successful mothers leveraged their time off from work to achieve their personal and professional goals.

Opting out comes at a cost, of course. And Lisen breaks down the financial trade-offs families need to consider when making the decision to leave a job temporarily. we also discuss the good pressure Millennials are placing on workplace norms to give workers more flexibility and family support. And the $1.6 million she walked away from to opt out of the workforce.

More about Lisen: She is also the CEO and Founder of PrismWork where she and her team work with companies, leaders and advocates to ensure women and Millennials thrive in the workplace. She is also the COO of the 3% Movement, which is committed to changing the ratio of women in leadership in the advertising industry. Lisen was once a marketing and advertising executive herself.

For more information visit www.somoneypodcast.com.

534: Erica Keswin, The Spaghetti Project Founder

Feb 13, 2017 2701

Description:

How involved are you within your company? Do you like the culture there? Do you connect with your coworkers or do you feel like you're just going in every day, sitting down at your desk and getting straight to work? I ask because our guest today is Erica Keswin and she's all about understanding the dynamics and relationships of people and technology in the workplace.

This past fall she founded The Spaghetti Project in her living room with a group of fifty people. She got the idea to start the company after reading a 2015 Cornell Study that found that eating meals together improved firemen's performance. Intrigued by this idea she wondered how it was possible to get people to connect more with friends and colleagues in the workplace. So she started her research company to identify how smart companies are making this connection.

But I think what really makes this interview worth listening to is the story of Erica's past... as a child, money was tight. Her mom, especially had a hard time, getting stopped at a store for shoplifting. It was a turning point for her. Listen to how it's impacted her financial life today.

For more information visit www.somoneypodcast.com.

533: Ask Farnoosh, "My employer retirement accounts have high expense ratios. What are my other options?"

Feb 10, 2017 1755

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about what your other retirement account options are if your employer's have high fees, where to park the money you're saving for a downpayment in the meantime and more.

For more information visit www.somoneypodcast.com.

532: Sallie Krawcheck, Author of "Own It"

Feb 8, 2017 1751

Description:

I'm so excited to bring back our guest today. She's talking about a new era of feminism. That's been a big topic of conversation since the Women's March a few weeks ago. And we have to keep the momentum going. Sallie Krawcheck is back and she's out with a new book, Own It: The Power of Women At Work. It's her first book and in it she discusses the ways in which women can effect change, especially in business. She brings advice stemming from her life as an entrepreneur, as well as the former CEO of Smith Barney and Merrill Lynch Wealth Management, and the CFO of Citigroup.
Sallie's been on So Money before... go back and listen to EP 349 if you missed it. It was right before Ellevest, her investment platform had launched, so we'll talk a bit more about how the company's doing, as well as the biggest financial mistake women are making. 
For more information visit www.somoneypodcast.com.

531: Grace Bonney, Founder of Design*Sponge

Feb 6, 2017 2713

Description:

I received a book shortly after the election results that put a big smile on my face...I really needed it. The book is In the Company of Women. You have to read this and it's a great gift. The author GraceBonney profiles 100 female entrepreneurs of all ages, races, backgrounds and industries to share their practical and inspirational advice. It's a gorgeous book with outstanding photography, a book that you'll want to proudly display in your home. 
Grace is a small business owner, herself. She's the founder of Design*Sponge, a daily website for the creative community that she launched back when she was only 23 years old. Today, it reaches nearly 2 million people per day and has been dubbed "Martha Stewart Living for millennials."

For more information visit www.somoneypodcast.com.

530: Ask Farnoosh, What's the best way to find stocks on sale?

Feb 3, 2017 1352

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about how to find stocks on sale, what to do with the extra income you're earning from a freelance job and more.

For more information visit www.somoneypodcast.com.

529: Rachel Blumenthal, Rockets of Awesome Founder

Feb 1, 2017 2399

Description:

Rachel Blumenthal is the founder of Rockets of Awesome, which is this really smart company that I’ve actually engaged with. How it works is if you’re a parent or someone who wants to gift clothing to children, you can go on the website, sign up for a membership. They ask you a series of questions about your child; age, measurements, but also the taste of your kid. What kind of a kid do you have? Is he or she active? They gather all that information, all that intel and send you a personal box to your door with about 12 items for your child. It’s really functional, really affordable, and the clothing is very unique. I have to say, as someone who’s now been buying clothes for little people for the past two, three years. It gets very redundant. When you go on the playground, a lot of the kids are wearing the same things. It’s nice to find a resource, like Rockets of Awesome, that kind of does a lot of the work for you, brings the clothing to your house, catered to your family, and for very affordable price points.

Prior to starting this company, she was the CEO of Cricket’s Circle, a trusted resource and editorial engine for everything baby and toddler. Her insights from Cricket’s Circle led her to the birth of Rockets of Awesome.

Another fun fact about Rachel; she is the partner of Neil Blumenthal. Of course, if you watched Follow the Leader on CNBC, you remember Neil. He is the co-founder of Warby Parker along with Dave Gilboa. Of course, Warby Parker is, as they say in the tech world, in the entrepreneur world, a unicorn valued at over a billion dollars. They know how to run businesses and so does Rachel.

For more information visit www.somoneypodcast.com.

528: Kristy Shen, Canada's Youngest Retiree

Jan 30, 2017 2030

Description:

We are obsessed with young retirees on So Money. And when I read about today's guest, I booked her immediately. Kristy Shen believes to be Canada's youngest retiree, calling it quits from her 9 to 5, along with her husband Bryce, at 31 years old. Today, they're traveling the world with $1 million in the bank (earning interest).

Learn the inner financial workings of their early retirement strategy: how much they saved, how they invested their money and how much they're living of of now...and why they have no plans to ever make more money.

For more information visit www.somoneypodcast.com.

527: Ask Farnoosh, Should I purchase a car out-of-state to avoid paying higher taxes?

Jan 27, 2017 1121

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about whether it's worth it to purchase a car out of state to avoid paying higher taxes, how to stop the feeling of anxiety when pulling from your emergency fund and more.

For more information visit www.somoneypodcast.com.

526: Amanda Kludt, Editor-in-Chief of Eater

Jan 25, 2017 2198

Description:

Today we're talking about reverse-engineering your career and other opportunities. If you've ever caught yourself saying, "Someday that'll be me," or "Someday I'd love to do this..." Well, let today be the day you finally map out the plan. There's something to be said and taught about FIRST figuring out who you ultimately want to be or what you want to do...analyzing how to get there, the mechanics, connecting the dots and then creating that experience for yourself.
Our guest today Amanda Kludt has her own experience with this. She landed her current role as the Editor-in-Chief of Eater by keeping her eye on the prize and implementing great strategy.

Eatery, for those who may not know, is a popular guide to dining and drinking in the world's best food cities. Since becoming the site's Editor-in-Chief Amanda's expanded their reviews, investigative journalism and even targeted topics like why aren't there more women in the restaurant business? She's also responsible for helping the website score four James Beard Awards, it's the highest honor in food journalism. The New York Daily News calls her one of the 50 most powerful women in New York.
For more information visit www.somoneypodcast.com.

525: Jessica Mah, Founder & CEO of inDinero

Jan 23, 2017 1877

Description:

Today's guest was coding by 8 years old, starting her first business at 12, dropping out of high school at 15 and then launching her primary business, at 19.

Jessica Mah the CEO of inDinero is joining us today. The Y Combinator seed accelerator called her the "closest thing they have to a female Mark Zuckerberg" after graduating with $1.2M in funding from them and she's also been featured on Forbes 30 Under 30. inDinero provides accounting and tax services for small businesses and while it's on a streak now, the company went through some growing pains after it first launched. In 2012, Mah fired all of her staff and started over. But by 2015, she was on the cover of Inc. for skillfully rebuilding inDinero to over 200 employees with an even better business model.

For more information visit www.somoneypodcast.com.

524: Ask Farnoosh, Do I have to list that I'm a temp on my resume?

Jan 20, 2017 1505

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about if you should put that your position is a temp position on your resume when looking for a new job, my opinions on rent-to-own options, getting out of debt and more.

For more information visit www.somoneypodcast.com.

523: Barbara Reich, Professional Organizer + Founder of Resourceful Consultants

Jan 18, 2017 2670

Description:

How organized are you? I could spend hours at The Container Store. I love creating a place and space for everything...My mind works best when the space I'm in is calm and organized...Sometimes it keeps me up late. But it's just who I am.
And as we head into the new year with the goal to make our lives more streamlined and functional, I've invited BarbaraReich, The Queen of Clean on the show, she is the founder of a firm that specializes in the organization of people, their lives and physical space. Her company is called Resourceful Consultants. Whether you're a powerful executive or a busy parents her advice can help us find more harmony in our spaces, our homes, offices even our PHONES (my iPhone could use some decluttering)...and along the way her tips can help us improve time management. 

Some more about Barbara... in 2014 she co-founded Never Caught Up, LLC which focuses on work-life integration, women empowerment and wellness. She is also the author of Secrets of an Organized Mom.
For more information visit www.somoneypodcast.com.

522: Tanya Van Court, Founder & CEO of iSow

Jan 16, 2017 2375

Description:

I love celebrating birthdays and the holidays but no matter how much I try to insist that family and friends DO NOT buy gifts for Evan we still end up with so many toys. People want to give and I love them for it...But what if there was a better way to channel that good will into something more meaningful for your children...? Today's guest is working on a solution. Tanya Van Court recently launched iSow.com, a site that helps our kids and the younger generation understand the true value of money, where young people can choose "goals" instead of goods in 3 key categories: saving towards the future, sharing with those who are less fortunate and spending wisely on things that matter. Then iSow creates a link that you can share with friends and family that are wondering what to gift you for the next occasion. The site is still in its infancy but has received over 1,000 members.

More about Tanya... before starting iSow, Tanya served as the Vice President of Partner Marketing at Discovery Education. She also worked at Nickelodeon as the Senior Vice President and General Manager of Preschool and Parenting digital products.

She's dedicated her career to the well-being of kids and is a mom, herself.

For more information visit www.somoneypodcast.com.

521: Ask Farnoosh, I want to take leave from work for a few months...how do I budget for this?

Jan 13, 2017 1981

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about how long after you declare bankruptcy can you apply for a home loan, budgeting money separately from an emergency fund to take time off from work and more.

For more information visit www.somoneypodcast.com

520: Kyle Taylor, Creator of ThePennyHoarder.com

Jan 11, 2017 2404

Description:

Our guest today went from $50,000 in debt and blogging about it ...to ,in just six short years, earning $20 million in revenue with said blog that has become a full-fledged media company.

And many of you, I'm willing to bet, are familiar with the website since it has over five million subscribers: ThePennyHoarder.com.

Our guest today is the founder and CEO Kyle Taylor.

Back in 2010 Kyle was saddled with massive student loan and credit card debt. He began blogging about his adventures of becoming debt free, making and saving money which led to the launch of the website. And under his leadership, the blog has grown from something that was mainly personal to one of the largest publications on the web with millions of readers a month.

More about Kyle...  He was recently named on Business Observer's 40 Under 40 list. And fun fact: In his past life he spent about 6 years working in politics, on a campaign trail in charge of crafting media strategy, raising money and directing field workers. Makes sense why he's now able to be a CEO, right?

For more information visit www.somoneypodcast.com.

519: Cindy Whitehead, CEO of The Pink Ceiling

Jan 9, 2017 1914

Description:

After the election, I made a vow to continue to promote successful women on the show and today is no different. Cindy Whitehead is a trailblazer for future female business owners. She invented the first ever FDA-approved "female viagra" drug called Addyi.  The day after getting FDA approval Cindy sold the company for a whopping $1 billion.

Now she's running The Pink Ceiling, a strategy and investment firm launched in 2016 that's dedicated to finding and funding innovations for women. She's calling 2017 the year of the Pink-cubator and dedicating her all to promoting female start-ups - especially in the male-dominant STEM fields (science, technology, engineering, and mathematics.)

For more information visit www.somoneypodcast.com.

518: Ask Farnoosh, I want to get my child set up with a credit card...help!

Jan 6, 2017 1848

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about getting your children set up with a credit card, the best apps for people looking to get a handle on their money in the New Year and more.

For more information visit www.somoneypodcast.com.

517: David Bach, Author of "The Automatic Millionaire"

Jan 4, 2017 2465

Description:

Here to set us straight in 2017 is one of my original So Money guests, David Bach. You know him well. David was featured during the podcast’s inaugural week back in January of 2015 along with Tony Robbins and Robert Kiyosaki. Since then he has traveled around the country, met with his readers and fans and from that has released a revival of the book that really set off his fame and changed the way we think about becoming rich. He debuted the book on the Oprah Winfrey Show in 2004 and now the The Automatic Millionaire has been expanded and updated to reflect the fast-paced and, in some ways, challenging financial world we live in today.

So how have things changed, exactly? We talk about the evolution of tech and how that’s impacting our wallets, how to manage our money during a Trump presidency and the 3 words, David says, that will determine IF you will be rich.

For more information visit www.somoneypodcast.com

516: Lynn Perkins, CEO & Co-Founder of UrbanSitter

Jan 2, 2017 2034

Description:

Moms and dads: Imagine a world where you can find a qualified sitter for your child in 3 minutes. That's faster than when my Uber arrives most times. Thanks to the site UrbanSitter and its co-founder Lynn Perkins, this is actually the world we live in now.

Lynn is our guest on the show today. UrbanSitter is her third start-up to date and it is a venture-backed mobile and online service that connects parents and babysitters...kind of an OpenTable for babysitters. The company has raised $23M to date and growing fast. Lynn shares:The key to convincing a room full of Silicon Valley investors (mostly male) to give you money for your babysitting app?How staying busy has helped her save money.The going rate for babysitting nowadays. You might be inspired to make this a side gig. I did it in my 20s and it was a great source of extra income (not to mention parenting 101).For more information visit www.somoneypodcast.com.

515: Ask Farnoosh, Can I convert my Coverdell ESA into my 401k or IRA?

Dec 30, 2016 1570

Description:

In the last Ask Farnoosh of 2016 I answer your biggest questions about Employee Stock Purchase Programs, converting a Coverdell Education Savings Account, commission-free ETFs and more.

For more information visit www.somoneypodcast.com.

514: Best of 2016, Investment Advice

Dec 28, 2016 1398

Description:

It's our last installment of our 2016 highlights. This has been really fun, going back and listening to some of the top interviews of the past year. Today, we’re going to end with the theme of investing. We’ve talked a lot about this on the show. Our motto here is, “boring is better." Don’t try to game the system or beat the market. It’s better to just focus on the investments that are going to yield a positive return over the long run and won’t cost you a lot to invest along the way. Low fees are really the key.

Many of you write in to Ask Farnoosh about investing, how to do it and just even where to get started. It’s a topic that a lot of our guests, when I ask the question, “What’s one thing you wish you knew about money growing up?”, say they wish they knew more about investing. I’ve had guests on the show this year try to break it down for us in a way that’s digestible and easy to understand.

In our look back we'll hear from:J L Collins, Author of The Simple Path To Wealth interviewed in EP 433Sallie Krawcheck, Co-Founder and CEO of Ellevest interviewed in EP 349Ric Edelman, Author of Rescue Your Money interviewed in EP 481Dan Ariely, Professor of Psychology and Behavioral Economics interviewed in EP 462 For more information visit www.somoneypodcast.com.

513: Best of 2016, Health & Wealth

Dec 26, 2016 1213

Description:

We're heading into week two of our Best of 2016 So Money series. Today’s topic is Your Health and Wealth. There's lots of correlation between staying physically and mentally healthy and your bottom line. 2016 was a very popular year to talk about sleep.

In this look back we'll hear from:Arianna Huffington, Author of "The Sleep Revolution" interviewed in EP 435Christine Hansen, Sleep Coach interviewed in EP 457Christine Hassler, Life Coach interviewed in EP 420Hal Elrod, Author of "The Miracle Morning" interviewed in EP 438P.S. Have you left a review for So Money yet on iTunes? It would mean the world to me! Reviews are a very, very important way of giving a podcast attention and love in the iTunes store…which in turn lets the podcast be seen and heard. Just head to your  iTunes app and leave a review. Thanks in advance!

For more information visit www.somoneypodcast.com.


512: Ask Farnoosh, My in-laws to-be have offered to pay my student loans. Help!

Dec 23, 2016 2100

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about what to do if you're expected to get Christmas gifts for everyone in your family and you want to save your money, what to look for in a prenup agreement if you plan to sign one, if you should let your in-laws to be pay off your student loan debt and more.

For more information visit www.somoneypodcast.com.

511: Best of 2016, Starting a Business

Dec 21, 2016 1469

Description:

The second installment of the year end wraps is on the topic of entrepreneurship and advice for aspiring business owners or brands. I know a lot of you are eager to launch or grow your own company, to be self-employed, call your own shots, that’s the dream, right? Many of my guest who have accomplished this admit that it comes down to the hustle, accepting failure, giving yourself some financial runway to take those risks and always being open and ready to pivot and change course.

In our look back we'll hear from:Andrew Zimmern, Chef and Television Host interviewed in EP 450Rebecca Minkoff, Fashion Designer interviewed in EP 333Clay Clark, Serial Entrepreneur interviewed in EP 353Jillian Michaels, Fitness Expert and Coach interviewed in EP 474P.S. Have you left a review for So Money yet on iTunes? It would mean the world to me... an early holiday gift! Reviews are a very, very important way of giving a podcast attention and love in the iTunes store…which in turn lets the podcast be seen and heard. Just head to your  iTunes app and leave a review. Thanks in advance!
For more information visit www.somoneypodcast.com.

510: Best of 2016, Negotiating & Earning Your Worth

Dec 19, 2016 1272

Description:

The year is soon to wrap and we want to finish 2016 on a high note. I'm continuing a very fun tradition that began last year on the show. For the next two weeks, we'll be sharing some of the best of So Money 2016. These are interviews that taught us how to either earn more, start businesses, invest wisely, be more successful in life, and work, and family.

Today's theme is dedicated to negotiating and earning your worth. We've covered a lot of terrain throughout the year on this topic. It's one of the So Money tenants, right? There's a limit to how much you can save... so how about earning more? It's one of my favorite topics. In the episode we'll hear from:Katie Lane, Creator of Work Made For Hire Blog interviewed in EP 441Alexandra Dickinson, Founder & CEO of Ask For It interviewed in EP 439Daniel Shapiro, Author of "Negotiating The Non-Negotiable interviewed in EP 423Lisa Gersh, CEO of Goop interviewed in EP 346P.S. Have you left a review for So Money on iTunes yet? It would mean the world to me... an early holiday gift! Reviews are a very, very important way of giving a podcast attention and love in the iTunes store…which in turn lets the podcast be seen and heard. Just head to your  iTunes app and leave a review. Thanks in advance!

For more information visit www.somoneypodcast.com.

509: Ask Farnoosh, How to prevent fraud this holiday season?

Dec 16, 2016 1831

Description:

In this week's episode of Ask Farnoosh I have special and former So Money guest Dr. Brad Klontz joining me to talk about the best ways to prevent fraud this holiday season. Both Dr. Brad and I are currently working on behalf of Chase to share our personal finance and fraud education expertise with you. He also helps me answer a few of your questions including how to teach your siblings the importance of saving money, manage elderly care expenses in addition to other financial priorities and more.

To learn more about how you can stay protected visit www.chase.com/fraudsecurity. For more information on this podcast visit www.somoneypodcast.com.


508: Gloria Feldt, Co-Founder and President of Take The Lead

Dec 14, 2016 2144

Description:

Going from teen mom and high school drop out to later the president of Planned Parenthood and being named Glamour Magazine’s Woman of the Year…. Our guest today is in, one word, incredible. She’s also the author of the best-seller No Excuses: 9 Ways Women Can Change How We Think About Power.

People Magazine calls her the "voice of experience."

Gloria Feldt, from a distance, has been one of my role models and we have her to thank for blazing the trail for so many ambitious women.

Today, Gloria latest endeavor is launching and spearheading Take The Lead, a nonprofit organization and movement with the goal of propelling women to take their fair and equal share of leadership positions across all sectors by 2025. How are we going to do that? Gloria has a plan….Let’s go straight to the interview. I think you’ll enjoy it.

For more information visit www.somoneypodcast.com.

507: Bobbi Rebell, "How To Be a Financial Grown Up" Author

Dec 12, 2016 2508

Description:

Are you a financial grown-up? (I hope you are)…And if you would say so, what was your grown-up MOMENT? Mine was probably when I stopped being on my parents’ family cell phone plan shortly after college. I’m surprised to learn some of my friends are STILL on their family plans. I know it saves money, but if your parents are still paying for your mobile minutes, come on! It’s the principal of the thing.

My guest today spent years capturing financial lessons from some of the world’s most well-known business leaders and she’s documented it in her new book: "How To Be a Financial Grown Up: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom."

Bobbi Rebell is an award-winning journalist and leads the U.S. business video unit for Reuters. She's in charge of anchoring business reports, interviewing top newsmakers and reporting on breaking news.

The book actually features stories from previous So Money guests including Tony Robbins and Jim Cramer, as well as Macy's CEO Terry Lundgren and entrepreneur and first daughter to be Ivanka Trump. Her financial grown up moment happened while traveling with her mom.

For more information visit www.somoneypodcast.com


506: Ask Farnoosh, Where should I save money for a big expense like a wedding?

Dec 9, 2016 1649

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about whether you can starting saving for a car if you still have student loans to pay off, where to save money for a big expense like a wedding, tax benefits for Roth and traditional IRA's and more.

For more information visit www.somoneypodcast.com.

505: Sarah Jones, Founder of Introverted Alpha

Dec 7, 2016 2752

Description:

Do you consider yourself introverted? Is or was dating somewhat of a challenge for you? Sarah is helping introverted men in particular find lasting love. She's the second entrepreneur that I had the fortune of interviewing at Ramit Sethi’s Forefront event earlier this fall.

Her company is called Introverted Alpha. It’s a boutique online company that helps smart introverted men attract women naturally, just by being themselves. No more being put in the friend zone. Instead, you can learn how to be invited into the boyfriend zone, as she puts it. I have an interesting talk with Sara because we want to learn all about Introverted Alpha. How does it works? Plus, her insights into the current dating landscape... should you Tinder? Should you go to a bar? How do you meet people authentically?

Also, Sarah’s southern upbringing gave us a lot of fodder with regards to her financial take on life. How she’s actually reversing some of those old-fashioned money lessons that she was brought up with, and adding a new dimension to her family’s financial legacy. It’s really an interesting story. I think she put the pieces together while we were talking during the interview. I feel like maybe we had a therapy session or something. It’s kind of awesome when that happens, right? On the show, you never know what you’re going to get.
For more information visit www.somoneypodcast.com.

504: Géraldine Lepère, Founder of Comme Une Française

Dec 5, 2016 2050

Description:

I'm busting out my French on today’s episode. This week I’m releasing two interviews with two extraordinary self-made female online entrepreneurs, both happen to be students of Ramit Sethi’s Zero To Launch course, which by the way, I’m working my way through as we speak and it’s phenomenal. Hopefully it’s going to get me to where I want to be in the next few months launching my course.

I had the opportunity to stop by Ramit’s epic Forefront Event earlier this fall. It’s an event where he invited some 500 of his disciples and fans from all over the world to join him in New York for a weekend of connecting, events, adventure. And by the way, I had Ramit on the podcast earlier back when I was first launching, in fact episode 85. Check out that interview; very cool. I’ve also had his sister Nagina on the show, his mom Neelam. It’s a very exceptional family.

My first one-on-one from the forefront event, you’re going to hear her today is Géraldine Lepère and she is the CEO of Comme une Francaise, an online program that teaches you all about the finer points of conversation, social graces and repartee in French. Now, why do I want her on the show? I’m a self-described Francophile, okay? And I selfishly wanted to meet her. First of all, I wanted her to rate my French, and I wanted to discover how through language, we can actually connect more authentically with French people. Because I’ve had the experience, right? Go to Paris, I’m checking into my hotel, it’s my honeymoon. I’m practicing how I’m going to greet the check in at the hotel all the way from the airport to the hotel. I’m such a nerd. I’m like, “Am I going to say salute? Am I going to say bonjour? Like what am I going to say? How do you say I want one bed instead of two beds?” and I’m going through all my high school French, or I should say college French. And I get there and I busted out my French and the woman just stares at me and responds in English.

Yeah, I’ve been there. I’ve been there people. So how do we sound French to the French? And Géraldine has some ways that we can do this. So if you are interested, keep listening. If you’re not interested in that, keep listening anyways because you’re going to hear how she built her success through trial and error and how she thinks about money per her French upbringing and the one item in her budget for which she spares no expense.
For more information visit www.somoneypodcast.com.

503: Ask Farnoosh, Should I consider refinancing my student loans with a variable interest rate?

Dec 2, 2016 1055

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about lowering your available credit line, refinancing student loans in favor of a variable interest rate and more.

For more information visit www.somoneypodcast.com.

502: Charisse Conanan Johnson, Financial Wellness Expert

Nov 30, 2016 1986

Description:

Charisse Conanan is a financial wellness expert but has a lot of experience as well starting businesses. She is going to take us behind the scenes of what has been like for her specifically raising capital, working in the very busy, crowded, competitive FinTech space, which is really hot right now.

A little bit more about Charisse, she once worked at JP Morgan and from there saved up enough money to begin her own business. She co-founded a company called Smarteys and the business actually shut down after a few years and so we’re going to talk about what brought her to that point, what it was like running a tech startup and now, she’s a financial wellness expert taking all that experience. She’s combined it with a CFA, and so she’s going to share advice that she also lends to her blog, Charisse says, where she merges her passion for entrepreneurship investing and all things finance.

For more information visit www.somoneypodcast.com.

501: Jenny Blake, Author of "Pivot"

Nov 28, 2016 1973

Description:

Are you bored at work? Feel like you’re destined for more or something totally different? Like, you’re job is not so money. Today’s guest knows all about this and can help. Jenny Blake, is the author of Pivot: The Only Move That Matters Is Your Next One, helping you find the next great thing by building on your existing strengths. Her motto: “Change is the only constant…So let’s get better at it!”

A little bit more about Jenny... In her former life, she spent five years at Google on the training and career development teams. Now, Jenny runs her own business as a career and business consultant and speaker.

For more information visit www.somoneypodcast.com.

500: Ask Farnoosh, 6 Pieces of Advice That's Made Me Richer

Nov 25, 2016 2931

Description:

Today marks So Money's 500th episode! Can you believe it? To celebrate, I'm sharing the 6 pieces of advice that's made me richer from previous guests including Tony Robbins, Seth Godin, Barbara Stanny, Jeff Steinmann, Tim Gunn and Christine Hassler.

It's also an Ask Farnoosh day so I answer a few of your questions including how to find a good tax preparer, what recourse you have if a doctor inappropriately charges you for a bill and how closing a credit card will affect your credit score.

For more information visit www.somoneypodcast.com

499: Nicole Feliciano, "Mom Boss" Author

Nov 23, 2016 1831

Description:

By now you’ve heard of the expression #GirlBoss. It’s the title of Sophia Amoruso’s NYT bestselling book and soon to be Netflix series. (By the way, catch us gabbing on her podcast about money, life and earning millions your 20s.)

Well, increasingly you might be hearing about the Mom Boss movement led by Nicole Feliciano, the CEO of Momtrends and author of the new book, "Mom Boss: Balancing Entrepreneurship, Kids and Success."

Nicole’s got the inside intel on how moms can launch businesses while spearheading a household. How to structure your life so you don’t go NUTS and advice from some of the top female entrepreneurs in this country for how to be a proper Mom Boss. Full disclosure: She interviewed me for the book and my experiences and deep thoughts are sprinkled throughout it!

For more information visit www.somoneypodcast.com. 

498: Bari Tessler, Financial Therapist

Nov 21, 2016 2320

Description:

Does the thought of money make you sick? Does it make you sad? Happy? Overconfident? Indifferent? Our emotions can run rampant when it comes to the top of personal finance and helping us today get to the root of those emotions is financial therapist Bari Tessler. Bari is also the founder of The Art of Money,a global year-long money school with three stages Money Healing, Money Practices and Money Maps. She has a brand new book The Art of Money: A Life-Changing Guide to Financial Happiness. We discuss the teaching from her new book and how she, herself, struggled with money on her way to becoming the teacher and mentor she is today. For more information visit www.somoneypodcast.com. 

497: Ask Farnoosh, Should I be concerned that Robo-Advisors aren't FDIC insured?

Nov 18, 2016 2388

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about lifestyle changes that come with taking a pay cut, securing a private loan for your college education, travel hacking and more. For more information visit www.somoneypodcast.com. 

496: Rachel Mansfield, Food Blogger and Social Media Consultant

Nov 16, 2016 2670

Description:

I stumbled upon Rachel Mansfield on Instagram. She tagged me in a picture…Not what I was expecting to see when I saw the photo…I was tagged in a photo of a a grain-free salmon burger topped with avocado…the caption described the burger’s ingredients and then said, “Now back to binge listening to Farnoosh Torabi’s So Money podcast. I am obsessed! Guys, this photo got over 5,000 likes. Curious, I then clicked on her profile and almost fell off my chair. I saw she had over 100,000 followers and was... well is... a BIG deal. From there we struck up a friendly conversation, only to learn that less than a year ago she’d been fired from her job because her employer thought her social media presence was a conflict of interest. At that time she had only a small fraction of the followers she has today….And rather than scurry to find another job she decided, at the ripe age of 26, to venture out on her own. She turned her side-gig of food blogging into a full time job and since then, she's worked with top brands in the health, fitness, wellness and food spaces and built an impressive online following (130K users to be exact)….earning about TRIPLE what she made at her previous job. If that’s not SO MONEY I don’t know what is. She's going to teach us everything she's learned along the way. For more information visit www.somoneypodcast.com. 

495: Al Ko, General Manager of Mint

Nov 14, 2016 1813

Description:

As you know I’m working with one of my favorite financial tools – Mint.com – writing weekly for the blog. As part of our partnership I had the awesome chance to sit down with Intuit’s Senior Vice President and General Manager Al Ko when he was visiting in NYC a few weeks ago. The site’s come a very long way since 2006 when it first launched. Al and I discuss some of the changes Mint’s experienced over the decade, the challenges consumers continue to face when it comes to money management and the $400 purchase in college he calls his So Money moment! More about Al: He joined Intuit in 2006, working in a number of product management, corporate development and leadership positions throughout the company. During his tenure, Ko has cultivated his knowledge of the global financial services ecosystem, and is keenly aware of the financial challenges facing individuals and businesses. Prior to Intuit, Ko worked as a management consultant with the Boston Consulting Group, advising clients on strategy, organizational effectiveness and supply chain management. He also held roles at Ariba Inc. and McKinsey & Company. Ko earned a juris doctorate from Harvard law School with a concentration in international financial systems, and a bachelor’s degree in international studies and history from Yale. He serves on the board of directors of the Community Water Center, a California-based nonprofit dedicated to addressing water challenges in small, rural, low-income communities and communities of color. He lives in the Bay Area with his wife and three children. For more information visit www.somoneypodcast.com. 

494: Ask Farnoosh, What are the best budgeting apps and are they safe to use?

Nov 11, 2016 1835

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about strategizing to save money for grad school, maximizing your savings, my thoughts on the best budgeting apps and online safety and more. For more information visit www.somoneypodcast.com. 

493: Melanie Lockert, Creator of Dear Debt Blog

Nov 9, 2016 2483

Description:

Many of the questions I get for Ask Farnoosh are about student loans and student loan debt. It's a problem that's plaguing our country and with the rise of inflation, looks like it might get worse before it gets better. Today's guest has an incredible story of her own where she got out of $81,000 in student loan debt - both undergrad and graduate loans. Her story was, in fact, named one of the top five most inspiring personal finance stories of 2015 by Yahoo! Finance. She chronicled her journey on her award-winning blog Dear Debt and now inspires readers to break up with their own debt in a pretty fun way... by writing their own breakup letter to debt and sharing it on her website. Melanie also turned her story into a book, Dear Debt: A Story about Breaking Up with Debt. Melanie frequently contributes to news outlets and publications including Business Insider, The Huffington Post, Oprah and more. When she's not running her blog, she works as a freelance writer and event planner. For more information visit www.somoneypodcast.com. 

492: Eric Dunn, CEO of Quicken Inc.

Nov 7, 2016 2056

Description:

Are you one of those people who relies on technology to help track your spending and pay your bills in a timely manner? Perhaps you're using the software Quicken? Well today the company's CEO, Eric Dunn is joining me on So Money. He's been an avid user since 1985 and was with the company since it's early days - even writing some of Quicken's early code! He joined Intuit, Quicken's previous owner, back in 1986 as employee #4. Over the course of his 20 years at Intuit he served as CFO through the 1993 IPO and merger with ChipSoft, was the first general manager of the Quicken business and was Intuit's first CTO. In 2000,Eric retired from Intuit to pursue a second career in technology investing. He was first an angel investor and then a General Partner at Cardinal Venture Capital. Eric has expertise serving on the board of directors at dozens of companies, including 5 public companies. Earlier this year, he became the CEO of Quicken Inc, the standalone private company, after teaming up with H.I.G. Capital which bought the company. For more information visit www.somoneypodcast.com. 

491: Ask Farnoosh, How do I know working hard and saving now will pay off down the road?

Nov 4, 2016 1900

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about which debt you should tackle first, breaking your lease in favor of a more affordable rental, refinancing your mortgage and more. For more information visit www.somoneypodcast.com. 

490: Kute Blackson, Author of YOU.ARE.THE.ONE

Nov 2, 2016 2397

Description:

Kute Blackson is a charismatic visionary and transformational teacher. He was born in Ghana, the son of a Japanese mother and Ghanaian father, who was a spiritual leader and healer. Kute began speaking to his father's congregation at just eight years old and by 14 was ordained to his father's ministry. But he knew that wasn't his life's calling. Instead of staying with the church, he went on to pursue his dream in the spiritual and self-help space. He's created his own method called "Liberated Living." He has a trademark transformation experience where he offers clients a one-on-one trip to India for 14-days and a group process called "Boundless Bliss - The Bali Breakthrough Experience." He takes clients on an intense journey to face their deepest fears and emerge reborn. Earlier this year he came out with a book, YOU.ARE.THE.ONE, which is a reflection of his thoughts, teachings and stories to help individuals access their true power. For more information visit www.somoneypodcast.com. 

489: Bushra Azhar, Persuasion Strategist

Oct 31, 2016 2089

Description:

Want to learn how to get pretty much anything you want? Negotiating well is one of the tenets of being SO MONEY so to that end I’ve invited one of the world’s TOP persuasion strategists Bushra Azhar. She's going to give us her secrets to how she's been able to persuade even the most stubborn people and companies. Bushra consults with top companies like Pepsi, Unilever and Ernst & Young, as well as smaller firms to help executives persuade their bosses and to get companies to persuade their customers. And it all comes down to psychology. We’re get a PSYCH 400 level crash course today, so grab you’re your pen and paper! Some fun factoids about Bushra: She was the youngest Vice President of a bank at just 24 years old and was the only women "at the table." She began working in consulting when she moved to Saudi Arabia where they have very strict laws pertaining to women. She's not allowed to drive, open a bank account or leave the country without the permission of a guardian. Yet, she managed to build her business while working part-time and managing a family. How, exactly? You’ll have to listen to find out... For more information visit www.somoneypodcast.com. 

488: Ask Farnoosh, Help, I want to learn more about how to invest.

Oct 28, 2016 1243

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about maintaining a good credit score here in the U.S. if you live abroad but want to keep an active credit profile in the States, my best financial advice for people who make good income but through unstable jobs, how to prepare financially if you don't plan to get married and more. For more information visit www.somoneypodcast.com. 

487: Rachel Cruze, Author of "Love Your Life Not Theirs"

Oct 26, 2016 1725

Description:

It's no secret that social media has been taking over our lives inn good ways and bad. For example, while social media can be a great way to share useful information, it can also be a huge TIME suck. According to recent research Americans are checking their Facebook, Twitter, and other social media accounts a whopping 17 times a day. That translates into at least once every waking hour, if not more. And one of the adverse affects of this, besides losing time, is that we can become ENVIOUS of other people’s lives. It’s hard not to scroll Instagram and once in a while think, "Wow that person lives a perfect life! I wish that were me!” And I’ve definitely fallen into the trap of buying a pair of shoes I saw on Instagram – immediately! All this to say that social media can be COSTLY. And our guest today wants to help. She is RACHEL CRUZE. She was on the podcast once before on Episode 29 and is BACK to talk about her new book, "Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want." In our conversation we're going to talk about how to focus on ourselves, to FILTER the distraction on social media and learn to love what we have. More about Rachel... She's a personal finance expert and #1 New York Times Best Selling author of the book Smart Money Smart Kids that she co-wrote with her dad Dave Ramsey. For more information visit www.somoneypodcast.com. 

486: Natasa Lekic, Founder of New York Book Editors

Oct 24, 2016 2022

Description:

Imagine growing your income 10 times over in just a few short years? Maybe even working fewer hours along the way? Today's guest has done just that, as the founder of New York Book Editors. Natasa Lekic founded the company three years ago after working at a publishing house and wanting to break free from a firm she describes as a "sinking ship" and working overtime earning $50,000 a year. NY Book Editors caters to a sweet spot in the ever evolving publishing world. It's a company that provides editorial services and courses for authors and authors-to-be. The company's editors are veterans of the publishing industry and have worked with well-known authors from Stephen King to Paulo Cohelo to former So Money guests Arianna Huffington and James Altucher (he's been on So Money not one but two times!). In the interview we discuss Natasa's rise to success came with some insecurities around money. She shares how she overcame those fears and the strange connection to her great grandfather that gave her all her answers. And how to successfully publish a book these days - maybe even get a six figure advance - if you're an aspiring author with NO platform. For more information visit www.somoneypodcast.com. 

485: Ask Farnoosh, Should I have different accounts for different savings goals?

Oct 21, 2016 1316

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about having multiple accounts for different spending and savings purposes, opening an investment account for nieces, paying off debt vs. putting money into savings and more. For more information visit www.somoneypodcast.com. 

484: Kat Cole, Group President of FOCUS Brands

Oct 19, 2016 2243

Description:

Kat Cole first caught my eye when she appeared on the TODAY Show not so long ago. She's the President of Cinnabon. At 19 years old Kat got her first job in the food industry as a hostess and waitress at Hooter's. Soon she was being sent all over the world to help the franchise open new eateries and quickly rose to a Vice President role at age 26, making her one of the youngest executives in chain restaurants. At Cinnabon, she has been President for the last 4 years, accountable for leading, evolving and building the brand and her team. After leading the company to billion dollar status, Kat was promoted to the role of Group President at FOCUS Brands Inc., the parent company to Cinnabon Inc. Kat is also a Young Global Leader at the World Economic Forum. Her story has been featured in major publications and news outlets including the New York Times, Wall Street Journal, Forbes and now proud to say - So Money. In the interview we discuss what responsibility do employers have to support their workers with families via paid family leave and flexible work arrangements? And as a woman, does Kat feel she's somehow broken through a "glass ceiling"? Plus my favorite topics - asking for a raise... how to right-size your earnings expectations. To learn more visit www.somoneypodcast.com. 

483: Emme, Supermodel and Advocate

Oct 17, 2016 2828

Description:

Emme is a well-known supermodel. People Magazine has named her twice as one of the "50 Most Beautiful People" and Ladies’ Home Journal chose her as one of the "Most Important Women in America" and one of the "Most Fascinating Women of the Year." But what I love MOST about her is that she's also an advocate for a positive body image and self-esteem. She wants men and women to know that beauty comes in ALL shapes and sizes. She's even created her own women's community, EmmeNation. It’s not every day I get to sit down with a super model so I had LOTS of questions including: As a leading plus size model what challenges did she face in the industry? How did she go about creating her brand while working as a model? Has it gotten easier these days with social media? What financial lessons has she learned along the way, as she builds out her business? Emme also has her own blog, Ask Emme where she answers questions from readers on everything from fashion to modeling to body image. She even has her own app so you can easily keep in touch with her community. To learn more visit www.somoneypodcast.com. 

482: Ask Farnoosh, Do I really need to keep my receipts?

Oct 14, 2016 1515

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about whether or not you should hold onto your receipts, when it's okay to look for a new position within your current company, paying off debt vs. putting away money into savings and more.  

481: Ric Edelman, Author of "Rescue Your Money"

Oct 12, 2016 1763

Description:

Are you confident with your investment strategy? Do you wish you knew more about how to invest? Today's guest is going to help us because he's an expert on investing.  New York Times bestselling author of Rescue Your Money: How to Invest Your Money During these Tumultuous Times, Ric Edelman is here with us today. The book was originally published back in 2009 in response to the 2008 financial crisis but now he's updated it to reflect today's economy. Ric has been on the show with me before on episode 52 so definitely check that out if you missed it. More about Ric... he's the founder and executive chairman of Edelman Financial Services,. Ric has also been ranked the #1 Independent Financial Advisor by Barron's three times. He has eight other books and has sold over one million copies collectively. For more information visit www.somoneypodcast.com. 

480: Aaron Task, Digital Editor at Fortune Magazine

Oct 10, 2016 2338

Description:

Aaron Task is a friend and former colleague from TheStreet.com and Yahoo! Finance. Now, he's the Digital Editor of Fortune where he oversees editorial strategy and operations. Aaron is also a fellow podcaster, hosting the NEW weekly podcast Fortune Unfiltered, where he has in-depth conversations with top businesspeople including Gary Vaynerchuk, Blake Irving and Steve Case among others. He's an award-winning journalist with over 20 years of experience covering business and finance. He previously served as the Editor-in-Chief of Yahoo! Finance and was an on-camera host of The Daily Ticker. Before joining Yahoo!, he spent 10 years at TheStreet.com. Aaron is also an author. He co-wrote Bailout Nation with Barry Ritholtz. In our conversation we talk about how Aaron has managed to be very entrepreneurial within the media companies he's worked for. How has he done and how does he continue to strengthen his personal brand within a corporate brand? We also take a trip down memory lane and discuss the lessons we both learned about harnessing the power of multimedia at Thestreet.com...with big thanks to Jim Cramer, our leader. And he shares his biggest money mistake and success...both had to do with the same thing. Listen to the episode and you'll know what I mean. For more information visit www.somoneypodcast.com. 

479: Ask Farnoosh, Should I extend my credit or just apply for a new credit card?

Oct 7, 2016 1673

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about whether to apply for a new credit card vs. increasing your credit line, rewards credit cards, prenuptial agreements and more. For more information visit www.somoneypodcast.com. 

478: Courtney Daniel, Founder of Courtney Daniel Designs

Oct 5, 2016 2356

Description:

Courtney Daniel is bringing back the lost art of a hand-written note. She went from fulfilling the needs of celebrities as a personal assistant to the stars to now running her own business making beautifully handcrafted stationary. [So there is life after fetching lattes and booking appointments for the rich and famous!] Her business is called Courtney Daniel Designs and Courtney has been nationally recognized as an American Small Business Champion and United States Postal Service Postmark winner. In our conversation we learn the best - and worst - part of being a celebrity assistant. We also talk about how the business was born out of an act of catharsis, as she was dealing with a big health scare in her family. And why she's yet to achieve a So Money moment. Is she just being too hard on herself? For more information visit www.somoneypodcast.com. 

477: Dr. Shefali, New York Times Bestselling Author + Psychologist

Oct 3, 2016 1822

Description:

Do you watch Super Soul Sunday on OWN? It’s one of the things I miss since cutting cable. But I can catch some of it online (thankfully!) Our guest today is a Super Souler, Oprah’s go-to parenting expert and a household name in our home since Tim and I became parents. Dr. Shefali Tsabary (or just Dr. Shefali for short) is gracing our show today. She is an acclaimed author, international speaker and clinical psychologist. Her award-winning book, The Conscious Parent has become my parenting bible and Oprah calls it “one of the most profound books on parenting.” Most recently Dr. Shefali came out with a new book entitled, The Awakened Family: A Revolution in Parenting. In it she gives parents the daily skills and tools to help raise children without fear and anxiety so you can truly cultivate relationships with them. In our interview we talk about how to raise money-conscious children who grow up to appreciate the value of money. And Dr. Shefali shares more about her own battles and success with money. Plus, why becoming a conscious parent is not so much an absolute goal…but a work in progress. Even for her. AND she’s coming to New York! Dr. Shefali is hosting an NYC summit called EVOVLE. In this 3-day workshop, she and her team of experts will expose you to a way of living and parenting that you have never been before. It will literally change your entire relationship with yourself and your family. She has generously offered my friends a $50 discount if you use the code 50OFF. To get your tickets go to: https://drshefali.com/evolve-nyc/ For more information visit www.somoneypodcast.com. 

476: Ask Farnoosh, I'm not connecting with my financial advisor, can I manage my Roth IRA on my own?

Sep 30, 2016 1993

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about leaving your financial advisor and managing your Roth IRA on your own, investing money vs. paying off your student loans and more. For more information visit www.somoneypodcast.com. 

475: Matt Mayberry, Author of "Winning Plays"

Sep 28, 2016 1700

Description:

Matt Mayberry had his dreams crushed at the young age of 22. Imagine dedicating your whole life to becoming an NFL player, actually making it to the big leagues playing for your home town team the Chicago Bears and then having it all go away after one game. Matt is a former linebacker for the NFL Chicago Bears. He had planned on being on the team for about a decade but lasted one game after suffering a life-changing injury. So what he did he do? He got really depressed. But then decided to take back control of his life and start his own company, Matt Mayberry Enterprises. It's a training and consulting company that specializes in maximizing the performance of individuals and organizations all over the world. His list of clients include major corporations including Fortune 500 companies, both NFL and NBA teams, government and nonprofit organizations, professional associations, hospitals, and universities. He's also one of the most read columnists in Entrepreneur Magazine. Matt's out with a new book Winning Plays: Tackling Adversity and Achieving Success in Business and in Life. He dishes on all of his own failures and setbacks, how he tapped into his inner strength and started over. On the podcast, Matt reveals an even earlier setback, before being forced to leave football.Matt was addicted to drugs as a teen. He also shares how motivational speaker Stedman Graham (and life partner of Oprah Winfrey) helped Matt change the course of his life...in 20 minutes. Plus, Matt speaks at over 120 events a year as a keynote. How does he get these gigs? For more information visit www.somoneypodcast.com. 

474: Jillian Michaels, Fitness Expert and Coach

Sep 26, 2016 1596

Description:

Fasten your seatbelt, Jillian Michaels is about to take us on a superhighway fast lane to success, as she shares her rise to mogul status in the health and fitness world. She's the foremost fitness expert in the world and a renowned life coach. Jillian has built an international fitness community on countless platforms from her popular fitness DVDs and exercise streaming platform, fitfusion.com, to her 8 New York Times best-selling books, to her award-winning podcast The Jillian Michaels Show. And she's not slowing down. Jillian recently released her own iPhone app which allows users to train with her with pre-set workouts. Jillian's company Empowered Media, which she launched with business partner Giancarlo Chersich, has fast become a monumental wellness empire that's dedicated to provide people with accessible and affordable solutions for all of their wellness needs. In the interview we discuss how Jillian's not super conventional when it comes to executing her vision for the business. Hear how she strategizes her next steps. She also shares the worst money mistakes she made when she first encountered a great deal of wealth in her early 30s and how she's making up for it today. Plus, the $8 million deal she says she would have NEVER done. For more information visit www.somoneypodcast.com. 

473: Ask Farnoosh, How do you negotiate your salary when an employer demands wage requirements before an offer?

Sep 23, 2016 1553

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about how early retiree's afford health insurance, negotiating your salary when an employer wants to know your wage requirements early in the interview process, putting one spouse's paycheck into savings while living on the other spouse's paycheck and more. For more information visit www.somoneypodcast.com. 

472: Michael Ian Black, Author of "A Child's First Book of Trump"

Sep 21, 2016 1695

Description:

Election Day is right around the corner and for parents out there, have your kids started to express interest in the upcoming election? Mine is only two so we’ve yet to have those conversations with him but for many parents, kids are starting to ask, “Who is Donald Trump?” Whether you’re a Republican, a Democrat, an Independent voter, I think it’s fair to say that Donald Trump has a unique personality that’s not so easy to explain to a child. Especially if you’re the sort of parent that’s advocating for tolerance and kindness. Today’s guest is the one and only Michael Ian Black and he is taking on politics, poking at Donald Trump with his new book, A Child’s First Book of Trump. The premise is “how do you explain Donald Trump to a child?” Michael, as you may know, is a famous comedian, actor and writer. He stared in MTV’s The State, which is where I had first discovered him many, many, many years ago. Most recently, he’s been on the Jim Gaffigan Show. He’s also a New York Times bestselling author. In the interview I ask, “So, Michael how do we explain Trump to a child?”And, how do you translate his redirect to young people? Michael has a very prolific career as well and we talk about how he manages to stay competitive and employed in the entertainment industry. Plus, his biggest financial regret, something he faces every single day. For more information visit www.somoneypodcast.com. 

471: Catherine Alford, Mompreneur

Sep 19, 2016 1899

Description:

Catherine Alford, a friend of So Money, is back to talk about protecting one of the most high-anxiety investments - college tuition. She was on So Money last summer (EP 113) sharing details of her life as a personal finance blogger and aspiring entrepreneur. She's the breadwinner and mom to two-year-old twins. How does she do it? That was the scope of our conversation. Fast forward over a year, Cat is increasingly getting her work and message out there by collaborating with brands and doing tons more press. (Check her out on Good Morning America here!) She's become a major voice and influencer in the world of mom bosses.  She's on the program today to discuss her latest initiative - working with Allianz Tuition Insurance - to share advice around protecting your college investment in the event that you or your child needs to take a break due to an illness or injury. Not all tuition reimbursements work alike and insurance can come to the rescue. Plus Catherine has some exciting personal financial developments to share, like how having her husband finally out of medical school and working has been good for their relationship. Plus, moving to the midwest and affording a bigger life! For more information visit www.somoneypodcast.com. 

470: Ask Farnoosh, Where should I keep the money I'm saving to buy a home?

Sep 16, 2016 1593

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about helping your siblings get out of debt, insuring prized possessions in your home, index funds and more. For more information visit www.somoneypodcast.com. 

469: Luvvie Ajayi, Author of "I'm Judging You"

Sep 14, 2016 2626

Description:

Luvvie Ajayi is a blogging veteran, author, speaker, comedian and pop culture enthusiast. She's out with a brand new book, I'm Judging You: The Do Better Manual. It's her first book and I'm very excited for it. The book has humorous essays that dissect our cultural obsessions and calls out bad behavior in our increasingly digital, connected lives. A little bit more about Luvvie... she's the voice behind the very popular blog, AwesomelyLuvvie.com where she covers all things pop culture. Luvvie also has a passion for social justice and shoes so in 2009 she co-founded The Red Pump Project to raise awareness about the impact of HIV/AIDS on women and girls. She serves as the nonprofit's Executive Director. Luvvie also is a sought-after speaker speaking at conferences like TEDxColumbiaCollegeChicago, SXSW and numerous others. She's also contributes to TheGrio.com and Vulture. In the interview we discuss is there such a thing as having too much money? Luvvie and I debate this. She also shares why she thinks giving back should be an obligation not an option. Plus, the deleted pages from her new book that have to do with doing better with our MONEY! For more information visit www.somoneypodcast.com. 

468: Richard Ludlow, Executive Director of myRA program

Sep 12, 2016 1886

Description:

How do you save for retirement if you don't have a lot of money and your employer doesn't offer a retirement plan like a 401(k)? Today's guest, Richard Ludlow, is the Executive Director of the myRA program within the U.S. Department of Treasury and he's here to share more about the program and how it can serve millions of Americans. myRA is a relatively new retirement savings account from the U.S. Department of Treasury that has no fees, no minimum contributions and aims to lower barriers to saving for workers with no access to a workplace retirement plan. Richard has experience as a founder and executive in Silicon Valley where he managed the launch and growth of new initiatives in both the education and healthcare sectors. He's a graduate of Yale University and the Harvard Business School.   For more information visit www.somoneypodcast.com.   

467: Ask Farnoosh, How can we split equity shares on our condo equally amongst family?

Sep 9, 2016 2042

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about prioritizing your personal finances when trying to save for your first home and pay down student loans, calculating equity shares between members of the family fairly and more. For more information visit www.somoneypodcast.com. 

466: Mary Beth Storjohann, Founder of Workable Wealth

Sep 7, 2016 2059

Description:

Mary Beth Storjohann is a CFP® who founded Workable Wealth. She's shaking up the traditional views of financial planning by leveraging technology to help people make smart, educated choices with their money. She recently was named among the "Top 40 Under 40" by Investment News and "10 Young Advisors to Watch" by Financial Advisor Magazine. She's a sought after speaker, author and financial coach. She may sound familiar to you because she frequently appears on NBC as a financial expert and has been quoted in the Wall Street Journal, Forbes among other major news outlets. In this interview, we’re going to learn how Mary Beth is specifically helping millennials with their financial challenges, especially those who are strapped with a lot of student loan debt. We talk about her own personal relationship with money and the financial challenges she face as a kid. Mary Beth, on top of being an entrepreneur, mom and a wife, she is a military spouse. We talk about that because I think that does add another layer of financial complexity to her life. Plus, how is her family managing their own money? For more information visit www.somoneypodcast.com. 

465: Sarah Kaler, Women's Leadership + Business Coach

Sep 5, 2016 2216

Description:

Sarah Kaler is an executive leadership coach and business mentor. For over 17 years she's worked with business leaders across various industries. In particular, she works with female CEO's who are building high-growth companies, international brands and Fortune 100 and 500 companies like Facebook, Lululemon Athletica, Intel, Cisco and many others. She's been featured in Huffington Post, Entrepreneur, Fox News and countless other major news outlets. Sarah dedicates her business now to helping primarily female entrepreneurs drive their business with PURPOSE. Not just passion. PURPOSE. What does that mean? Plus, how to know when what you're earning is ENOUGH? And we talk about the importance of setting clear boundaries for yourself and business. You can't - and shouldn't - say yes to everything. For more information visit www.somoneypodcast.com. 

464: Ask Farnoosh, Will my credit be affected if I lower my student loans through a program offered to me?

Sep 2, 2016 1583

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about looking for a new job when helping your family during a rough patch, student loan forgiveness programs, filing for bankruptcy and more. For more information visit www.somoneypodcast.com. 

463: Hilary Hendershott, Host of Profit Boss Radio Podcast

Aug 31, 2016 2062

Description:

Hilary Hendershott is a a fellow podcaster and host of the Profit Boss Radio Podcast. The weekly podcast is a fantastic resource for women who want to create success in their financial lives. Hilary's also a Certified Financial Planner and the founder of Hilary Hendershott Wealth Management, which is a leading financial advisory firm for women. She's also given a TEDx talk and was recognized as a Top 40 Under 40 Entrepreneur in Silicon Valley. Hilary is known as "The Investor's Voice of Reason" and regularly contributes to the NBC evening news in Silicon Valley. But before Hilary was so successful, she was tens of thousands of dollars in credit card debt and behind on our mortgage. Hear about the wake-up call that saved her and helped her climb out of the hole. Some of us may be familiar with having a fear of scarcity. Hilary can relate to that and she talks about the implications that has had on her financial life. For more information visit www.somoneypodcast.com. 

462: Dan Ariely, Professor of Psychology and Behavioral Economics

Aug 29, 2016 2153

Description:

Dan Ariely is one of my favorite authors on the planet. He's provided me with so much invaluable insight throughout the years, as I've been working in the field of personal finances. He is the author of several New York Times bestsellers including Predictably Irrational, The Upside of Irrationality and The Honest Truth About Dishonesty. I actually tapped Dan for his expertise just recently for my Oprah column about ways to combat money myths and save better.  Dan and I were two of the keynote speakers at the Northern California Financial Planners Association gathering. Such an honor to be in his company. A little more about Dan: He is a founding member of the Center for Advanced Hindsight and a Chief Behavioral Economist with a new savings app, Qapital. He's a multiple-time TED talker, whose speeches have been viewed millions of times. He is the James B. Duke Professor of Psychology and Behavioral Economics. We discuss the pros and cons to technology and the digital age we live in when it comes to personal finance. We also talk about the ways we can change our irrational tendencies when it comes to saving and investing. Plus, how to avoid expensive cravings and how to feel more grateful for what we have. For more information visit www.somoneypodcast.com.  

461: Ask Farnoosh, I'm being underpaid, how should I go about asking for a raise?

Aug 26, 2016 1317

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about saving for your child's college education, purchasing a car while avoiding loans, asking for a raise and more. For more information visit www.somoneypodcast.com. 

460: Mad FIentist, Early Retiree Financial Blogger

Aug 24, 2016 2098

Description:

So many of you have written in suggesting today's guest for the show. Excited to say the Mad FIentist aka Brandon is here. He's a personal finance blogger writing about everything from tax avoidance to investing and on all topics related to achieving financial independence and early retirement. Over at his blog, madfientist.com, he shares tactics for how to become financially independent early on in life so readers can "break away" from full time jobs. He's even got his own podcast, the Financial Independence Podcast, so go check it out after this episode. But first, take a listen... For more information visit www.somoneypodcast.com. 

459: Lauren Greutman, "The Recovering Spender" Author

Aug 22, 2016 1882

Description:

Ever feel the uncontrollable urge to spend? I used to do this very expensive thing in college as a way to distract myself from studying. I would go to the 24 hour market below my dorm that sold all sorts of things - food, clothes, accessories, etc. And I would usually buy something. I was killing time by spending money. I was too scared to face my homework so I did the irrational and spent. I spent with emotion.  And thousands of credit card dollars later, I had to find a way to get myself out of debt as a new college graduate. Yay! Today's guest is a recovering spender who, along with her husband, found herself in $40,000 worth of debt. Lauren Greutman is here and she wants to help people going through the same situation. She has a new book coming out soon that you can pre-order now, The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life. In the book, Lauren shares advice on how to curb spending habits and how to get out of debt. We face a lot of financial pressures in today's world, so she talks about that, too. Lauren and her husband Mark actually joined me on So Money before... they were episode 58 so go back and take a listen if you may have missed that one. There's additional takeaways in that episode about how they got themselves back on track financially and why it's still important to enjoy your money sometimes. For more information visit www.somoneypodcast.com. 

458: Ask Farnoosh, Should I open a store card as my second credit card?

Aug 19, 2016 1953

Description:

On this week's episode of Ask Farnoosh I answer your biggest questions about establishing credit, opening up a credit card vs a store credit card, preparing a will, online college degrees and more. For more information visit www.somoneypodcast.com. 

457: Christine Hansen, Sleep Coach

Aug 17, 2016 2057

Description:

We've heard so much about the importance of sleep as of late... earlier this summer I had Arianna Huffington on the show talking about the #SleepRevolution. Sleep is trending people. Well, today I have another sleep coach joining us. Christine Hansen is with us all the way from Luxembourg. Last year, she left a career in education and now coaches successful and career driven women, and men, on how to get a solid night's sleep. Waking up refreshed means more energy which means you're ready to take on whatever comes your way both at work and in your personal life. Christine's approach involves no medication and she works to address the whole picture not just one piece of the puzzle. She's an international expert and has been featured in numerous publications including the Huffington Post. In the interview we discuss how does more sleep equate to more money? And how can we get more sleep once and for all? Plus, do the rich have an easier time packing in those precious 8 hours of sleep? For more information visit www.somoneypodcast.com. 

456: Sheri Atwood, Founder and CEO of SupportPay

Aug 15, 2016 1656

Description:

Money can be a leading cause of divorce and even after you split, it can continue to be a major source of arguments, especially with children involved. Sheri Atwood knows all about this and has started a company to help divorced parents amicable settle child care payments. She is the founder and CEO of SupportPay,  the first-ever automated child support payment platform that's transforming the complex, time-consuming and stressful process that many families currently face. Believe it or not this problem impacts 300 million parents exchanging more than $900 billion in child support and child expenses worldwide. Sheri, herself, was a child of a bitter divorce who also went through her own break-up several years ago. Now a single mom, she began searching for a better way to exchange and communicate about child support payments with her ex-husband. In 2013 she created SupportPay and today the site boasts some 40,000 members. For more information visit www.somoneypodcast.com. 

455: Ask Farnoosh, How will the presidential election impact our finances?

Aug 12, 2016 1403

Description:

On this week's episode of Ask Farnoosh I answer your biggest questions about how the upcoming presidential election will affect our finances, whether you should open up an IRA if your employer doesn't offer a retirement account and more. For more information visit www.somoneypodcast.com. 

454: Douglas McCormick, Author of Family Inc.

Aug 10, 2016 1545

Description:

Douglas McCormick is the author of the new book Family Inc.: Using Business Principles to Maximize Your Family's Wealth. In the book, he provides a roadmap to financial security for families with the premise that your family should be run like a BUSINESS. Doug has spent two decades managing money for institutional clients like insurance companies, pension funds, entrepreneurs and high net-worth families. He's helped them grow their businesses to create sustainable long-term value. He's also currently a Managing Partner at HCI Equity, which he also co-founded. Douglas shares why he thinks every family needs a chief financial officer or CFO. And who is best to play this role? With news of UK's vote for Brexit, what does he think that'll mean for our investment portfolios? Plus, the gift he gives his kids every Christmas to help them learn about the financial world. For more information visit www.somoneypodcast.com. 

453: Dr. Daniel Crosby, Author of "The Laws of Wealth"

Aug 8, 2016 1830

Description:

Dr. Daniel Crosby is a psychologist and behavioral finance expert. He's the author of a new book that came out earlier this summer, The Laws of Wealth: Psychology and the Secret to Investing Success. In the book he gives readers real and actionable guidance for investors like 'Forecasting is for Weathermen' and 'If You're Excited, It's Probably a Bad Idea'. Daniel also co-authored a New York Times bestseller, Personal Benchmark: Integrating Behavioral Finance and Investment Management. In our conversation we discuss how, as humans, we can begin to think more rationally when it comes investing. After all, it's not like we're born knowing how. And earning versus saving ... as humans, which are we more capable of doing? You might be surprised. For more information visit www.somoneypodcast.com. 

452: Ask Farnoosh, Should I take a pay cut for a new job opportunity?

Aug 5, 2016 1614

Description:

On this week's episode of Ask Farnoosh, I answer your biggest questions about considering new career opportunities that offer less pay, top resources for people looking to leave a 9-5 job in order to start a coaching business, cutting back on 401k contributions in order to have more spending money and more. For more information visit www.somoneypodcast.com. 

451: Luisa Zhou, Business Coach for Aspiring Entrepreneurs

Aug 3, 2016 2168

Description:

Are you an aspiring entrepreneur? Of course you are, that's why you listen to So Money. Today's guest Luisa Zhou is a business coach for aspiring entrepreneurs. She's helping women (but don't worry, men, you'll learn from this podcast, too) create their dream business, career and lifestyle. Luisa created her coaching business while working a 9-5. In just 4 short months she made $106K in sales while still working full-time and built her coaching business into a 7 figure business by month 11. She also created a free Facebook community, Entrepreneurial Women which has almost 12,000 members. In the interview we discuss how do we make the transition to being our own boss while working a 9-5? She speaks in depth about her process. Plus she speaks to some of the failures she made along the way. It wasn’t always perfect. She also shares her best advice for anyone who just wants to know how and where to start. You have an idea, you’re busy with work, maybe you’re even juggling parenting but you really, really want to shoot for the stars. So how do you make your dream a reality. She gives us some really great concrete steps. These are steps we can start taking today. For more information visit www.somoneypodcast.com. 

450: Andrew Zimmern, Chef + TV Host

Aug 1, 2016 2740

Description:

Stir-fried donkey anyone? Our guest today would call that delicacy. Andrew Zimmern is here! He is a three-time James Beard Award-winning TV personality, chef, writer and teacher. He's one of the most well-known and knowledgeable personalities in the food world and the creator, executive producer and host of the Bizarre Foods franchise on the Travel Channel. Maybe you've caught it? Andrew daringly eats what few of us would EVER put in our mouths. But his success arrives from a challenging past. While he knew from a young age that he wanted to be in the food industry, his drug and alcohol addictions made him crash and burn. He spiraled out of control, losing his apartment and living on the streets for a year. After his friend intervened, he attended the Hazelden Foundation in Minnesota. He began washing dishes at a restaurant as he worked through his sobriety. One day when a line cook didn't show up for his shift, Andrew took over his station and within seven weeks was named Executive Chef. He was responsible for turning the restaurant, Un Deux Trois, into one of America's first successful gastro-bistros. In addition to Bizarre Foods Andrew has a new show debuting in August called Driven by Food, which he'll tell us all about in the interview. In our conversationAndrew also speak openly and honestly about being addicted to WORK and possibly money.  And how to create a deeper personal motivation for working hard and being smart with money. For more information visit www.somoneypodcast.com. 

449: Ask Farnoosh, Should I cancel my first credit card I got in college?

Jul 29, 2016 1558

Description:

On this week's episode of Ask Farnoosh, I answer your biggest questions about whether or not you should cancel your first credit card from college, pros and cons of peer-to-peer lending, rolling over your 401k account and more. For more information visit www.somoneypodcast.com. 

448: Neelam Sethi, Parenting Expert

Jul 27, 2016 1970

Description:

Today's guest has some experience raising super successful children. Have you heard of Ramit Sethi or Nagina Sethi Abdullah? They're siblings and both have been on So Money as guests. I'm lucky enough to call them friends, as well. Ramit is an entrepreneur and the New York Times bestselling author of "I Will Teach You To Be Rich" and his sister Nagina is a full-time consultant and the founder of the health and fitness program Masala Body. Believe it or not they have two additional siblings who are just as successful. So today on the show - how the heck do you raise financially successful and happy kids? Mom Neelam Sethi and her husband were featured in a New York Times article, "How to Raise a Financial Wizard." And now Neelam, who is a retired elementary school teacher, is spilling the details with us - for the first time on a podcast. Neelam and her husband immigrated to the US after an arranged marriage in India. They raised her four children in California and sent them all to prestigious universities on a single income without ANYONE going into debt...How? For as strict of a parent she may have been there were some financial rules, she says, were meant to be broken. And what were the money boundaries Neelam needed to set for herself as a mom and wife? For more information visit www.somoneypodcast.com. 

447: Jason Nazar, Co-Founder + CEO of Comparably

Jul 25, 2016 2356

Description:

Jason Nazar is the co-founder and CEO of Comparably, a young website that's trying to make workplace compensation transparent! Want to learn how much you should be getting paid? Of course! We all want that! Jason is here to talk about how he is growing the site to become THE go-to destination for learning about salary and compensation and, simultaneously demystifying our awareness around much we can and should be making. Jason knows how to build successful businesses, as an active tech entrepreneur and investor. Before Comparably, he founded Docstoc, the largest content site to help small businesses which he later sold to Intuit. He also created Startups Uncensored, the longest running and most widely attended tech gathering in SoCal. In the interview we discuss why is it SO hard for us to talk about our salaries? Sometimes, we're more willing to talk about how much we're in DEBT than what we earn. Plus, Jason shares why he always sensed his family was POOR when in reality they were not. And the WRONG moves he made that helped him build a business RIGHT. For more information visit www.somoneypodcast.com. 

446: Ask Farnoosh, Pros + Cons to consider when filling out a W2 or W4 form?

Jul 22, 2016 1456

Description:

On this week's episode of Ask Farnoosh I answer your biggest questions about tax withholding allowances, medical insurance plans for self-employed people, paying off student loans vs. investing in buying a home and more. For more information visit www.somoneypodcast.com. 

445: Wendell Potter, "Nation on the Take" Author

Jul 20, 2016 1872

Description:

Sometimes in life a little voice inside tells you, “You need to quit your job immediately, effective now and take on a brand new path.” Today's guest, Wendell Potter, is someone who lived that. Wendell started as an insider in the insurance world. He worked for a big insurance company and had a moral dilemma about it. He believed that he was very much a part of the systemic problem that the healthcare world faces. He made a personal commitment to change his life and to change the status quo. Since then, he’s gone on to be a consumer advocate, a journalist and a New York Times bestselling author. Now his latest book is called, Nation on the Take: How Big Money Corrupts Our Democracy and What We Can Do About It. In that book, he talks about how America has become coin operated. It’s a very timely book given the election, between the combination of wealth and politics. This is creating a corrupt system and we’re not dealing with the most pressing problems. How can we actually move the needle as consumers and as voters? Wendell is also the author of Deadly Spin and a regular contributor for Huffington Post and Healthinsurance.org.  For more information visit www.somoneypodcast.com. 

444: Angie Martinez, Radio Personality

Jul 18, 2016 2273

Description:

Angie Martinez is known as "The Voice of New York." Her afternoon radio show has consistently been ranked #1 with more young listeners than any other radio program in the country. She has over 20 years of experience in the industry and is also an author, actress, TV host and recording artist. Angie has worked alongside President Obama, and some of the media industry's biggest power players including Jay Z, Beyonce and Naomi Campbell. Last summer Angie made the switch to iHeart Media where she started The Angie Martinez Show on New York's Power 105.1 weekdays from 2-6p and on Miami's The Beat 103.5 middays from 10a-2p. Angie also has her own healthy living website, Healthy Latin Eating and a cookbook under the same name. This past May, she released her memoir My Voice, which recounts her story of how she became a multimedia icon in the world of entertainment. In our conversation we open some of the most fascinating pages from her book and life including how she started as a radio intern making $3 an hour. How did she work her way up the ladder? Also, Angie's had her fare share of financial mess-ups, including getting evicted...and not just once. Plus, how she managed to negotiate a more lucrative contract following her maternity leave. For more information visit www.somoneypodcast.com. 

443: Ask Farnoosh, What are your thoughts on gift giving culture?

Jul 15, 2016 1559

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about gift giving culture, looking for a new job when you're currently getting an MBA sponsored by your current employer, student loans and more. For more information visit www.somoneypodcast.com. 

442: Mr. and Mrs. 1500, Early Retirees

Jul 13, 2016 2233

Description:

Mr. and Mrs. 1500 are soon-to-be early retirees at age 43. Their real names are Carl and Mindy. They're documenting their journey to financial independence on their blog, 1500 Days with the goal of having a portfolio of $1M by February 2017. This is... you guessed it... 1500 days from the birth of the blog on January 1, 2013. But I learned in the interview they’ve actually surpassed that goal early, so how are they doing it? Their plan is to aggressively save, make smart lifestyle choices and invest. Carl and Mindy are an open book sharing exact figures and information with their readers. On the show they talk about how they reached all those goals and what’s next? They’re both in their early 40’s now. So, what are they going to do? How are they going to define this new chapter in their lives and what can we learn? For more information visit www.somoneypodcast.com. 

441: Katie Lane, Creator of Work Made for Hire Blog

Jul 11, 2016 1752

Description:

Katie Lane is helping artists and freelancers protect their rights and get paid fairly for their work. She's an attorney and negotiation coach based in Portland, OR. She helps her clients successfully handle all sorts of sticky conflicts like, how do I ask for more money? How do I ask for more resources? How do I know what to ask for in the first place because I don’t know what my peers are making in this space? On her blog, Work Made For Hire, she also shares some of her negotiation and legal information and her favorite thing to do is to teach people who are intimidated by negotiation to get what they want with confidence while remaining calm. That is where we focus the conversation with Katie Lane. For more information visit www.somoneypodcast.com. 

440: Ask Farnoosh, How do I know it's time to leave my job for the next opportunity?

Jul 8, 2016 1989

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about knowing when it's time to move on to the next career opportunity, setting priorities with your personal finances, insurance plans and more. For more information visit www.somoneypodcast.com. 

439: Alexandra Dickinson, Founder + CEO of Ask For It

Jul 6, 2016 2241

Description:

Alexandra Dickinson is on a crusade to close the gender wage gap. She's the founder and CEO of Ask For It, a boutique consulting company that is working to close the gender wage gap and effecting change on both the institutional and individual level. Ask For It works with companies, schools, organizations and individuals through a combination of trainings, workshops and consulting. Ultimately, their goal is for both women and men to be paid based on their talents and skills, not their gender. For more information visit www.somoneypodcast.com. 

438: Hal Elrod, The Miracle Morning Author

Jul 4, 2016 2205

Description:

Hal Elrod has an incredible story. Imagine if you died and then lived to tell the tale? That's exactly what happened to him. He died at age 20 after being hit head-on by a drunk driver going 70mph. He died for 6 minutes and broke 11 bones. Doctors told him he would never walk again but not only did he walk again, he went on to run a 52-mile ultra marathon. He also became a hall of fame business achiever, international keynote speaker and #1 bestselling author of the book The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM).This book is one of the highest rated books on Amazon with over 1,300 five-star reviews. For more information visit www.somoneypodcast.com. 

437: Ask Farnoosh, Help! I need to make more money!

Jul 1, 2016 1526

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about finding secondary income streams, budgeting, real estate, student loans and more. For more information visit www.somoneypodcast.com. 

436: Cary Carbonaro, Author of "The Money Queen's Guide"

Jun 29, 2016 2189

Description:

Cary Carbonaro is a Certified Financial Planner. She's the author of the book "The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear." It's an Amazon bestseller and was recently named one of the "10 best books to make you rich" by DailyWorth. Cary has over 25 years of experience in financial services and her MBA in finance. In 2014, she was named an Ambassador for the CFP Board, one of only 50 in the U.S. She frequently appears as a guest on Fox & Friends, the TODAY Show, CNN and many other major news outlets. Cary serves as the Vice President of the Long Island chapter of Ellevate, formerly 85 Broads, a women's professional networking organization. She currently is a managing director with United Capital and a yoga instructor in her "free" time. For more information visit www.somoneypodcast.com. 

435: Arianna Huffington, Author of "The Sleep Revolution"

Jun 27, 2016 1641

Description:

Today we’re going to learn how to sleep our way to the top with the Arianna Huffington, who has a new bestselling book out called, The Sleep Revolution: Transforming Your Life, One Night at a Time. After her own brush with exhaustion in 2007 running the Huffington Post, Arianna woke up in a pool of blood with a broken cheek bone. Why did this happen? She suspected she might have had a brain tumor.  But eventually doctors explained it was due to exhaustion. Today, Arianna is on a mission to help all of us get a little more sleep each night to help improve our productivity and health and our bottom lines. In the interview we learn how more sleep has equated to a richer life for Arianna. We also learn how she responds to criticism that getting more sleep is a luxury some of us can’t afford. Lastly we talk about the financial lessons learned as a young girl growing up in Greece. Prior to The Sleep Revolution, Arianna authored Thrive: The Third Metric to Redefining Success and Creating a Life of Well-Being, Wisdom, and Wonder, in which she makes a compelling argument that our society needs to redefine the meaning of success to mean more than increased salaries and corner offices. For more information visit www.somoneypodcast.com. 

434: Ask Farnoosh, How can I cut down on extra spending?

Jun 24, 2016 1460

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about financial certifications, wiping out debt, getting ready for retirement and more. For more information visit www.somoneypodcast.com. 

433: J L Collins, Author of The Simple Path to Wealth

Jun 22, 2016 2766

Description:

J L "Jim" Collins is a prolific financial blogger who began writing more or less in retirement. In 2011 he wrote a series of letters to his daughter about money and investing so she could learn what worked and even from his mistakes. In the process, he created a gateway to financial independence for her. At the suggestion of a colleague, he created a blog where he posted the letters so they could also benefit his other family and friends. The blog is at JLCollinsNH.com. Fast forward to today, the blog has become a go-to for people around the world seeking financial wisdom. And he has a new book out called The Simple Path to Wealth. James has taken the ideas and concepts and crafted them into a roadmap for readers. In the interview we discuss his top investment pick of all time. Plus, those letters he wrote to his daughter about money like how did she react and where is she today? For more information visit www.somoneypodcast.com. 

432: Melissa Kieling, Co-Founder & CEO of PackIt

Jun 20, 2016 2242

Description:

Today's guest is a single mom of three children who – soon after a divorce, losing her house and losing her car – managed to focus on a brilliant idea that led to her becoming one of the country’s leading female business owners. Melissa Kieling is the inventor of Packit, the first foldable, freezable bag that chills food and drinks for up to 10 hours without an ice pack needed. Since 2009, Melissa has grown PackIt from a $150,000 company to a multi-million dollar business. In 2014, the company was named number 28 on the Inc. 500 as well as the number 1 fastest growing woman-led business on the list. In this episode we discuss how did Melissa make ends meet when she was launching this company? Also, how did she react to the skepticism surrounding her when launching this business? Today PackIt is in more 40 countries worldwide and at major US retailers including Whole Foods, Target, Bed Bath & Beyond among many others. As a budding entrepreneur how do you get your product in these major retailers? For more information visit www.somoneypodcast.com. 

431: Ask Farnoosh, First time homebuyer looking for mortgage lending options... help!

Jun 17, 2016 1591

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about mortgages for first-time homebuyers, getting out of debt quickly, what to do with the extra money when you get a raise and more. For more information visit www.somoneypodcast.com. 

430: Ramona Singer, Bravo's RHONY Cast Member

Jun 15, 2016 1584

Description:

Real Housewife of New York City star Ramona Singer is in the So Money clubhouse today! It’s strange to call her a Housewife because she is anything but that. Ramona is a very successful business woman. She ran multi-million dollar businesses prior to joining the RHONY cast 8 seasons ago. She says she actually rejected the idea of being on a reality show when Bravo first approached her. And isn’t she glad she finally said yes. The platform of reality TV can make or break you I think…and for Ramona, the exposure has been pretty successful from a career stand point. We’ll learn how to properly leverage a reality show to your benefit…and some behind the scenes of what really goes on during production. What’s real? What’s fake? Ramonaalso opens up about her childhood…It was kind of rough but her mom gave her some advice that was pretty progressive …and she credits that for fueling her ambitions as a successful woman. For more information visit www.somoneypodcast.com. 

429: Howard Eisenberg, Author + Poet Laureate

Jun 13, 2016 2708

Description:

Have you ever read What To Expect When You're Expecting? Or seen the movie? Or seen the book at the bookstore? I’m 99% sure you’re familiar with that title. It's been dubbed the "parenting bible" and an estimated 93% of expectant mothers read this guide. Howard Eisenberg is the husband of the co-author, Arlene, of that book who is a prominent and successful author in his own right. Howard is almost 90 years old, which makes him to date my oldest and perhaps wisest guest on the podcast. Howard is an award winning author, journalist, songwriter and playwright. He's written a film, 10 books, as well as a musical, Million Dollar Bet. Later this year Howard will be publishing a book called Adorable Scoundrels, a treasury of toddler poems for grandparents. Howard was also the song writer for Eddie Fisher, the American pop sensation who sold millions of records and one of Elizabeth Taylor’s many husbands. In our interview we discuss the biggest piece of advice he finds himself giving over and over again. We also talk about the lifestyle shifts that came with wealth and success. Plus, how his time in the military helped him discover his passion. For more information visit www.somoneypodcast.com. 

428: Ask Farnoosh, My credit score differs between Experian + TransUnion, what gives?

Jun 10, 2016 1613

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about credit score discrepancies, investing in a rental property, paying off debt and more. For more information visit www.somoneypodcast.com. 

427: Matt Kepnes, Nomadic Matt Travel Blogger

Jun 8, 2016 2607

Description:

Wouldn’t it be a nice to make a living off of traveling the world? Our guest today is doing just that and he shares how…Matt Kepnes is the creator of the award-winning budget travel site, Nomadic Matt. Matt  is also the author of the New York Times best-seller, "How to Travel the World on $50 a Day." In 2005 after a trip to Thailand, Matt decided to quit his job, finish his MBA and travel. His trip was supposed to last a year but fast forward more than 10 years later and he's still trotting the globe. His travel tips and advice has been featured in numerous media outlets including The New York Times, CNN, TIME, Yahoo! and countless others. Matt shares his top tips for traveling on a budget. How to spend LESS than $50 a day. He also shares why his MBA was probably his biggest financial failure and why he insists on paying his own way when he travels…because let’s face it, with the popularity of his blog, he could travel for free if he really wanted to. For more information visit www.somoneypodcast.com. 

426: Nely Galán, Author of "Self Made"

Jun 6, 2016 1928

Description:

Today's guest has been dubbed the "Tropical Tycoon" by The New York Times Magazine. Nely Galán, a women empowerment advocate and Emmy Award-winning television producer, joins us. She's also the owner of Galán Entertainment, a dynamic multicultural media company that has created more than 700 TV shows in English and Spanish. She was also the first Latina president of the U.S. TV network, Telemundo. Nely also founded the Adelante Movement, a national motivational tour and digital platform that unites and empowers Latinas socially, economically and politically. She's out with a brand new book titled, "Self Made: Becoming Empowered, Self-Reliant, and Rich in Every Way." In the book, she discusses how helping women become self-made is a movement not a mission. In our interview we discuss how there is no true empowerment until you have your own money. Plus, the Prince Charming syndrome…why we just can’t and shouldn’t wait for this fictitious person anymore. And Nely was one of the first participants on Celebrity Apprentice with Donald Trump. What was that like and we rarely get political on this podcast…but Nely offers her two cents on the election. For more information visit www.somoneypodcast.com. 

425: Ask Farnoosh, How can I get equal credit at work as my male counterpart?

Jun 3, 2016 1912

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about getting equal credit at work with your male counterpart, making sure you have enough money saved for when you retire and more. For more information visit www.somoneypodcast.com. 

424: Kimberly Palmer, "Smart Mom, Rich Mom" Author

Jun 1, 2016 1944

Description:

Kimberly Palmer has been on So Money before on episode 274 take a listen if you haven't before... She's joining us again. She's the work and jobs editor over at AARP. Now she's out with a new book, Smart Mom, Rich Mom: How To Build Wealth While Raising A Family. In the book Kim talks about how it costs $250,000 to raise a child in today's world and that's not including college! She discusses the ways moms are now currently navigating these waters - maintaining a career, parenting and bringing in income... doing it all and succeeding. The book comes out in a few days on June 9th so be sure to pick up a copy then. For more information visit www.somoneypodcast.com. 

423: Daniel Shapiro, "Negotiating The Non-Negotiable" Author

May 30, 2016 2497

Description:

Dan Shapiro is going to solve all of our negotiation blunders and teach us how to actually (maybe) achieve world peace! He's the founder and director of the Harvard International Negotiation Program. Dan has his Ph.D and is a world-renowned expert on conflict resolution. From advising leaders of war-torn countries to working with senior executives and families in crisis, Dan has helped thousands of organizations and individuals solve the problems that divide us. He recently published a book in April of this year entitled, Negotiating The Non-Negotiable: How to Resolve Your Most Emotionally Charged Conflicts. In the interview we discuss  how to get that raise – once and for all! We also talk about the most important and effective way to resolve conflicts over money in your marriage and how to negotiate with people who are just being irrational. For more information visit www.somoneypodcast.com. 

422: Ask Farnoosh, How much $ should I put aside for taxes for my side hustle?

May 27, 2016 1507

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about paying off credit card debt, putting aside money for taxes if you have a side hustle, financial advice for non-millennials and more. For more information visit www.somoneypodcast.com. 

421: Jennifer Gefsky, Co-Founder of Après

May 25, 2016 2137

Description:

Jennifer Gefsky is the co-founder of Après, a digital recruiting platform that connect women looking to re-enter the workforce. (Après means "after" in French). It launched this month to more than 10,000 subscribers. Jennifer is a lawyer and practiced labor and employment law before becoming Deputy General Counsel and one of the highest ranking women at Major League Baseball. At 30, Jennifer was recognized by Crain's New York Business as a "40 Under 40 Rising Star." After almost 10 years at MLB, Jennifer "retired" until her and her business partner Niccole Kroll came up with the idea for Après. For more information visit www.somoneypodcast.com. 

420: Christine Hassler, Life Coach

May 23, 2016 2314

Description:

Christine Hassler is a life coach and author of several best-sellers including Expectation Hangover, The 20 Something Manifesto, and 20 Something, 20 Everything. Christine Hassler left her successful job as a Hollywood agent to pursue a career she was more passionate about. She became a speaker, retreat facilitator, spiritual psychologist and life coach. Christine now hosts her own top-rated podcast, "Over it and On With It." Christine truly believes that once we get out of our own way, we can show up to make the meaningful impact we are here to make. For more information visit www.somoneypodcast.com. 

419: Ask Farnoosh, Financial advice for single women?

May 20, 2016 1923

Description:

In this week’s episode of Ask Farnoosh, special guest Sophia Bera and I answer your biggest questions about financial advice for single women, trust funds and beneficiaries, investing in target date funds and more. Sophia Bera is the founder of GenY Planning and was featured on So Money previously. If you’d like to learn more about Sophia, visit her website genyplanning.com or follow her on Twitter @sophiabera. You can also sign up for her newsletter here or enroll in the waitlist for her Millennials and Money class here. For more information visit www.somoneypodcast.com. 

418: Jason Vitug, "You Only Live Once" Author

May 18, 2016 1701

Description:

Jason Vitug, founder and CEO of Phroogal.com, a financial education service for millennials, is back on So Money. Go back and check out his first episode if you haven't tuned in before, it's episode 170. Last time Jason joined me, he had just ended a 10,000 mile road trip, called, “The Road to Financial Wellness: A tour to get people talking about their financial wellness”. It kicked off in Portland, Maine, on June 1st and it wrapped up in L.A. During the trip, the Phroogal team visited 30 cities in 30 days. Well Jason is headed back on the road for another trip. This time his goal is to host one event in each state. It's also going to coincide with his new book he has coming out on June 7th. His new book is titled, "You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life." For more information visit www.somoneypodcast.com. 

417: Whitney Hansen, Millennial Money Coach

May 16, 2016 2114

Description:

Whitney Hansen is a personal finance coach and entrepreneur who specializes in helping millennials eliminate debt in order to achieve financial independence. Whitney aims to give millennials the financial tools they need while still making it fun and silly. She has her Master's degree in business and her Bachelor's degree in accounting.Whitney speaks from experience because she once found herself in $30,000 worth of debt and managed to pay it off in just 10 months. In the interview we discuss how do you get a mortgage at 19? Whitney has a master’s degree and it totalled $472. What? We'll talk about that. She has many achievements under her belt at a very young age and no doubt now helping many others with their financial mistakes, getting them on the right track. For more information visit www.somoneypodcast.com. 

416: Ask Farnoosh, How do I save for a big purchase down the road?

May 13, 2016 1586

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about non-compete clauses, my recommendation if you're looking to save money for a big purchase down the road and more. For more information visit www.somoneypodcast.com. 

415: Adam and Sheila Torabi, Farnoosh's Parents

May 11, 2016 2092

Description:

This interview today that you’re about to hear is an experience I will never forget. I’m actually surprised that it took me this long to bring my parents onto the show. They have been one of my biggest supporters since day one but particularly with this podcast. They knew how much it meant to me. They listen every day and give me feedback. They’re my biggest fans. We talk about it on the show so often that who we are as people, especially when it comes to our values, perspectives and emotions around money, stem from childhood and often how our parents communicated over money and interacted with money. So I talk about all of that with Adam and Sheila Torabi. In Farsi or in Persian, they're known as [Pharog] and [Shayda], but they changed their names. I finally get to the bottom of this in our official podcast interview today and it was a blast going all "Barbara Walters" on them. I didn’t let them off the hook. I asked them why they fought about money when I was a kid because that’s the sort of stuff that really sticks with you for life, right? I was a little scared to ask that question because I’m sure it brings up as many emotions for them, as it does for me. But I really wanted to know, and more importantly, how did they reconcile those differences? And of course, we’ll talk about their immigration and the importance of education. My dad just got laid off, believe it or not, at 62. How’s he dealing with that? All that and more plus my mom’s number one tip for a lasting marriage. My parents are celebrating their 38th anniversary this August. For more information visit www.somoneypodcast.com. 

414: Maya Penn, Teen TED Talker & Entrepreneur

May 9, 2016 2503

Description:

Maya Penn is just 16 years old and has accomplished a lot already. She has probably done more in her life thus far than I have done in my 36 years and I would guess, more than a lot of us have done in our lives. She's an incredible inspiration, to not just people her age, but people of all ages.. She is many things -- an artist, entrepreneur, philanthropist, environmental activist, speaker, author, animator and coder. I discovered in interviewing her that she is home schooled, so that helps with giving her the time and the flexibility to pursue all of these things. But it’s not just the flexibility of her school schedule that has awarded her of all this successes, she is an instigator, visionary and she’s not afraid to be afraid. Maya started her own company, Maya's Ideas, at just 8 years old and then went on to create an eco-friendly clothing and accessory brand where she donates 10-20% of her profits to local and global charities. This also inspired her to start her own non-profit, Maya's Ideas 4 The Planet, where she works to give back to girls in developing countries. Maya is also the youngest person to give back-to-back TED Talks, three in total. Her latest TEDWomen Talk received over 1.2 million views and is one of the top 15 TEDWomen talks of all time. She's out with a new book titled You Got This!: Unleash Your Awesomeness, Find Your Path, And Change Your World where she's sharing an inspirational and innovative blueprint for teens and young adults to help them maximize their full potential. For more information visit www.somoneypodcast.com. 

413: Ask Farnoosh, Are there benefits to having 2 individual mortgages?

May 6, 2016 2144

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about financial planning fees, dipping into your emergency savings, having individual mortgages with your spouse and more. For more information visit www.somoneypodcast.com. 

412: Jessica Herrin, Founder of Stella & Dot

May 4, 2016 1997

Description:

Today's guest is the founder of Stella & Dot, Jessica Herrin. She's out with a new book, that came out yesterday. It's called "Find Your Extraordinary: Dream Bigger, Live Happier, and Achieve Success on Your Own Terms." In the book, she discusses cultivating the entrepreneurial spirit, how she was able to do so and how you can, too. A little bit more about Jessica... after joining two successful tech startups out of college, she went to the Stanford Graduate School of Business, where at just 24 years old she co-founded the website WeddingChannel.com, which is now one of the leading websites for brides-to-be. Jessicahas also been recognized for her business savvy by outlets including Oprah, The Wall Street Journal, New York Times among countless others. Jessica was also honored by Ernst & Young and Inc. 500 as a Top Entrepreneur. She is actively involved in the Young Presidents Organization (YPO) in the San Fran area. For more information visit www.somoneypodcast.com. 

411: Wendy E. Simmons, "My Holiday in North Korea" Author

May 2, 2016 2345

Description:

I'm so excited for today's guest. She's a writer, photographer and world traveler. Wendy Simmons is out with a new book that you should run -- not walk -- tomorrow to go get a copy after you listen to this podcast. It's about her vacation in North Korea. Yes, I know what you're thinking... how does one even travel there? Why would one vacation there? There's so many questions. But the book is called My Holiday in North Korea: The Funniest/Worst Place on Earth. Wendy also has a weekly travel column featured on the Huffington Post and has written for other outlets including Yahoo!, PopSugar, Travel and Leisure among many others. Wendy's photographs have also been featured in numerous exhibitions and shows across the country and have even earned her accolades. Wendy also has over 25 years of marketing, PR and management experience. She's also switched careers several times serving as the president of Vendeloo, a consultancy she founded in 2001, working as the Chief Brand Officer of a NYC-based global eyewear brand and owner of a bar in Manhattan. So, in the interview we discuss, how did she decide to go to North Korea? Why, really? What were her expectations going into the country and were they met? Would she recommend you and I go to North Korea and if so, what should we take with us? Wendy is also an entrepreneur. We transition nicely to talk about money. We talk about learning about money as she lived in a neighborhood that was pretty wealthy. Why she says she doesn’t really think about money. She doesn’t want to think about money and her number one financial failure, which perhaps not surprisingly, involved the stock market. For more information visit www.somoneypodcast.com. 

410: Ask Farnoosh, How can I make my credit score good again?

Apr 29, 2016 1112

Description:

In today's episode I answer your questions about making a comeback on increasing your credit score, the biggest financial mistakes college freshman make and more. For more information visit www.somoneypodcast.com. 

409: Jay Fleischman, Student Loan Lawyer

Apr 28, 2016 1958

Description:

Today's guest is a consumer protection lawyer and has done so for over 20 years. Most recently, he's focused on helping people with student loan problems. Jay Fleischman is a partner with a law firm, Shaev & Fleischman, and practices in both New York and California. He's been featured in The New York Times, Wall Street Journal, Huffington Post and on Fox News. Jay also hosts the weekly podcast, The Student Loan Show. On the show, he breaks down the complex world of student loans and consumer debt so that people can take control of their situation. He is also a speaker who gives talks and shares his advice at speaking engagements across the country. On that podcast, he breaks down the complex world of student loans and consumer debt, so that people can take control of their situation. So with Jay, I wanted to learn first of all how big is this problem and what are the most common issues his clients come to him with? What if you have a private loan? We know that there are some federal programs that can assist those federal loan borrowers, namely, income based repayment, but what if you have a private loan? What is your best bet if you cannot pay back that loan? Advice for parents who are thinking about, or who are currently co-signing, a loan with their child and some free resources. So before you go and hire an attorney to help you, what are some free ways that you can learn how to get out of your debacle? For more information visit www.somoneypodcast.com. 

408: Patti Pao, Founder & CEO of Restorsea Skincare

Apr 27, 2016 2619

Description:

Today's guest is the Founder and CEO of Restorsea. Patti Pao has an extensive beauty background having launched over 400 products for popular brands including Avon, Elizabeth Arden and Guerlain to name a few. She's known for creating revolutionary products. It all started when Patti recognized that there was an unmet consumer need for gentler anti-aging products that deliver real results. She didn't go about this in the most normal way... Patti took a tour through the fjords of western Norway and came across a tour of the country's largest salmon hatchery. Along the way she noticed the workers hands looked much younger than their faces and because they worked with their hands in the water Patti knew where to look for the secret. Shortly thereafter Restorsea's proprietary Vibransea complex was born, which is anchored by Aquabeautine XL, a natural enzyme salmon release into the water at birth enabling them to safely emerge from their eggshells. She even secured the exclusive global rights to use the enzyme in all of Restoresea's products. She has her MBA from the Harvard Business School and received her undergraduate degree from UC Berkeley. For more information visit www.somoneypodcast.com. 

407: Shane and Jocelyn Sams, Creators of Flipped Lifestyle

Apr 26, 2016 2793

Description:

Today's guests are the dynamic duo behind FlippedLifestyle.com. Shane and Jocelyn Sams are former teachers and went on to build a business that allowed them to quit their day jobs, spend more time with family and earn passive income online. The couple now generates hundreds of thousands of dollars per year in profit while only working around 10-15 hours of work per week. Now, they are helping other families do the same by connecting with people through their podcast, website and inside their Flip Your Life community. They were recently featured in Forbes sharing the story of how they went from making $76,000 a year to $1M. For more information visit www.somoneypodcast.com. 

406: Jeanette Pavini, Savings Expert at Coupons.com

Apr 25, 2016 2049

Description:

Today's guest is a two-time Emmy Award winning consumer reporter. Jeanette Pavini has completed more than 10,000 money-saving news stories. For eight years she was the chief consumer reporter for CBS 5 News in San Francisco and her money-saving segments became the backbone to her 30-minute consumer show, The Real Deal. Her Emmy nominated show ran for 10 years on both CBS and NBC and was a recipient of eight Press Club Awards for Best Program.Jeanette is frequently featured as a guest contributor for the TODAY Show and Hallmark Channel's Home & Family Show. She also writes a column for the Wall Street Journal Sunday edition and MarketWatch, which offers readers money-saving advice and consumer protection tips. Now, Jeanette is a spokesperson and consumer saving expert for Coupons.com, a leader in online and printable offers and digital coupons.   For more information visit www.somoneypodcast.com. 

405: Ask Farnoosh, What should I do with a $30,000 windfall?

Apr 22, 2016 1484

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about what to do with a $30,000 windfall, whether couples should keep their credit accounts separate and more. For more information visit www.somoneypodcast.com. 

404: Courtney Young, Founder of Think Young Media Group

Apr 21, 2016 1289

Description:

Welcome to the last episode on Startup Week here on So Money. Our last guest is a writer and entrepreneur from Southwest Louisiana who is now living in New York City. Courtney Young is the co-founder of  Heartmob,  a not-for-profit tech platform designed to reduce trauma and isolation for individuals who are experiencing online harassment. She is also the founder of Think Young Media Group, a boutique technology and media agency that produces narrative, documentary and television projects. She raised money for non-profit via several grants and a Kickstarter campaign. Courtney's writing has been featured in publications including The Nation, The American Prospect and Ms. Magazine. For people out there that are interested in starting a nonprofit, we talk about raising money through crowd funding - how did she do it, what was her approach and would she recommend it again? We also talk about growing up in the south. What was that like and what did her parents teach her about money and making ends meet when you’re running a nonprofit? For more information visit www.somoneypodcast.com. 

403: Eli Kariv, Co-Founder of The Coding Space

Apr 20, 2016 2227

Description:

I'm so excited for today's startup guest. He's a fellow Penn State alum and co-founder of The Coding Space. Eli graduated from the Smeal College of Business last year and now runs the after school program The Coding Space where he helps students learn to code. The company launched in July 2015 with just 6 students in September to over 125 students by the winter semester. Eli says the company is 100% bootstrapped. Prior to working here and while still in college, Eli started his own web development company, CrossedClouds. He was also part of the user acquisition team at Mozilla Firefox in San Francisco and worked at Remind.com For more information visit www.somoneypodcast.com. 

402: Jason Grad, Founder and CEO of Bstow App

Apr 19, 2016 1835

Description:

Welcome back to startup week. Today's guest is the founder and CEO of Bstow, a forthcoming app that will be launching soon. It rounds up your spare change and shares it with a charity of your choice. Jason Grad is a technology specialist based out of New York City who has a proven track record for high growth in both sales and marketing. After graduating from Vanderbilt University, Jason began his career as an IT Manager and Director of Online Sales at Eveready Hardware before joining Yelp as an Elite Account Executive. While at Yelp he was in the 1% of out 1,500 executives in total sales. In six months he was able to generate over half a million in new business. In June 2015, Jason left Yelp to pursue his entrepreneurial dream and start Bstow. Jason enjoys giving back to the community and volunteers at events and mentors at both Startup Institute and Venture for America. Right now, Jason is in Tel Aviv, where he was accepted into the prestigious Barclay’s accelerator powered by TechStars. So, he is sort of incubating this idea and app. I was curious so why Tel Aviv, what is this accelerator? How can other aspiring entrepreneurs take advantage of an accelerator and then, how did he actually make the jump from employee to entrepreneur? How did he do that in a financially feasible way? How much money did he have shored up in order to make that leap with some confidence? For more information visit www.somoneypodcast.com. 

401: Julia Shapiro, Hire an Esquire CEO & Co-Founder

Apr 18, 2016 1790

Description:

It's Startup Week on So Money. We're going to talk to some amazing entrepreneurs that are in the startup phase of their businesses. This themed week was really inspired by my show Follow the Leader, where I've been spending time with billionaires and mega-entrepreneurs as they make tough decisions behind the scenes, how they execute strategy and run their businesses. So, I thought, wouldn't it be kind of interesting to look at some startups, some younger entrepreneurs, fledgling entrepreneurs as they're in the first year, two or three, of their business. Today's guest is Julia Shapiro. She's the CEO and co-founder of Hire an Esquire. It's an on-demand attorney workforce platform that helps attorney's connect with law firms and corporate legal departments to build a freelance career and alternative career path. It's been called the "Uber" for attorney's. The company is backed by a variety of investors, which is why I wanted to have her on the show for startup week. Her clients include Fortune 500 legal departments and AMLaw 200 firms. This past fall, Julia was named one of the Top 150 Professionals under 35 and top 10 Innovators in the Legal Industry by LinkedIn's Next Wave 2015. In my conversation with Julia we learn, how do you find investors for your business? Julia shares how she was able to attract investors. And answers the question I have which is, what happens in that boardroom? What do you say to convince those rich people to give you their money? She also spills on some of the astonishing things that she has encountered as a female in Silicon Valley as she's tried to go and build her business. And the Eureka behind Hire An Esquire, why exactly did she want to start the business? For more information visit www.somoneypodcast.com. 

400: Ask Farnoosh, Your Last Minute Tax Questions Answered

Apr 15, 2016 1856

Description:

In this week's episode of Ask Farnoosh, special guest Sophia Bera and I answer your biggest questions about last minute tax information, what to do if you've misplaced your W2 form and are worried about fraud protection, paying off student loans lump sum vs. gradually and more. Sophia Bera is the founder of GenY Planning and was featured on So Money previously. If you'd like to learn more about Sophia Bera, visit her website genyplanning.com or follow her on Twitter @sophiabera. You can also sign up for her newsletter here or enroll in the waitlist for her Millennials and Money class here. For more information visit www.somoneypodcast.com. 

399: Denise Duffield-Thomas, Money Mindset Mentor

Apr 14, 2016 2627

Description:

Today's guest is the money mindset mentor for the new wave of online female entrepreneurs. I'm excited to welcome Denise Duffield Thomas to today's show. Her best-selling books Lucky Bitch and Get Rich, Lucky Bitch provide a fresh and funny road-map for female entrepreneurs to create both a successful life and business. Denise helps women release their fear of money, determine premium prices for the services they offer and take back control over their finances. She's also an award-winning speaker and entrepreneur herself. In our conversation Denise shares her financial highs and lows as she went from the welfare offices as a child to earning 7 figures as a money coach. She also shares why she would want to go on a vacation with Suze Orman -- if she won the lottery. For more information visit www.somoneypodcast.com. 

398: Scott McGillivray, Host of HGTV's Income Property

Apr 13, 2016 2215

Description:

Today's guest is a skilled contractor and award-winning TV host and executive producer on the HGTV/DIY hit series Income Property. Scott McGillivray has a passion in educating homeowners to make smart renovation and investment decisions that deliver financial rewards. Most recently, Scott has partnered with Owners.com, a newly launched real estate buying and selling service. You might recognize Scott because he frequently appears as an expert on morning and daytime shows and has appeared in various publications such asForbes, USA Today and People among others. For more information visit www.somoneypodcast.com. 

397: Kristin Bentz, Talented Blonde

Apr 12, 2016 3044

Description:

Today's guest is the Talented Blonde aka Kristin Bentz. Kristin began her career in the luxury retail and hotel industry and then moved on to Wall Street where she 'survived' working with Dick Fuld and Jim Cramer, my ex-boss and previous So Money guest. Kristin is an ex-Lehmanite and a former managing editor of Real Money. She is most well-known for her ability to identify trends in the consumer, lodging and luxury sectors and offers fresh and independent analysis of the financial markets and consumer sector. For more information visit www.somoneypodcast.com. 

396: Kate Gardiner, Social Media Entrepreneur

Apr 11, 2016 2579

Description:

Today's guest has a unique title - she's an audience engagement specialist who founded DSTL, a new York based audience engagement consultancy that serves clients around the world. Kate Gardiner works with media brands to help them redefine their digital futures. She is also the co-founder and partner at AVG, a creative studio that works with media companies, and executive director of TheLi.st, a platform for women in business, technology and media. Kate has worked with big media names like Al Jazeera International, Newsweek, Voice of America, New York Public Radio among many others. She is a a member of the 2016 Forbes 30 under 30, a 2015-2016 #NextJ fellow for the Radio, Television and Digital News Association and a Young Leader on the National Committee for U.S.-China Relations. For more information visit www.somoneypodcast.com. 

395: Ask Farnoosh, Is a 401k a bad investment?

Apr 8, 2016 2013

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about opening up a Roth IRA, if a 401k is a good investment, expenses to take into consideration if you want to relocate to a higher-cost-of-living city and more. For more information visit www.somoneypodcast.com. 

394: Dr. Roshini Raj, Gastroenterologist + Media Personality

Apr 7, 2016 2005

Description:

Today's guest is a board certified gastroenterologist and internist. Dr. Roshini Raj is joining us. She has her medical degree from NYU School of Medicine and her undergraduate degree from Harvard, pretty impressive. Dr. Raj is also an attending physician and an Associate Professor of Medicine at NYU School of Medicine. She's spent the past decade educating the public on leading health and more balanced lives. I know Dr. Raj because I constantly have run-ins with her at the TODAY Show, where she like me is a contributor. She's also the core expert on the Dr. Oz Show, the Good Day New York Medical Correspondent and the Medical Editor of Health Magazine. She's also an author and co-founder of TULA, a healthy living and beauty brand. In our time together, we talk about her new product line, Tula and why it actually works. There’s so many beauty products on the market claiming that they can rejuvenate and delay aging, so what’s so special about Tula? Then, we talk about her profession, taking it from behind-the-scenes to in front of the camera. And, if you’re interested in doing the same, and I know some of you are, keep listening because she gives some excellent advice on how to make that transition and elevate your brand and expand your audience. For more information visit www.somoneypodcast.com. 

393: Cynthia DiBartolo, Founder of Tigress Financial Partners

Apr 6, 2016 2384

Description:

Today's guest has an amazing story. This woman has worked for some of the biggest names on Wall Street. Cynthia DiBartolo's resume consists of jobs at Bear Sterns, Merrill Lynch, Smith Barney and Citibank. She also has her law degree from the Villanova University School of Law. In 2009, while working for Citibank, Cynthia was diagnosed with head and neck cancer. After undergoing extensive surgery, she was left unable to eat or speak. Her colleagues at Citibank feared people wouldn't have the patience to communicate with her, so she took a leave of absence. During this time she applied to FINRA and the SEC and felt empowered to start her own company for the next chapter, Tigress Financial Partners. Cynthia was inspired by 'Tigress' because it meant strong female. Her firm is a woman owned and operated service that provides research, corporate and executive services, asset management, sales and trading, wealth management and investment banking services. She also serves as the Chair of Greater New York Chamber of Commerce. In our conversation with Cynthia, we learn about how she climbed the Wall Street ladder in the 1980’s when the so called 'glass ceiling' was actually a really thick brick ceiling. We talk about her devastating personal complication in 2009, and how did she find the strength to bounce back even higher? And why, today, she describes herself, her approach to money, as a conscious capitalist. So, what does that mean exactly? For more information visit www.somoneypodcast.com. 

392: Chris Guillebeau, "Born for This" Author

Apr 5, 2016 1495

Description:

Today's guest is a New York Times bestselling author. Chris Guillebeau has written "The Happiness of Pursuit," "The $100 Startup" and now "Born for This: How to Find the Work You Were Meant to Do", which is out today. In his latest book, Chris talks about the intersection of joy, money and flow, which he thinks are all key to help you mind the work that perfectly suits your unique interests, skills and experiences. We'll talk about this. More about Chris Guillebeau... he has spent his lifetime self-employed so he knows a thing about being an entrepreneur. His real passion is traveling. He has visited every country in the world (yes, 193 in total) before his 35th birthday. He also hosts a yearly summit every summer in Portland, Oregon called the World Domination Summit where creative people come together to attend keynotes, attendee-led meet-ups, workshops, a city-wide scavenger hunt and even a Guinness World Record attempt. So, if you're planning on being in Portland, OR in August you might want to check it out. In our interview, Chris talks about how his new book is really meant to help people win the career lottery. But what does he actually mean by that? That term actually makes me nervous because when I think of career lottery, you have no control over your career path and I would hate to believe that. Plus, did you know that Chris has been to Iran? He kind of puts me to shame because I’m Iranian and I’ve only been there once and was way too young to remember. So, he tells me a little bit about that experience. Also, what's his $10 rule? And what is a $10 rule? Of course, we talk about money, too. For more information visit www.somoneypodcast.com. 

391: Amanda Clayman, Financial Therapist

Apr 4, 2016 1831

Description:

Today's guest is a financial therapist and expert when it comes to financial wellness. Amanda Clayman is a clinician specializing in financial issues and helps people bring money into balance. Now, Amanda wasn't always good with money. At one point in her life she found herself in $20,000 worth of credit card debt and was able to change her relationship with money. She is also the founder of the Financial Wellness Program for national arts non-profit The Actors Fund. Here she pioneered a cognitive-behavioral approach to financial education. Amanda also runs seminars and groups for corporations as well as authored several online courses for the learning company, Lynda.com. With Amanda, we learn what is good financial hygiene? She also talks about her $19,000 haircut that served as the turning point in her financial life. For more information visit www.somoneypodcast.com. 

390: Ask Farnoosh with Special Guest Dr. Brad Klontz

Apr 1, 2016 1318

Description:

In this week's episode of Ask Farnoosh, special guest, Dr. Brad Klontz joins me. He is an award-winning financial psychologist and a certified financial planner. Dr. Klontz is also a Partner of Occidental Asset Management, LLC, a fee-only investment advisory firm in Northern California. He and I actually collaborated on the survey for my book When She Makes More. His work has been featured in The Wall Street Journal, New York Times and Washington Post, among others. Brad and I are teaming up again. This time, he is working with Chase to help us learn more about fraud and share ways to help prevent fraudulent activity. I, too, am working with Chase’s fraud campaign as a financial education partner. To learn more visit www.chase.com/fraud-security. In this episode, Dr. Brad Klontz and I answer your biggest questions about keeping your finances secure from fraud, best ways to prevent credit card fraud, deciding between college vs. community college and more. If you'd like to learn more about Dr. Brad Klontz, check out his one-on-one So Money interview with me and check out his website or www.yourmentalwealth.com follow him on Twitter @mental_wealth. Also, if you have the time I would love for you to fill out a quick survey to learn more about you. Just go to www.mylistenerstudy.com. By participating you're automatically entered to win a Google Chromecast.

389: Navid Moazzez, Lifestyle Entrepreneur

Mar 31, 2016 2481

Description:

Today's guest is a lifestyle entrepreneur, blogger, podcaster, online marketer and personal branding strategist. Navid Moazzez has made quite the name for himself in the online business world as a leading authority on helping entrepreneurs create, promote and profit from virtual summits in order to increase their brand presence and business. Navid has experienced firsthand how an "epic" virtual summit can lead to your business' success after he held his own in 2014 called The Branding Summit. After that, Navid was then able to quit his job and live abroad while making even more impact in other peoples’ lives around the world. He has been featured in Business Insider, Entrepreneur, The Huffington Post, EoFire, I Will Teach You To Be Rich and many more. In our interview we talk about what is a 'lifestyle entrepreneur?' I’m very curious because I’ve now met several very successful people who carry that title and I’m intrigued. But, he also wears many other hats. We also talk about the inner workings of a virtual summit. How can this propel your online business? Navid grew up in Sweden and he had an Iranian father, so what did those cultural influences teach him about money? Navid also shares something with me that he rarely opens up about with others. It's a family tragedy and the discusses the impact that it had on his personal and professional pursuits.  For more information visit www.somoneypodcast.com. 

388: Whitney Johnson, Author of "Disrupt Yourself"

Mar 30, 2016 1997

Description:

Today's guest is recognized as one of the world's most influential management thinkers in 2015 and was a finalist for the Top thinkers on Talent at the biennial Thinkers50 ceremony in London. Whitney Johnson is best known for her work on driving corporate innovation through personal disruption. Formerly, she was an Institutional Investor-ranked analyst for 8 years at Merrill Lynch and is the former president and co-founder of a boutique investment firm with Harvard Business School's Clayton Christensen. Whitney is the author of the critically-acclaimed book, "Disrupt Yourself: Putting the Power of Disruptive Innovation to Work." It was named by Inc. Magazine as a Top 100 Business Book in 2015. Whitney is also a frequent contributor to the Harvard Business Review, a LinkedInfluencer and co-founder of Forty Women over 40 to Watch. She has a very impressive background as an investor working at Merrill Lynch picking stocks. I ask her about her strategy, now that she advocates for the average investor. It might surprise you. Plus, the sad but important financial lesson that she learned as a child and what it taught her later as an adult. Whitney also shares her biggest financial failure, involving a business and a friend. For more information visit www.somoneypodcast.com. 

Gifts for #SoMoney2Million

Mar 30, 2016 99

Description:

So Money has surpassed 2 million downloads!    And to spread the good news, I'm heading to Instagram. Want to join me? In exchange, I'm giving away 10 gift cards to Amazon worth $100 each! Here's how to enter to win: Between now and Friday, head over to Instagram and upload a picture of yourself listening to So Money. Post as often as you want! Share what you love about the show or how it's helped you with your finances, career, life, etc. Please include the hashtag #SoMoney2million in your post. This is important to do, so I can find you! On Friday at noon eastern time, I will announce the 10 fans on Instagram who will receive $100 Amazon gift cards for their amazing support! Remember, you can post as often as you like! Just remember to use #SoMoney2million in your post. 

387: Mindy Mackenzie, CEO Adviser

Mar 29, 2016 2420

Description:

Today's guest is an accomplished corporate executive, acclaimed speaker and CEO adviser. Mindy Mackenzie has quite the resume. She served as the Chief Performance Officer of Beam, Inc., where she earned the nickname the "Velvet Hammer" during her time there. She was revered by her colleagues for telling the truth amongst the executive team while using a combination of honesty and empathy to lead her team. Before that she spent five years at Campbell Soup Co., nine years at Wal-Mart advancing through various Senior Leadership HR and Organizational Development roles. All of this has given Mindy the expertise to advise CEO's, so she started her own company to do so, MM Enterprises, Inc. She's helping CEO's and C-suite level executives increase both their personal fulfillment and professional impact. For more information visit www.somoneypodcast.com. 

386: Grant Baldwin, Public Speaking Expert

Mar 28, 2016 2336

Description:

Today's guest is the creator of the Booked and Paid To Speak training program so if you're looking to make a living out of speaking engagements today's episode is for you. He's also a nationally known keynote speaker and author. Grant Baldwin is joining us today. Grant is a fellow podcaster, hosting the show "How Did You Get Into That?" which has over 30,000 listeners every month and has been the #1 ranked Careers show on iTunes. As a speaker, Grant has given hundreds of presentations and has spoken to over 400,000 people in 45 different states through leadership conferences, conventions and other events. He also has a book and curriculum entitled "Reality Check" which is taught in over 400 schools around the country. For more information visit www.somoneypodcast.com. 

385: Ask Farnoosh, Should I hire a tax professional to help with my taxes?

Mar 25, 2016 2011

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about filing your taxes on your own vs. hiring a tax professional to handle your return, real estate investment opportunities, signing up for your company's 401k and more. For more information visit www.somoneypodcast.com. 

384: Jason Wrobel, Vegan Celebrity Chef + Wellness Expert

Mar 24, 2016 2351

Description:

Today's guest is a vegan celebrity chef and wellness expert. Jason Wrobel is coming out with a new cookbook this April entitled, "Eaternity: More than 150 Deliciously Easy Vegan Recipes for a Long Healthy, Satisfied, Joyful Life." He users powerful everyday superfood ingredients to create culinary masterpieces that attract a celebrity following from the likes of Woody Harrelson, Jeremy Piven, Robin Wright, Steve Buscemi and Russell Simmons, among many others. A little bit more about Jason, he graduated from the Living Light Culinary Institute and earned a certification as a Raw Food Chef and Instructor. He went on to apprentice with some of the industry's finest and most revered talents in New York City, Detroit and Los Angeles. His career highlights include winning the inaugural World' best Raw Ice Cream competition in LA and being the first vegan chef ever to present live at the prestigious Pebble Beach Food & Wine festival. Jason is also the host of the popular YouTube channel The J-Wro Show where he showcases healthy recipes and lifestyle transformation tips and his TV series on the Cooking Channel How to Live to 100 is the first primetime vegan cooking series in TV history. For more information visit www.somoneypodcast.com. 

383: Kelly Brogan MD, Holistic Women's Health Psychiatrist

Mar 23, 2016 2131

Description:

Today's guest is a Manhattan-based holistic women's health psychiatrist. Dr. Kelly Brogan is joining us. She's out with a new book entitled, "A Mind of Your Own: The Truth About Depression and How Women Can Heal Their Bodies to Reclaim Their Lives." She's also the co-editor of the landmark textbook, "Integrative Therapies for Depression." Dr. Kelly Brogan completed her psychiatric training and fellowship at NYU Medical Center after graduating from Cornell University Medical College, and has a B.S. from MIT in Systems Neuroscience. She is also board certified in psychiatry, psychosomatic medicine and integrative holistic medicine and specializes in root-cause resolution approach to psychiatric syndromes and symptoms. For more information visit www.somoneypodcast.com. 

382: Brad Hargreaves, Founder and CEO of Common

Mar 22, 2016 2374

Description:

Today's guest, Brad Hargreaves, is the founder and CEO of Common. Maybe you've heard of it because it's been getting a lot of press recently. Common is dedicated to making housing better by providing flexible, community-minded shared homes. Previously, he co-founded General Assembly, a global education institution with campuses in more than 15 cities worldwide. Fun fact, my husband Tim works here and that's where he met Brad. As part of the General Assembly founding team, Brad led the growth of the company's education business from its launch in 2011 into a global institution with over a dozen campuses. Most recently, he was a Venture Partner at Maveron, General Assembly's lead investor. Brad has also earned recognition by Vanity Fair’s “The Next Establishment”, Inc Magazine’s “30 Under 30”, and Business Insider’s “Silicon Alley 100”. For more information visit www.somoneypodcast.com. 

381: Frederique van der Wal, Former Victoria's Secret Model

Mar 21, 2016 1973

Description:

We have a former Victoria Secret Model. Anyone here remember getting the catalogue growing up in the 90’s? We used to get the catalogue and it wasn’t very risqué back then. The woman who was in that catalogue more than any other woman that I remember growing up was Frederique. She was a famous super model back then. Little did I know, this woman was quite the entrepreneur as well. Back then, models were starting to become more household names. They were more than just a face and a body, they were individuals that had personalities and you knew where they were from and maybe they had some side businesses. Now, 30 years later (probably) here I am interviewing the one and only Frederique. She’s doing some press right now because she’s promoting a new E-commerce site that she created called Frederique’s Choice. It’s the ultimate location for beautiful curated flowers, directly from the growers and where every bouquet tells a story. So, I’m curious to find out why Frederique wanted to start this particular kind of business? Also, since she began her journey as a model, how she parleyed that into entrepreneurship and what kind of business she likes to go in to. Also how did modeling create a platform for her to be able to be a business woman. Frederique is from Holland and she really believes growing up in that country gave her this down to earthiness that she was able to use as an asset, as a model and then later as an entrepreneur. For more information visit www.somoneypodcast.com. 

380: Ask Farnoosh, How can I get my partner more involved in our finances?

Mar 18, 2016 1716

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about attending financial conferences, signing up for a Wealthfront account, how to get your partner interested and involved in the household finances and more. For more information visit www.somoneypodcast.com. 

379: John Addison, Author of "Real Leadership"

Mar 17, 2016 2238

Description:

Today's guest is the president and chief executive officer of AddisonLeadership Group, as well as the Leadership Editor for Success magazine. John Addison is joining us and he's out with a new book entitled, "Real Leadership: 9 Simple Practices for Leading and Living with Purpose." Previously John worked at Primerica Inc., for more than 25-years, rising through the ranks to become co-chief executive officer from 1999 to 2015. He was critical in steering the company through many changes, including the company's separation from Citigroup in 2009, which resulted in one of the most successful IPOs of the decade. Now, John is a world-class speaker and motivator who shares his business acumen and leadership insights. If you'd like to learn more visit www.somoneypodcast.com. 

378: Caroline Ceniza Levine, Career Expert

Mar 16, 2016 1983

Description:

Today's guest is a career expert. Caroline Ceniza-Levine is the co-founder of SixFigureStart, a coaching business for professional and personal success. Caroline has worked with executives from major companies like American Express, Amazon, Conde Nast, Gilt, Goldman Sachs, Google and many others. Her latest book is out entitled, "Jump Ship: 10 Steps to Starting a New Career." A fun fact about Caroline, she's also a stand-up comic, so you could say she's not your typical coach. I love Caroline because her advice is really fresh and while she's a career expert, she's not going to give you some BS and tell you that your career is the most important thing in your life. She'll be the first to tell you that it isn't. This wouldn't be an episode about careers if you didn't dive into negotiation. We talk all about how to do it and how to deal with a crazy boss. Do you have one? You might have one in the future. What to do with a difficult boss who's making your job miserable. Personally, I have some experience with this, and I give some of my advice, too. For more information visit www.somoneypodcast.com. 

377: Harry Campbell, The RideShare Guy Blogger

Mar 15, 2016 2157

Description:

s anyone listening in today a fan of Uber or Lyft? I rely on Uber a lot. It might be one of those things that I "splurge" on to make my life easier or better at times, like I ask of my guests at the end of the show. There's a point to all of this I promise. Today's guest was once a full-time aerospace engineer and a part-time Uber, Lyft and Sidecar driver. Harry Campbell discovered Rideshare as a passenger several years ago and when he moved from San Diego to Orange County and decided to give it a try as a driver. We get into why in our interview today. Harry thought driving was a fun, flexible way to earn extra income. He found himself liking the flexibility in hours and enjoyed how it felt like running his own mini-business. Harry was interested in finding resources for drivers who were just starting out but realized there were little out there. That's when his blog The RideShare Guy was born. In early 2015, Harry actually left his job as an engineer to pursue blogging full-time. He also is a tech contributor to Forbes and hosts his own podcast The RideShare Guy. In the interview I want to know first and foremost why he made the transition to The Rideshare Guy Blog and why he wanted to quit aerospace engineering. What kind of fulfillment he finds in this new job that he wasn’t finding in his previous job? Is it really a practical way to make extra money? I know that some of you have even written in, wondering if, “Hey, I’m thinking of taking on Uber or Lyft as a part time side gig. Should I do this? Is it worth my money and time? Because obviously, you have to invest in a car and gas and maintenance and all of that." He talks about whether it’s worth it, who should be doing this and who shouldn’t. He also has really established a cool brand for himself. He’s out there speaking, he’s partnering with brands, he’s got sponsorships on the website and now he's got the podcast. He’s really growing a little bit of an empire here. So, I want to ask him about that and how he learned how to do this. I don’t think they teach you this in aerospace engineering school, right? He breaks it down for us. For more information visit www.somoneypodcast.com. 

376: Patrice Washington, Steve Harvey's Money Maven

Mar 14, 2016 3153

Description:

Today's guest is Steve Harvey's Money Maven. Since 2003, Patrice C. Washington has dedicated herself to helping the masses move away from debt to mastering their money...and she knows how to do this first hand. She was $2 million in debt not too long ago.  Patrice is a featured columnist, television commentator, radio host, author, speaker and leading authority on personal finance for women and youth. To say she is accomplished is an understatement. Each week, over 8 million listeners tune in to hear her "Real Money Answers" segment on the nationally syndicated Steve Harvey Morning Radio Show. In our interview we discuss how Patrice amassed $2 million in debt and how she dug her way out of that massive hole, emotionally and practically. Also, I want to know how did Patrice become the Steve Harvey Money Maven? For more information visit www.somoneypodcast.com. 

375: Ask Farnoosh, Should my hubby and I keep joint or separate investment accounts?

Mar 11, 2016 2160

Description:

In today’s episode of Ask Farnoosh, special guest Brittney Castro, Founder and CEO of Financially Wise Women, and I answer your biggest questions about whether it's best to keep joint or separate investment accounts with your spouse, whether you should keep multiple 529 plans with the same provider and more. Brittney joined me on So Money before. To catch her interview, click here.  And if you’d like to keep up with Brittney, follow her on Twitter @BrittneyCastro. For more information visit www.somoneypodcast.com. 

374: Aaron LaPedis, The Garage Sale Millionaire

Mar 10, 2016 2166

Description:

I’m reconnecting with today's guest, Aaron LaPedis. He’s someone I interviewed years ago, back when I was working on a show called Financially Fit with Yahoo! It was a fun time and I got to travel around the country interviewing people who had some really cool financial lifestyles - like, people who lived in tiny homes, people who have retired by 40 and then Aaron was somebody that was the “Garage Sale Millionaire." Aaron is a millionaire next door who created wealth for himself through finding really interesting stuff and then reselling it. Whether it’s on eBay or to individuals on Craigslist. He’s from Denver and he’s the author of "The Garage Sale Millionaire: Make Money with Hidden Finds from Garage Sales to Storage Unit Auctions and Everything in Between," a bestselling book. Now he’s working on a second book, a children’s book dedicated to his son and all kids out there who have autism. It’s called, "A Boy Named Penguin." That comes out very soon so stay tuned for more information on that. Aaron is really taking advantage of his millionaire status by doing what he loves. Right now, he’s running an art gallery in Denver and writing the children’s book that he is very passionate about. He’s also out there giving speeches. He is living the life he deserves because he has actually put in the hard work. So we’re going to talk about how he became a garage sale expert. How maybe we could learn a thing or two about what to pick up at the next yard sale so we can cash in. We also talk about how he attributes a lot of his financial success to making the right calls, being diligent and having this "garage sale savvy." But he also encountered a very life-threatening moment in his life and that was a catalyst for him to really make the most of, not just his finances, but of his overall life and happiness. For more information visit www.somoneypodcast.com.

373: Scott Alan Turner, Millionaire Next Door

Mar 9, 2016 2138

Description:

Today's millionaire next door is a serial entrepreneur and fellow podcaster. Scott Alan Turner claims he was once a "money moron" when he was 22 but was able to turn it all around to become an early retiree who now spends his time teaching money management to help people get out of debt, save more money and retire early. Scott has started eight companies in the past fifteen years.  He is also the host of the Financial Rock Star podcast where he answers listeners questions about money, business and life. The number one question he gets is, “How do I just get started?” And he’s got some great answers, we talk about some of those questions on the show. Scott has been quotes in Forbes and U.S. News and World Report. For more information visit www.somoneypodcast.com. 

372: Rocky Lalvani, Millionaire Next Door

Mar 8, 2016 2007

Description:

Today's millionaire next door has an interesting story of his own to share. He moved to the United States from India with his parents when he was just two years old and had to completely start over. They had just $25 to their name. Rocky Lalvani said his parents were the epitome of the American Dream, working hard to provide for their family and teaching him important principles to live well along the way. We're going to discuss what the principles are in our interview. Rocky has worked his entire life and he reached millionaire next door status in his 40's by working hard, saving, and staying away from debt. But, it wasn't without some turbulence. Rocky experienced two market crashes and yet was still able to end up with seven figures.  Now, he's 50 years old, continues to live a frugal life. You'll hear for yourself but Rocky says that he and his wife live a rich, abundant life without the price tag. I was really interested to learn about his immigrant background, how he runs numbers. How does he actually know how much to save, how much to invest, how much he's going to need for retirement? He does plan to retire in the next five, six or seven years. Plus, Rocky shares one fast tip for all of us on how to actually avoid feeling like we need to keep buying things. I share my own story about how I did this and Rocky gives his own story, and I think it's a really fascinating and important takeaway for all of us. For more information visit www.somoneypodcast.com. 

371: MaryEllen Miller, Millionaire Next Door

Mar 7, 2016 1912

Description:

It's Millionaire Next Door week on So Money. This is going to be an exciting week, and it is all thanks to your feedback. Many of your wrote in saying how much you enjoyed the first Millionaire Next Door series that we did in August. It was so popular that I decided to do a Part II. Because as it turns out, which is good news, there are so many successful people out there, who started from humble beginnings, who started making average salaries, who ended up becoming part of the 1%. I know the 1% often gets a bad rap, but there's truly something to be proud of when you reach millionaire status. It's not something that's easy. It's takes discipline, it takes effort, it takes consciousness. And so this week is going be dedicated to talking to everyday men and women who have reached this status and how they did it and maybe we could learn a thing or two along the way. Kicking us off is MaryEllen Miller who is a real estate investor from San Antonio, Texas, also Des Moines, Iowa. From an early age MaryEllen found that she was fascinated by money. How people make it, how they spend it. She followed the route that most people take, which is to get an eduction followed by a corporate job. Sound familiar? But by midlife she realized money was not the goal, it was how money could and should be used to create a "wealthy life." MaryEllen tells me that she's experienced living in every socio-economic class, from poverty, qualifying for government cheese, to now becoming a member of the 1%. And believe it or not, she didn't even realize when she hit the $1 million net worth mark. Her mission is now to help people create a wealthy life full of both money and meaning. For more information visit www.somoneypodcast.com. 

370: Ask Farnoosh, Should I buy or rent?

Mar 4, 2016 1157

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about buying vs. renting a home, life insurance, millionaires next door and more. For more information visit www.somoneypodcast.com. 

369: Jennifer Wilkov, Speak Up Women Founder & Producer

Mar 3, 2016 2449

Description:

Jennifer Wilkov is our So Money guest today. She is a woman who survived being victimized by the Manhattan District Attorney’s Office and incarcerated in one of New York’s and the Nation’s most violent prisons, Rikers Island. Why? Because this was a result of inappropriately being told to plead guilty to a crime she did not commit, she says. Shortly thereafter, the financial industry regulatory authority exonerated her, claiming she was innocent and Jennifer went on to continue to succeed as an author, a media personality, an entrepreneur and a speaker. Today, she is the founder and producer of Speak Up Women because she wants women to speak up. That’s one thing that she felt she couldn’t do at the time of her imprisonment. Today, she is a number one radio show host, a number one international best-selling award winning author. Can you believe it? Somebody who goes through such a tragedy is able to now come out on the other side of that not only helping herself but helping so many other women. I won't say anything more, you'll have to tune in to hear more. This episode is going to change your life. For more information visit www.somoneypodcast.com. 

368: Adrienne Richardson, Facebook Ads Expert

Mar 2, 2016 1894

Description:

Today's guest specializes in helping her clients come "internet famous" through high-converting Facebook ads. Whether you're a doctor, university or millionaire entrepreneur Adrienne Richardson is a lead expert. Adrienne boasts that her clients are getting more sales calls with qualified leads, participants for their webinars and buyers for their products, resulting in millions of dollars in revenue. ' She went from bankruptcy to now making a lot of money with her business. Her expertise has made her the go-to online marketing strategist for businesses. She also has experience building two multiple six figure businesses including a print magazine and a fun fact, she was an Air Force paramedic for seven years. She saved many lives, so she’s an incredible human being. We’re going to learn from Adrienne how she transitioned from bankruptcy to getting back on her two feet and starting this massive successful business. The biggest mistake people make spending money on Facebook ads and the number one way to get the biggest bang for your buck on Facebook. For more information visit www.somoneypodcast.com. 

367: Mike Still, Actor & Upright Citizens Brigade Artistic Director

Mar 1, 2016 2013

Description:

I am going down memory lane today. I’ve invited my friend from college. Mike Still is here and he’s going to become a household name very soon - I promise you. Mike and I were both in the honor’s college at Penn State and also in a theatre club. He was a phenomenal actor but also talented in many other ways- a great student, public speaker and leader. Interestingly enough, Mike pursued his deepest passion, acting. Of course, he became very successful because that’s who he is. He’s had a very successful commercial acting career and also, television. He’s been very busy and most recently, I saw him in an article in Fast Company Magazine, calling him, “The Next Lorne Michaels”. Yes, the next Lorne Michaels. Mike is now the artistic director of the Upright Citizens Brigade Theatre in Los Angeles. It’s an improvisational and sketch comedy training center. It’s the only accredited improv and sketch comedy school in the country. Lots of SNL stars got started at the Upright Citizens Brigade, which is why I believe that Fast Company is calling Mike the next Lorne Michaels. People like Amy Poehler, Matt Walsh, Rick Roman, Horatio Sanz all came from UCB and so Mike is in a pretty powerful position, I have to say and all the while, he’s still trying to work at his own acting career. We talk about that reconciling those two worlds, what he thinks is the “It factor” right now as people are trying to breakthrough in comedy and acting. Since he’s on the forefront of that. Also, what’s his take? For more information visit www.somoneypodcast.com. 

366: Jennifer Barrett, VP of Editorial at Acorns

Feb 29, 2016 2119

Description:

Today's guest is the VP of Editorial at Acorns as well as the founding editor of the personal finance site, Grow, which just launched in January. Prior to joining Acorns at the end of last year, JenniferBarrett was a personal finance editor for CNBC Digital. She's also held executive roles at DailyWorthand Hearst Digital, where she was GM over three magazine websites including Cosmopolitan, Redbook, and Seventeen magazines.  Jennifer is the co-author of two personal finance books and covers financial topics for several national publications including The New York Times, The Washington Post, Newsweek and countless others. Jennifer started her financial journalism career at Dow Jones, where she wrote the foreign exchange column for the Wall Street Journal. For more information visit www.somoneypodcast.com. 

365: Ask Farnoosh, Help! I was scammed

Feb 26, 2016 1452

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about what to do after potentially being scammed by a student loan forgiveness program, filing your taxes after getting married, resources for earning a second income and more. For more information visit www.somoneypodcast.com.

364: Megan Perry, WNBA Basketball Operations & Player Relations

Feb 25, 2016 1877

Description:

Today's guest is a leader in the sports and entertainment industry. She's entering her eighth year with the NBA. Megan Perry primarily focuses on the WNBA, where she is responsible for scouting top college prospects in preparation for the WNBA draft. She also manages player appearances. You might recognize her voice because she serves as a basketball color analyst, covering games on CBS Sports Network, A-10 Network and NEC Front Row. Prior to joining the WNBA, Megan had a successful career as a basketball player herself, playing D1 at Cornell University where she helped lead her team to the 2008 NCAA Tournament and Ivy League Championship. We learn from her how the WNBA with her leadership is trying to enhance its visibility and give its players a lot more credit. Her biggest financial mistake, it happened when she first moved to New York and it has something to do with her rent and Megan is a spender. She’ll be the first to admit it. She loves to spend money, she’s conscious of that, she tries to reign it in, how she does it is very impressive. For more information visit www.somoneypodcast.com. 

363: Hannah Cranston, Host & Executive Producer of YouTube's ThinkTank

Feb 24, 2016 1905

Description:

Today's guest is the host and Executive Producer of YouTube's ThinkTank, an online news and talk show with nearly 1 million subscribers. Hannah Cranston is also a producer and regular guest host on The Young Turks, the largest online news network in the world. She’s appeared on many of the network’s shows including The Point, TYT sports and What The Flick? She’s also a contributor for the Huffington Post. She graduated from Duke, majored in psychology, took a break, got to figure out life and then applied for this job. It’s her first job since graduating from college, which is pretty incredible. From Hannah we learn how to land your dream job, how to learn about finance when you never learned about it growing up. I think there are many of us who share that story and why she is not afraid to go to her parents for financial advice. For more information visit www.somoneypodcast.com. 

362: Karen Carr, CFP® at Society of Grownups

Feb 23, 2016 1667

Description:

Today's guest and I have been featured alongside one another in articles focusing on the topic of millennials and money for quite a few months now. Karen Carr is a fantastic financial planner and somebody who really understands the millennial’s mindset and the millennial’s pocketbook. That’s why a lot of people in the news, and, of course, financial world want to hear from her. She really understands their needs and wants, as well as their likes and dislikes. So, I am really excited to pick her brain on this show today.   A little bit more about Karen Carr... she is currently a Certified Financial Planner at Society of Grownups. You might be wondering, “What is the Society of Grownups?” So we’re going to touch on that in the interview. She joined SOG because of her passion for working with young professionals who have their own unique opportunities and challenges. Karen is a big believer that financial planning doesn’t have to be intimidating. It’s definitely not one size fits all.   In our conversation, we talk about the specific challenges that millennials face, how she tries to address them, what’s the best way to get financial advice these days and the money memory she had growing as a kid, being told that she was rich and not liking it and actually feeling embarrassed by that.   For more information visit www.somoneypodcast.com. 

361: Chris Wirth, Founder & CEO of American Juice Company

Feb 22, 2016 2330

Description:

Our guest today is someone that you’re going to love hearing from if you’re entrepreneurial, into the all-natural food trend, or if you like adult beverages. Chris Wirth founded American Juice Company in 2012, which manufactures all-natural cocktail mixers for premium bar establishments.Chris founded the company with his friend Massimiliano Matté, a renowened mixologist and nominee for the prestigious "Perfect Barman de Paris" award known for his collaborations with celebrated chefs like Alain Ducasse and Heinz Beck. Their mix blends are created with fresh, natural ingredients. Each variety is designed to stand alone or work in combination so you have endless opportunities. They recently launched into retail in the last 6 months through Whole Foods, Fresh Direct and a number of independent retailers in New York City. In the interview we talk about his experience of growing up and his foray into finance and entrepreneurship. How does a young guy in college actually develop a sophisticated company like this with no money, really? His biggest failure so far. You’re going to go through a lot of failure as an entrepreneur and he shares one of the biggest catastrophes that involve getting his product to market. Plus, his number one habit that helps him with his finances that then also supports his ability to be entrepreneurial. For more information visit www.somoneypodcast.com. 

360: Ask Farnoosh, "I'm the worst at saving, help!"

Feb 19, 2016 1166

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about saving money in an emergency fund, opening up a new credit card and the implication it will have on your credit score, future guests for the show and more. For more information visit www.somoneypodcast.com. 

359: Kevin Olusola, Beat Boxer for Pentatonix

Feb 18, 2016 2422

Description:

Rounding out So Money millennial week is today's guest, Kevin Olusola. If you are an a cappella fan then you might even know Kevin because he is part of an a cappella group that has gone platinum. He is a member of the Grammy winning vocal quintet Pentatonix. Kevin Olusola, also known as KO, is the beat boxer for the group. Since bursting on to the music scene in 2011, the group has sold more than 2.7 million albums in the US alone. They won a Grammy and the group has played for sold out venues worldwide. You may actually recognize them from their performance in the popular movie Pitch Perfect 2. Now, more about Kevin specifically and why I wanted him to be on this show today... From an early age, Kevin began learning how to play the piano, the cello and the saxophone. He went to Yale where he was pre-med and also majored in East Asian studies. While he was there, he began developing this thing called Cello boxing and in 2001, he created a YouTube video that went viral about Cello boxing. He was featured on CBS, AOL, Huffington Post among many other websites. He was also named one of the 100 "History Makers in the Making" by NBC’s TheGrio and was hand selected by Quincy Jones to represent him in concert at the 2012 Montroe Jazz festival. Pentatonix was the first a cappella group to receive Forbes' 30 under 30 distinction. In fact, all five members made the list. Kevin is here with us today talking about how to break into the music world, how YouTube actually helped the group launch their careers. He also shares more about the disappointment that his parents experienced when they learned their son was not going to become a doctor and pursue a cappella and what he is learning from Quincy Jones, someone he considers to be his mentor. For more information visit www.somoneypodcast.com. 

358: Bing Chen, Digital Media Pioneer & Entrepreneur

Feb 17, 2016 2036

Description:

Today on So Money millennial week we have a digital media pioneer and entrepreneur. He, like many of the others this week, is not even 30 yet. In 2014, Bing Chen was featured in Forbes' 30 under 30 in the Hollywood and Entertainment category. Now, Bing has quite the resume. He was once YouTube’s Global Head of Creator Development and Management where he spearheaded most of the platform’s early major acquisitions, development and promotional services, for its now 300 million creative artists globally. Today, he’s the co-founder of Victorious, a new media passion platform and new media content producer. I’m not really sure what that means so I ask him about that. He goes into a deep-dive about what he’s working on today and why it’s going to change the world. We also go back in time. You can tell right off the bat, he is hardwired differently. So, I want to know, what did he want to be when he was younger? Growing up who was his role model? You’re going to be surprised to hear what he has to say. Also we talk about the future of social media. Does YouTube have what it takes to remain the number one video platform? He also reminisces about getting hired by Google. Plus he shares what that interview process was like. You always hear all sorts of stories about the difficulty of getting jobs at big places like that. So Bing is going to take us behind the scenes - you’ll want to hear this story. For more information visit www.somoneypodcast.com. 

357: Arteen Arabshahi, Venture Capitalist from Forbes 30 Under 30

Feb 16, 2016 2865

Description:

Today I have a family friend on the show, a good friend and college buddy of my brother, Todd. Arteen Arabshahi is here. He recently made Forbes' 30 Under 30 list for 2016 in the Venture Capital category. Arteen is just one of those guys where you just know he’s on to accomplishing big things. In 2013, Arteen joined as #2 at Karlin Ventures, an LA-based early stage fund with investments such as Gyft, Cirrosecure, Laurel & Wolf and others. Before investing in enterprise software and marketplaces he spearheded the launch of Build in LA, an online community for digital entrepreneurs and innovators. Outside of his work with startups, Arteen sits on the board of TEDxVenice Beach and he's an active supporter of To Write Love On Her Arms (TWLOHA), a non-profit raising awareness and support for mental health. He also teaches at General Assembly and The Unique CAMP. Arteen is a natural people person. I’ve known him for many years now. It’s something that all of us identify in him. He’s an extrovert, so how does he harness that to then build and advance in his career? How does Arteen make decisions when it comes to the next steps in his career? He doesn’t really listen to a lot of people. He talks about his strategy. Plus, how does this So Money Millennial manage his money? What are some of the investments that haven’t done so well for him and how is he trying to make the most of his paycheck? For more information visit www.somoneypodcast.com. 

356: Victoria Reitano, Digital Marketing Expert

Feb 15, 2016 2806

Description:

I am very honored to dedicate this entire week to So Money millennials. We’ve done this before and it was very successful looking at some of the most remarkable young people in this country as they manage their money, careers and find their purpose in life. So, back by popular demand, we’re dedicating this entire week to those of us born in 1980 or after. For months, I have been searching and this week we have an incredible line up for you. Today, we have a young woman that I met about eight years ago. She had just graduated from college, had stars in her eyes and she reached out and said, “Hey, remember me?” Of course, I did. Victoria Reitano is now the CEO and lead consultant at her own company, CreatiVix Media, a digital agency based in New York City. It’s dedicated to making social media manageable for all. Her nickname is “Vix." The two of us actually met during one of my talks at Time Inc. way back when. So hear us catch up, how she transitioned from corporate to entrepreneurship and how she’s earning six figures, all before the age of 30. For more information visit www.somoneypodcast.com. 

355: Ask Farnoosh, Should I contribute to my Roth IRA before investing?

Feb 12, 2016 2039

Description:

In today's episode of Ask Farnoosh, special guest Brittney Castro, Founder and CEO of Financially Wise Women, and I answer your biggest questions about paying off your car loan vs. student loans, maxing out your ROTH IRA before investing, whether you should working with a resume consultant and more. Brittney joined me on So Money before. To catch her interview, click here.  And if you’d like to keep up with Brittney, follow her on Twitter @BrittneyCastro. For more information visit www.somoneypodcast.com. 

354: Natalie MacNeil, Creator of SheTakesOnTheWorld.com

Feb 11, 2016 2165

Description:

Today’s guest is an Emmy award-winning media producer and pioneer for female entrepreneurs. I met her back when I was super pregnant. She helped me promote When She Makes More and I’m so happy to now be able to give her the stage to share with the world all the good work that she’s up to, Natalie MacNeil is here. She's the author of two very successful books, most recently, "The Conquer Kit: A Creative Business Planner for Women Entrepreneurs" and "She Takes On the World: A Guide to Being Your Own Boss, Working Happy, and Living on Purpose." I love that, “living on purpose” and her website, similar to the book, SheTakesOnTheWorld.com, was recognized by Forbes as a top 10 website for entrepreneurial women and was also featured by Forbes Woman as one of the top 100 websites for women. From Natalie, I learned where she invests her money, specific stocks and why. Taking her lemonade stand on the road as a kid and how she turned her little blog into a multimillion dollar business, what was the tipping point? For more information visit www.somoneypodcast.com. 

353: Clay Clark, Serial Entrepreneur

Feb 10, 2016 2028

Description:

Today's guest is a serial entrepreneur and has been dubbed the "Jim Carey of Entrepreneurship" (we’re going to learn why on this episode). Clay Clark is the former U.S. Small Business Administration Entrepreneur of the Year. He’s the founder of the online business mentorship site, Thrive15.com. It all started with him starting and running nine businesses. He’s also the author of four books including,"Thrive: How to Take Control of Your Destiny and Move Beyond Surviving... Now." Clay is also the speaker of choice for Hewlett-Packard and several of America’s biggest companies. In our conversation, we discover what motivates him. He is nonstop. He is extremely high energy. He’s very accomplished, very goal oriented, so, what motivates him? How he’s scaling his business with Thrive15.com. Plus, his best advice for aspiring entrepreneurs, how to once and for all start that business you’ve always wanted to start.  For more information visit www.somoneypodcast.com. 

352: Allison Task, Life Coach

Feb 9, 2016 2133

Description:

I have a friend on the show today, Allison Fishman Task. She's a personal coach. Allison helps people move through life transitions. The majority of clients use Allison’s coaching to significantly change their careers, whether it’s moving up in their current role, starting their own business or finding a new, more meaningful job. She also works with parents-to-be and new parents as they prepare for the changes that come along with expanding a family. She knows this well - she is the mom to three children under the age of three. Can you believe it? She’s amazing. Allison received her coaching certificate from New York University. She also has a degree from Cornell in human development and family studies. Also, a fun fact about Allison... before coaching, she had another life in the culinary world. That’s how we met. She authored cookbooks and hosted culinary TV and web shows including TLC’s Home Made Simple and Lifetime’s Cook Yourself Thin. She also had a great show on Yahoo! called Blue Ribbon Hunter. Some take away with Allison, how she works with clients to help them transition to more meaningful place in their careers. She offers some case studies. Plus, the one million dollar financial failure that she learned the hard way but Allison being Allison took that failure, turned it into a remarkable lesson and to this day continues to learn from that financial failure. For more information visit www.somoneypodcast.com. 

351: Joe Koss, Debt-Free College Professor

Feb 8, 2016 1657

Description:

I decided to bring an avid listener from the podcast on today's show. He's been writing in, not just praising the show, but he has a really interesting story of his own about getting out of $50,000 worth of student loan debt. His name is Joe Koss. He is an accountant by trade and teaches as an adjunct professor at several colleges and universities on the topic of accounting and personal finance. Joe was once saddled with debt, a lot of it, everything from credit cards to auto and student loans. Most recently he had $50,000 in student loans and he worked to pay that off on time and as quickly as possible. He had about $28,000 left in that student loan figure and it was the biggest push he made to get rid of that in just 14 months. It turns out that teaching personal finance to a bunch of college students is what gave Joe the motivation ultimately to practice what he preached to his students. Some take away from our conversation with Joe. He shares the specific steps he took to get out of that $50,000 in student loans and why he was adamant about it. It wasn’t a very high interest rate, he was on a fixed payment plan. Why be aggressive with the student loans? How he budgets and it’s not very sophisticated but it works and the anonymous donation he gives to his students that’s helping them get a head start in life. For more information visit www.somoneypodcast.com. 

350: Ask Farnoosh, Is delaying my retirement savings really that bad?

Feb 5, 2016 1143

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about delaying your retirement savings in order to build up a downpayment for a home, how much you should actually aim to save in your 401(k), what getting a CFP entails and more. For more information visit www.somoneypodcast.com. 

349: Sallie Krawcheck, Co-Founder of Ellevest

Feb 4, 2016 2428

Description:

I'm honored to have a very special guest on the show today. This is someone I wanted to have on the show from before I was even live with So Money. I always had a running wish list of guests, and she was at the top. Now, she is here - Sallie Krawcheck. Do you know Sallie Krawcheck? If you don’t know Sallie Krawcheck, you need to know Sallie Krawcheck. Maybe if you don’t work in the world of finance, you don’t follow business news regularly, you may not have come across her name, but she is a force in this industry. Right now, she is the CEO and co-founder of Ellevest. Ellevest is a soon-to-be launched digital investment platform for women. To me, Sallie has always been the ultimate pioneer for closing the gender wage gap and women’s rights in the work place. With Ellevest, what she’s really trying to do is close the investment wage gap. Sallie is on a very public and professional mission right now to help women reach their financial and professional goals. She’s also the chair of Ellevate Network, a global professional women’s network with thousands of members and growing. I'm actually a member. Sallie serves as the chair of the PAX Elevate Global Woman’s Index Fund which she recently launched and invest in the top rated companies for advancing women. Now, before becoming an entrepreneur, she was the CEO of Merrill Lynch Wealth Management and Smith Barney. So, she knows a thing or two. We want to talk about the gender wage gap and how women invest differently. We also discuss her own financial failures because she’s had some. She is very generous with going down memory lane and giving us those stories to help us avoid the same mistakes. Ellevest is also a really exciting venture. She has a website for us that she mentions during the conversation that we can go to, to try it out and experience it firsthand. For more information visit www.somoneypodcast.com. 

348: Bobby Monks, Author of "UNINVE$TED"

Feb 3, 2016 1634

Description:

Today’s guest is a serial entrepreneur. He founded, led and grew numerous businesses in the financial services, real estate, media and tech sectors. Robert or "Bobby" Monks as he goes by, is out with a new tell-all book. It’s called, "UNINVE$TED: How Wall Street Hijacks Your Money and How to Fight Back." It offers an interesting perspective considering Bobby worked in finance for almost his entire work life. So, in this book he is blowing the cover on how Wall Street works. He’s got a lot to say on the matter. The book is really a way to teach Americans on how financial firms and money managers on Wall Street are profiting from our ignorance by over complicating the investing system. Bobby talks about how the system is corrupt and what we can do to change it and he would know. He was once the chairman of Spinnaker Trust, managing over a $1 billion in asset so he’s had quite the perspective. With Bobby, we learn how to seek out a financial adviser who is working in your best interest and is affordable. How to negotiate with your financial adviser to lower his or her fees and the costly truth about 401(k)’s. For more information visit www.somoneypodcast.com. 

347: Laura Belgray, Copywriting Expert

Feb 2, 2016 2325

Description:

We have a fantastic, great, funny, beautiful, inspiring and smart guest today. She is Laura Belgray. She’s the founder of Talking Shrimp and creator of The Copy Cure. What is Talking Shrimp and what is The Copy Cure? She’s going to tell you about that. In the meantime, Laura has been a professional writer for nearly two decades and she has won numerous awards for her work. She creates website copy and corporate branding to help brands and people get the attention they deserve. Because you know what? Words matter! Through her work, with hundreds of clients including some names you might recognize like Marie Forleo, Mastin Kipp and Amy Porterfield, she’s seen firsthand that putting you into your copy is pure magic for getting people to love you, share your ideas and happily click your “buy” button. So, if you're in the online selling world, you want to listen to this episode. But in addition to online and small business type, Laura’s list of clients and credits include NBC, Bravo, HBO, TBS, Fandango and the list goes on. If you watch TV and don’t skip the commercials, you might just see her words on the air. Most recently, Laura and Marie Forleo combined their smarts to create The Copy Cure, which is "the ultimate online copywriting course" to help write like you talk and make people love and buy what you want to sell. Some take away from our conversation with Laura, her biggest money mistake and it took her years to finally make the right decision. Growing up in New York City, her exposure to money as a kid growing up in the big apple. How to earn what you want. This amazing trick that she incorporated into her own business practice, it was one decision and she woke up richer the next day. For more information visit www.somoneypodcast.com. 

346: Lisa Gersh, CEO of Goop

Feb 1, 2016 1872

Description:

Lisa Gersh is the CEO of GOOP, a lifestyle website that features fashion, travel, food, all actionable content curated by a team led by Gwyneth Paltrow, the founder. Prior to arriving at GOOP over a year ago, Lisa served as President and CEO of Martha Stewart Living Omnimedia. She also co-founded Oxygen Media, serving as both the president and COO.  She and her team ultimately sold Oxygen to NBC for about a billion dollars. With Lisa I learned… The right way for someone to ask HER for a raise. She’s been leading companies for years. She’s been in charge of hiring and promotions. From her perspective, what’s a smart way to ask for more money on the job? Paying her way through college when her parents were unable to afford it. How she strategized. The future of GOOP…Lisa uses the term world domination. For more information visit www.somoneypodcast.com. 

345: Ask Farnoosh, I'm a rookie investor... help!

Jan 29, 2016 1321

Description:

In this week's episode of Ask Farnoosh I answer your biggest questions about investing as a rookie, changing your career path, 401k contributions and more. For more information visit www.somoneypodcast.com. 

344: Michael Roderick, Former Broadway Producer & Entrepreneur

Jan 28, 2016 2191

Description:

The show today is about your relationship strategy. You may have heard the expression, "You are the average of the 5 people you spend most of your time with." Think about that. Do you like these 5 people? Do they support you? Reciprocate the help and advice you give? Our guest today is an expert in helping people strategize relationship building. Michal Roderick is the CEO of Small Pond Enterprises LLC, a consulting company and educational resource for solopreneurs, entrepreneurs and intrapreneurs. I had to look up the word intrapreneur…it’s someone who works INSIDE a company who exhibits entrepreneurial qualities. Michael was once a high school teacher turned Broadway producer in less than two years. That experience led him to start an arts incubator program to teach fellow artists how to build and grow their own businesses. Eventually, he developed a workshop on networking which grew into a full-fledged consulting practice and that's how Small Pond Enterprises was born. For more information visit www.somoneypodcast.com. 

343: Jennefer Witter, PR Exec & Author, "Little Book of Big PR"

Jan 27, 2016 2769

Description:

Today I have a longtime friend joining me on the show. I’ve known Jennefer Witter for at least 10 years. Jennefer is the CEO and founder of The Boreland Group, a national PR firm headquartered in New York City. It’s not often as journalist that you become friends with the publicist. The publicist who e-mail you, write to you, call you, grab you for five minutes at a conference to tell you about their company. I’m all for pitches. I love working with publicists for the most part. They are very helpful to me and instrumental in the work that I do. We wouldn’t have guests on this show if it wasn’t for the good work and the kind work of publicists who represent amazing people and amazing brands, but rarely do you actually befriend these people in your personal life where you actually go to dinners and you share personal stories. Jennefer and I really clicked way back when I was working at NY1. Initially, we started out as just business friends. We worked together, she sent me pitches, I had some of her guest on the show. So, long story short, we’ve been in touch for all of these years. Her business has exploded as well. She’s on the show today to share some of her lessons learned as well as her financial mindset and behaviors. How she has been able to build wealth while living here. Also, how, as a single female entrepreneur, she’s been able to build her business to the point where she was named one of the top 10 black CEO entrepreneurs in the country. She also has a book called, The Little Book of Big PR: 100 Plus Quick Tips to Grow Your Small Business. In addition to getting her clients on top national and regional platforms, she herself has been featured in Fast Company, Bloomberg, The Huffington Post and TheStreet.com. She’s also an advocate for women in business and serves as an active member of Elevate New York. For more information visit www.somoneypodcast.com. 

342: Kathy Kristof, Award-Winning Financial Writer

Jan 26, 2016 2455

Description:

Today's guest is an award-winning financial writer contributing to CBS News, Kiplinger's Personal Finance magazine, Financial Planning amongst many others.Kathy Kristof is also the author of three books, most notably, "Investing 101" and "Taming the Tuition Tiger." You might also recognize Kathy's voice as she frequently contributes to TV and radio programs. A fun fact, she was even once a question on Jeopardy... "Kathy Kristof replaced what famous personal finance columnist who died in 1991?" The answer was Sylvia Porter.   Some take aways with Kathy include core perspective on the financial markets in 2016. What we can do to protect our money. She’s covered the markets for decades so she can pinpoint cycles and she can tell you what might be the best strategy going into this year. That and so much more.   For more information visit www.somoneypodcast.com. 

341: Jim Wang, Founder of WalletHacks.com & Bargaineering.com

Jan 25, 2016 2033

Description:

Our guest today is a pioneer financial blogger, one of the first to sell his blog for 7 figures. Jim Wang founded Bargaineering.com. It was a side hobby that eventually brought in a full time income — and then less than 5 years later he sold the site for $3 million. PS. He says he started the blog because he was bored! Today Jim has a new online venture, a website called Wallethacks.com, launched last fall. It’s pretty spectacular in its vision and delivery. Articles, tools and tips on building money systems, how to live fully, save, spend wisely and pay down debt. Jim’s been featured in the New York Times, Baltimore Sun, Entrepreneur and Marketplace Money. And now, excited to say, on this podcast. He also created a special link for So Money listeners offering an exclusive contest and some great materials so check it out by visiting wallethacks.com/somoney. Three takeaways from our time together... His growth strategy for Wallethacks and how it will differ from how he built his first successful blog. Growing up with immigrant parents. What financial lessons did he learn as a child? How to master your money even if you're forgetful like Jim! For more information visit www.somoneypodcast.com. 

340: Ask Farnoosh, How much should we save monthly in our 529 account?

Jan 22, 2016 1257

Description:

In today's episode of Ask Farnoosh I answer your biggest questions about how much money to set aside monthly in a 529 account, effectively asking for a raise at work, student loan repayment plans and more. For more information visit www.somoneypodcast.com. 

339: Adam Carroll, Founder of National Financial Educators

Jan 21, 2016 2323

Description:

Today, we're looking at $1.3 trillion in student loan debt. Outstanding student loan debt in this country has surpassed credit card debt and it’s a problem. Today’s guest is hoping that he can bring some solutions to this problem. We have Adam Carroll, the founder of National Financial Educators. He’s quickly being recognized as one of the top transformational trainers in the country. We’re lucky enough to get him to stop by college week on the show. He’s very busy because next week he has this amazing documentary that is going to go live called Broke, Busted, Disgusted. It is a documentary on student loan debt. The film started garnering critical acclaimed after his TED Talk in September. Adam is also the author of “Winning the Money Game," which is taught along with its corresponding curriculum in high schools and colleges across the country as a financial literacy supplement. He also has his own podcast called, “Build a Bigger Life”. He is the founder of National Financial Educators. He’s presented over 500 colleges and universities all over the country on the topic of student loan debt and financing education. So, he is our guy today in the hot seat talking about student loans, his three best tips for those saddled with debt, how to get out of it. He  also shares the number one question he finds college students often cannot answer - a basic question - when it comes to their student loans and it was the stimulus for his documentary. For more information visit www.somoneypodcast.com. 

338: Mark Kantrowitz, Financial Aid Expert

Jan 20, 2016 1981

Description:

 Today, we have a very special and important guest as we dive into college affordability and student loans. Our guest today is a nationally recognized expert on the topic of student financial aid scholarships and student loans. His name is Mark Kantrowitz. You may have seen his name quoted in the media often. He is my go-to expert and resource when it comes to learning more about student loans. Mark aims to deliver practical information, advice as well as tools and resources to students and their families so that they can make informed decisions about planning and paying for college. In the last five years, he has been quoted in more than 5,000 newspaper and magazine articles. He has written for major publications including The Times, The Journal, The Washington Post and Forbes. He’s also the author of four best-selling books about scholarships and financial aid. We discuss what works for you and against you when it comes to receiving financial aid, demystifying the FAFSA, the free application for federal student aid. What gets factored in? What doesn’t? How to earn more money as you go through college. Because you may experience a decline of your financial circumstances. Maybe a parent at home loses his or her job? Maybe you lose your job? How do you apply for more financial aid and where can you find free money for school? For more information visit www.somoneypodcast.com. 

337: Mark Moody, Co-Director of College Counseling at Colorado Academy

Jan 19, 2016 2845

Description:

Today’s guest is the co-director of College Counseling at the Colorado Academy, which is an independent prep school for grades pre-K through 12th grade. It’s located in Denver. Mark Moody has been helping students at the school prepare for the college admission process since 2008. Before that he was the director of college counseling at the Bush School in Seattle. He is an active member of the Association for College Counselors in independent schools and other college counseling networks. He’s also contributed to the New York Times, the Chronicle of Higher Education and the True Admissions blog. We talk about the biggest mistakes students make that could hurt their chances of getting in to a desired institution. Personally, I’ve been rejected from a few schools and it doesn’t feel good. I wish I had known prior to that experience how to improve my chances of getting in. We discuss how to invest in college properly to get the experiences, the tools and the knowledge that you need for your next phase in life. Mark speaks with admissions directors at major schools frequently - lots of them at Ivy Leagues. He shares his best insider tips based on these conversations that might help applicants. We also discussed this controversy around the Coalition for Access Affordability and Success. It’s a new coalition of public and private schools. The goal is to encourage more students from low income families to apply to these schools, including some ivy leagues but it stirs up a lot of controversy. For more information visit www.somoneypodcast.com. 

336: John Wasik, Author of "The Debt Free Degree"

Jan 18, 2016 2544

Description:

It is college week on So Money! All week we’re dedicating the show to all aspects of college – How to afford it? How to pick the right school? How to dissect the financial aid process? Is college worth it? And much, much more. This concept of doing a themed week is thanks to you, by the way. I asked you a couple months back what types of changes or additions you would like to the show and some of you suggested themed weeks. I experimented with it last year with Millionaires Next Door Week and So Money Millennials Week. And they were very popular. I'm hoping to dedicate more of the podcast to these special deep-dive weeks. Kicking us off to educate us all on the best ways to afford college and how to steer clear of too much debt is the author of the new book "The Debt Free Degree: How to Eliminate College Debt At Every Step." John Wasik is an award-winning author of 15 books, speaker and journalist discussing financial topics from investing to student loans and more. John also serves as a personal finance columnist and blogger for Reuters. Prior to his current role he served as a former special projects editor for Consumers Digest magazine.  His work has been featured in outlets including CNBC, Bloomberg TV, CNN amongst many others. For more information visit www.somoneypodcast.com. 

335: Ask Farnoosh, Should I Buy That Second Home?

Jan 15, 2016 1257

Description:

  For more information visit www.somoneypodcast.com. 

334: How to Save Half Your Income

Jan 14, 2016 2097

Description:

Our guests today want to help you make 2016 the year you save HALF your income. I know what you’re thinking…"Say, what? It’s hard enough saving 10%!" Joe Saul-Sehy and Kathleen Celmins, both of the Stacking Benjamins podcast, have a new course called Save 50: How to Save Half Your Income and Take Control of Your Future. Kathleen has actually done this herself - and continues to save 50% of her income. We explore how this can actually work on any income. And why if you’re in debt you may be the most likely candidate to successfully save half. To sign up for their e-course, which helps you learn the techniques to figure out your magic number, cut expenses, earn more money, and set up a system to save half your income for the rest of your life, go to farnoosh.tv/save50. For more information visit www.somoneypodcast.com. 

333: Rebecca Minkoff, Fashion Designer

Jan 13, 2016 2050

Description:

Today’s guest needs no introduction. If you’re a female under the age of 30 and you like fashion, you probably own something from this designer. She is Rebecca Minkoff, global fashion powerhouse. It's her first podcast ever and she is full of amazing, insightful, relevant advice for all listeners, not just the women out there, but all aspiring entrepreneurs because guess what? She wasn’t always Rebecca Minkoff, the fashion mogul. She at one point had no money left and was going to go maybe be a waitress and how did she get through that? How did she get through the recession earning more than her competitors? 500% surge in sales and what is she doing this Fashion Week, coming up in February in New York, that people are saying it’s disrupting the fashion industry plus, what she likes to do in her spare time when she gets a free 30 seconds. For more information visit www.somoneypodcast.com. 

332: Steve Kamb, Nerd Fitness and "Level Up Your Life" Author

Jan 12, 2016 2561

Description:

Who was your favorite super hero growing up? I think mine was ... Who am I kidding? I didn't watch action movies or read comic books when I was a kid. I was too busy running my pretend newspaper and bossing around my Cabbage Patch Dolls (I was an only child until age 11). This has a point. Steve Kamb a self-proclaimed "rebel leader" at Nerd Fitness and is our guest today. He has just released his first book "Level Up Your Life," which is all about how to be a real-life superhero. There, you see? He talks about how he went from a dead-end corporate job filled with anxiety-ridden days to living his dream life of seeking adventure whether it's flying stunt planes in New Zealand or gambling in a tux at Casino de Monte-Carlo and shares how you can do it, too. For more information visit www.somoneypodcast.com. 

331: Chris Hogan, Author of "Retire Inspired"

Jan 11, 2016 1340

Description:

The focus on today's show is retirement. I have an incredible guest who is out with a new book this week on this very subject. His name is Chris Hogan. He's a former National Champion and an all American Football player turned financial advocate and author who currently works with Dave Ramsey and his team, helping audiences across the country with financial freedom. Chris’s number one focus right now is retirement. He is out with a new book this week called, "Retire Inspired: It’s Not an Age, It’s a Financial Number." In our conversation, we talk about what Chris calls the RIQ, the retirement IQ, what’s yours, what’s mine? The healthcare wild card had a factor in unpredictable health costs and retirement and so much more. For more information visit www.somoneypodcast.com. 

330: Ask Farnoosh, How do my brother & I come to an agreement on family property?

Jan 8, 2016 1344

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about coming to an agreement on family finances, getting rid of debt to improve your credit score, how long you should keep your tax paperwork and more. For more information visit www.somoneypodcast.com. 

329: Sherry, Save. Spend. Splurge. Blogger

Jan 7, 2016 2457

Description:

Today's guest is anonymous, we only know her first name - it's Sherry from the Save. Spend. Splurge. blog. She is on the show by popuar request. A few of you have written in specifically asking to hear from her. So we delivered. This is, in fact, Sherry’s first ever podcast. The intrigue aroundSherry stems from her ability to live the good life. She likes fancy things, she admits. And she’s not afraid to write about it. She has turned her blog into a business and that, in conjunction with her day job, has earned her a net worth of over $500,000 in her early 30s. We discuss how Sherry alsoyanked herself out of $60,000 worth of debt in just 18 months. She did it using The Budgeting Tool which she now offers her readers and donates the net proceeds to charity. Her negotiating prowess. And how we should all approach salary discussions with prospective employers. Why retirement is a privilege. For more information visit www.somoneypodcast.com. 

328: Ann Shoket, Former Editor in Chief of Seventeen Magazine

Jan 6, 2016 2927

Description:

Today's guest is the former editor in chief of Seventeen magazine and one of the launch editors of CosmoGIRL. Ann Shoket has been named by Forbes as one of the "most Powerful US Fashion Magazine Editors."  For 10 years, Ann has been shaping the national conversation about and for millennial women. She is working on a book about what it takes for young women to be powerful and successful. Itchy emotions around being young and hungry and ambitious. Stay tuned for more information on that front. She also has a great, informative newsletter so I highly recommend that you head over to her website and sign-up for it at ANNSHOKET.com. Ann talks about how she rose to the top of Seventeen. How the ambitious and career-focused Millennial woman is impacting the dating world, marriage and parenthood. The top financial concerns Millennial women have, as Ann sees and hears it. For more information visit www.somoneypodcast.com. 

327: Kailei Carr, Power Presence Expert

Jan 5, 2016 2928

Description:

Today's guest is focused on helping you look, lead and live their best life. Kailei Carr advises C-level executives and successful entrepreneurs women on their image, presence and personal brand, and how to b ea compelling force within their organization. A highly sought after speaker, she’s created the Power Presence Toolkit where Kailei walks you through 4 steps to create a stronger personal brand.  She is also the host of the podcast Beyond the Business Suit, which uncovers the secret weapons of successful women. She holds an MBA from the Kellogg School of Management at Northwestern University. When you know there’s MORE out there for you to achieve. Ho to go after it…make the transition. Kailei shares her journey and lessons learned. Frequent mistakes we make when trying to create our “personal brand. That time Oprah grabbed her breasts. For more information visit www.somoneypodcast.com. 

326: Liz Weston, Personal Finance Columnist and Author of "Your Credit Score"

Jan 4, 2016 2406

Description:

Today's guest wears many hats. Liz Weston is an award-winning, nationally-syndicated personal finance columnist and the author of several books including the best-seller "Your Credit Score." Liz is also a contributing editor for Bankrate.com and writes on the topics of education and money for Reuters. She also has a question and answer column called "Money Talk" that appears in newspapers across the country, including the LA Times, San Diego Union-Tribune among others. Liz also commentates regularly on public radio. How her work saved someone's marriage! Her own personal money experiences - the good, bad and ugly! Buying retirement land in Alaska?! For more information visit www.somoneypodcast.com. 

325: Ask Farnoosh, How do I move on from a money mistake?

Jan 1, 2016 1726

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about moving on from a money mistake, teaching your children to invest their money, filing taxes for newlyweds and more. For more information visit www.somoneypodcast.com. 

324: 2015 Highlights - Greatest Lessons Learned from Failure

Dec 31, 2015 1698

Description:

Today we’re closing out our end-of-year wrap. I’ve had such a fun time this week reminiscing and looking back at some of the great So Money interviews of this year. Before we jump in to today’s theme of the “Greatest Lessons Learned from Failure” as told by my guests, I want to wish you all a Happy, So Money New Year filled with health, wealth and success. I hope you all have a great time celebrating tonight. Today we’re going to highlight the greatest lessons some of my top guests have learned from failure. I know this is a standard So Money question but we’ve heard some really astounding stories when it comes to financial failures on this show. In this episode we'll hear from: Dave Asprey, Author of “The Bulletproof Diet” interviewed in episode 11 Natalie Jill, Fitness Entrepreneur interviewed in episode 172 Ramit Sethi, Author of the New York Times bestseller, "I Will Teach You To Be Rich" interviewed in episode 85 Tony Robbins, #1 Life and Business Strategist interviewed in episode 1 For more information visit www.somoneypodcast.com. 

323: 2015 Highlights - Starting Your Own Business

Dec 30, 2015 1583

Description:

 We're heading into day 3 of the So Money Year End Wrap. As a reminder. this is how it works. Each day I have a special theme and share some excerpts from some of my top interviews that correspond with that topic. Today’s theme is “Starting Your Own Business.” I know many of you are interested in this because I’ve asked, “What’s on your 2016 agenda, financially speaking, career-wise?” And many of you are interested in becoming your own boss. So this one’s for you. If you’ve been listening to the show for a while now you know I frequently interview entrepreneurs who have done some pretty amazing things with very few resources. I often get question on Ask Farnoosh episodes saying, “Hey, I want to be an entrepreneur. I want to be my own boss. How do I come up with the idea? Just the basics, the first step?” So in this episode we’re gonna hear from a few people including: Gerard Adams, Co-Founder of Elite Daily interviewed in episode 278 Hannah Ouimet, Poshmark Entrepreneur & Founder of Hannah Beury interviewed in episode 184 Bill Rancic, Winner of "The Apprentice" and Entrepreneur interviewed in episode 120 Josh Altman, Bravo's Million Dollar Listing LA star interviewed in episode 273 For more information visit www.somoneypodcast.com. 

322: 2015 Highlights - Earn More

Dec 29, 2015 1204

Description:

Today’s theme is about “earning more.” Probably my FAVORITE financial topic of all. You might know that I’m not a fan of couponing or cutting out coffee. I get more excited about the things I can DO to bring in the money that’s going to help me live a more exciting life. There are two aspects of this earning more conversation. There’s earning more through an extra revenue stream or starting a business. And then there’s earning more on the job. You’d be shocked to know how few people actually ask for raises or ask for more money. In this episode we'll go back and hear from: Tim Gunn, Project Runway Mentor interviewed in episode 272 Lea Goldman, Executive Editor at Marie Claire interviewed in episode 309 Terri Trespicio, Branding Strategist interviewed in episode 271 Barbara Stanny, Money Coach and Author interviewed in episode 33 For more information visit www.somoneypodcast.com. 

321: 2015 Highlights - Health & Wealth

Dec 28, 2015 1312

Description:

Today marks the last week of 2015 and I thought what better way to close out the year than to reflect on some of the wonderful lessons my guests have shared with us this year on the show? It’s been almost a full year since the show launched and I’m so grateful to my guests and all of you who have taken the time to tune in and ask questions day in and day out.  In just the last month we’ve been featured in the Wall Street Journal, INC Magazine and on Marketplace Money, my favorite radio program. I’m excited to see what 2016 has in store, but so thankful for a wonderful 2015. This is how our year-end wrap episodes will work. Each day I’ll have a special theme and share some excerpts from some of my top interviews that correspond with that topic. Today’s theme is “Health & Wealth.” So often we hear from my guests about how important it is to keep your health in check and how that can translate into growing your wealth. In this episode we'll go back and hear from: Lewis Howes, Author of "The School of Greatness" interviewed in episode 277 James Altucher, Entrepreneur and Best-Selling Author interviewed in episode 3 Dave Asprey, Author of "The Bulletproof Diet" interviewed in episode 11 Amie Valpone, Nutritionist and Founder of "The Healthy Apple" interviewed in episode 302 For more information visit www.somoneypodcast.com. 

320: Tim Gunn, Project Runway Mentor

Dec 25, 2015 2222

Description:

Ladies and gentleman, this episode will forever be an absolute dream come true for me. The day that we had the Emmy Award-winning co-host of Lifetime’s mega-hit show Project Runway Tim Gunn. Tim is fashion royalty and he’s had a long lasting career as a mentor and educator with roles like  Chair of the Department of Fashion Design at Parsons School of Design, Fashion Dean at Fifth & Pacific and Chief Creative Director at Liz Claiborne Inc. He’s also a New York Times best-selling author. Most recently he has an upcoming show debuting November 12 called Project Runway Junior. This show will focus on up and coming emerging young designers aged 13-17. Tim will co-host alongside super model Hannah Davis, Kelly Osborne, designer Christian Siriano and executive fashion editor at Cosmo and Seventeen Magazines, Aya Kanai. Be sure to tune in on Nov. 12 at 9p ET. Takeaways from our time together: How Tim didn’t get paid when Project Runway first launched (season 1 AND 2). Nada. Zilch. His So Money moment after years of living paycheck to paycheck as a “pauper educator,” he describes. Receiving a $50,000 inheritance in the 1990s and how he used it strategically. Fun Fact: Tim and I actually used to live in the same apartment building together (though I was always too shy to say Hello. I blame my yoga pants.) For more information visit www.somoneypodcast.com. 

319: Jim Cramer, Co-Founder of TheStreet.com & Host of Mad Money

Dec 24, 2015 2138

Description:

Our guest says he doesn’t like talking about personal wealth. He reveals this late in our interview, which kind of shocked me and made feel a bit bad because here I am digging into his personal finances. But he graciously makes an exception for us. My former boss and mentor Jim Cramer, co-founder of TheStreet.com and host of Mad Money on CNBC is on the show. We catch up on old times, chat about how and where he’s investing his money today, how he overcomes criticism and that time he got swindled by a friend…millions of dollars! For more information visit www.somoneypodcast.com. 

318: Derek and Carrie, One Bed One Bank Account Authors

Dec 23, 2015 2561

Description:

Money is a taboo topic as we know, which is why so many of you come to listen to this show. Here, we go where most conversations DON'T. And when you’re in a relationship money is often the LAST thing you want to talk about. And so naturally, couples struggle to communicate about money and work on their financial issues. My guests today are dedicated to helping couples have better conversations on money and marriage. Derek and Carrie Olsen run the blog DerekandCarrie.com. Their new book, "One Bed One Bank Account," was released this year and they’ve spent most of 2015 traveling the country meeting with couples, sharing their advice and strengthening their own finances. Did you know Carrie’s home was almost foreclosed upon? They admit to almost going broke at one point but they’re soon ready to eliminate all their debt in the New Year. For more information visit www.somoneypodcast.com. 

317: Andrew Fiebert, Listen Money Matters Founder

Dec 22, 2015 2537

Description:

Today's guest is the founder of Listen Money Matters, which is the “ultimate personal finance resource” as they call it on their website. Andrew Fiebert is also the host of the popular podcast operating under the same name. If you listen to this show and you love money and personal finance, I suspect you might know Andrew Fiebert’s voice and his show. You know, Andrew’s passion started with money when he took a job at an investment bank. And this bank no longer exists, the Lehman Brothers. There he was, a data engineer, right out of college. He became fascinated with getting the most out of his hard earned money and his wife, Laura, suggested that, “You know what Andrew? You should start a podcast.” She was onto something and here he is, hosting the show, working to educate the community that he’s created on personal finance. So naturally, I had to ask Andrew about the time that he worked at Lehman Brothers, the day specifically that it collapsed, what happened, what did he see, a scary time of course for everybody particularly for those working at the bank. And what happened on that infamous day. We talk about why he broke up with his original host of Listen, Money Matters, Matt Giovanisci. There are rumors and I wanted him to clear the air. What happened, why did you guys break up? Matt Giovanisci’s has been on this podcast. I didn’t asked him, but now I have Andrew on the call, I wanted to know what happened. Why are they no longer together? He’s never shared the story and he does with me. We also talk about taking Listen, Money Matters, which was a daily show to three days a week and now, to just one day per week. Can you imagine if So Money became one day a week? I don’t know if I could ever do that. I feel as though it would just be a show about nothing. I mean one is not enough but it’s proving to be just enough for him and his listeners. His audience really loves it. He hasn’t really noticed a falloff in listeners so kudos to him. I want to learn how he has managed to do that. For more information visit www.somoneypodcast.com. 

316: Jordan Harbinger, Founder of The Art of Charm

Dec 21, 2015 2424

Description:

Today's guest you probably know him by his voice. He is the co-founder of The Art of Charm podcast, Jordan Harbinger. Once upon a time he was a Wall Street attorney and now he helps people with their communication skills and interpersonal dynamics. The movement started as a hobby with his The Art of Charm podcast 9 years ago – that was before podcasting was even really a thing. Now he gets about 2 million downloads on the show a month, runs a coaching academy and speaks at events across the country. Jordan gives a really candid interview. He shares the time his friends who were business partners at the time were stealing from him, why he is NOT paying off his student loans right away even though he could, and what he’d do if he had to start over from zero. For more information visit www.somoneypodcast.com. 

315: Ask Farnoosh, Should I contribute to a 529 plan while paying off cc debt?

Dec 18, 2015 1136

Description:

In this week's episode of Ask Farnoosh, I answer your biggest questions about contributing to a 529 and emergency fund while paying down credit card debt, keeping your family finances on track, making the leap to quit a job in order to pursue another opportunity and more. For more information visit www.somoneypodcast.com. 

314: Beau Henderson, Founder of RichLifeAdvisors.com

Dec 17, 2015 1433

Description:

Today's guest wears many hats... he's a certified financial advisor, syndicated radio host of The RichLife and bestselling author of the book The RichLife: Ten Investments for True Wealth.  Beau Henderson writes and speaks internationally on the topic of creating financial success and living a fulfilled life.  He has helped more than 3,000 families discover their true relationship with money and has given them the tools to live a healthy, wealthy and fulfilled life. We discuss raising your financial IQ and the one discipline that guarantees success. For more information visit www.somoneypodcast.com. 

313: The Debt Free Guys, David Auten & John Schneider

Dec 16, 2015 2658

Description:

We’ve got two wonderful guests today. A couple, in fact, David Auten and John Schneider, also known as the Debt Free Guys. They’re making headlines these days with their blog and coming out as financial leaders for their peers in the LGBT community. When John and David met, they were two guys living what seemed to be normal lives. They were in their 30’s, they were financial professionals but they also had $51,000 in combined credit card debt. So, in our conversation, we chat about how they got out of that debt, how for many years they’ve lived what they called a “double life," as two men who are fabulous, out partying, drive nice cars, have nice clothes, great jeans but secretly were saddled with over $50,000 in debt. And we also talk about the specific financial needs they’re recognizing amongst gay couples. We’ll also talk about wine. These guys are wine lovers, car lovers and so much more. David and John currently work in financial services but they plan to quit very soon to pursue their blog and speaking engagements full-time. For more information visit www.somoneypodcast.com. 

312: Joya Dass, Financial News Anchor

Dec 15, 2015 2600

Description:

I have a question for you. How old were you when you discovered what you wanted to be in life when you were all grown up? I think I was maybe 11 or 12, I knew I wanted to go into news and journalism but then I got sidetracked and I did finance but hey, I found my way back. My guest today remembers vividly at three years old that she wanted to be a television anchor. And she did become a television anchor but it wasn’t without challenge. I first encountered Joya Dass when I was a graduate student interning at CNN. It was an incredible internship. I had a chance to go backstage at New York Fashion Week. I had a chance to work closely with some amazingly talented journalists and I got a chance to watch from the sidelines how anchors like Joya prepared for live shows and reported on stories from oil markets to student loans. Joya Dass is one of the first South Asian females to be seen on mainstream television in the United States. She’s been a business anchor for major networks for the last 15 years including CNN as well as ABC and Bloomberg and right now, she’s on the New York Stock Exchange floor every day for NY1 News and CBS. I just watched her give an incredible TED talk called Rethinking Failure, which we dive into on this podcast. We talk about what made her want to do that and the struggles that she had growing up in her family. In 2014, Joya was named the executive director of the South Asian International Film Festival presented by HBO. She also helms a documentary production company bearing her name. Joya is currently running a woman’s networking initiative called LadyDrinks. It champions the South Asian female entrepreneur. You want to listen to this interview because we talk about Joya’s determination with a capital D. That time in college for example when she went to the bursar’s office and the financial aid officer told her that no one had paid her tuition bill and she was not allowed to come back to school and she said, “Well actually, I’m going to figure this out” and so at the ripe age of I don’t know, maybe 19 or 20, she figured out a way to pay her own way through college.  We also talk about the entrepreneurial path of journalist today, why you need to think outside the box. If you want to be a TV anchor maybe you want to be TV anchor and other things because there’s not, as it used to be, a direct path to getting on television and being on television frankly isn’t the end all anymore. For more information visit www.somoneypodcast.com. 

311: Betty Liu, Bloomberg News Anchor

Dec 14, 2015 2428

Description:

 Today, Betty Liu joins us on the show. She is the anchor of Bloomberg Markets, appearing each day from 10 AM to 12 PM ET and 3 PM to 4 PM ET.  She is also the creator and host of her own podcast program, Radiate, which airs every Tuesday. Betty is phenomenal, she is a single mom and having worked in business news for a very long time, she has interviewed some of the most influential people in business and politics and media including presidents, Jimmy Carter, Bill Clinton, Warren Buffett, Carlos Slam, Jamie Diamond, Elon Musk, and so many others. Throughout our conversations, I’m dying to ask her, what is it like to work behind the scenes at Bloomberg? She mentions her morning ritual, it may sound fancy to others but not to Betty. What Warren Buffett continues to teach her. He is someone that Betty has interviewed many times. Betty’s top splurge, it's five figures. For more information visit www.somoneypodcast.com. 

310: Ask Farnoosh, Fraud Security During the Holidays

Dec 11, 2015 1698

Description:

The holiday shopping season is a particularly vulnerable time for credit and debit card fraud but there are several ways that you can help to protect yourself. I've invited Leslie Maloney, Executive Director, Credit & Debit Card Fraud Prevention at Chase to join me on a special Ask Farnoosh episode dedicated to all-things fraud protection. I'm a financial education partner with Chase Slate and know personally that Chase is focused on protecting customers with its zero liability protection, 24/7 monitoring and chip technology. In this podcast, we explore: Debit or credit? Which is safer to use? How will the chip card effect holiday shopping with a credit card this year? What are some steps to ensure my credit card information isn't being compromised? What happens if my card gets in the wrong hands? For more information visit www.somoneypodcast.com. 

309: Lea Goldman, Executive Editor at Marie Claire

Dec 10, 2015 1998

Description:

My guest today is one of my favorite people to chat women, work and money with. I always feel incredibly inspired afterwards. She is a total champion for women. Lea Goldman is the Executive Editor at Marie Claire magazine. There, she’s been at the forefront of bringing important stories to readers about how women can soar in their careers and simultaneously have fulfilling personal lives. Previous to working at Marie Claire, Leainterviewed billionaires and uber successful people for Forbes. She also serves as an adjunct professor at the School of Professional Studies at New York University. For more information visit www.somoneypodcast.com. 

308: Lauren Maillian, Entrepreneur, Author & TV Personality

Dec 9, 2015 2465

Description:

My guest today is a former model turned serial entrepreneur, TV personality, and author. Lauren Maillian, at just 19 years old founded a boutique winery,making her the youngest self-made winery owner in the country. Since then, she has served as the founder and CEO of LMB Group, which is a strategic marketing company and is a founding partner at Gen Y Capital Partners, an early stage venture firm focused in investments in mobile and consumer facing technology enabled companies. Lauren’s passion in business is to marry marketing, branding strategy, and technology. She’s going to co-star in a new TV show in Oxygen this January called Create Your Day Job. She’s also the author of the best-selling business memoir, The Path Redefined. In our conversation, we learned how her father’s upbringing influenced her dedication and drive to becoming financial independent at a really young age. We talk about what does it take for a 19 year old to want to launch her own business? Keep in mind, she was doing this while in school and expecting a child. And her So Money moment when she sold her winery and why, she says, “You know what? I was really scared in that moment.”  For more information visit www.somoneypodcast.com. 

307: Laura Coe, Healthcare Entrepreneur

Dec 8, 2015 2023

Description:

Today's guest is an author, blogger and certified life coach whose mission is to help people shed the emotional weight keeping them from finding fulfillment.  Laura Coe founded Emotional Obesity after undergoing her own struggle.  At 35 years old, Laura had everything one could want according to society - she had a high-powered career, beautiful home and car, healthy bank account, loving spouse, a child and great group of friends.  It was in this moment that Laura realized she was "Emotionally Obese" after suffering a build-up of pressure to conform to society's narrow definition of success.  Laura quit her job and looked into opening a yoga studio but found that practicing yoga and running a studio were two totally different endeavors.  Laura then returned to her first passion, studying philosophy to help find an answer to her problems. In taking up studying philosophy again, Laura realized that since the dawn of time, philosophers of the East and West have spoken about the importance of health and emotional well-being.  It was then that Laura's personal journey, her study of philosophy and development of an effective emotional health and fitness plan became Emotional Obesity. For more information visit www.somoneypodcast.com. 

306: Jenna Ricker, Producer and Director

Dec 7, 2015 2452

Description:

Today's guest is a producer and director of notable films including Ben's Plan (2007) and now most recently The American Side (2014). Jenna Ricker studied acting at the prestigious NYU's Tisch School of the Arts and has received recognition in the industry ever since including the Mira Nair Award for Rising Female Filmmaker.  Her latest film is The American Side : She co-wrote and directed the movie which was hailed by the Hollywood Reporter as "an adrenaline-charged pop-noir mystery." The film will hit theaters next Spring and to expand its release she and her team have launched a Kickstarter campaign. Some takeaways from our interview... Jenna talks about being a woman – behind the camera, Jenna’s take on all the discussion in Hollywood and beyond about giving females a greater voice in cinema. And financing a film in 2015…how she convinced backers to give her over a million dollars for The American Side. For more information visit www.somoneypodcast.com. 

305: Ask Farnoosh, "How Do I File My Taxes as a Newlywed?"

Dec 4, 2015 1683

Description:

In today’s episode of Ask Farnoosh, special guest Alan Moore, co-founder of XY Planning Network, I answer your biggest questions about filing taxes after you get married, if it's possible to inherit your parents debt after they pass, student loan debt from your husband's first marriage and more. Alan joined me on So Money last month. To catch his interview, click here. And if you’d like to keep up with Alan, follow him on Twitter @R_Alan_Moore. For more information visit www.somoneypodcast.com. 

304: Alix Steel, Bloomberg News Anchor

Dec 3, 2015 2544

Description:

My next guest and I go way back. Alix Steel and I were the first two women hired to work at TheStreet.com TV where we covered the markets, interviewed CEOs and did many a videos with Jim Cramer, the co-founder and host of Mad Money on CNBC. It's why I’m so thrilled, so proud to see her reach such heights in her career. She is now a star anchor at Bloomberg News.Alix anchors Bloomberg Markets from 12 to 2pm each day and co-hosts What’d You Miss? Bloomberg TV's flagship markets program which airs weekdays from 4:00-5:00pm. Alix resides in Brooklyn where she and her husband raise a beautiful little girl born just around the time Evan was born. [We’ve YET to organize that play date.] In our interview we catch up on old times, talk about the day she made MORE money than she ever thought possible and as the breadwinner, strategies for creating financial security in her marriage. For more information visit www.somoneypodcast.com. 

303: Dorethia Kelly, Author of #MoneyChat

Dec 2, 2015 1569

Description:

Today’s guest is the founder of #MoneyChat and president of Conner Coaching LLC, which gives results oriented personal finance and business coaching services. Dorethia Kelly is known for her no nonsense approach and charismatic personality in order to help individuals successfully manage their money and help business owners boost their bottom line. Dorethia has a book entitled #MoneyChat the Book: How to Get out of Debt, Successfully Manage Your Money and Create Financial Security. Dorethia offers her readers helpful financial advice on everything from saving for college, creating an emergency fund, budgeting and other important personal finance topics and does so in a way that makes it easy to apply to your daily routine. Some take aways from our conversation. The biggest financial concerns she discovered people were talking about on Twitter. Her number one financial mistake, it involved a vacuum and helping a family in need at one point in her 20’s. That was the first time she was able to be really charitable and she calls it her So Money moment. For more information visit www.somoneypodcast.com. 

#GivingTuesday: We Donated the Most!

Dec 2, 2015 99

Description:

All month long, #SoMoney has been in a healthy and fun competition with the #StackingBenjamins podcast to raise money for our respective charities. Host Joe Saul-Sehy has been advocating for Texas 4000 while I have been promoting THON at Penn State University. And guess what? WE WON! It was a very close race. Listen to hear how much we raised thanks to your donations.  

302: Amie Valpone, Nutritionist & Founder of The Healthy Apple

Dec 1, 2015 1840

Description:

My guest today was inspired to start her food blog  The Healthy Apple after suffering through years of health issues. She was told she had just 24 hours to live...That was five years ago. Today Amie Valpone is a culinary nutritionist, professional recipe developer, food photographer and chef specializing in gluten-free and clean recipes for at home cooks.  She'll be debuting her first cookbook in March 2016, so keep a look out for that.   You won't believe her story about the time when told she had 24 hours to live...and subsequently getting fired...from Vogue while on disability.   For more information visit www.somoneypodcast.com. 

301: Alison Bernstein, Founder of Suburban Jungle Realty

Nov 30, 2015 1495

Description:

Today’s show is about real estate and relocation. I live in Brooklyn, where people complain that they’re getting priced out. It’s not just Manhattan with its high prices, but also Brooklyn and even parts of Queens. So, hard working families are finding themselves at the crossroads, do they stay and squeeze themselves and their two and a half kids into a tiny apartment? Or do they venture a little further out to the suburbs? Today, the founder of  Suburban Jungle Realty Group, Alison Bernstein joins us. The company, which launched in 2008 in New York City and has since expanded to other cities including Miami and LA, is a suburban relocation firm exclusively focused on buyers looking to leave their city for greener pastures, literally. She has been dubbed as the "suburban matchmaker for urban families."  Families can work with a personal strategist and team of agents and locals for free of charge to help them find their dream home in the right location. Often, you might make a big move to a suburb only to discover it’s not exactly what you thought it would be like.  The company was founded after Alison took on the daunting task herself of relocating out of Manhattan and found she was unable to pick a home that would suit her family in a nice town. It took them three moves before settling down in Armonk. Now, she’s committed to helping families and simplifying the process so that they don’t go through the same situation that she did. For more information visit www.somoneypodcast.com 

300: Ask Farnoosh, Any advice for rolling over a 401k?

Nov 27, 2015 1997

Description:

On today's episode of Ask Farnoosh, special guest Brittney Castro of Financially Wise Women and former So Money guest, and I answer your biggest questions about resources for finding college scholarships, the first steps you need to take to start a business, rolling over your 401k and more. If you'd like to learn more about Brittney, visit her website at www.financiallywisewomen.com and follow her on Twitter @brittneycastro. For more information visit www.somoneypodcast.com.

299: Farnoosh Torabi, Host of So Money (Replay)

Nov 26, 2015 3478

Description:

Happy Thanksgiving everyone. I’m reporting to you from Lancaster, Pennsylvania, from the home where my husband grew up. I'm feeling very grateful this year for my healthy and beautiful son Evan, my best friend and husband Tim and my supportive and loving family. I’m thankful to have a career I love, a home, my health. This year I’ll be thinking and praying for all of the families all over states and abroad in Paris, Syria and the middle east. I forget sometimes how lucky I am. My parents came here more or less fleeing their homeland of Iran in the late 70s, early 80s, when the country was in the midst of a dark war and revolution. I would not be here if the United States didn’t grant my dad a permit to stay here and work and ultimately earn his citizenship along with my mom. For today’s episode, we’re doing a throwback to MY interview recorded back in July. My guest host – Joe Saul Sehy of Stacking Benjamins– you just heard him on the podcast earlier discussing our charity competition. He put me in the hots eat and asked me the very same questions I ask of my guests. I shared things with him I don’t think I’ve shared with anyone…Hope you’ll enjoy it. Wishing you and your family a blessed holiday. Wishing you health, wealth and happiness. For more information visit www.somoneypodcast.com.

298: Emma Johnson, Founder of WealthySingleMommy.com

Nov 25, 2015 2818

Description:

Today's guest is a longtime business and personal finance journalist. Emma Johnson is the founder of Wealthy Single Mommy, a website dedicated to professional single moms where she shares advice and discusses topics like career, money, parenting and dating.  She also recently launched her own podcast, Like a Mother with Emma Johnson, which was named by U.S. News as a "Top 15 Personal Finance Podcast."  Emma also has her own video course, How Not To Be a Broke Single Mom. For more information visit www.somoneypodcast.com.

297: Todd Torabi, Product Designer at Petrolicious

Nov 24, 2015 3200

Description:

Today's guest is a really special person... he's my brother! You’ve heard him on the show before as he was my co-host during some of the earlier episodes of Ask Farnoosh. Todd and I have a very big age gap. I am almost 11 years his senior, so you can imagine we have a special relationship. I remember changing many of his diapers, babysitting him and driving him to school. Both our parents worked at one point and the only person who could take Todd to kindergarten in the morning was ME. I would actually take Todd to my 1st period history class my senior year in high school and have a special note that allowed me to leave school at 8:30 to go drop Todd off at kindergarten and come back to school. I was single parenting at 17! Proud to say that Todd – a MILLENNIAL! – has gone on to achieve a great deal in his early 20s. He is currently a product designer at Petrolicious, a media company and award-winning film series showcasing the powerful relationship between vintage cars and their owners. This job he got by first just emailing the founder out of the blue. Talk about guts! Todd also teaches. He helps run a 10-week User Experience Design course at the technology school, General Assembly. He loves to play basketball and tennis. He is a die hard Patriots Fan and has recently taken up meditation. You wouldn’t know we’re related based on those interests…except the tennis part. He and I took lessons this summer and he kicked my butt. For more information visit www.somoneypodcast.com.

296: Jim Cramer, Co-Founder of TheStreet.com & Host of Mad Money

Nov 23, 2015 2137

Description:

My guest today says he doesn’t like talking about personal wealth. He reveals this late in our interview, which kind of shocked me and made feel a bit bad because here I am digging into his personal finances. But he graciously makes an exception for us. My former boss and mentor Jim Cramer, co-founder of TheStreet.com and host of Mad Money on CNBC is on the show. For more information visit www.somoneypodcast.com.

295: Ask Farnoosh, Tips for a working mom supporting her family?

Nov 20, 2015 1516

Description:

On today’s episode of Ask Farnoosh, I answer your biggest questions about how to be your own boss, providing for your family and being a mom, finding the right financial planner and more. For more information visit www.somoneypodcast.com.

294: Samantha Ettus, Parenting Expert

Nov 19, 2015 2551

Description:

Today's guest is a best-selling author of four books, a writer for Forbes, a sought-after speaker and host of a nationally syndicated call-in radio show on Lifestyle Talk Radio.  Samantha Ettus is frequently featured on top news and lifestyle outlets for her career and parenting advice, regularly appearing on Access Hollywood, The Today Show, Fox and Friends among many others.  Samantha is eager to help women reach their potential by creating a work-life balance.  She has worked with thousands of high-profile celebrities, CEOs and professionals.  As mentioned previously, she’s the author of four books and her latest book The Pie Life, will be published in September 2016. For more information visit www.somoneypodcast.com.  

293: Ali Shapiro, Founder of Truce with Food

Nov 18, 2015 2271

Description:

Today's guest is a coach who helps people that are accomplished in life but battle with food.  Ali Shapiro developed her own innovative method, called Truce with Food, by combining her background in functional medicine and holistic nutrition while studying at the University of Penn. She also earned a Masters degree in coaching. Ali was inspired to help others after undergoing her own 18-year battle with teenage cancer which also affected her relationship with food.  Now, Ali runs an annual Truce with Food program while also working with clients one-on-one.  Ali has a lot of projects in the works including the Truce with Food book and her own podcast, so stay tuned on that front.  She has been featured in major news publications including The Wall Street Journal, Huffington Post, Redbook Magazine, among countless others. For more information visit www.somoneypodcast.com.

292: Alex Jamieson, Co-Creator of Super Size Me + Functional Nutrition Coach

Nov 17, 2015 2216

Description:

Today’s guest is a nutrition and life coach who's also the co-creator of the 2004 Oscar-nominated documentary that shook up the fast food nation, Super Size Me. Alexandra or "Alex" Jamieson is also a best-selling author of a #1 book on Amazon, out earlier this year entitled, "Women, Food and Desire: Embrace Your Cravings, Make Peace with Food, Reclaim Your Body."  She has been featured in top news outlets and publications nationwide including The TODAY Show, Oprah, Dr. Oz, CNN among countless others. Alex also delivers inspirational speeches and workshops around the globe and was even named Elle Magazine's Coach for January 2015. She also started her own podcast, The Crave Cast, which debuted #1 on iTunes in the Alternative Health category. On the show she talks about new insights into cravings and desires and how to achieve happiness and well-being that we all strive for. For more information visit www.somoneypodcast.com.

291: Mike Lowe, Founder of Kidoodle TV

Nov 16, 2015 1576

Description:

Today's guest is Mike Lowe and parents to young children out there – you’re going to raise the volume UP on this podcast. Mike is the founder of Kidoodle TV, a unique subscription video on-demand service for families which offers quality kid-friendly entertainment in a commercial free environment. Think Netflix for kids. Plus Kidoodle has key features such as parental control, time limits and parent analytics.  Great for kids given today's "digital jungle" as Mike's team calls it.  The company is committed to making a positive impact for families, which I'm all for.  Prior to founding the company, Mike has a background in journalism and new media. For more information visit www.somoneypodcast.com.

290: Ask Farnoosh, Any advice for millennials in survival mode?

Nov 13, 2015 1530

Description:

On today’s episode of Ask Farnoosh, I answer your biggest questions about advice for millennials who are in survival mode, working with your partner to discuss expenses and budgeting and more. For more information visit www.somoneypodcast.com.

289: Rieva Lesonsky, CEO of GrowBiz Media & SmallBizDaily.com

Nov 12, 2015 2671

Description:

Today’s guest is the CEO of GrowBiz Media, which is a content and consulting company specializing in small business and entrepreneurship. Rieva Lesonsky has been consulting, meeting and speaking with small businesses and owners for nearly 30 years.  Prior to this role, she was a Senior Vice President and Editorial Director of Entrepreneur Magazine. Rieva is nationally recognized and has appeared in top news outlets including The TODAY Show, CNN, Good Morning America, Fox Business News, Oprah among many others.  She regularly appears on MSNBC’s Your Business and is the author of several books including the bestseller Start Your Own Business.  Rieva has also been named on Folio Magazine’s “Folio 40” list, a Small Business Influencer by SmallBusinessTrends.com and has been inducted into the Business Journalism Hall of Fame. For more information visit www.somoneypodcast.com.

288: Tara Gentile, Business Strategist & Creator of Quiet Power Strategy

Nov 11, 2015 2316

Description:

  For more information visit www.somoneypodcast.com.

287: Ilyce Glink, Money & Real Estate Expert

Nov 10, 2015 2264

Description:

Today's guest is a money and real estate expert. Ilyce Glink is also an award-winning, nationally-syndicated columnist, television reporter and radio talk show host, frequently appearing on CNBC, CNN, PBS among other major news organizations.  She also hosts the ThinkGlink podcast where she answers questions about real estate, mortgages, credit among other topics. Ilyce is the author of the column "Real Estate Matters," which runs in over 85 newspapers nationwide including The Washington Post, the L.A. Times, Chicago Tribune among others.  She writes the column with husband Sam Tamkin, a real estate attorney with 25+ years of experience to address real estate, personal finance and consumer issues.  She has also written a dozen books, including the bestselling "100 Questions Every First-Time Home Buyer Should Ask". She is also the creator of The Intentional Investor, a 9-part video series and 9-part ebook series that gives you a clear road map to help you become wildly successful in real estate. For more information visit www.somoneypodcast.com.

286: Elias Weiss Friedman, The Dogist

Nov 9, 2015 1984

Description:

If you’re a dog lover today’s podcast is totally for you! Elias Weiss Friedman is the star, or cameraman I should say, behind the insanely popular blog and Instagram account The Dogist, which shares daily portraits of adorable dogs out and about on the streets to over 1 million followers. Wow.  This has become such a hit since first launching in 2013 that the idea also translated into a book, which came a few weeks ago entitled, The Dogist: Photographic Encounters with 1,000 Dogs. After graduating from Boston University in 2010, Elias moved to New York City where he worked at a major brand strategy agency for two years until being laid off.  During this time he was inspired to be involved in a business venture that was more creative and authentic so he decided to combine his two passions, dogs and photography.  From there the rest is history. For more information visit www.somoneypodcast.com.

285: Ask Farnoosh: How to Negotiate a Better Salary?

Nov 6, 2015 2059

Description:

On today's episode of Ask Farnoosh, special guest Jacquette Timmons, a financial behaviorist, and I answer your biggest questions about negotiating a promotion or increase in salary at work, refinancing student loans, what to do with your leftover money after maxing out your retirement accounts and more.

284: Sandra Hanna, Co-Founder and CEO of Smart Cookies

Nov 5, 2015 2227

Description:

Today’s guest is one of the five co-founders and CEO of Smart Cookies, a movement helping thousands of people become debt-free.  Sandra Hanna claims she was “a complete financial disaster” only a few years ago but was able to become debt-free and live a life she only dreamed of once upon a time.  On theSmart Cookies team, Sandra brings sales and public relations expertise, having worked previously in PR. Some more about her company, Smart Cookies has been featured in top news outlets including the Today Show, New York Times, ABC News, Oprah among many others. The company started with just five people and is now over more than 50,000 people strong. The site offers real tips, inspiration and advice for how to get out of debt without using all of the personal finance jargon.  Sandra has co-authored two best-selling books including The Smart Cookies Guide to Making More Dough and The Smart Cookie Guide to Couples and Money.  She also hosted The Smart Cookies TV show on OWN Network in Canada. For more information visit www.somoneypodcast.com.

283: Nigel Barker, Photographer & Judge on America's Next Top Model

Nov 4, 2015 1965

Description:

Today’s guest is an internationally renowned photographer rubbing shoulders with some of the world’s top models.  In fact, he is a judge on the popular TV show, America’s Next Top Model, that just announced it will be ending after 12 years and 22 seasons. Nigel Barker has been with the show for a whopping 17 seasons.  He also hosts Oxygen Network’s modeling competition series with Naomi Campbell, The Face.  Nigel is highly-revered in the fashion and entertainment industry which has led to many exciting opportunities including his own show on VH1 called The Shot, as well as producing films, documentaries and commercials for a variety of people from Hollywood clients to charitable organizations. Most recently, Nigel was awarded the “Film Heals” Award for Humanitarianism at the 6th Annual Manhattan Film Festival for Dreams Are Not Forgotten. With over 20 years of experience in the fashion industry, he has authored several books, most recently a New York Times best-seller titled, “Models of Influence: 50 Women Who Reset the Course of Fashion.” For more information visit www.somoneypodcast.com.

282: Agapi Stassinopoulos, Author of "Unbinding The Heart"

Nov 3, 2015 2614

Description:

Alright…Today’s guest is a bestselling author and speaker who inspires audiences around the world along with her sister Arianna Huffington. Agapi Stass-in-opoulos is joining me today. She recently gave the final keynote speech at She Summit 2015 in New York where she had the crowd roaring with laughter while also delivering messages found in her latest book, Unbinding the Heart: A Dose of Greek Wisdom, Generosity and Unconditional Love.  In this book she shares adventures from her life and the wisdom she’s gained from those experiences as well as the values that her Greek mother instilled in her and sister Arianna. Prior to her latest book, Agapi has written books on Greek Archetypes which have been turned into PBS specials.  Most recently she is developing a curriculum on Heartfelt Leadership for both the Wharton and Columbia Business Schools in order to provide tools for conscious leadership into today’s workplace.  The principles are based on generosity and empathy in order for people to live a more fulfilling life.  She is also heavily involved in her sister’s “Thrive” movement where she helps Arianna conduct workshops with big name companies and brands including Nike, Starbucks, Time Inc., Whole Foods among countless others. For more information visit www.somoneypodcast.com.

281: Donovan Ramsey, Journalist & Millennial Public Thinker

Nov 2, 2015 2770

Description:

Today’s guest is my former editorial assistant and right hand guy..Donovan X Ramsey who is now…an accomplished journalist focusing on the topic of black identity, politics and patterns of power in America. His work has appeared in countless top publications including The New York Times, The Atlantic, GQ, Gawker, Ebony among others.  Donovan X. Ramsey also serves as a fellow at Demos, the New York City-based public-policy think tank where he is currently gearing up to cover race in relation to the 2016 presidential race.  He is also heavily involved in the national movement to reform the criminal justice system. For more information visit www.somoneypodcast.com.

280: Ask Farnoosh, When Do People Typically Sell Stocks?

Oct 30, 2015 761

Description:

In today's episode of Ask Farnoosh I answer your biggest questions about when's a good time to consider selling stock, whether to put your money into a new home or towards your retirement savings, future podcast guests you'd like to see on the show and more. For more information visit www.somoneypodcast.com.

279: Tara Siegel Bernard, Personal Finance Reporter for The New York Times

Oct 29, 2015 2924

Description:

Today's guest is currently a personal finance reporter for The New York Times.  Tara Siegel Bernard has been with the publication since 2008. Prior to that she spent time as a deputy managing editor at FiLife.com, a defunct personal finance website. She also served as a news editor at CNBC and spent a decade at Dow Jones, where she wrote a weekly personal finance column. She was also a regular contributor to The Wall Street Journal's small-business and health cost columns at the start of her career. Before getting involved in writing about personal finance, Tara focused on the credit card and banking industries. For more information visit www.somoneypodcast.com.

278: Gerard Adams, Co-Founder of Elite Daily

Oct 28, 2015 1799

Description:

Today's guest is the co-founder of a website you probably know, you've probably been on it. It's called EliteDaily, it's a website that advertises itself as the Voice of Generation Y. And I know a lot of you are millennials. The site was recently sold for $50 million bucks, and Gerard or "G" as he likes to be called, has quite the story. He's a college drop-out turned serial entrepreneur, digital media executive, documentary film producer, and millennial thought leader and philanthropist. He's also been been named one of the coolest people in Silicon Alley tech by Business Insider. His story started after he left college after just one semester. He became a first time entrepreneur shortly thereafter and things didn't pan out as he had hoped — he's gonna talk about that. Fast forward five years, and he's a self-made multi-millionaire. Today he's 30 years old, he's built, backed, and invested in nine companies and trades that all have made seven figure plus profits. Another reason to be impressed by Gerard, Tony Robbins is his guru, and the following Tony Robbins quote changed his life as it has mine and many others. It goes like this, "Success without fulfillment is the ultimate failure." And yeah I live by those words. From there Gerard was inspired to launch Fownders, which is his latest venture — Fownders. And it's what he's calling a mentor and a movement that will show our generation how he himself has been able to succeed in business. So he is going in front and center, teaching people what he's learned. And it's not out yet, so we'll have to stay tuned for what's to come. For more information visit www.somoneypodcast.com.

277: Lewis Howes, Author of "The School of Greatness"

Oct 27, 2015 1953

Description:

Today I have the great pleasure of bringing back Lewis Howes to the show to talk about his latest book out today. That’s right, you can go over to Barnes and Nobles, Amazon or your local bookstore after you listen to this and pick up a copy, which I highly recommend that you do. In fact I’m giving away 20 free copies, listen to the end of this podcast to discover how you can be selected or check out the instructions below. The book is called “The School of Greatness.” It’s the same title of his very successful podcast and as I said, I’ve already had Lewis on the show before in case you miss that episode, you’ll have to check it out it wasepisode 4. Now a little bit of background to catch some of you up about Lewis. A lot of you may recognize his name, he is a former pro football player, he is an elite athlete, after suffering a career ending injury he bounced back creating a multimillion dollar online business as a business coach and speaker. In his new book, he shares the tips and habits that he uncovered in interviewing some of the greatest people including Olympic gold medalist Shawn Johnson and Pencils or Promise CEO Adam Braun among countless others, he’s uncovered that greatness that comes from within. He decided to write about his experiences and share a real world guide to living bigger, loving deeper and leaving a legacy. His ultimate goal is showing people that anyone is capable of achieving success. For more information visit www.somoneypodcast.com.

276: Steph Halligan, Motivational Cartoonist, Founder of Empowered Dollar

Oct 26, 2015 1664

Description:

Today's guest has a very cool title. She is a motivational cartoonist. What does that mean? She combines her love of drawing cartoons and helping others with their finances in the blog, Empowered Dollar. The blog chronicles the cartoon version of Steph complete in green tights and all to fight "the debt monster" in order to achieve financial freedom. Steph has been drawing since she can remember and added the personal finance expert to her work after she graduated from college with over $30,000 of debt to her name.  She was making barely minimum wage and knew something had to change in order to become debt free.  That's when she started her journey to financial freedom with her blog to chronicle how she was able to pay off almost $35,000 in student loans in just under four years. For more information visit www.somoneypodcast.com.

275: Ask Farnoosh, What are your recommended resources for couples planning their finances?

Oct 23, 2015 2043

Description:

In today's episode of Ask Farnoosh, special guest Brittney Castro, Founder and CEO of Financially Wise Women, and I answer your biggest questions about how to best meet with your partner to discuss your finances, purchasing your first home, where to put your annual bonus money towards paying off debt or savings and more. Brittney joined me on So Money before. To catch her interview, click here.  And if you'd like to keep up with Brittney, follow her on Twitter @BrittneyCastro. For more information visit www.somoneypodcast.com.

274: Kimberly Palmer, Senior Money Editor at U.S. News & World Report

Oct 22, 2015 1801

Description:

Today on So Money, Kimberly Palmer joins us. She is the senior money editor at US News & World Report and author of "The Economy of You: Discover Your Inner Enrepreneur and Recession-Proof Your Life."  She is working on a new book coming out next year entitled, "Smart Mom, Rich Mom: How to Build Wealth While Raising a Family."  Kimberly also serves as an adjunct professor at American University where she teaches a mastering social media course. For more information visit www.somoneypodcast.com.

273: Josh Altman, Bravo's Million Dollar Listing Star

Oct 21, 2015 1356

Description:

Today's guest is a regular on Bravo's Million Dollar Listing Los Angeles and co-founder of The Altman Brothers real estate group, which has partnered with Douglas Elliman. Josh "The Shark" Altman is a real estate powerhouse and top producing agent with big-name clientele. He has sold over a billion and a half in real estate. Wow, I'll let that sink in for you. Josh prides himself on the fact that he knows every aspect of real estate. Prior to appearing on Bravo's hit show he was a successful property developer who flipped for profit properties throughout Los Angeles. Now, he and his brother Matt have closed some of the biggest sales in LA County history, including the recent sale of a home in Beverly Hills for $20.1M, which will go down as the biggest sale in Beverly Park South history. He just came out with a new book at the end of last month titled, "It's Your Move: My Million Dollar Method for Taking Risks with Confidence and Succeeding at Work and Life" where he reveals his trade secrets and offers aspiring entrepreneurs and professionals tips to help outsmart the competition. For more information visit www.somoneypodcast.com.

272: Tim Gunn, Project Runway Mentor

Oct 20, 2015 2221

Description:

Ladies and gentleman, this episode is an absolute dream come true for me. Today on the show we have the Emmy Award-winning co-host of Lifetime's mega-hit show Project Runway Tim Gunn. Tim is fashion royalty and he's had a long lasting career as a mentor and educator with roles like  Chair of the Department of Fashion Design at Parsons School of Design, Fashion Dean at Fifth & Pacific and Chief Creative Director at Liz Claiborne Inc. He's also a New York Times best-selling author. Most recently he has an upcoming show debuting this November, November 12 to be exact called Project Runway Junior. This show will focus on up and coming emerging young designers aged 13-17. Tim will co-host alongside super model Hannah Davis, Kelly Osborne, designer Christian Siriano and executive fashion editor at Cosmo and Seventeen Magazines, Aya Kanai. Be sure to tune in on Nov. 12 at 9p ET.   For more information visit www.somoneypodcast.com.

271: Terri Trespicio, Branding Strategist

Oct 19, 2015 2385

Description:

Today's guest is a branding strategist who coaches experts, visionaries, entrepreneurs and businesses to garner the attention they want for themselves and their brands.  She is also a speaker, storyteller and on-air talent who just delivered her first TED talk at TEDx in Kansas City this past summer. And I LOVE what she had to say in her TED Talk– that this pressure to “search for passion” is a bunch of baloney! We’re going to talk about that. Prior to that for nearly a decade she served as a senior editor at Martha Stewart's Whole Living magazine and hosted a live, daily show by the same name on Martha Stewart Living Radio on Sirius XM.  Terri continues to be a face in the media appearing on national shows like the TODAY show, Dr. Oz, The Early Show among many others. She is also host of her own show, Solopreneur on the Grant Cardone Network as well as a podcast by the same name.  She is also the author to her e-book "Take the Work Out of Networking"  Plus a little fun fact, Terri is a stand-up comedian who showcases her talent in venues across New York City. For more information visit www.somoneypodcast.com.

270: Ask Farnoosh, How much money should I keep in my checking account?

Oct 16, 2015 1933

Description:

In today’s episode of Ask Farnoosh, special guest Joe Saul-Sehy, co-host of Stacking Benjamins podcast, and I answer your biggest questions about using investing in yourself, owning a second home, using a life coach and much more. Joe joined me on So Money last month. To catch his interview, click here. And if you'd like to keep up with Joe, follow him on Twitter @AverageJoeMoney. For more information visit www.somoneypodcast.com.

269: Marni Battista, Author of "Becoming Irresistible"

Oct 15, 2015 1093

Description:

  Today, I'm bringing back my friend Marni Battista, a Zen Dating and Life Coach to talk about her latest book "Becoming Irresistible - How To Effortlessly Have Men Pursue You, Treat You Like A Goddess, and Commit To You For Life."  In this book, Marni reveals the 3 key "musts" to help women transform their unconscious behaviors in order to find a quality partner.  The book shares specific tools and advice.  The book launched earlier this week on October 11th and to celebrate the launch Marni is giving it away for FREE for 10 days, so you have until the 21st to get your copy. GO TO DatingWithDignity.com. A little background for those of you who many have missed her the first time she was on So Money, she is the founder and CEO of DatingwithDignity.com, a million dollar plus company that specializes in helping her clients first fall in love with themselves by creating a life they love and then finding someone to love. I also interviewed Marni for my book When She Makes More…and on the importance of stepping into your femininity to find the mate of your dreams. For more information visit www.somoneypodcast.com.

268: Cait Flanders, Blonde On A Budget

Oct 14, 2015 1474

Description:

  You’re not going to believe what my guest today is doing, she is actually on a spending freeze, yep a spending cleanse. I’ve gone on a juice cleanse, unsuccessfully. The idea of actually not spending any money on once and things that I happen to desire throughout the day whether it’s a coffee or a cab ride. Well it would be very difficult for me as I think it would be for a lot of people and Cait is a living, breathing experiment of this and she has been making headlines. I’ve known Cait for some time, she’s an avid blogger and very active in the personal finance community, she runs the blog Blonde on a Budget. She recently made new headlines with this spending freeze that she was embarking on, which she actually started last year. And so I thought, “You know what? Let’s get her on the show,” because I want to know how this cleanse is going, does it work, can it work, how can we all learn from this and maybe take some of the lessons into our own lives. A little bit more about Cait, she’s the creator of the blog Blonde on a Budget which she started in 2010 as a way to document her own journey to get out of debt. After paying off about $30,000 of debt, she decided to adopt a very minimalist lifestyle, she got rid of 75% of her belongings and she is, as I said, currently undergoing a two year shopping ban. She’s become very passionate about helping others create budgets that align with their goals and values while also teaching others to overcome consumerism tendencies. Her story has been featured in Forbes, Huffington Post, Yahoo! Finance, among many others. For more information visit www.somoneypodcast.com.

267: Mathew Knowles, Music Mogul & Beyoncé's Dad

Oct 13, 2015 1516

Description:

I'm beyond excited to introduce today's guest. Once upon a time he was a Xerox top sales executive, worldwide turned music mogul and Grammy Award-winning executive music producer and did I mention father to the Queen B, yes Beyoncé! With over 23 years of experience in the music industry he has helped artists hit targets of success and brought them to superstardom. Remember Destiny's Child? He managed them back in the day and helped bring his daughter Beyonce solo until their mutual split back in 2011.  Well know he's back on the scene and out with a book entitled, "The DNA of Achievers: 10 Traits of Highly Successful Professionals." The book is already an Amazon #1 best-seller, before it's official release, which is coming up on October 15, 2015 so go pre-order the book today. For more information visit www.somoneypodcast.com.

266: Jacquette Timmons, Financial Behaviorist

Oct 12, 2015 2656

Description:

Today's guest is a financial behaviorist and has quite an interesting story as to how she got there. Jacquette Timmons started college at the Fashion Institute of Technology here in New York City at the young age of 16 years old where she was determined to make her mark as a shoe designer.  The first semester into college she realized that she wasn't so good at drawing so she switched to become a marketing major. Before graduating she met her mentor who encouraged her to head to Wall Street.  At that moment, Jacquette realized that there is a lot in common between the designer mindset and the world of money and personal finance. Fast forward years later and Jacquette is now a financial behaviorist and helps others to identify underlying behaviors and beliefs that help them from reaching their financial goals. She is also a coach, teacher, speaker and writer who talks about everything from common financial problems for the middle class to the 1%.  She is also the founder of Sterling Investment Management, Inc. and author of "Financial Intimacy: How to Create a Healthy Relationship with Your Money and Your Mate." For more information visit www.somoneypodcast.com.

265: Ask Farnoosh, Should I trust credit repair companies? What steps should I take to start my business?

Oct 9, 2015 1398

Description:

In today’s episode of Ask Farnoosh, special guest Alan Moore, co-founder of XY Planning Network, I answer your biggest questions about retirement planning, student loans, interest rates and more. Alan joined me on So Money last month. To catch his interview, click here.  For more information visit www.somoneypodcast.com.

264: Anthony Saleh, Manager to Nas & Tech Investor

Oct 8, 2015 1303

Description:

Our guest today is like none other. He straddles the worlds of music and technology, managing artists like multi-platinum rap legend Nas while also investing in tech startups. His name is Anthony Saleh. His background is in mathematics and electrical engineering…and while pursuing those degrees he discovered his true calling in the world of music. A little bit about his illustrious music career (and by the way he’s not even 30): He is the CEO of Emagen Entertainment Group and an artist manager with C3 Management. He executive-produced Nas' 2008 Untitled and 2012 Life is Good albums, both of which were Grammy-nominated and debuted at No. 1 on the Billboard 200. In 2009, he partnered with Troy Carter to be the Executive Vice President & General Manager of Atom Factory. During his tenure, Atom Factory represented Nicki Minaj, Robin Thicke, Mary J. Blige, Lady Gaga, Toni Braxton, and many other artists. Anthony is also an influential member and part-time resident of Silicon Valley, where he is an avid angel and seed investor and advisor to many of America's top technology start-up companies. Anthony is an Emmy award winner…He has been named as Billboard's Top 30 Under 30. And most recently called a top 100 Entrepreneur by Levo.com. For more information visit www.somoneypodcast.com.

263: George Zimmer, Former Founder of Men's Wearhouse

Oct 7, 2015 1794

Description:

Raise your hand if you’ve ever rented a tux? Or know someone who’s rented a tux? It’s kind of a pain, right? It’s multiple visits…you often need to get the tux tailored. It’s not cheap. The industry is changing…Today’s guest is leading the movement. George Zimmer is the founder, chairman CEO and honorary tailor of his former company Men's Warehouse for over 40 years. In 2013 George left Men’s Warehouse. News reports suggested at the time it was over disagreements with the board. He's now making a comeback with two new business ventures including zTailors where he is once again revolutionizing the apparel industry providing consumers with a remarkable and highly personalized experience to create high-quality, customizable and affordable tailoring through a national network of tailors. His second venture, Generation Tux, is what he's calling a "reinvention of the tuxedo rental experience." Over the years, George has helped tens of millions of young men find a tuxedo rental so he's putting his past experience to good use offering a high-tech clothing rental experience. For more information visit www.somoneypodcast.com.

262: Jenn Scalia, From Rock-Bottom to Six-Figures

Oct 6, 2015 1987

Description:

If you're a female entrepreneur you'll hopefully be as inspired as I am by today's guest. Jenn Scalia is a visibility coach and online business strategist who specializes in helping female entrepreneurs stand out in their industry in order to make an impact in their area of expertise. She's best known for her tough love, no-B.S. style when it comes to managing her clients. She has quite the story of her own having hit rock bottom only to come back stronger than ever.  After losing the love of her life, moving back in with her parents and piling up debt, Jenn was a single mom and realized it was time for a change. Jenn motivated herself to build a 6-figure business to become an online superstar. Today, she helps thousands of entrepreneurs who follow her teachings of how to promote their brands online.  She is also regularly featured on Huffington Post, Elite Daily and MindBodyGreen. For more information visit www.somoneypodcast.com.

261: Dan Macklin, Co-Founder of SoFi

Oct 5, 2015 1926

Description:

I’m dedicating this show to all my student loan borrowers out there. I know you listen to this show. I know you’re dedicated to getting ahead financially. I also know that this is an extremely challenging issue. Overcoming student loan debt. In this country …we have more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, an average balance of $29,000. To help us out with some solutions…I’ve invited the co-founder and vice president at SoFi. This company is making a big name for itself as the alternative student loan refinancing engine. A second largest marketplace lender with over $3 billion in loans issued across student loan refinancing, mortgages, personal loans and MBA loans.  You may recognize his name because he's also a thought leader whose perspectives on Millennial and Gen X personal finance topics have been featured in a variety of media outlets among them are ABC, FOX, CNBC, Fast Company and event Italian Vogue! Prior to co-founding SoFi, Dan spent twelve years leading Enterprise Sales and Product Development at at Standard Chartered Bank across London, Singapore and Shanghai. Dan was born and raised in the UK, so he holds a Bachelor of Arts in Business Economics from the University of Durham in England.  He also holds a graduate degree in Management from Stanford Graduate School of Business where he was a Sloan Fellow and co-founded SoFi. For more information visit www.somoneypodcast.com.

260: Ask Farnoosh: Credit 411

Oct 2, 2015 1272

Description:

In today's episode of Ask Farnoosh, special guest Ethan Dornhelm, principal scientist at FICO, and I answer your biggest questions about credit everything from making minimum payments to what goes into your credit score and more. To learn more about Ethan visit www.fico.com/en/blogs/author/ethan-dornhelm.  For more information about the podcast visit www.somoneypodcast.com.

259: Erin Smith, Founder of The Starters Club

Oct 1, 2015 1942

Description:

Today's guest is a business strategist and self-proclaimed serial entrepreneur. Her story began when Erin dreamed of climbing the corporate ladder after reading Rich Dad, Poor Dad (written by Robert Kiyosaki, a former So Money guest!) where she finally learned the meaning of “financial freedom.”  To her, financial freedom had always been about a job and 4% annual raises, but now it was about ownership.  By her late 20’s, Erin got her realtor’s license and was owner of two homes. She then created a part-time pet-sitter company.  Within two years the part-time job became a six-figure income with 12 employees.  Five years later, she sold the pet company and opened a mobile spray tanning business.  Nine months later, she had created another successful business venture.  Since then, she has spent time helping and investing in others and their ventures.  She’s taken products to market, launched online businesses and has taken on massive marketing changes and plans for businesses in a variety of industries.  Since her dream is to help others, she created The Starters Club, which aims to help people wherever they are in their journey of entrepreneurship by working closely together and connecting entrepreneurs to the resources they need to help grow their business.  She's also written the book Master the Start: 10 Steps To Get Out Of Your Own Way and Create Your Dream Business and started a podcast to accompany her business, The Starters Club where she discusses entrepreneurial topics and interviews guests.

258: Jon Birger, Author of DATE-ONOMICS & Journalist

Sep 30, 2015 2254

Description:

Today’s guest is someone for whom I had the privilege of working when I was first in New York City working as a junior reporter at Money Magazine, and there my guest Jon Birger was a senior writer. And so it is with great pleasure that I introduce him today on the show. Jon is the recent author now of the newly published book “DATE-ONOMICS: How Dating Became A Lopsided Numbers Game.” He explains the shortage of college educated men for every heterosexual woman out there, what he calls the “man deficit”, and it’s not that he’s just not into you — well there’s just not enough of him, he explains. And in the book Jon further goes on to talk about why this is the case, examining a combination of demographics, statistics, game theory, and good old number crunching. And good news, he offers some solutions for his female readers who wish to get married. Like which college to attend, if you’re young enough, where to hang out and where to live in order to meet Mr. Right. In addition to his book, Jon is a contributor to Fortune Magazine, as well as a freelance journalist who’s work has appeared in The New York Times,The Washington Post, Time, Barons, Bloomberg Businessweek, among many others. Prior to his work as a freelance journalist, Jon was a senior writer at both Fortune, and as I mentioned, Money Magazine. You may also recognize his name because he’s had numerous radio and TV appearances for this book, ranging from MSNBC, to CNN, to NPR, Good Morning America, and most notably in 2013 the Silicon Valley Trade Group “Always On Network” names Jon a power player in technology business media. So, he is a hard-hitting journalist on top of an author of a wildly popular book. For more information visit www.somoneypodcast.com.

257: Tory Johnson, GMA Correspondent, Author of "Shift for Good"

Sep 29, 2015 2127

Description:

Today's guest is the very accomplished Tory Johnson. She’s an employee-turned-entrepreneur whose goal is to help “make great things happen for women.” In doing so, she created two multi-million dollar career-focused businesses for women including Women for Hire, a recruitment service offering a variety of career-related information for working women, and Spark & Hustle, a subscription network for entrepreneurs to come together to connect and collaborate on their ideas. Tory is also is a weekly contributor to ABC’s Good Morning America and author of 7 books, including a New York Times best-seller for The Shift: How I Finally Lost Weight and Discovered a Happier Life, where she shares how she shed 62 pounds in a year after her life-long battle with her weight. Earlier this month, Tory’s sequel Shift for Good: Simple Changes for Lasting Joy Inside and Out was released.  She recounts her journey to personal discovery and the effect it has had on both her professional and personal life.  For years, Tory was so focused on the number on the scale and her waist size but realized even after she lost all the weight, she was still missing something.  In this latest book, Tory shares with her readers how they can find joy in their daily lives and how they can make this shift for good since she experienced it firsthand, too. For more information visit www.somoneypodcast.com.

256: Michael Schreiber, Editor-in-Chief of Credit.com

Sep 28, 2015

Description:

  Kicking it off this week with my good friend Michael Schreiber. Michael and I used to work together. Well, actually we went to graduate school together at Columbia, followed by some colleague work atTheStreet.com, and then later we kind of worked together at Credit.com. He is currently the Editor in Chief and Chief Content Officer of Credit.com. It’s a website that serves as your credit advocate. It’s also a resource and guide to make sure that you’re fully armed with all the info and tools you could possibly want/need in order to fully understand your credit. Wanna know how a late payment can affect your score? Need guidance on how to manage your credit? Or maybe you wanna see where you stand with your score? Credit.com has you covered and the content from the website is syndicated everyday across major media portals including Yahoo!, NBC,AOL, MSN, and several others. Michael is responsible for leading the editorial and content team made up of more tan 30 credit experts. He is an Emmy and Dupont award winning journalist. He’s also a producer with 15 years of experience working in print, TV, online media and documentary work. Prior to this role he served as Managing Editor at MainStreet.com, the personal finance site owned by TheStreet.com. Michael is also a fellow graduate of Columbia University’s Graduate School of Journalism where he also serve there as an adjunct professor in the multimedia department. For more information visit www.somoneypodcast.com.

255: Ask Farnoosh + Sophia: How to afford kids and retirement

Sep 25, 2015 2473

Description:

In today's episode of Ask Farnoosh, special guest Sophia Bera of GenY Planning and I answer your biggest questions about retirement planning, how to afford children and more. Sophia Bera joined me earlier in the month on So Money Millennial week and in case you missed our interview you can catch it here. If you would like to learn more about Sophia Bera, visit her website genyplanning.com or follow her on Twitter @sophiabera.

254: Tess Vigeland, Former Host at Public Radio's Marketplace

Sep 24, 2015 1937

Description:

Today’s guest is a veteran journalist and well-known voice to millions of American Radio listeners. She is Tess Vigeland, CEO of Tess Vigeland Productions, an LA-based multi-media media company. For 11 years, she was the anchor for public radio’s Marketplace as well as spent 6 years hosting the personal finance show, Marketplace Money. Tess also wrote the newly published book titled, Leap: Leave A Job With No Plan B to Find the Career and Life You Really Want. This book was based off of Tess’s personal experience after she felt that “Marketplace’s Tess Vigeland” was no longer fulfilling and left her dream job to find her next calling. In her book she talks about leaping without a net with humor and honesty and shares the possibilities that are on the otherside for those willing to leap with her. Tess still keeps her radio voice warmed up serving as a backup anchor for NPR’s All Things Considered as well as shows on two local LA stations. In her “spare” time, time she writes for The New York Times, The Guardian among many others as well as serves as a professional emcee, speaker, panel moderator and interviewer. For more information visit www.somoneypodcast.com.

253: Carl Richards, New York Times Sketch Guy Columnist & Author

Sep 23, 2015 1339

Description:

While I was at FinCon 2015, I had the pleasure of interviewing Carl Richards with a live audience. He is a Certified Financial Planner and the director of investor education for BAM Alliance, which is a community of more than 130 independent wealth management firms located across the United States. Carl is the creator of the weekly Sketch Guy column in The New York Times and a columnist for Morningstar Advisor. His sketches are most known for taking complex financial concepts and making them easy to understand. They also served as the foundation for his first book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money. Most recently this past March, Carl released the book The One-Page Financial Plan: A Simple Way to Be Smart About Your Money. Carl’s work has also been featured on Marketplace Money, Oprah.com, Forbes,com among others. He has also become a frequent keynote speaker at financial planning conferences and visual learning events around the globe. Carl’s artwork has appeared in a solo show at the Kimball Art Center in his hometown of Park City, Utah and other showings include The Parson’s Gallery in New York, The Shultz Museum in California and the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the country. For more information visit www.somoneypodcast.com.

252: Belinda Rosenblum, President of OwnYourMoney.com

Sep 22, 2015 2691

Description:

Joining me today is Belinda Rosenblum, a CPA wealth expert and self-proclaimed “Chief Money Motivator.” She runs her own company, OwnYourMoney.com, which specializes in helping corporate professionals and entrepreneurs take charge of their money. Her goal is to lead a movement that will change people’s perspectives on money and transform the way we are thinking, feeling, and acting about our money. She is also the co-author of a book entitled, “Self-Worth to Net Worth: 12 Keys to Creating Wealth Inside and Out,” which provides a step-by-step approach to help build financial self-esteem. She’s also offering So Money listeners her free 10-day course to help any of you out there listening to get out of debt. How generous! It’s called the DitchYourDebtChallenge and So Money listeners can get the course by visiting http://www.ditchyourdebtchallenge.com/somoney. For more information visit www.somoneypodcast.com.

251: Selena Soo, Business & Publicity Strategist

Sep 21, 2015 1872

Description:

Today's guest is someone I've proudly worked with to help me steer my previous book launch and elevate my business. And I think what she does to help clients is simply outstanding and one of a kind. I am a little biased, but I'm very, very serious here. Teaming up with her has been hands down one of the best investments I've ever made in growing my brand. I wanna welcome today, to the show, Selena Soo. Now after working in the non-profit world making around $42,000 a year, in New York City, which is hard in this city believe it or not. The most expensive city in the world! Selena decided in 2012 to go to business school and change gears, just go into a whole new career. And at first she was interested in PR, but realized that it just didn't give her the opportunity to do her favorite thing, which is to connect with people genuinely, without an agenda. So she decided to explore the idea of becoming a publicity and business coach, a service that she herself had paid for many times. Fast forward to today, she is a highly sought after business and publicity coach for visionary entrepreneurs, experts, and authors. And through her company, S2 Groupe, she helps her clients increase their visibility, build powerful relationships, and develop solid business strategies so they can reach the masses with their message. Selena writes for Forbes, Huffington Post, and Positively Positive. For more information visit www.somoneypodcast.com.

250: Ask Farnoosh, How Can I Pay For Grad School?

Sep 18, 2015 1255

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about renovating vs building your dream home, how to pay for graduate school, the importance of having an internship and more.  For more information visit www.somoneypodcast.com.

249: Alan Moore, Co-Founder of XY Planning Network

Sep 17, 2015 2112

Description:

Today’s guest is Alan Moore, a Certified Financial Planner and the co-founder of XY Planning Network, a fee-only RIA and location independent financial planning firm. Alan co-created this company because him and his business partner felt that Gen X- and Gen Y-ers were being ignored by the bigger, traditional financial planning firms; so they wanted to fill this void with the creation of this company. He is also the President of Serenity Financial Consulting, LLC, located in Milwaukee, which specializes in providing financial planning advice and investment management services to individuals or families in order to achieve their financial goals on an as-needed or hourly basis. Alan has been recognized for his work by Investment News, naming him among the “40 Under 40” in financial planning and by Wealth Management as one of “The 10 to Watch in 2015.” He is frequently speaking on behalf of topics including technology, marketing as well as business coaching and his quotes have been included in articles in publications from The Wall Street Journal to Forbes to The New York Times and more. For more information visit www.somoneypodcast.com.

248: Adrienne Dorison, Success Coach and Host of The School of Self Mastery Podcast

Sep 16, 2015 2366

Description:

When I set out to start this podcast, I wanted to create a show where successful people could share their stories and advice through an open conversation about money, and hopefully inspire the listeners that they can do it too. My guest today, Adrienne Dorison has that same goal in mind in her business. Adrienne has created a 10 session and a VIP Intensive program to create your “Rich Life,” which she defines as all about self-mastery to reach your highest potential, creating freedom, financial success and lasting fulfillment. In this program, you receive coaching sessions, online support, access to her mastermind group of entrepreneurs and much more. A little more about Adrienne…she paid off $45K of student debt in just 6 months, has had a career at a prestigious Fortune 500 company, and is an accomplished athlete – she has even won a long distance triathlon! For more information visit www.somoneypodcast.com.

247: Sharon Epperson, CNBC Senior Personal Finance Correspondent

Sep 15, 2015 1985

Description:

Today I have the great pleasure and privilege of speaking with a fantastic award-winning journalist, Sharon Epperson. Sharon is currently a correspondent for CNBC covering the commodity markets and personal finance. She also appears on other NBC news shows like The Today Show and Nightly News, I'm sure you've seen her on television. She reports on a daily basis from the New York Mercantile Exchange where she covers the Energy Markets. She's won numerous awards include a Gracie Award for Outstanding Online Host for her financial advisor playbook video series on CNBC.com and the Trailblazer of the Year Award from the New York Association of Black Journalists. Sharon has a Bachelor's Degree in Sociology and Government from Harvard, and a Master's in International and Public Affairs from Columbia. So interesting that she ended up as a financial journalist and she talks about that journey, how she became the woman that she is today. What was the path that took her to CNBC? The opportunities that led her to financial journalism. You know she admits she was a little unsure of covering business news as a young reporter. We also discuss why Sharon is not worried about the fluctuations in the market place. This interview was recorded in late August when, as we know, the markets went on quite a rollercoaster. We had a tumultuous end to August and so what does Sharon make of all these heavy moves in the market, and what are her predictions as we go into the fall? The financial lessons she learned from launching her parents - that's another topic that we talk about with Sharon because she says, interestingly enough her parents did not really talk about money, but she still learned quite a bit from mom and dad and she shares that with us. For more information visit www.somoneypodcast.com.

246: Mimi Ikonn, Co-Founder of Luxy Hair and YouTube Sensation

Sep 14, 2015 1775

Description:

Today’s guest considers herself a “global citizen” and documents her travels and fashion through a blog, a wildly successful YouTube channel and popular Instagram account (just shy of 1M followers popular...WOW!).  Her name is Mimi Ikonn a co-founder of Luxy Hair and YouTube sensation. On her YouTube channel she documents tutorials from everything to her morning and nighttime routine to her favorite outfits to how to clean out your closet. Before becoming a successful entrepreneur she dropped out of the International Business Program at Seneca College in her second year to later become a Certified Image Consultant. For more information visit www.somoneypodcast.com.

245: Ask Farnoosh, Should I Move Back In With My Parents?

Sep 13, 2015 834

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about moving back in with your parents to pay down debt, budgeting for annual vacations, how freelancers should plan for their taxes and more.   For more information visit www.somoneypodcast.com.

244: Ask Farnoosh, Will I Inherit My Parents Student Loans?

Sep 12, 2015 1098

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about inheriting your parents student loans, using your credit vs. your debit card, steps you should take if you plan on renting your home and more.   For more information visit www.somoneypodcast.com.

243: Julie Ann Cairns, Author of The Abundance Code

Sep 11, 2015 2621

Description:

Imagine being a millionaire and then losing most of your wealth in an instant. My guest today stared down the barrel of bankruptcy at as the head of a financial markets education company during the most recent financial crisis. Her name is Julie Ann Cairns and she’s here to today to share her riches to rags…back to riches story. She has a new book out this month called The Abundance Code: How to Bust the 7 Money Myths For A Rich Life Now…based largely on her own personal experience with the ups and downs of money, as well as the lessons learned from coaching clients. Julie Ann has more than 20 years of experience in analyzing global economic trends and the financial markets. She has a bachelor of economics with honors in econometrics from the Australian National University and a master of economics and finance. Julie founded Trading Pursuits Group, a financial market education company where she serves as the Managing Director. For more information visit www.somoneypodcast.com.

242: Luke Landes, Founder of Consumerism Commentary

Sep 10, 2015 2234

Description:

Today on the show we have, whom I think is a true leader in the financial education space. He is one of the first personal finance bloggers to really take the stage in a big way in the early 2000's before financial blogging was really a thing. Similar to J.D Roth who has been on the show, who is the founder of Get Rich Slowly, a very popular personal finance site. We have on the show today H. Luke Landes, or Luke. He's the founder of Consumerism Commentary, you may have heard of it, one of the first independent personal finance blogs. And on it, Luke held himself accountable for his own financial decisions. He had quite a journey to financial independence. The website became one of the most popular to provide basic financial guidance to, particularly young people, focusing on education, awareness, and decision making. Luke also had an accompanying podcast on which he's interviewed me several times and so I'm happy now to have him on my show and put him in the hot seat. Luke is also the founder of the Plutus Awards, a way to highlight independent financial publishers. I actually took home the Plutus Award last for Best Personal Finance Book when I published "When She Makes More". So I'm deeply grateful to Luke and to all those involved in the awards for that honor. And speaking of Plutus, Luke is also the founder, the new founder of Plutus Foundation, a community foundation with a mission to provide opportunities for the financial media community to support programs that enhance the financial capability and well-being of citizens of the world. What a mission! For more information visit www.somoneypodcast.com.

241: Elisabeth Leamy, Dr. Oz Investigative Correspondent and Author

Sep 9, 2015 1667

Description:

 Today’s guest is a nationally known TV journalist as well as a critically acclaimed author and nationwide speaker. Elisabeth Leamy is most known for contributing to the Dr. Oz show and ABC News as a consumer advocate and money-saving expert. Elisabeth has been contributing to the Dr. Oz show since 2013 as an consumer and investigative correspondent. Prior to that, she spent 9 years working as a Consumer reporter for Good Morning America and other national ABC News programs. She still contributes to ABCNews.com where she writes a money column. She is also the author of two books including “Save Big: Cut Your Top 5 Costs and Save Thousands” and “The Savvy Consumer: How To Avoid Scams and Rip-Offs That Cost You Time and Money.”   For more information visit www.somoneypodcast.com.

240: Rob Kosberg, Marketing & Brand-Building Expert

Sep 8, 2015 1718

Description:

If you’re looking to write a book and have it be successful, to help you build your brand and business, then you’ll love hearing from today’s guest! Rob Kosberg is joining me and he is a marketing and brand-building expert who specializes in helping his clients become “go to” experts in their respective fields.  He’s also a best-selling author having wrote Life After Debt: Practical Solutions To Get Out of Debt, Build Wealth, And Radically Transform Your Finances Forever! His book address strategies and the mindset needed to overcome debt and live a debt-free lifestyle. The book has since translated into a podcast also called Life After Debt.   For more information visit www.somoneypodcast.com.

239: Mrs. Frugalwoods, Frugalwoods Blogger & Communication Manager

Sep 7, 2015 1986

Description:

Mrs. Frugalwoods is a self-described frugal weirdo, all the way from Boston. She's one of a couple that's set on living on an extremely small budget with the goal of retiring in their 30's. They're called The Frugalwoods and their blog is apply titled Frugalwoods.com. There they chronicle their journey. They live in Cambridge, also known as Frugal City, with their dog Frugal Hound who makes frequent appearances on the blog and the couple saves more than half of their income in the hopes of retiring to a homestead in rural Vermont one day. Their end game is to create a new fulfilling life for themselves close to nature and be able to garden and just live off the land. They've become so efficient at saving that they spent just $13,000 last year in the city of Boston. How is that possible? They're also expecting their first child and have just spent about $20 on the baby so far. Is that gonna keep up? How is this possible, right? Right now they are 30 and have just three years, they say, to go until retirement. In our conversation with Mrs. Frugalwoods, Mr. Frugalwoods was at work so we just got Mrs. Frugalwoods on the phone, but she has some amazing advice for all of us. For more information visit www.somoneypodcast.com.

238: Ask Farnoosh, What's the future of college?

Sep 6, 2015 705

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about the future of education, what to do when you and your spouse don't agree on your financial advisor, what to know when inheriting someone else's 401k and what to look for when buying a new house.   For more information visit www.somoneypodcast.com.

237: Ask Farnoosh, What's the best way to self publish?

Sep 5, 2015 879

Description:

In today's episode of Ask Farnoosh, I answer your biggest questions about the best way to self-publish a book, paying for grad school without going broke, what to do when you're in a high cost of living area and more. For more information visit www.somoneypodcast.com.

236: Latrese Bookhard, So Money Millennial

Sep 4, 2015 1633

Description:

We are rounding out So Money "Millennial" week! A “So Money” Millennial is someone who has proven to have accomplished a great deal in the their financial life in their 20s or early 30s. So often we hear about the struggles which are very real and sobering: the average college student graduates with around $35,000 in student loans, often lots more. It’s tough to find a job, save and sometimes you have to live with your parents. But today’s guest wrote in to me to say that she believes she is ahead of the curve. And I have to agree. We’re going to be speaking with Latrese Bookhard.  She is twenty-six and currently serves in the military. She says, Farnoosh, "I’m debt free, have a net worth approaching $100,000 and I paid off $53,000 in student loan debt. I max my annual Thrift Savings Plan and Roth IRA contributions. I save well over 50% of my take home pay and consider myself an aspiring “Millionaire Next Door” and early retiree. I’ve always been frugal but I kicked everything into high gear when I found a Yahoo Finance article profiling Mr. Money Mustache two years ago. His blog has led me to many other blogs, books and podcasts and has helped me really change how I think about money." So let’s learn more about Latrese. How does she think about money and what lessons does she have to teach us all?

235: Sophia Bera, So Money Millennial

Sep 3, 2015 2397

Description:

Sophia Bera is in her early 30s and has already started her own company, GenY Planning, which delivers comprehensive financial planning to people in their 20s and 30s across the country. Most financial planners require an asset minimum of $1 million, making it an unattainable resource for most people, particularly millennials seeking advice with how to start building their finances. With Gen Y Planning, Sophia, a certified financial planner, is determined to shake up the financial planning industry, and work with clients today so that they can reach $1,000,000 in the future. But interestingly Sophia actually never planned to be in finance. She was actually a Theater Performance and Women’s Studies major in college at Minnesota State University-Mankato. While in college, she set the impressive goal for herself of buying a house after graduation, and she became obsessed. She spent her time between classes at Barnes and Noble reading everything she could about money, personal finance, real estate and building wealth. And at the ripe age of 21 when she graduated, she bought a house. Seeing her success, her friends began to ask her for advice, which lead her to becoming a CFP and eventually starting Gen Y Planning. For more information visit www.somoneypodcast.com.

234: Raya Schwartz, So Money Millennial

Sep 2, 2015 2087

Description:

My guest today is a woman with similar drive and ambition to the So Money Millennials you've already heard from earlier this week. Today's guest is Raya Schwartz, and she is just 25 and has already opened up her own waxing boutique in Tampa, FL! She became an esthetician at 18 in New Mexico, and when she turned 20 got a job at a waxing salon. She made a good salary of over $60k per year, but was unhappy with the way the owners treated the employees. So, she decided go out on her own and start a small spray tan business. In her first year she was able to match her salary from her previous salon! She then moved to Tampa and opened the successful Flirt Wax Bar. Her goal is to be financially and physically free to travel and spend time with her family – and she is well on her way. For more information, visit www.somoneypodcast.com.  

233: Kristina Ellis, So Money Millennial

Sep 1, 2015 2375

Description:

My So Money Millennial today wasn’t a top student or star athlete, but Kristina Ellis, 28, managed to earn half a million dollars in college scholarships by the time she graduated high school in 2005.  . The most recent graduating class finished college with an average $35,000 in student loans – the highest on record.  And of course we’ve heard of students saddled with six figures in student loans. It’s a crisis. For Kristina, after her mother sat her down in the 9th grade and told her she wouldn’t be able to financially support her daughter once she graduated high school, she became empowered to find a way to afford her own future without skipping college or going into massive debt. Instead, she immediately began researching the best ways to qualify for top scholarships. She spearheaded community service missions, coached and grew her gymnastics team and even managed to get crowned Miss Indiana Teen USA. From there Kristina cast a very wide application net and managed to earn $500,000 spread across 20 scholarships, including the Coca-Cola and Gates Millennium Scholar awards. Kristina now shares her strategies to help others win scholarships and graduate from college debt-free in her book, Confessions of a Scholarship Winner, which has ranked in the Top 20 among all books on Barnes and Noble and in the Top 40 on all of Amazon, as well as topping the charts in Amazon's College & University category. For more information visit www.somoneypodcast.com.

232: Travis Hornsby, So Money Millennial

Aug 31, 2015 2085

Description:

When you think of retiring early…you might think 55..50…Mr. Money Mustache retired when he was 30 – which WAS the youngest age I’d heard of retiring at…until I got an email from my guest today Travis Hornsby. He is 25 years old and claims that he is retired! My first reaction was – WHAT? And then I laughed…and then I thought I really need to talk to him. A little more about Travis: Up until this year he was working as a bond trader at Vanguard. He had passed the CFA exams, and was on track to become a Portfolio Manager, but he realized that he wasn't fulfilled…reminds me of a tony robbins saying that success without fulfillment is FAILURE. Travis had always been a big saver since college, so he decided to take the plunge and start saving two-thirds of his income and live like a pauper with the goal to retire at 25, which he has just achieved.  As of right now he is enjoying his retirement by traveling the world. He’s already been all over Europe, and plans to travel to South America and Asia next. Today he’s coming to us all the way from Poland! He has started the website millennialmoola.com to share his advice and help others save and live more. He also has a brand new book called 25 IS THE NEW 65, where he shares his story of how he retired early and shows other millennials how they can do it too.

231: Ask Farnoosh, how do I fire my financial advisor?

Aug 30, 2015 1207

Description:

In this episode of Ask Farnoosh on So Money podcast, I answer your questions about how to go about firing your financial advisor, online resources to check your resume, the best ways to calculate how much you're saving, and more.  For more information visit www.somoneypodcast.com.

230: Ask Farnoosh, How to renegotiate my job offer?

Aug 29, 2015 1376

Description:

In this episode of Ask Farnoosh I answer your biggest questions about renegotiating a job offer, the best financial resources for a So Money fan that's looking for intermediate level literature, what other types of savings accounts you can use if you're planning to retire before 55, how to save for a downpayment on a house, how to grow a business while facing some debt, playing catchup with retirement savings and more.  For more information check out www.somoneypodcast.com.

229: Rebecca Jarvis, ABC News Chief Business & Economics Correspondent

Aug 28, 2015 2335

Description:

Rebecca Jarvis is the ABC news chief business and economics correspondent and creator, host and managing editor of “Real Biz with Rebecca Jarvis.” She reports for all ABC news programs and platforms… and conducted wide ranging interviews with the biggest names in business, including General Motors’ CEO Mary Barra, mega investor Warren Buffett, Facebook’s COO Sheryl Sandberg and Twitter founder Jack Dorsey. Rebecca and I first met about six years ago at CBS News. And she’s one of the hardest working people in the industry. In the following interview I put her on the spot and asked her about something she failed to put in her bio… tsk-tsk. Rebecca’s got some fantastic insights to share about her financial journey and the lessons learned as a kid growing up in the Midwest…the big money mistake she made and the impact it had on not only her finances, but her parents’ finances, as well…and how she turned a 6-month trial job into a major 3 year contract. For more information visit www.somoneypodcast.com

228: Justin McLeod, Founder and CEO of Hinge

Aug 27, 2015 1882

Description:

So Money singletons, this episode’s for you.  If you’re looking for love and you like technology…our guest today is marrying the two with his new dating app called Hinge. You might have heard of it. I have to be honest, I’m really behind the times when it comes to matchmaking apps. When I was dating years ago, there was Match.com and it was still a little weird to say you met your boyfriend or wife ONLINE. People would make up all sorts of lies…and say “oh and we met at Barnes and Nobles or at a party…when really, you met at 2am online in your pajamas courtesy of match.com. Now the online dating industry is an estimated 2 billion dollar market with popular matchmaking apps like Tinder, Coffee Meets Bagels, Bumble, The League…and a relative new player in the field – Hinge. Our guest today is the founder and CEO of Hinge Justin Mcleod. Hinge is a relationship app that helps people meet through friends.  Unlike apps that show you random people in your area, Hinge shows only people in your social circles. Basically think of Hinge as a good friend who’s trying to set you up with all of their single friends and over time, they start to prioritize matches based on your preferences and tastes. A graduate of Colgate University, Justin took a job in management consulting and then went on to attend Harvard Business School. He always has had a real passion for connecting people and decided to follow it years later when he founded Hinge in February 2011.  Shortly thereafter in February 2013, the app was launched and the rest is history. According to an article released this year, Hinge has made over 8 million matches by late October of last year and boasts 35,500 dates per week and 1,500 relationships happen due to the app. Hinge is currently live in dozens of cities including London, Toronto, Sydney and Mumbai.  Just last year the app’s active user base grew 5x!

227: J. Massey, Real Estate Investor and Author

Aug 26, 2015 2254

Description:

Today I’m sharing a real rags to riches story. Several years ago my guest J. Massey encountered a series of life-altering events – his pregnant wife had a serious illness, he was in an accident that left him with a punctured lung that prevented him from being able to work, and their family home was foreclosed upon. J. quickly realized that he needed to make changes to be able to survive. So he immersed himself into intensive real estate investor training. He has since become a very, very successful real estate investor and has amassed an impressive portfolio of over 300 units of residential and commercial properties as well as private notes and mortgages. Today, in addition t